Welcome NC Credit Union | Affordable Vehicle Loans & Personal Banking

Introduction

Welcome to the Welcome Credit Union, your trusted financial partner located at 620 Facet Rd, Henderson, NC 27537. Established in 1974, our commitment to serving the community has grown alongside our membership, which currently stands at an impressive 6,663 members. With a robust total asset base of $92,509,596, we are dedicated to helping you achieve your financial goals through a variety of services including personal banking, auto loans, mortgage solutions, and more. At Welcome Credit Union, we prioritize not just numbers but the people behind them. Under the guidance of our CEO Stacey Mills and Board President Abbasali Hamedani, we have fostered a culture of trust and reliability that resonates with our members. Our team of 21 employees is passionate about providing personalized service tailored to meet your unique needs. While our branch is open from 8:00 a.m. to 4:30 p.m., Monday through Friday, we encourage you to reach out anytime at 252-430-3655 or explore our website at welcomecu.org for additional information. If you need to send us official correspondence, please use our mailing address: 620 Facet Road, Henderson, NC 27537. Join us as we continue to make a positive impact in our community while supporting your financial journey. Whether you're looking for loans or savings options, we're here to help you every step of the way! Visit us today and discover how Welcome Credit Union can enhance your financial experience.

Branch History & Mission

Community Engagement

We take pride in being more than just a financial institution; we are an active participant in the Henderson community. Our partnerships with local organizations reflect our dedication to giving back and supporting those around us. We regularly engage in outreach programs that promote financial literacy and provide assistance to those in need. As part of our commitment to modern banking solutions, we offer online and mobile banking services that make managing your finances easier than ever. Members can enjoy features like electronic statements and mobile payments, all designed with accessibility in mind.

Join Us Today!

Whether you're looking for your first bank account or need financing for your next vehicle, Welcome is here for you every step of the way. Experience the difference of personalized service within a supportive community atmosphere. We invite you to join us at Welcome where your financial well-being is our top priority! For inquiries or assistance, feel free to call us at (252) 430-3655 or visit our website at https://www.welcomecu.org/ . Let's build a brighter financial future together!

Our Journey

From our humble beginnings, Welcome has evolved significantly, reflecting the changing needs of our members and the community. With total assets amounting to $92,509,596, we have consistently focused on enhancing our offerings, ensuring that each member feels valued and supported. Our journey is marked by milestones that include expanding our services to meet the diverse financial needs of our members from personal banking to business loans.

Our Mission

At Welcome, our mission is straightforward yet powerful: we aim to empower individuals and families through accessible financial services while fostering a sense of community. We believe in creating opportunities for growth and stability through our range of products, including checking and savings accounts, auto loans, mortgage options, credit cards with rewards, and more. But beyond just numbers and transactions, we strive to build lasting relationships rooted in trust and mutual support. Our operating hours are designed with your convenience in mind: we are open from 8:00 a.m. to 4:30 p.m., Monday through Friday. While members can visit us at 620 Facet Rd Henderson Nc 27537, official correspondence should be sent to 620 Facet Road, Henderson, NC 27537 if it differs from our branch address.

Branch Location & Accessibility

Get in Touch

Have questions? Want to learn more about how we can help? Don't hesitate to give us a call at (252) 430-3655. We look forward to welcoming you into our community! Come visit us today and discover how we can make your banking experience truly special.

Location Highlights

Located near local favorites like the Vance County Regional Farmers Market, our branch is in a vibrant area that's familiar to many. You'll find ample parking right outside our doors, making your visit quick and hassle-free. Our facility is designed with accessibility in mind, featuring ADA-compliant ramps and entrances so everyone can come in comfortably.

Operating Hours

We're open Monday through Friday from 8:00 a.m. to 4:30 p.m., giving you plenty of time to drop by before or after work. Our dedicated team is eager to assist you with any banking needs you may have.

Services Offered

At the Henderson Branch, we offer a variety of services tailored to meet your financial goals. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we've got you covered. Plus, with online and mobile banking available, managing your finances has never been easier! While members can visit us at 620 Facet Rd Henderson Nc 27537, official correspondence should be sent to 620 Facet Road, Henderson, NC 27537 if it's different from our branch location.

Member Eligibility

Becoming a member of Welcome is like joining a close-knit family where your financial well-being is our top priority. We welcome anyone who lives, works, or worships in the Henderson area to join us on this exciting journey toward better banking. Our community-centric approach means you'll benefit from personalized services designed just for you, whether it's managing your savings, securing a loan, or simply getting advice on financial matters. If you want to learn more about eligibility requirements, feel free to check out the details at http://www.welcomecu.org/about-us/become-a-member/ . When you're ready to open an account, the process is straightforward and welcoming just visit https://www.cmg.loanliner.com/loanrequest/presenter/loanlist/03204793/1490 ?isframed=f&cuid=03204793&loanlistid=1490&channelid=none&locationid=none to get started. For any questions or assistance, don't hesitate to give us a call at (252) 430-3655; we're here for you!

Business Banking & Commercial Services

Business Loans That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1 in commercial loans for our members, helping businesses scale and succeed. This funding allows entrepreneurs like you to invest in new equipment, hire additional staff, or explore new markets.

