West Branch Valley Credit Union Sandy UT

Introduction

Welcome to West Branch Valley, your trusted credit union located at 8520 S Sandy Pkwy, Sandy, UT 84070. Since our establishment in 1952, we have been dedicated to serving our community with integrity and a personal touch. With a proud membership of 4,646 and total assets reaching an impressive $49,284,655, we stand as a reliable partner in your financial journey. At West Branch Valley, we believe in the power of community. That's why we're committed to offering our members not just competitive rates but also personalized service that makes banking feel like home. Our total deposits of $937,327 and net worth of $4,054,554 reflect our strong foundation and commitment to supporting you in achieving your financial goals. Led by our CEO, Danna Houseknecht, and Board President, John Lauchle, we have a dedicated team of 15 employees working tirelessly to ensure that you receive the best service possible. While members can visit us at our branch location for various services, official correspondence should be sent to our mailing address: 8520 S Sandy Pkwy, Sandy, UT 84070-6422. Whether you're looking for loans (we currently manage 2,614 loans and leases) or want to open an account with us, we're here for you every step of the way. Explore more about what we offer on our website at wbvfcu.org or give us a call at 800-262-3539. We look forward to being your financial partner!

Branch History & Mission

Welcome to West Branch Valley in beautiful Sandy, Utah! Since opening our doors in 1952, we have proudly served our community with a commitment to excellence and a passion for helping our members achieve their financial goals. Our branch is located at 8520 S Sandy Pkwy, right in the heart of Sandy, making it convenient for you to visit us and explore the services we offer. Over the years, our growth has been remarkable. We currently boast a membership of over 4,646 individuals who trust us with their financial needs. With total assets reaching an impressive $49,284,655, we continue to provide a solid foundation for our members' financial futures. Our success is built on the strong relationships we cultivate within our community and the dedication of our team, led by CEO Danna Houseknecht and Board President John Lauchle. At West Branch Valley, our mission goes beyond traditional banking. We strive to empower our members by offering not just financial products but also education and support tailored to their unique situations. Whether you're looking for auto loans, mortgages, or simply want to open a savings account, we're here to guide you every step of the way. Our goal is to make a positive impact on the lives of those we serve while supporting local initiatives and partnerships that strengthen our community. While you can visit us at 8520 S Sandy Pkwy, official correspondence should be sent to 8520 S Sandy Pkwy, Sandy, UT 84070-6422 if needed. We are proud to offer essential services such as online banking and e-statements, ensuring that managing your finances is simple and accessible. Although we do not currently have ATMs or drive-thru services available, we are committed to providing robust digital solutions that cater to your needs. Join us in celebrating our history and mission! Discover how becoming a member of West Branch Valley can help you achieve your financial dreams while being part of a supportive community. For more information about membership eligibility or to open an account today, please visit our website or call us at 800-262-3539. Together, let's build a brighter financial future!

Branch Location & Accessibility

Accessibility and Amenities

At West Branch Valley, we understand how important it is for our members to have a welcoming and accessible banking experience. Our location features ample parking and is fully ADA compliant, ensuring easy access for all visitors. While we currently do not offer ATM services or drive-thru banking, our friendly staff is always ready to assist you inside the branch.

Join Us Today!

Whether you're a long-time member or considering joining our credit union family, we invite you to stop by and see how we can help you meet your financial goals. Come visit us at West Branch Valley today! Your financial journey starts here.

Operating Hours

We strive to make your visits as convenient as possible. Though specific operating hours aren't provided here, our dedicated team is available during standard business hours to help you with everything from account inquiries to loan applications. If you're looking for personalized service, feel free to give us a call at 800-262-3539.

Member Eligibility

At West Branch Valley, we believe that everyone deserves to be part of a caring community that supports their financial goals. If you're looking to join us, becoming a member is easier than you might think! We welcome individuals who live, work, or worship in the Sandy area or have family members who are already part of our credit union. This means if you share our values and want to benefit from our personalized financial services, you're likely eligible! To find out more about the specific criteria for membership, feel free to check out this link: Membership Eligibility. Once you've confirmed your eligibility, opening an account with us is a breeze! You can start the process online by visiting Account Opening. If you have any questions or need assistance along the way, don't hesitate to give us a call at (800) 262-3539. Joining West Branch Valley not only gives you access to great financial products but also connects you with a supportive team dedicated to helping you thrive! We can't wait for you to be part of our family at 8520 S Sandy Pkwy Sandy Ut 84070.

