Wescom Central Credit Union La Habra CA | Affordable Auto Loans & Easy ATM Access

Introduction

Welcome to Wescom Central, your trusted financial partner located at 1330 S Beach Blvd Ste B, La Habra, CA 90631. Established in 1934, we have been serving our community for nearly a century, fostering a strong sense of trust and reliability among our members. With over 250,000 members and total assets exceeding $6.4 billion, we are dedicated to providing exceptional financial services tailored to meet your unique needs. At Wescom Central, we pride ourselves on our commitment to the local community. Our team of 1,000 employees, led by CEO Darren Williams and Board President Noel Ross, works tirelessly to ensure that you receive the best support possible. We offer a range of services including personal banking, auto loans, mortgage loans, credit cards with rewards, and business banking solutions. Whether you're looking to save for the future or finance your dream vehicle, we're here to help you every step of the way. While members can visit us at our branch location for personalized service, any official correspondence should be sent to our mailing address: 1330 S Beach Blvd Ste B, La Habra, CA 90631-1172. With total deposits around $196.5 million and a net worth of approximately $507 million, Wescom Central is not just a place to bank; it's a community hub focused on building stronger financial futures together. We also maintain a robust loan portfolio with over 149,000 loans and leases issued, showcasing our dedication to supporting your financial goals. Ready to experience what Wescom Central has to offer? Feel free to reach out at (888) 493-7266 or visit us online at wescom.org. Join us in shaping a brighter financial future today!

Branch History & Mission

Community Commitment

Our commitment extends beyond just financial transactions; it's about building relationships within our community. We actively participate in local events and initiatives that uplift La Habra residents. By partnering with various organizations, we strive to create opportunities for growth and development within our neighborhoods. While members can visit us at 1330 S Beach Blvd Ste B La Habra Ca 90631, official correspondence should be sent to 1330 S Beach Blvd Ste B, La Habra, CA 90631-1172 if it differs from our branch location. We invite you to reach out at 888-493-7266 or visit us during our operating hours Monday through Friday from 9 AM to 6 PM and Saturday from 9 AM to 2 PM to learn how Wescom Central can support your financial aspirations. Join us at Wescom Central today and discover the benefits of being part of a credit union that prioritizes its members and their communities!

Our Mission

Wescom Central's mission is simple yet profound: to empower our members with the financial tools they need to achieve their goals while fostering a sense of community. We believe that banking should be accessible and supportive. Whether you're looking to open a checking account or finance your dream car, we're here to help every step of the way. We recognize the importance of innovation in banking. That's why we offer digital services like online banking and mobile payments to ensure convenience without sacrificing personal touch. Our team is dedicated to ensuring that all members can access our services easily our branch is ADA compliant, making it welcoming for everyone.

Branch Location & Accessibility

Accessibility Features

At Wescom Central, we prioritize accessibility for all our members. Our branch is fully compliant with ADA standards, featuring ramps and spacious entrances that ensure everyone can navigate comfortably.

Convenient Location

Situated near popular landmarks like the La Habra Marketplace and just a short drive from local schools and parks, our branch is ideally placed for both residents and visitors. Ample parking is available on-site, making it simple for you to stop by whenever you need assistance.

Operating Hours

We understand that your time is valuable. That's why we offer flexible hours to fit your schedule: Monday through Friday from 9 AM to 6 PM and Saturday from 9 AM to 2 PM. Our friendly staff is ready to assist you during these hours, so don't hesitate to come by!

Services Offered

At this location, you can take advantage of a range of services including checking and savings accounts, auto loans, mortgage options, credit cards with rewards, and much more. For added convenience, we also have ATM access available for quick cash withdrawals and balance checks. While members can visit us at 1330 S Beach Blvd Ste B for in-person services, please note that official correspondence should be sent to the same address. If you have any questions or need assistance, feel free to give us a call at 888-493-7266. We look forward to seeing you soon at Wescom Central your trusted partner in financial wellness!

Member Eligibility

Becoming a member of Wescom Central is like opening the door to a warm and welcoming community where your financial well-being is our priority. To join us at Wescom Central, you simply need to meet a few friendly criteria that connect you to our mission of serving the members. Whether you're living or working in the area, or if you have a family member who is already part of our credit union, there's a good chance you'll qualify! We believe everyone deserves access to great financial services and support, which is why we strive to make our membership as inclusive as possible. For more detailed information about eligibility, feel free to check out our guidelines at . Once you've determined your eligibility, opening an account is quick and straightforward. You can start this process online by visiting https://online.wescom.org/hbnet/app/signon/new-user-or-forgot-pwd or by giving us a call at (888) 493-7266. Our team is always ready to help you with any questions you may have and guide you through the steps of becoming a valued member of Wescom Central. We look forward to welcoming you into our community!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,101,501, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer comprehensive merchant services that simplify payment processing for your business. Whether it's setting up point-of-sale systems or ensuring fast transactions, our tools help you serve your customers better and keep your operations running smoothly. Located at 1330 S Beach Blvd Ste B La Habra Ca 90631 in La Habra, CA, we're dedicated to being your trusted partner in business success. Reach out today at (888) 493-7266 to learn more about how we can support your growth!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash on the go? With our ATM services, withdrawing cash or checking balances is simple and accessible. Our ATMs are conveniently located, allowing you quick access whenever you need it. At Wescom Central, we strive to make banking easy and accessible for everyone. If you're ready to take the next step in managing your finances or have any questions about our services, please don't hesitate to reach out at (888) 493-7266 or visit us online at La Habra. Your journey towards financial wellness starts here!

