Webster First Winthrop MA Credit Union | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Webster First, your trusted financial partner located at 15 Woodside Ave, Winthrop, MA 02152. Established in 1934, we have proudly served our community for nearly a century, building lasting relationships with our 92,283 members. With a commitment to providing exceptional services and support, we have grown our total assets to an impressive $1,448,827,072. At Webster First, we understand that banking is more than just transactions; it's about making connections and enriching lives. That's why we offer a wide range of services designed to meet your needs from personal banking options like checking and savings accounts to auto loans and mortgage financing. Our members benefit from total deposits of $31,296,104 and a robust loan portfolio that includes 26,109 loans and leases. Our dedicated team of 214 employees, led by CEO John Thomasian and Board President Christopher Daoust, is here to ensure you receive the guidance you need on your financial journey. With a net worth of $261,871,848 and cash in hand totaling $5,138,913, we are well-equipped to support our community's financial goals. While members can visit us at our branch for personalized service or use our online resources at websterfirst.com, official correspondence should be sent to the same address: 15 Woodside Ave, Winthrop, MA 02152-2921. We invite you to experience the difference that comes with being part of Webster First. Call us at 617-846-1226 or stop by during our lobby hours Monday through Wednesday and Friday from 8:00 AM to 4:00 PM, or Saturday from 9:00 AM to 12:30 PM. Let us help you achieve your financial dreams!

Branch History & Mission

Welcome to Webster First, a credit union deeply rooted in the community of Winthrop, MA. Founded in 1934, our branch has a rich legacy of providing financial services tailored to meet the unique needs of our members. Over the decades, we have grown from humble beginnings into a trusted institution that proudly serves over 92,000 members today. Located at 15 Woodside Ave, our branch is easily accessible and surrounded by the vibrant life of Winthrop. Whether you're near the beach or enjoying the local parks, we are here to support your financial journey. While members can visit us at this address, official correspondence should be sent to our mailing address at 15 Woodside Ave, Winthrop, MA 02152-2921. At Webster First, our mission is clear: to empower our members with comprehensive financial solutions while fostering a sense of community and belonging. We strive not only to provide traditional banking services like checking and savings accounts but also offer auto loans, mortgage financing, and business banking options. Our goal is to help you achieve your financial aspirations while also giving back to the communities we serve. Our commitment extends beyond banking. We actively engage in community outreach efforts and partnerships that uplift those around us. By supporting local initiatives and programs, we aim to create lasting positive impacts in Winthrop and its surrounding areas. In today's digital world, we've embraced technology without losing sight of personal service. Our branch provides online banking options, mobile payments, and even e-statements for added convenience. We also maintain ADA compliance to ensure everyone can access our services comfortably. As we continue to grow with total assets now exceeding $1.4 billion our focus remains on you. We invite you to join Webster First and experience firsthand how we can assist you in reaching your financial goals while being an active part of a supportive community. Whether you're looking for loans or simply want guidance on managing your finances better, we're here for you. Feel free to reach out at 617-846-1226 or visit us during our operating hours: Monday through Wednesday and Friday from 8:00 AM to 4:00 PM, or Saturday from 9:00 AM to 12:30 PM. Join us at Webster First where your success is our mission!

Branch Location & Accessibility

Convenient Access

While members can visit us at 15 Woodside Ave, official correspondence should be sent to the same address. We are proud to offer accessible banking options for everyone. Our branch is equipped with ADA-compliant features, ensuring that all members can easily navigate our space. Plus, there's ample parking available right by the entrance, making your visit even simpler.

Get in Touch

Have questions or want more information? Don't hesitate to give us a call at 617-846-1226. Our team is always happy to help! We invite you to visit us at Webster First, where we strive to make your banking experience as pleasant as possible. Come see what makes us an essential part of the Winthrop community!

Operating Hours

We understand that your time is valuable. That's why we offer flexible operating hours to fit your schedule. Our lobby is open Monday through Wednesday and Friday from 8:00 AM to 4:00 PM, and on Saturdays from 9:00 AM to 12:30 PM. Whether you need assistance during the week or prefer a weekend visit, we're here for you!

