Wepco Credit Union Keyser WV | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Wepco, your trusted partner in financial growth located at 459 New Creek Hwy, Keyser, WV 26726. Since our establishment in 1950, we have proudly served our community, building lasting relationships with our 40,839 members. With a solid foundation of $371,995,580 in total assets and $81,653,891 in total deposits, we are dedicated to providing quality financial services tailored to your needs. At Wepco, we understand the importance of reliable banking solutions. Whether you're looking for personal banking options such as checking and savings accounts or need assistance with auto loans and mortgages, our experienced team is here to help. Led by our CEO Becky McKenzie and Board President Mark Alexander, our staff of 72 employees is committed to ensuring that you receive exceptional service every time you visit us. While members can visit us at our branch address, official correspondence should be sent to our mailing address: PO Box 818, Keyser, WV 26726. We encourage you to explore all the services we offer online at wepcofcu.com or give us a call at 304-688-5305. Join us today and experience the Wepco difference where your financial future is our priority!

Branch History & Mission

At Wepco, we take pride in our rich legacy of serving the Keyser community since our doors first opened in 1950. Located at 459 New Creek Hwy, Keyser, WV 26726, our branch has grown and evolved over the decades, adapting to meet the ever-changing needs of our members. With a dedicated focus on community support and financial wellness, Wepco now boasts a strong membership base of over 40,000 individuals. From humble beginnings, Wepco has achieved significant milestones that reflect our commitment to providing exceptional service. As part of our mission, we strive to empower our members with a wide range of financial services. Whether it's helping you secure an auto loan or guiding you through mortgage refinancing, we are here to assist you every step of the way. Our total assets have grown to an impressive $371,995,580, enabling us to offer robust support to both personal and business banking needs. Our mission is clear: to promote financial growth and stability within our community while maintaining a member-centric approach. We believe that everyone deserves access to quality financial services tailored to their unique circumstances. In addition to standard banking services like checking and savings accounts, we also offer online and mobile banking options for convenience. You can trust us for everything from personal loans and credit cards with rewards to business banking solutions. While members can visit us at 459 New Creek Hwy Keyser Wv 26726, official correspondence should be sent to PO Box 818, Keyser, WV 26726. Our drive-thru service makes it easy for you to conduct simple transactions without leaving your vehicle, while our ATM availability ensures you have access to your funds whenever you need them. Wepco is more than just a credit union; we are deeply rooted in the Keyser community. We actively participate in local outreach efforts and partnerships that help uplift those around us. Our team is committed not only to providing excellent financial services but also to making a positive impact where it matters most. We invite you to experience all that Wepco has to offer. Join us today and become part of a family that cares about your financial future! For more information or assistance, feel free to call us at (304) 688-5305 during our operating hours: Monday through Friday from 9 AM to 5 PM. Together, let's build a brighter future for you and our community!

Branch Location & Accessibility

Accessible Banking Services

At Wepco, we understand that accessibility is key. Our branch features ADA-compliant ramps and spacious parking options to ensure that everyone can visit us without hassle. You'll find our drive-thru service handy for quick transactions like deposits and withdrawals, allowing you to stay on the go without missing a beat.

Additional Services

Not only do we offer a variety of personal banking services, including checking and savings accounts, auto loans, and mortgage refinancing, but we also feature an ATM on-site for your convenience. With options for online and mobile banking, managing your finances has never been easier. While members can visit us at 459 New Creek Hwy Keyser Wv 26726, official correspondence should be sent to PO Box 818, Keyser, WV 26726 if it differs from our physical location. We invite you to come experience the welcoming environment at Wepco's Keyser Branch. Stop by today or give us a call we look forward to assisting you!

Operating Hours and Contact Information

We're open Monday through Friday from 9 AM to 5 PM, ensuring that you have ample opportunity to meet with our knowledgeable staff. If you have any questions or need assistance before your visit, feel free to call us at 304-688-5305. We're always ready to provide support and answer any queries you might have.

Member Eligibility

Welcome to the Wepco family, where becoming a member means joining a supportive community that truly cares about your financial well-being. If you're interested in joining us at our Keyser branch, located at 459 New Creek Hwy, Keyser, WV 26726, you'll find that eligibility is easy and welcoming. Generally, membership is open to anyone who lives, works, or worships in the area, and there are also options for family members of existing members. It's all about making sure we can help as many people as possible achieve their financial goals. Becoming a member is just the beginning of enjoying the benefits we offer at Wepco. From personalized banking services to competitive rates on loans and savings accounts, our goal is to provide you with the tools you need to succeed. Ready to take the next step? You can find detailed eligibility criteria by visiting this link. If you're ready to open an account or have any questions, feel free to reach out to us at 304-688-5305. We can't wait to welcome you!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $4 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $188,180, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer practical merchant services that simplify payment processing for your business. Imagine having the ability to accept payments seamlessly, allowing you to focus on what you do best serving your customers and growing your brand. Our services are designed to enhance your cash flow and streamline operations. Located at 459 New Creek Hwy Keyser Wv 26726 in Keyser, WV, our team is ready to partner with you on your journey to success. Reach out today at (304) 688-5305 to learn more about how we can assist your business!

