Wepco Credit Union Bloomington MD | Affordable Auto Loans & Business Banking

Introduction

Welcome to Wepco, your trusted partner in financial well-being since 1950. Located at 204 North Branch Avenue, Bloomington, MD 21523, our branch is dedicated to serving our community with integrity and care. With a total membership of over 40,839 individuals, we pride ourselves on fostering relationships that empower our members to achieve their financial goals. At Wepco, we understand the importance of secure and accessible banking solutions. That's why we boast total assets of $371,995,580 and have successfully managed $81,653,891 in deposits. Our commitment to you is evident in our robust loan portfolio of 15,195 loans, designed to meet various needs, from auto financing to personal loans. Our leadership team is passionate about guiding Wepco forward. Under the expertise of CEO Becky McKenzie and Board President Mark Alexander, we strive for excellence in service delivery and community engagement. Our dedicated staff of 72 employees works tirelessly to ensure that you receive the support you need. While members can visit us at our Bloomington branch for personal banking services like checking and savings accounts or auto loans, official correspondence should be sent to our mailing address: P.O. Box 157, Bloomington, MD 21523. Whether you're looking to open an account or inquire about our services, we're here for you! Feel free to reach out at 301-359-3081 or explore more about what we offer by visiting our website at Wepco. Your financial journey starts here let's take it together!

Branch History & Mission

Commitment to Accessibility

We pride ourselves on making banking accessible for everyone. Our branch offers both ATM access and drive-thru banking for your convenience. Additionally, we are committed to digital advancements such as online banking and mobile payments to ensure that you can manage your finances anytime and anywhere.

Join Us

As we continue on this journey together, we invite you to become part of the Wepco family. Experience firsthand the benefits of membership from competitive loan rates to community-focused initiatives. Let's grow together! For more information or to join us today, please call us at 301-359-3081 or visit our website. Your future starts here!

Our Evolution

From our humble beginnings, Wepco has made significant strides in providing essential financial services. We've expanded our offerings to include personal banking, auto loans, mortgage loans, and business banking solutions. With total assets now reaching an impressive $371,995,580, we've continually focused on meeting the evolving needs of our members while ensuring their financial well-being. Our commitment to the community is reflected not only in our growth but also in our partnerships with local organizations. We believe that supporting those around us enriches everyone's lives. Whether it's through community outreach programs or educational workshops, we strive to make a positive impact beyond banking.

Our Mission

At Wepco, our mission is clear: we aim to provide exceptional financial services while fostering a sense of belonging and support within our community. We understand that every member's journey is unique. Therefore, we are dedicated to offering personalized solutions that empower individuals and families to achieve their financial goals. While you can visit us at our branch location in Bloomington for all your banking needs during our operating hours from 9 a.m. to 5 p.m., official correspondence should be sent to P.O. Box 157, Bloomington, MD 21523 if needed.

Branch Location & Accessibility

Convenient Access

Finding us is simple! Situated near local landmarks, our branch is easily reachable for all members. With ample parking available right outside, visiting us is hassle-free. Plus, we have features like ADA-compliant ramps to ensure that everyone can access our services comfortably. While members can visit us at 204 North Branch Avenue Bloomington Md 21523, official correspondence should be sent to P.O. Box 157, Bloomington, MD 21523 if needed.

Join Us Today!

At Wepco, we believe in building strong relationships with our members through personalized service and community involvement. We invite you to come visit us at the Bloomington Branch or give us a call at (301) 359-3081 for more information. We look forward to welcoming you into our family!

Operating Hours and Services

We know your time is valuable. That's why we're open Monday through Friday from 9 a.m. to 5 p.m., giving you plenty of opportunities to stop by when it fits your schedule. At Wepco, we offer a variety of services tailored to meet your needs whether you're looking for personal banking options like checking and savings accounts or need assistance with auto loans and mortgages. For those who prefer the convenience of banking on the go, we provide ATM access right here at our branch, along with drive-thru banking for quick deposits and withdrawals. Our team is always ready to assist you with any questions or transactions during your visit.

Member Eligibility

At Wepco, we believe that everyone deserves a supportive financial community, and becoming a member is as easy as reaching out! If you live, work, or worship in the area, you're likely eligible to join us. We welcome individuals who are part of our local communities and those connected to specific employment groups. Joining means you'll gain access to an array of benefits like competitive loan rates, personalized service, and a variety of financial products tailored just for you. To learn more about the eligibility criteria and ensure you meet all the requirements, check out our detailed information at https://www.wepcofcu.com/about-us/wepco-membership/ . Ready to take the next step? Opening an account with us is simple! Just visit our website at https://www.wepcofcu.com/member-loans/apply-for-a-loan/ or give us a call at (301) 359-3081. We're located at 204 North Branch Avenue Bloomington Md 21523, and our friendly staff is here to help you every step of the way. Join us today and experience the difference that comes with being a part of Wepco!