Making Transactions Easy

In addition to loans, our merchant services streamline your payment processes. Imagine a busy Saturday at your store customers are eager to buy, and with our efficient payment solutions, you can focus on what matters most: serving your customers. With an outstanding commercial loan portfolio of $230,222, we continue to drive economic growth by financing new and expanding businesses right here in Henderson, NC. Let's work together to achieve your goals! For more information, visit us at 620 Facet Rd Henderson Nc 27537 or call us at (252) 430-3655.

Supporting the Community

We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions that cater to various needs. From retail shops to service providers, we're here to help local businesses thrive.

Comprehensive List Of Services

Business Banking

For our members who run businesses, we understand the importance of having reliable financial support. Our business banking services, including merchant services and business loans, are crafted to help you thrive in today's competitive landscape. We're here to support your entrepreneurial journey every step of the way.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking platforms. You can check balances, transfer funds, and pay bills right from your smartphone or computer anytime, anywhere! Additionally, our ATM and cash withdrawal services make accessing your funds easy whenever you need them.

Financial Solutions

Life can bring unexpected twists, which is why our personal loans and debt consolidation services are here to help you navigate through tough times. If you're planning a vacation or need funds for a home improvement project, we have options that cater to various needs. Don't forget about our credit cards with rewards; they not only simplify payments but also allow you to earn points on purchases that matter to you.

Personal Banking

Our personal banking services are designed with you in mind. We offer checking and savings accounts that make it easy to manage your everyday finances. Imagine having a place where your money can grow while being easily accessible for those unexpected expenses. Our auto loans and vehicle financing options ensure that getting behind the wheel of your dream car is within reach. Plus, if you're considering homeownership or looking to refinance, our mortgage loans and refinancing solutions provide flexible terms that fit your lifestyle.

Reach Out Today!

We invite you to experience all that Welcome has to offer at Henderson Branch. With our friendly staff ready to assist you at every turn, managing your finances has never been easier. For more information or assistance, give us a call at (252) 430-3655 or visit us online at https://www.welcomecu.org/. Let's work together toward achieving your financial dreams!

Digital & Online Banking

Convenient Features

We know that security is a top concern for our members. That's why we provide electronic signature authorization, making it safer and easier to complete transactions without needing to visit the branch. Plus, with e-statements available, you can say goodbye to paper clutter while keeping your financial information organized and secure. Need to send money to a friend? Our person-to-person transfer feature allows you to do just that in seconds no cash or checks required! And if you're always on the move, you'll love our mobile application. It's designed for quick navigation so you can bank right from your smartphone.

Simple and Accessible

Another highlight is our mobile payments feature, which lets you make purchases directly from your phone. It's fast and convenient perfect for those busy days when you're juggling multiple tasks. At Welcome, we believe in providing tools that empower our members to take control of their finances easily. Dive into the world of digital banking today and experience the freedom it brings! If you'd like to learn more about these services or get started with online banking, visit us at https://www.welcomecu.org/ .

Financial Strength

A Growing Member Base

Total Share and Deposit Accounts: 10,664, showing a strong and growing member base that trusts us with their finances. Our net shares available for lending stand at $0, underscoring our capability to meet your borrowing needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Welcome is your trusted partner. Visit us at 620 Facet Rd Henderson Nc 27537 or call (252) 430-3655 to learn more about how we can help you achieve your financial goals.

Investing in Your Future

With $11,293,539 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to support your financial goals is evident with $1,259 in used auto loans and $51,406,315 in total loans and leases.

Member-Centric Savings

Members' savings are secured through $21,592,650 in share certificates and $6,849,122 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our commitment to operational efficiency is reflected in our $146,941, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 21 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Health

With a net worth of $11,609,175, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,253 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $12,899,845 in used vehicle loans and $5,805,847 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used car, our team is here to assist you every step of the way.

Business Financing

For business owners, our outstanding commercial loans totaling $230,222 provide the capital needed to grow and expand your operations. We understand the unique challenges faced by small businesses and are here to support your financial journey. At Welcome, we prioritize transparency and accessibility in all our offerings. If you're considering refinancing or exploring eligibility options for any of these loan products, don't hesitate to reach out! Our experienced team is ready to assist you with tailored advice based on your individual circumstances. For more information on our loan offerings or to schedule an appointment, please call us at (252) 430-3655 or visit us at our branch located at 620 Facet Rd Henderson Nc 27537 in Henderson, NC. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We look forward to helping you find the right financial solutions at Welcome!

Credit Lines and Personal Loans

For those looking for additional financial flexibility, we provide credit lines totaling $33,298,500 that can be used for various purposes. Additionally, our unsecured credit card loans amounting to $740,371 allow members to manage their finances effectively without tying up collateral.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $6,138,503, make buying or refinancing simple. We offer competitive rates and flexible terms that can fit various budgets. Our dedicated loan officers will work closely with you to ensure you find the best mortgage solution for your needs.

Loan Aggregator

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to transparency ensures that you receive fair and accurate offers tailored to your needs.

WELCOME FEDERAL CREDIT UNION