Wellspring Credit Union Bridge City TX | Low Mortgage Rates & Auto Loans

Introduction

Join Us Today!

Experience the difference that a member-focused credit union can make in your financial journey. With total loans amounting to 5,917 and cash in hand totaling $2,388,181, Wellspring is well-equipped to support your ambitions. Don't hesitate call us today at 409-697-2461 or visit our website at Wellspring Credit Union to learn more about becoming a member or exploring our services. Your financial future starts here!

Meet Our Leadership

Under the guidance of CEO David Meaux and Board President Stephen Gault, our team of 30 dedicated employees is here to assist you every step of the way. Whether you're looking for advice on loans or assistance with everyday banking needs, our knowledgeable staff is ready to help. While members can visit us at 150 E Round Bunch Rd, official correspondence should be sent to our mailing address at 150 East Roundbunch Road, Bridge City, TX 77611.

Our Commitment to You

With total assets of $82,019,360 and total deposits reaching $2,186,676, we pride ourselves on being a stable and reliable choice for our members. Our commitment extends beyond numbers; it's about creating strong relationships within our community. We understand the importance of accessible financial services and strive to ensure that every member feels valued and supported.

Branch History & Mission

Welcome to the Wellspring, a credit union that has proudly served the Bridge City community since its establishment in 1958. Located at 150 E Round Bunch Rd, Bridge City, TX 77611, our branch has been a cornerstone of financial support and community engagement for over six decades. As we grew, so did our commitment to providing exceptional services tailored to the needs of our members. From humble beginnings, Wellspring has evolved significantly, now boasting a membership of 8,289 and total assets amounting to an impressive $82,019,360. Our journey reflects not just growth in numbers but also in the quality of services we offer. We have continually adapted to meet the changing needs of our members while remaining deeply rooted in our mission: to empower individuals and families through accessible financial solutions and dedicated community support. Our mission is simple yet profound. At Wellspring, we strive to enhance the financial well-being of our members by offering personal banking services such as checking and savings accounts, auto loans, mortgage options, credit cards with rewards, and business banking solutions. We believe that financial empowerment leads to stronger communities, and we take pride in being a part of your journey towards achieving your financial goals. While members can visit us at 150 E Round Bunch Rd, official correspondence should be sent to 150 East Roundbunch Road, Bridge City, TX 77611. Our drive-thru service makes banking even more convenient for those on the go. We are open from 9:00 AM to 5:00 PM Monday through Friday for lobby services and extend drive-thru hours from 8:00 AM to 6:00 PM on weekdays and 9:00 AM to 12:00 PM on Saturdays. As we move forward into an increasingly digital world, Wellspring remains committed to ensuring that all members have access to modern banking conveniences like online banking and mobile payments. We are also proud of our ADA compliance efforts that make our services accessible for everyone in our community. We understand that true success extends beyond finances. That's why we've established various partnerships and outreach programs aimed at supporting local initiatives. We believe that by giving back to Bridge City, we contribute not only to individual prosperity but also to the overall health of our community. Join us at Wellspring and experience how we can help you thrive financially while being an active participant in improving lives around us. We invite you to become part of our family today! For more information about membership or services offered, please call us at 409-697-2461 or visit our website at wellspringcu.com.

Branch Location & Accessibility

Accessibility and Amenities

At Wellspring, we prioritize your convenience. Our branch features ample parking spaces and is equipped with ADA-compliant access points, including ramps to ensure everyone can enjoy our services without hassle. If you prefer quick banking solutions, take advantage of our drive-thru service, available Monday through Friday from 8:00 AM to 6:00 PM, and Saturday from 9:00 AM to 12:00 PM. While we currently do not offer ATM services at this location, our team is always ready to assist you with any cash withdrawal needs during lobby hours.

Call Us or Visit

If you have any questions or need assistance, don't hesitate to reach out! You can give us a call at 409-697-2461. We invite you to visit us at the Wellspring Bridge City Branch where personalized banking meets community spirit. Your journey towards financial wellness starts here!

Operating Hours

We understand your time is valuable. That's why our lobby hours are designed to fit your schedule: open Monday through Friday from 9:00 AM to 5:00 PM. Whether you're stopping by for personal banking or exploring auto loan options, we're here to help during these convenient hours.

Member Eligibility

Becoming a member of Wellspring is like joining a close-knit family that truly cares about your financial well-being. If you live, work, worship, or attend school in the Bridge City area, you're already eligible to become part of our community! We also welcome immediate family members of existing members, which makes it even easier to share the benefits we offer. As a member of Wellspring, you'll enjoy access to personalized banking services and competitive rates on loans and savings accounts. To learn more about what qualifies you for membership, visit us at http://www.wellspringcu.com/become-a-member. Opening an account is simple and can be done online or by visiting our branch at 150 E Round Bunch Rd Bridge City Tx 77611. If you have any questions or need assistance, feel free to call us at (409) 697-2461. We look forward to welcoming you!

Business Banking & Commercial Services

Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that simplify daily transactions. Picture this: your customers can pay easily, whether by card or mobile payment. This convenience not only enhances their experience but also keeps your business running smoothly. Join us at Wellspring located at 150 E Round Bunch Rd Bridge City Tx 77611, Bridge City, TX, and let's work together to turn your business goals into reality. For more information, give us a call at (409) 697-2461!

Comprehensive List Of Services

Business Banking Services

We haven't forgotten about local businesses! Our business banking services include merchant services and business loans designed to help you thrive. With competitive rates and personalized support, we aim to be your trusted partner as you grow your venture.