Auto Loans & Vehicle Financing

Thinking about buying a new car? Our auto loans and vehicle financing options make it easier than ever to drive off in your dream vehicle. We provide competitive rates and flexible terms, ensuring you get the best deal possible while keeping your budget in mind.

Business Banking

For our business members, we offer robust business banking services, including merchant services and business loans. We aim to support local businesses by providing the financial resources necessary for growth and success.

Credit Cards with Rewards

Our credit cards with rewards program offers more than just a way to make purchases; it rewards you for using them! Enjoy cashback or points towards future purchases, all while building your credit history responsibly.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we provide excellent online and mobile banking features. You can manage your accounts anytime, anywhere, from checking balances to transferring funds or paying bills all at your fingertips!

Mortgage Loans & Refinancing

Homeownership is within reach with our mortgage loans and refinancing solutions. Whether you're purchasing your first home or looking to refinance an existing mortgage for better rates, our expert team is here to guide you through the process smoothly.

Personal Banking

We understand that managing personal finances can sometimes feel overwhelming. That's why we offer a variety of checking and savings accounts designed to suit different lifestyles. Whether you're saving for a special occasion or just need a place to manage your daily expenses, we have options that fit your needs perfectly.

Personal Loans & Debt Consolidation

If life throws unexpected expenses your way, our personal loans and debt consolidation services can help you manage those costs effectively. We offer personalized loan options that can alleviate financial stress, making it easier for you to focus on what truly matters.

Digital & Online Banking

Accessing Your Account Anytime

With our 24/7 online banking services, you can access your accounts whenever it suits you. Whether you're at home or on the go, logging in is simple and secure. Just visit https://www.wescom.org/ to get started. Our platform is designed with you in mind, providing an easy-to-navigate interface that makes managing your finances a breeze.

Make Payments on the Go

For those who love the convenience of mobile payments, you're in luck! With our mobile application, available for download on your smartphone, you can make payments directly from your device. The app also supports person-to-person transfers, making it simple to send money to friends or family instantly.

Manage Your Finances Effortlessly

Stay organized and informed with features like e-statements, which allow you to view your account statements electronically no more waiting for paper copies! Plus, if you need to sign documents quickly, our electronic signature authorization makes it easy to complete transactions without the hassle of printing or mailing.

Security You Can Trust

Your security is our priority. We ensure that all transactions are protected with state-of-the-art security measures, so you can bank with peace of mind. You can feel confident knowing that your financial information is safe as you enjoy the flexibility of online banking. In summary, Wescom Central offers comprehensive digital banking solutions tailored to meet your needs. Enjoy real-time account management and the convenience of banking at your fingertips all while knowing you're protected every step of the way. Explore our services today at https://www.wescom.org/ !

Financial Strength

At Wescom Central, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to showcase our strong financial foundation, which allows us to serve you effectively and reliably. With a net worth of $507,057,796, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 787 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $888,041,841 in share certificates and $868,502,146 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $145,097,397, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $470,888,978 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $21,614 in used auto loans and a total of $3,328,945,004 in loans and leases available to meet diverse needs. Our operational efficiency is reflected in our net income of $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 980 full-time employees and 20 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. With a total of 603,238 share accounts, we demonstrate a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Wescom Central is your trusted partner. Visit us at 1330 S Beach Blvd Ste B La Habra Ca 90631 or call 888-493-7266 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $366,293,328 in used vehicle loans and $228,725,346 in new vehicle loans already helping members get on the road. We have a range of financing options available for both new and used vehicles, making it easier than ever to secure the funding you need.

Business Loans

For business owners, our outstanding commercial loans totaling $1,101,501 provide the capital needed to grow and expand. We understand the challenges small businesses face and are dedicated to offering tailored solutions that help you thrive.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $585,814,645, make buying or refinancing simple. Whether you're a first-time buyer or looking to refinance your current mortgage, our experienced team is here to guide you through the process.

Refinancing Options

If you're considering refinancing any existing loans or mortgages for better rates or terms, we can assist with that as well. Our goal is to ensure you have access to the best financial solutions available. You can reach us at 888-493-7266 or visit us at 1330 S Beach Blvd Ste B La Habra Ca 90631. We're here Monday through Friday from 9:00 AM to 6:00 PM and Saturday from 9:00 AM to 2:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let Wescom Central help you navigate your financial journey with confidence!

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $196,070,954 in loans helping members manage their finances effectively. Our credit cards come with competitive interest rates and rewards programs that provide additional value for your everyday spending.

Loan Aggregator

Ensuring Accurate Comparisons

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WESCOM CENTRAL CREDIT UNION

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Community Commitment

Our Mission

Branch Location & Accessibility

Accessibility Features

Convenient Location

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Commercial Loan Options

Merchant Services

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Auto Loans & Vehicle Financing

Business Banking

Credit Cards with Rewards

Digital Banking Features

Mortgage Loans & Refinancing

Personal Banking

Personal Loans & Debt Consolidation

Digital & Online Banking

Accessing Your Account Anytime

Make Payments on the Go

Manage Your Finances Effortlessly

Security You Can Trust

Financial Strength

Loan Offering

Auto Loans

Business Loans

Mortgage Loans

Refinancing Options

Unsecured Credit Cards

Loan Aggregator

Ensuring Accurate Comparisons

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