Services Offered

At Webster First, we provide a variety of services tailored to meet your needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. We also offer business banking solutions such as merchant services and business loans. Need cash? Enjoy the convenience of our ATM services available right at the branch. Although we do not have drive-thru banking, our friendly staff is ready to assist you inside.

Member Eligibility

At Webster First, we believe that everyone deserves a chance to be part of a supportive financial community. Becoming a member is simple and welcoming! If you live, work, worship, or attend school in the communities we serve, you're likely eligible to join us. We invite individuals from various backgrounds to experience the unique benefits of membership, including competitive rates on loans and personalized service tailored to your needs. For more detailed eligibility criteria, feel free to visit our website at https://www.websterfirst.com/about/become-a-member/. Opening an account with Webster First is an easy process that can set you on the path toward better financial opportunities. Whether you're looking for checking accounts, savings options, or loans, our friendly team is here to help every step of the way. If you have any questions or need assistance, don't hesitate to reach out at (617) 846-1226. We look forward to welcoming you to our community at 15 Woodside Ave Winthrop Ma 02152!

Business Banking & Commercial Services

Member Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $433 in commercial loans for our members, helping businesses scale and succeed.

Non-Member Support

But we don't stop there. We also support the broader business community with $7 in non-member commercial loans, providing flexible financing solutions.

Outstanding Loan Portfolio

With an outstanding commercial loan portfolio of $252,185,545, we continue to drive economic growth by financing new and expanding businesses. In addition to loans, our merchant services offer practical tools for handling transactions smoothly. Whether you need payment processing or point-of-sale systems, we have options that fit your needs. Let's work together to build a stronger future for your business at Webster First, located at 15 Woodside Ave Winthrop Ma 02152 in Winthrop, MA. Reach out at (617) 846-1226 to learn more!

Comprehensive List Of Services

Business Banking

For our business members, we offer comprehensive Business Banking services including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, we provide the tools and support necessary for success.

Convenient Access

Accessing your accounts has never been easier with our range of digital features like Online & Mobile Banking. Plus, our ATM & cash withdrawal services ensure you have access to cash whenever you need it. For members who are part of partner credit unions, we provide basic shared branch transactions allowing deposits and withdrawals without a hitch. And if you need cash quickly, our basic ATM access allows for quick withdrawals and balance checks. If you're interested in learning more about any of these services or want to start your membership journey with us at Webster First, don't hesitate to reach out! Call us at 617-846-1226, or visit us during our lobby hours: Monday through Wednesday and Friday from 8:00 AM to 4:00 PM, and Saturday from 9:00 AM to 12:30 PM. Join us today to explore how we can assist you in achieving your financial dreams!

Credit Cards and Rewards

Don't forget about our Credit Cards with Rewards! These cards not only help you make purchases but also earn rewards for every dollar spent. Picture using points for travel or cashback it's a great way to get more out of your everyday spending.

Personal Banking Solutions

We understand that each member's financial journey is unique. That's why we offer Personal Banking options such as checking and savings accounts designed for everyday use. Imagine easily accessing your funds with our user-friendly online and mobile banking platforms. You can transfer money, pay bills, or even check your balance all from the comfort of your home or on the go. Need a new vehicle? Our Auto Loans & Vehicle Financing options make it easy to drive away in the car you want. With competitive rates and flexible terms, financing your dream vehicle becomes hassle-free. For those thinking about homeownership, our Mortgage Loans & Refinancing services can guide you through the process with ease. We'll help you find the best mortgage solution that fits your budget and lifestyle. If you're managing debt or just need some extra cash, consider our Personal Loans & Debt Consolidation options. We work closely with you to create a plan that aligns with your financial goals.

Digital & Online Banking

Access Your Account Anytime

Our online banking platform, accessible at https://www.websterfirst.com/, provides you with 24/7 access to your accounts. Whether you're checking your balance, transferring funds, or reviewing transactions, everything is available in real-time. You can also enjoy the peace of mind that comes with knowing your information is secure.