Comprehensive List Of Services

Business Banking Solutions

For entrepreneurs and small businesses in Keyser, we also offer business banking services, including merchant services and business loans. These tools are essential for managing cash flow and investing in growth opportunities.

Connecting with Us

We invite you to explore all that Wepco has to offer. Our friendly staff is ready to assist you from 9 AM to 5 PM on weekdays. Have questions? Don't hesitate to reach out at 304-688-5305 or visit our website at wepcofcu.com. Join us today and experience the difference of personalized service tailored just for you!

Convenience at Your Fingertips

Our commitment extends beyond traditional banking hours. With 24/7 ATM access and cash withdrawal services available at our branch location at 459 New Creek Hwy Keyser WV 26726, you can access your funds whenever you need them. Our drive-thru service offers quick transactions for deposits and withdrawals without leaving your vehicle.

Loans and Credit Options

Managing debt can be overwhelming, but at Wepco, we provide personal loans and debt consolidation options that can help simplify your financial life. Plus, our credit cards come with rewards that make every purchase more rewarding.

Personal Banking Services

We offer essential personal banking solutions that include checking and savings accounts designed for everyday use. Imagine having easy access to your money with our online and mobile banking platforms, allowing you to check balances, transfer funds, and pay bills right from your smartphone. If you're in the market for a new car, our auto loans and vehicle financing options can help you hit the road without breaking the bank. For those considering homeownership or looking to refinance, our mortgage loans are crafted with your needs in mind.

Digital & Online Banking

Convenient Online Banking

With our 24/7 online banking services available at https://www.wepcofcu.com/ , you can check your balances, pay bills, and transfer funds whenever it suits you. No more rushing to the bank during business hours; everything you need is just a few clicks away.

Secure and User-Friendly

Your security is our priority. With features like electronic signatures and secure logins, you can bank confidently knowing that your information is protected. Our user-friendly interface ensures that everyone from tech-savvy members to those less familiar with technology can navigate their accounts without hassle. At Wepco, we strive to provide a banking experience that fits into your lifestyle while keeping things simple and safe. Join us today and discover how easy it is to manage your finances digitally!

Smart Mobile Banking

Stay connected with our mobile application, which makes managing your accounts even easier. You can make mobile payments, send money to friends with person-to-person transfers, and view e-statements all from the palm of your hand! And yes, electronic signature authorization means you can sign documents securely without needing to print anything out.

Financial Strength

At Wepco, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining a strong foundation that ensures you can trust us with your finances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. With a net worth of $53,869,493, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 14.43% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $59,051,335 in share certificates and $38,816,894 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $41,574,925 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $6,873 in used auto loans and a total of $259,781,343 in loans and leases. Our net income of $5,925,890 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 72 full-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand strong at 66,995, showcasing a growing member base that trusts us with their finances. Our net shares available for lending and investments amount to $0, indicating our focus on serving you directly rather than relying on external funding sources. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Wepco is your trusted partner. Visit us at 459 New Creek Hwy Keyser WV 26726 or call 304-688-5305 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $129,040,934 in used vehicle loans and $56,959,484 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new or used vehicle, we provide flexible terms to fit your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $188,180 provide the capital needed to grow and expand. If you're considering starting or expanding your business venture, reach out for more information about our commercial loan options.

Credit Lines

In addition to traditional loan products, we offer credit lines up to $65,000,000 which can be used for various purposes including personal expenses or unexpected costs. This gives you flexibility while ensuring you have access to funds when needed. To learn more about our loan products or explore eligibility options tailored just for you, don't hesitate to call us at 304-688-5305 or visit us at wepcofcu.com. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Wepco, we're here to assist you every step of the way in reaching your financial goals!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We provide Junior Lien 1-4 Family Residential Properties loans totaling $4,112,937, allowing you to take the next step toward owning your home. If you're considering refinancing your current mortgage, we can assist you with that too.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. Currently, we have $0 in unsecured credit card loans available for our members. This product can be an effective way to manage your finances and cover unexpected expenses without tying up your cash flow.

Loan Aggregator

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Wepco