West Hudson Teachers Credit Union North Arlington NJ | Affordable Vehicle Loans & Rewards Credit Cards

Introduction

Welcome to West Hudson Teachers, your trusted partner in financial wellness, located at 180 Prospect Ave, North Arlington, NJ 07031. Since our establishment in 1937, we have been dedicated to serving our community with personalized banking solutions tailored to meet your needs. With a total membership of 840 and assets exceeding $6,302,601, we pride ourselves on being a cornerstone of support for our members. At West Hudson Teachers, we offer a range of services designed to help you achieve your financial goals. Whether you're looking for checking and savings accounts, auto loans, mortgage financing, or business banking solutions, we've got you covered. Our commitment to excellence is reflected in our total deposits of $370,423 and net worth of $703,529 numbers that speak to the trust placed in us by our members. Our leadership team is here for you: CEO Patricia Kilkenny and Board President Martha Rosolen are committed to fostering a welcoming environment where every member feels valued. If you need assistance or have questions about our services, feel free to reach out at (201) 991-0845. While you can visit us at our branch for all your banking needs, official correspondence should be sent to 180 Prospect Ave, North Arlington, NJ 07031-5808. We invite you to explore how we can assist you in achieving your financial dreams. Come visit us or give us a call today!

Branch History & Mission

Looking Ahead

As we continue on this journey, we embrace digital advancements that enhance accessibility while ensuring all our facilities meet ADA compliance standards. Although we currently do not offer ATM or drive-thru services, our dedicated team is always ready to assist you with any banking needs you may have. Join us at West Hudson Teachers as we work together towards achieving your financial dreams while making a meaningful impact in the North Arlington community. Reach out today at (201) 991-0845 to learn more about how you can become a member and enjoy the benefits of being part of our family-oriented credit union!

Our Journey

Since opening our doors at 180 Prospect Ave, North Arlington, NJ 07031, we have seen significant milestones that reflect our commitment to service and community support. With total assets now exceeding $6,302,601, we have consistently focused on helping our members achieve their financial goals. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, our offerings are designed to empower individuals and families. Our history is not just about numbers; it's about the relationships we've built. We understand that behind every account is a person or family with dreams and aspirations. We strive to create a welcoming environment where members feel valued and understood.

Our Mission

The mission of West Hudson Teachers is clear: to provide exceptional financial services while supporting the community we serve. We believe in making banking accessible for everyone. This means offering personal banking solutions that fit your lifestyle as well as business banking services for local enterprises. We are committed to creating positive change through various outreach initiatives and partnerships within the community. By focusing on financial education and support, we aim to uplift our members and help them navigate their financial journeys with confidence. While members can visit us at 180 Prospect Ave North Arlington Nj 07031, official correspondence should be sent to 180 Prospect Ave, North Arlington, NJ 07031-5808. Our lobby hours are designed to accommodate your busy schedule: Monday through Thursday from 11:00 AM to 5:00 PM and Friday from 11:00 AM to 4:00 PM.

Branch Location & Accessibility

Banking Services

While you're here, take advantage of our wide range of services tailored just for you. From personal banking options like checking and savings accounts to auto loans, mortgage refinancing, and even credit cards with rewards, we've got something for everyone. We also offer business banking solutions for local entrepreneurs looking for merchant services and business loans.

Contact Us

Got questions? Don't hesitate to reach out! You can call us at 201-991-0845 for more information or assistance. We invite you to stop by West Hudson Teachers at 180 Prospect Ave today and discover how we can help you achieve your financial goals! If you need to send official correspondence, please use our mailing address at 180 Prospect Ave, North Arlington, NJ 07031-5808. We look forward to seeing you soon!

Convenient Access

At West Hudson Teachers, we prioritize your convenience. Our branch features ample parking and is designed for easy accessibility, including ADA-compliant ramps for those who need them. We want everyone to feel welcome when they walk through our doors.

Operating Hours

Our lobby hours are designed to fit your busy schedule. Join us Monday through Thursday from 11:00 AM to 5:00 PM and Friday from 11:00 AM to 4:00 PM. Whether you're looking to open a new account or discuss loan options, our team is ready to assist you during these hours.

Member Eligibility

At West Hudson Teachers, we believe that everyone deserves a chance to be part of a supportive community where your financial needs come first. Joining us is simple and welcoming! If you live, work, or attend school in the area, you're likely eligible for membership. We're here to help individuals like you thrive with personalized services tailored to your unique needs. For more detailed eligibility criteria, feel free to visit our website at . Becoming a member opens up a world of benefits, including competitive rates on loans and savings accounts, as well as access to various financial products designed just for you. The process of opening an account is straightforward and friendly just give us a call at (201) 991-0845, and our team will guide you every step of the way! We're located at 180 Prospect Ave North Arlington Nj 07031, ready to welcome you into our family.

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. Although we currently have $0 in member commercial loans and $0 in non-member commercial loans, we are dedicated to creating opportunities for local businesses. Imagine using flexible financing to purchase new equipment or hire more staff; that's what our future loan offerings aim to facilitate.