Convenient Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features. Imagine checking your balance, transferring funds, or paying bills right from your phone anytime, anywhere! Our platform even includes secure person-to-person payment options for easy transactions with friends or family.

Drive-Thru Banking & Cash Withdrawal Services

For those who prefer face-to-face interaction without stepping inside the branch, our drive-thru banking offers a simple way to handle deposits, withdrawals, and other transactions from the comfort of your vehicle. At Wellspring, we believe that banking should fit seamlessly into your life. Whether it's through our comprehensive personal banking solutions or convenient online services, we're here to support all aspects of your financial journey. If you're ready to learn more about how we can help you achieve your financial goals or if you have any questions about our services, don't hesitate to reach out at 409-697-2461. Join us at Wellspring, where financial wellness begins!

Personal Banking Solutions

Managing your finances is easier with our comprehensive personal banking options. Whether you're looking for a checking or savings account, we've got you covered. Imagine having a checking account that suits your lifestyle while also earning interest on your savings this is what we offer at Wellspring. If you're considering buying a new car or refinancing an existing one, our auto loans and vehicle financing can help make that dream a reality. Picture driving off in your new vehicle, knowing you secured a great rate tailored just for you. For those interested in home ownership or refinancing options, our mortgage loans and refinancing services are designed to guide you through every step. We understand that purchasing a home is one of the biggest decisions you'll make, and we're here to ensure it's a smooth process. Additionally, if debt is weighing you down, our personal loans and debt consolidation options provide flexible solutions to help lighten the load. And don't forget about our credit cards with rewards perfect for everyday purchases while earning benefits along the way!

Digital & Online Banking

Mobile Banking Convenience

If you're always on the move, our mobile application is perfect for you. It allows you to manage your accounts right from your smartphone. With features like mobile payments and person-to-person transfers, sending money to friends or family is as easy as a few taps on your screen. You no longer need to worry about carrying cash or writing checks; everything is at your fingertips.

Online Banking Features

Our 24/7 online banking services give you complete control over your financial activities. You can check balances, view transaction histories, and transfer funds without any hassle. Whether it's paying bills or setting up e-statements for quick access to your account statements, we've made it easy for you to keep track of your finances. Plus, with electronic signature authorization available, signing documents has never been simpler or more secure.

Secure and Accessible

Security is our priority. Our digital banking services are equipped with the latest security measures to protect your information while giving you peace of mind. With 24/7 access and real-time account management, you can conduct transactions whenever it suits you best. At Wellspring, we strive to provide our members with accessible and efficient banking solutions that fit their busy lifestyles. We invite you to explore all the benefits of our digital banking services today!

Financial Strength

Commitment to Growth

Our $7,503,412 in undivided earnings signifies that we are continually reinvesting in innovative banking tools and stronger lending options. This commitment allows us to enhance security measures and provide superior services tailored to your needs.

Dedicated Team

We take pride in having 29 full-time employees and 1 part-time employee, ensuring that you receive knowledgeable and committed service whenever you need assistance. Our team is ready to support you with personalized service tailored to your financial journey.

Diverse Lending Options

Wellspring supports your financial goals through various lending options. We currently have $24,680 in used auto loans and an overall lending capacity of $67,571,580 across total loans and leases. Whether you're looking for vehicle financing or personal loans, we're here to help make those dreams a reality.

Engaging Community Trust

With a strong member base reflected in our 16,322 total share accounts, it's clear that many trust us with their finances. Our dedication to providing competitive loan rates and solid financial products is unwavering. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Wellspring is your trusted partner. Visit us at 150 E Round Bunch Rd Bridge City Tx 77611 or call 409-697-2461 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Member-Centric Savings

Your savings are in good hands at Wellspring. We hold $16,238,632 in share certificates and $2,561,527 in money market shares, providing you with stable and rewarding growth opportunities for your funds. Unlike traditional banks that may prioritize profit over people, we focus on benefiting our members directly. With no non-member deposits reported, all our resources are dedicated to enhancing your financial experience.

Strong Financial Health

With a net worth of $7,595,259, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation is further emphasized by our impressive net worth ratio of 9.25%, demonstrating our ability to sustain operations even during uncertain economic times.

Loan Offering

At Wellspring, we understand that life is full of opportunities, and sometimes you need a little financial support to seize them. Whether you're purchasing a new vehicle, refinancing your home, or managing everyday expenses, our diverse loan offerings are designed to meet your needs. With over 5917 loans issued, we've helped thousands of members achieve their financial goals. Our auto loans are particularly popular; looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $26,563,078 in used vehicle loans and $15,677,378 in new vehicle loans already helping members get on the road. For those interested in homeownership, our mortgage options make buying or refinancing simple. Although we currently do not offer Junior Lien 1-4 Family Residential Properties loans, we encourage you to keep an eye on our future offerings. In addition to vehicle financing and mortgages, we provide flexible terms on unsecured credit card loans. We currently have $3,867,111 in unsecured credit card loans available to help our members manage their finances effectively. If you're considering refinancing options or want to know more about eligibility requirements for any of our loan products, feel free to reach out. You can contact us at 409-697-2461 or visit us at 150 E Round Bunch Rd Bridge City TX 77611. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Wellspring, we're committed to helping you navigate your financial journey with confidence and ease.

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WELLSPRING FEDERAL CREDIT UNION - Bridge City, TX

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