Download Our Mobile App

For even more convenience, don't forget to download our mobile application! It puts all of our banking services right in your pocket making it easy to stay connected with your finances while you're on the move. At Webster First, we're committed to providing you with user-friendly digital banking solutions that fit seamlessly into your lifestyle. Embrace the ease and security of online banking today!

Easy Transactions Made Simple

Need to send money quickly? Our person-to-person transfer feature makes it effortless to send cash to friends and family without the need for cash or checks. Plus, with our mobile payments option, you can make purchases directly from your phone perfect for those on-the-go moments.

Signature Auth Made Easy

When it comes to signing documents, our electronic signature authorization offers a fast and secure way to complete transactions without needing to visit a branch. It's all part of making banking as easy as possible for you.

Stay Organized with E-Statements

Forget about paper clutter! With our e-statements feature, you can view and download your account statements online whenever you need them. This not only keeps things organized but also helps protect the environment.

Financial Strength

Committed Team at Your Service

We take pride in having 196 full-time employees and 18 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. This dedication extends beyond numbers; it's about fostering relationships that help you achieve your dreams.

Growth You Can Trust

Our community trust is reflected in our total share accounts of 123,671, showcasing a strong and growing member base that relies on us for their financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Webster First is your trusted partner. Visit us at 15 Woodside Ave Winthrop Ma 02152 or call 617-846-1226 to learn more about how we can help you achieve your financial goals.

Investing in Our Future Together

With $240,268,106 in undivided earnings, we reinvest in innovative banking tools and stronger lending options. This helps us provide enhanced security measures and superior service for our members. Our lending capacity is further supported by $11,427,841,132 in total loans and leases, which includes $11,731 in used auto loans helping you achieve your financial goals across various sectors.

Member-Centric Savings Options

Members' savings are secured through $253,272,775 in share certificates and $55,771,803 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With no non-member deposits to divert our resources away from you, we focus on delivering better loan rates, lower fees, and exclusive perks designed just for you.

Solid Financial Health

With a net worth of $261,871,848, we maintain strong financial health. This robust figure reflects our commitment to serving our members' needs effectively. Our net worth ratio of 18.03% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $178,494,479 in used vehicle loans and $57,179,823 in new vehicle loans already helping members get on the road. We also provide refinancing options if you're interested in lowering your monthly payments or adjusting your loan terms.

Business Loans

For business owners, our outstanding commercial loans totaling $252,185,545 provide the capital needed to grow and expand. We're here to support local businesses with tailored lending solutions that fit their unique needs. Our services extend beyond just loans; we also prioritize providing exceptional member support through online banking options and resources to help you manage your finances better. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. If you're interested in exploring your options further or checking eligibility for any of our loan products, feel free to visit us or call today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $80,068,156, make buying or refinancing simple. We can guide you through the process and help find the right mortgage product that suits your financial situation.

Unsecured Credit Card Loans

Managing finances effectively is crucial, which is why we also offer flexible terms on unsecured credit card loans. With a total of $784,642 in unsecured credit card loans available, members have found it easier to handle unexpected expenses while enjoying benefits like rewards and lower interest rates.

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means that the offers you see are not just random figures; they reflect real-time information from trusted lenders who adhere to strict guidelines.

Webster First

Introduction

Branch History & Mission

Branch Location & Accessibility

Convenient Access

Get in Touch

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Member Commercial Loans

Non-Member Support

Outstanding Loan Portfolio

Comprehensive List Of Services

Business Banking

Convenient Access

Credit Cards and Rewards

Personal Banking Solutions

Digital & Online Banking

Access Your Account Anytime

Download Our Mobile App

Easy Transactions Made Simple

Signature Auth Made Easy

Stay Organized with E-Statements

Financial Strength

Committed Team at Your Service

Growth You Can Trust

Investing in Our Future Together

Member-Centric Savings Options

Solid Financial Health

Loan Offering

Auto Loans

Business Loans

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

Ensuring Accurate Comparisons

Join Our Community