Webster First Worcester MA Credit Union

Introduction

Welcome to Webster First, your trusted partner in financial services located at 271 Greenwood St, Worcester, MA 01607. Established in 1934, we have proudly served our community for nearly a century, building strong relationships with our 92,283 members. With total assets of $1,448,827,072 and deposits amounting to $31,296,104, we are committed to offering competitive rates and personalized service that truly make a difference in the lives of our members. While you can visit us at our branch for all your banking needs, please send any official correspondence to our mailing address: 271 Greenwood St, Worcester, MA 01607-1733. Our dedicated team is here to assist you with over 214 employees ready to help you navigate your financial journey. Under the leadership of CEO John Thomasian and Board President Christopher Daoust, Webster First focuses on fostering a supportive environment where members feel valued. We take pride in our strong net worth of $261,871,848, ensuring your finances are secure with us. Our commitment to community impact shines through as we facilitate over 26,109 loans and leases, empowering our members to achieve their dreams. Whether you're looking for a new home loan or need assistance with everyday banking services, we invite you to explore what Webster First has to offer. Visit our website at websterfirst.com or call us at 800-962-4452 during our operating hours: - Monday & Tuesday: 8:00 am - 4:30 pm - Wednesday: 8:00 am - 1:00 pm - Thursday & Friday: 8:00 am - 5:00 pm - Saturday: 8:00 am - 12:00 pm Join us today and become part of a credit union that prioritizes your needs and values your trust!

Branch History & Mission

Community Commitment

We take pride in supporting local initiatives that make a difference. Whether it's through partnerships with schools or sponsoring community events, Webster First remains dedicated to fostering growth within Worcester. Our innovative digital solutions further enhance accessibility for members seeking online banking options. In conclusion, if you're looking for a credit union that values you as an individual and is committed to making a positive impact in your life and the community around you, look no further than Webster First. Join us today and discover how we can help you achieve your financial goals! For more information about becoming a member or exploring what we offer, please visit Webster First or call us at 800-962-4452. Your future starts here!

Our Journey

From humble beginnings, Webster First has evolved into a thriving credit union with a current membership of over 92,283 individuals. Our commitment to providing exceptional financial services is evident in our growth; today, we proudly manage assets totaling $1,448,827,072. This remarkable achievement reflects not only the strength of our institution but also the loyalty of our members who choose us as their trusted financial partner. Located at 271 Greenwood St, Worcester, MA 01607, our branch is easily accessible to all. Just a stone's throw from notable landmarks and vibrant neighborhoods, we strive to make banking convenient for everyone in the community. While members can visit us at this address for personal service, official correspondence should be sent to our mailing address: 271 Greenwood St, Worcester, MA 01607-1733.

Our Mission

At Webster First, our mission is clear: to empower our members by providing them with financial tools that foster economic well-being while actively engaging with the community. We believe that everyone deserves access to quality financial products and services that meet their unique needs. That's why we prioritize member education and outreach programs that uplift individuals and families across Worcester. Our operating hours are designed for your convenience: - Monday & Tuesday: 8:00 AM - 4:30 PM - Wednesday: 8:00 AM - 1:00 PM - Thursday & Friday: 8:00 AM - 5:00 PM - Saturday: 8:00 AM - 12:00 PM Although we do not currently offer ATM or drive-thru services, we focus on delivering personalized service during lobby hours.

Branch Location & Accessibility

Accessibility and Parking

At Webster First, we prioritize accessibility for all our members. Our location features ADA-compliant entrances and ramps, making it easy for everyone to come in and explore what we offer. Ample parking is available nearby, so you won't have to worry about finding a spot when you visit.

Operating Hours

We know that your time is valuable! That's why we offer flexible operating hours designed to fit your schedule. You can visit us Monday and Tuesday from 8:00 am to 4:30 pm, Wednesday from 8:00 am to 1:00 pm, and Thursday and Friday from 8:00 am to 5:00 pm. On Saturdays, we're open from 8:00 am until noon, giving you plenty of options throughout the week.

Services Offered

Although we currently do not have an ATM or drive-thru service at this branch, our team is here to assist you with a variety of banking needs directly inside the branch. Whether you're looking for advice on loans or need help managing your accounts, our friendly staff is ready to help. Feel free to give us a call at 800-962-4452 if you have any questions before your visit or need assistance with anything specific. We look forward to welcoming you into Webster First soon!

Member Eligibility

At Webster First, we believe that joining our credit union is like becoming part of a close-knit family that supports your financial goals. If you're wondering whether you can become a member, the good news is that eligibility is quite broad! Generally, if you live, work, or worship in Worcester County, or if you're related to someone who's already a member, you can easily join our community. This opens the door for you to enjoy all the benefits we offer like competitive rates and personalized service. To explore the specific eligibility criteria in detail, please check out this helpful resource: Become a Member. Getting started is simple! All you need to do is visit us at 271 Greenwood St, Worcester, MA 01607, or give us a call at 800-962-4452. You can also find more information about opening an account online by visiting Account Opening Details. We can't wait to welcome you into the Webster First family!