Business Banking & Commercial Services

Financing Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $4 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $188,180, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Matter

Imagine having the tools to streamline your payment processes and enhance customer satisfaction. Our merchant services offer just that! Whether it's accepting card payments or managing transactions easily, our solutions are designed to make running your business simpler. Located at 204 North Branch Avenue Bloomington Md 21523 in Bloomington, MD, we invite you to reach out at (301) 359-3081 or visit us online at Wepco to discover how we can help your business thrive.

Comprehensive List Of Services

Business Banking Services

If you're a business owner, we have tailored solutions just for you! Our Business Banking services include merchant services that simplify transactions and business loans designed to help you grow your enterprise.

Credit Options

For members who enjoy rewards on their spending, our Credit Cards with Rewards offer great benefits while helping you build credit responsibly. Whether you're planning a trip or making everyday purchases, these cards can enhance your experience.

Digital and Convenient Access

In today's fast-paced world, convenience is key. That's why we prioritize Online & Mobile Banking, allowing you to manage your accounts from anywhere at any time. With features like mobile payments and person-to-person transfers, handling your finances has never been easier. Plus, our ATM and cash withdrawal services ensure you always have access to your money when you need it.

In-Person Support

For those who prefer face-to-face interactions, we offer basic drive-thru banking for quick deposits, withdrawals, and simple transactions. You can also visit us during our lobby hours from 9 a.m. to 5 p.m., Monday through Friday. At Wepco, we're committed to making banking as accessible as possible for all our members in the community. If you're ready to take advantage of these services or have any questions about how we can assist you further, feel free to call us at (301) 359-3081 or visit our website at Bloomington Branch. Let us help you achieve your financial goals today!

Personal Banking Solutions

We understand that managing personal finances can be challenging. That's why we offer various Personal Banking options, including checking and savings accounts designed to help you save for the future while enjoying easy access to your funds. For those in need of financing, our Auto Loans & Vehicle Financing make purchasing a new or used car straightforward and affordable. If you're considering homeownership or want to refinance an existing mortgage, our competitive Mortgage Loans & Refinancing options can help you secure the best rates available. Additionally, we provide Personal Loans & Debt Consolidation services that empower you to take control of your financial journey and reduce high-interest debt.

Digital & Online Banking

Convenience at Your Fingertips

With mobile payments available, making purchases is easier than ever. Whether you're shopping in-store or online, just tap your phone to complete transactions securely. Our commitment to convenience means you'll always have the tools needed for real-time account management. Join us at Wepco and experience the freedom of modern banking tailored for you!

Environmentally Friendly Options

We also offer e-statements to help you go green while keeping track of your finances. Say goodbye to paper clutter and access your statements whenever you need them.

Key Services

Our online banking services at https://www.wepcofcu.com/ provide you with 24/7 access to your accounts. You can check balances, pay bills, and transfer funds with just a few clicks. Need to send money to a friend? Our person-to-person transfer feature makes it simple and quick. Plus, for those moments when you're on the go, our mobile application lets you manage your finances right from your smartphone.

Security You Can Trust

We prioritize your security with features like electronic signature authorization, ensuring that your transactions are safe and protected. You can rest easy knowing that every step you take in managing your account is backed by robust security measures.

Financial Strength

Building Trust Through Transparency

With total share accounts reaching 66,995, our growing member base shows that many trust us with their finances. Additionally, net shares available for lending stand at $0, reinforcing our capability to help meet your needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Wepco is your trusted partner. Visit us at 204 North Branch Avenue Bloomington Md 21523 or call (301) 359-3081 to learn more about how we can help you achieve your financial goals.

Investments in Growth

With $41,574,925 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our $5,925,890 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members.

Member-Centric Savings Options

Members' savings are secured through $59,051,335 in share certificates and $38,816,894 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundation

With a net worth of $53,869,493, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,443 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Financial Goals

Our commitment to lending is strong; we have $6,873 in used auto loans and $259,781,343 in total loans and leases available to support your financial goals across various sectors. We also take pride in having 72 full-time employees and 0 part-time employees who are ready to assist you with their knowledge and dedication.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $129,040,934 in used vehicle loans and $56,959,484 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to ensure that you find the right fit for your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $188,180 provide the capital needed to grow and expand. We understand that every business has unique challenges and opportunities; thus, we strive to support local businesses through tailored financial solutions.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $4,112,937. This means whether you're purchasing your first home or looking to refinance an existing mortgage, we've got you covered.

Refinancing Options

If you're considering refinancing any of your current loans or want to explore eligibility options for different types of financing, our team is here to guide you through the process. We'll work together to find the best possible solution for your financial situation. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Wepco, we're dedicated not only to providing excellent loan products but also ensuring that our members feel informed and empowered in their financial decisions. Visit us today or check out our website at Wepco for more information on how we can assist you in achieving your financial dreams!

Unsecured Credit Card Loans

We also recognize the importance of managing everyday expenses effectively. That's why we provide flexible terms on unsecured credit card loans as well. While currently our total unsecured credit card loans amount to $0, we're committed to offering solutions that align with our members' needs as they grow.

Loan Aggregator

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Ensuring Accurate Comparisons

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WEPCO FEDERAL CREDIT UNION - Bloomington, MD