Merchant Services

In today's fast-paced market, efficient payment processing is crucial. Our merchant services streamline transactions, making it easier for you to focus on what matters growing your business. From accepting various payment methods to providing detailed transaction reports, these services help you manage your finances effectively. Located at 180 Prospect Ave North Arlington Nj 07031 in North Arlington, NJ, our team is eager to assist you with tailored solutions that fit your unique business needs. For any inquiries or assistance, feel free to call us at (201) 991-0845 during our operating hours: Monday - Thursday from 11:00 AM to 5:00 PM and Friday from 11:00 AM to 4:00 PM. Let's work together towards your business success!

Comprehensive List Of Services

Business Banking

For our business members, we offer specialized services including merchant services and business loans. Whether you're starting a new venture or looking to grow an existing one, our team is ready to assist you with tailored financial products that meet the unique demands of your business.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking features so you can manage your finances anytime, anywhere. With just a few taps on your phone or clicks on your computer, checking balances, making transfers, or paying bills becomes effortless. Although we currently do not have ATM facilities at our branch located at 180 Prospect Ave North Arlington Nj 07031, rest assured that we prioritize ensuring access to cash withdrawal services through partnerships that make it easier for you when needed. At West Hudson Teachers, located in beautiful North Arlington, NJ, we strive to cater to all aspects of your financial life under one roof. If you'd like more information about any of these services or wish to speak with one of our friendly representatives, don't hesitate to reach out at (201) 991-0845 during our operating hours: Monday - Thursday 11:00 AM - 5:00 PM and Friday 11:00 AM - 4:00 PM. Ready to take the next step towards achieving your financial goals? Visit us today!

Loans and Financing

When it comes to financing, West Hudson Teachers offers auto loans and vehicle financing that help put you behind the wheel of your next car without breaking the bank. Picture driving home in that new car, knowing you've secured an affordable loan with us. Additionally, if you're considering buying a home or refinancing your current mortgage, our team is here to guide you through the process with our comprehensive mortgage loans and refinancing options. If you're facing unexpected expenses or need help consolidating debt, our personal loans can provide the relief you need. And let's not forget about our credit cards with rewards, which allow you to earn points on everyday purchases making each transaction more rewarding.

Personal Banking

Our personal banking options are designed to make managing your money straightforward and convenient. You can choose from various checking and savings accounts that fit your lifestyle. Imagine having easy access to your funds while enjoying competitive interest rates. Our accounts are perfect whether you're saving for a dream vacation or just want a safe place for your everyday expenses.

Digital & Online Banking

Sub-section Name: Accessibility

Accessibility is at the heart of our mission. Even without 24/7 online banking services, our team at West Hudson Teachers is here to assist you during our lobby hours. Whether you're stopping by or giving us a call at (201) 991-0845, we're ready to help you with all your banking needs. We know that managing money should be simple and stress-free. At West Hudson Teachers, we strive to make banking more accessible so that you can focus on what matters most in your life. Stay tuned for future updates as we work towards enhancing our digital services!

Sub-section Name: Key Features

Although we don't currently support features like e-statements, mobile payments, or a mobile application, we're focused on providing straightforward services that help you stay connected with your accounts. You can still enjoy real-time account management through other available options. While person-to-person transfers and electronic signature authorization aren't available yet, we're always looking for ways to improve and expand our offerings.

Financial Strength

Commitment to Growth

Our commitment extends beyond just numbers; with $648,295 in undivided earnings, we reinvest into innovative banking tools and stronger lending options to serve you better. We support various member needs with $1,212,592 in total loans and leases, showcasing our capacity to help you secure loans for your personal or business ventures.

Growing Member Base

With 840 total share accounts, our member base continues to grow, demonstrating the trust placed in us by the community. This growth is essential as it ensures we can provide comprehensive services designed for your unique needs. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, West Hudson Teachers is your trusted partner. Visit us at 180 Prospect Ave North Arlington Nj 07031 or call (201) 991-0845 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Member Savings and Investments

Your savings are our priority. While we currently have $0 in share certificates and $0 in money market shares, rest assured that your funds are secured and growing. Unlike traditional banks, we focus on benefiting our members first. With no non-member deposits at $0, all our resources are dedicated to you helping you achieve your financial goals through better loan rates and exclusive perks.

Operational Efficiency

Our operations reflect efficiency as shown by our net income of $0. This allows us to continue offering competitive loan rates and quality financial products tailored for you. Our team is here to support you every step of the way; we proudly employ 1 full-time employees and 1 part-time employees who are dedicated to assisting you with knowledge and care.

Solid Financial Health

With a net worth of $703,529, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation supports our commitment to your financial well-being. Additionally, our net worth ratio of $1,116 demonstrates a robust capital base, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $0 in used vehicle loans and $95,042 in new vehicle loans already helping members get on the road. We make it easy for you to apply for an auto loan and even have refinancing options available if you're looking to lower your payments or adjust terms on an existing loan.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. Currently, we have no junior lien family property loans available, but our team is here to guide you through every step of the mortgage process when you're ready.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. Whether it's for everyday purchases or unexpected expenses, our credit cards come with competitive rates and rewards programs. Our lending services are designed with your financial well-being in mind. If you have any questions about eligibility or refinancing options, don't hesitate to reach out to us at 201-991-0845. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Visit us at our branch located at 180 Prospect Ave, North Arlington, NJ 07031 during our operating hours: Monday - Thursday from 11:00 AM to 5:00 PM and Friday from 11:00 AM to 4:00 PM. We're here to help you navigate your financial journey!

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WEST HUDSON TEACHERS FEDERAL CREDIT UNION - North Arlington, NJ