Business Banking & Commercial Services

At Webster First, we understand that every business has unique needs and ambitions. Whether you're just starting out or looking to expand, our tailored business banking solutions are designed to support your journey. Imagine securing the funds you need to launch a new product line or renovate your storefront. That's where our commercial loans come into play. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $433 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $7 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $252,185,545, we continue to drive economic growth by financing new and expanding businesses. Additionally, our merchant services help streamline your payment processes, allowing you to focus on what matters most growing your business. With easy integration and user-friendly interfaces, you can enhance customer satisfaction and increase sales effortlessly. Come visit us at 271 Greenwood St Worcester Ma 01607 in Worcester, MA, or give us a call at (800) 962-4452 to learn more about how we can help your business thrive!

Comprehensive List Of Services

Banking Made Easy

One of the highlights of our offerings is the convenience of ATM Services Only. While you won't find a traditional ATM on-site, we understand the importance of having access to your funds when you need them. We encourage members to use nearby ATMs that are part of our network, ensuring that you can withdraw cash or check your balance without extra fees. This means whether you're out shopping in Worcester or just need some cash for a night out, you're covered.

Digital Banking Convenience

In today's fast-paced world, digital banking has become essential. At Webster First, we offer robust online banking and mobile application services that allow you to manage your accounts anytime, anywhere. You can pay bills, transfer money between accounts, and even make person-to-person payments with just a few taps on your phone. Plus, our electronic signature and e-statements options add an extra layer of convenience and security.

Support When You Need It

Our commitment doesn't stop at providing services; it extends to being there for our members when they need guidance. If you're unsure about how to navigate your finances or want to explore loan options, simply give us a call at 800-962-4452. Our friendly staff is ready to assist you with personalized advice tailored to your unique situation.

Visit Us Today!

We invite you to visit us during our operating hours: Monday and Tuesday from 8:00 am to 4:30 pm, Wednesday from 8:00 am to 1:00 pm, and Thursday through Friday from 8:00 am to 5:00 pm. Even if you only need ATM access or have questions about online banking, we're here for you. Whether you're managing daily transactions or planning for the future, Webster First is committed to making banking as smooth as possible for all members in Worcester, MA. Don't hesitate reach out today or visit us in person!

Digital & Online Banking

At Webster First, we understand that banking should be as convenient and secure as possible. That's why we offer a range of digital and online banking services designed to fit your busy lifestyle. With just a few clicks or taps, you can manage your finances anytime, anywhere through our user-friendly platform. Our online banking service at https://www.websterfirst.com/ allows you to access your account 24/7. Whether you want to check your balance, transfer funds, or pay bills, everything is at your fingertips. Plus, with e-statements, you can view and download your statements digitally, saving time and paper. Need to send money quickly? Our person-to-person transfers feature makes it easy to send cash to friends or family instantly, no matter where they are. If you're always on the go, our mobile application lets you manage your accounts right from your smartphone. You can even make mobile payments, ensuring that you're never left without payment options. Security is key in today's digital world. That's why we offer electronic signature authorization for added peace of mind when signing documents online. You can trust that your information is protected while enjoying the ease of managing your accounts from home or wherever life takes you. Whether you're checking in on your savings or making an urgent payment, our digital banking services provide the accessibility and control you need. Discover how simple banking can be with Webster First your financial partner that puts convenience first!

Financial Strength

At Webster First, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to ensuring that your financial future is bright and secure. With a net worth of $261,871,848, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1803 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $253,272,775 in share certificates and $55,771,803 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $240,268,106 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $11,731 in used auto loans and $1,142,784,132 in total loans and leases available to support your financial goals across various sectors. Our operational efficiency shines through with a net income of $0, allowing us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 196 full-time employees and 18 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $7,306,890. Total Share Accounts: 123,671, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Webster First is your trusted partner. Visit us at 271 Greenwood St Worcester Ma 01607 or call 800-962-4452 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. With over $178,494,479 in used vehicle loans and $57,179,823 in new vehicle loans already helping members get on the road, you can trust us to provide flexible financing options that fit your budget.

Credit Lines and Commercial Loans

For those who need additional flexibility or are business owners seeking capital for growth, our total credit lines amount to $432,055,710. Additionally, our outstanding commercial loans totaling $252,185,545 provide the necessary funding for businesses looking to expand and thrive. At Webster First, we want to ensure you have access to all available financing options. If you're considering refinancing or have questions about eligibility for any of our products, please don't hesitate to ask. Our knowledgeable team is here to help. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. We look forward to assisting you with your loan needs!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $80,068,156, make buying or refinancing simple. We aim to guide you through every step of the process so you can feel confident in your investment.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $784,642 in loans helping members manage their finances effectively. This option gives you the freedom to handle unexpected costs without disrupting your budget.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to using verified information ensures that users receive fair and transparent offers tailored to their needs.

Webster First