Business Banking & Commercial Services

Loan Options for Your Business

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have no outstanding commercial loans, our goal remains to empower businesses in our community. If you're a member, we are ready to assist you with flexible financing options when the time comes.

Merchant Services That Make Sense

Beyond loans, our merchant services offer practical benefits that can streamline your operations. Imagine a setup where you can easily manage transactions and accept payments from customers without hassle. Our systems help simplify payment processing, allowing you more time to focus on what matters growing your business. At West Branch Valley, we are not just here for your financial needs; we're here to partner with you for success. Whether you're just starting or expanding, let's work together to achieve your goals. For more information, feel free to call us at (800) 262-3539 or visit our website at https://www.wbvfcu.org/ .

Comprehensive List Of Services

Banking Made Easy

Whether you're looking for convenient access to your accounts or assistance with managing your finances, West Branch Valley has got you covered. Our services include ATM Services Only, ensuring that you can easily withdraw cash or check your balance without any hassle. Even if you're on the go, our online banking features allow you to manage your accounts from anywhere, making it simple to keep track of your finances without needing to visit us in person.

Community Connection

At West Branch Valley, we believe in giving back to the community. We're not just a financial institution; we're part of your neighborhood. Our commitment extends beyond banking as we actively participate in local events and initiatives aimed at improving the lives of our members and residents alike.

Member-Centric Approach

We understand that every member has unique financial goals. That's why our team is always ready to offer personalized guidance and support. From helping you navigate through basic transactions to answering questions about how to make the most out of your membership, we are here for you. If you're considering taking out a loan or need advice on saving strategies, don't hesitate to reach out.

Stay In Touch

If you have any questions about our services or want more information, feel free to call us at (800) 262-3539. Our friendly staff is eager to assist you with whatever you need. Ready to experience all that West Branch Valley offers? Visit us today at 8520 S Sandy Pkwy Sandy Ut 84070 or explore more about our services online at our website. Join us in building a brighter financial future together!

Digital & Online Banking

Always Available

With 24/7 online banking services, you're never far from your finances. Whether it's early morning or late at night, you can log in anytime to manage your accounts. This level of accessibility means that you can make important financial decisions on your schedule. At West Branch Valley, we strive to provide digital banking solutions that not only meet your needs but also enhance your overall banking experience. With our commitment to convenience, security, and user-friendliness, managing your money has never been easier!

Convenience at Your Fingertips

With our online banking platform, you can easily check your account balances, pay bills, and transfer money whenever it suits you. Need to send money to a friend? Our person-to-person transfer feature makes it a breeze. Plus, for those who prefer managing their accounts on the go, our mobile application is available for download, bringing all of these features right to your smartphone.

Secure and User-Friendly

Security is our top priority. We provide electronic signature authorization, ensuring that your transactions are safe and secure. You can also opt for e-statements, which offer a convenient way to receive your account statements without the clutter of paper keeping everything organized and easy to access.

Financial Strength

Commitment to Growth

With $4,054,554 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $753 in used auto loans and $26,536,281 in total loans and leases.

Growing Membership Base

Total Share and Deposit Accounts: 8,793, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, West Branch Valley is your trusted partner. Visit us at 8520 S Sandy Pkwy Sandy Ut 84070 or call (800) 262-3539 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Members' savings are secured through $4,842,426 in share certificates and $82,572 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 15 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Position

With a net worth of $4,054,554, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $823 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $10,274,657 in used vehicle loans and $5,206,333 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used vehicle, our team is here to guide you through the process.

Credit Lines

For those who need extra flexibility in their borrowing options, our total credit lines amount to $2,000,000. This can be an excellent choice for managing cash flow or unexpected expenses without the hassle of traditional loans. If you're interested in refinancing any existing loans or exploring eligibility options for our products, don't hesitate to reach out. Our team at West Branch Valley is ready to assist you with personalized service. For more information about our loan offerings or to get started today, feel free to contact us at 800-262-3539, or visit us at our branch located at 8520 S Sandy Pkwy Sandy UT 84070. We're here to help you every step of the way! Please note that performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $235,805, make buying or refinancing simple. We're committed to helping you find the right mortgage solution that fits your budget and lifestyle.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $774,369 in loans helping members manage their finances effectively. This option is perfect for those looking for easy access to credit without putting up collateral.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. You can trust that the information presented is accurate and reflects current market conditions. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. Our goal is to provide unbiased results, allowing users to make decisions based solely on their needs. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, LendMesh helps users make informed decisions quickly and easily. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This feedback highlights how LendMesh can positively impact your financial journey. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

WEST BRANCH VALLEY FEDERAL CREDIT UNION - Sandy, UT