Webster First Whitinsville MA Credit Union | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Webster First in Whitinsville, where we prioritize your financial journey and community well-being. Established in 1934, our credit union has grown to serve over 92,000 members with a commitment to providing personalized banking solutions that cater to your needs. Located at 1298 Providence Rd, Whitinsville, MA 01588, we are proud to offer a range of services designed to help you achieve your financial goals. At Webster First, our total assets stand at an impressive $1,448,827,072, reflecting our strong position in the community. We currently hold $31,296,104 in deposits and have provided loans totaling 26,109, ensuring that we can support you through various life stages whether it's buying a home, financing a vehicle, or simply saving for the future. Our net worth of $261,871,848 showcases our stability and reliability as your trusted financial partner. Under the leadership of CEO John Thomasian and Board President Christopher Daoust, we strive to create an inclusive environment where every member feels valued. With a dedicated team of 214 employees, we're here to guide you every step of the way. If you're looking for accessible banking options, our branch features drive-thru services and ATM access for your convenience. We invite you to explore all that Webster First has to offer by visiting our website at websterfirst.com or calling us directly at 508-234-9936. Whether you're a long-time member or considering joining us for the first time, we look forward to supporting your financial journey!

Branch History & Mission

Join Us

As we continue to grow and adapt to the changing financial landscape, we invite you to join the Webster First family. Experience firsthand how we blend traditional values with modern conveniences. Visit us today or explore more about becoming a member at Webster First. Together, let's build a brighter financial future!

Our Journey

Located at 1298 Providence Rd, Whitinsville, MA 01588, our branch has become a cornerstone of the community. Whether you're visiting us for personal banking or business services, you'll find a welcoming environment designed to meet your financial needs. We also offer drive-thru services for added convenience and an ATM that is accessible to all members. Throughout our journey, we have embraced innovation while staying true to our core values of community support and member service. Over the years, we've introduced modern banking solutions such as online and mobile banking, ensuring that our members can manage their finances easily and securely from anywhere.

Our Mission

At Webster First, our mission is straightforward: to empower our members with reliable financial services while making a positive impact on the communities we serve. We believe in creating opportunities for everyone whether it's through affordable loans for your first car or helping small businesses grow. Our commitment extends beyond banking; we actively engage in community outreach programs that uplift local organizations and foster connections among residents. If you ever need assistance or have questions about your accounts, don't hesitate to reach out at 508-234-9936. While you can visit us at 1298 Providence Rd, official correspondence should be sent to 1298 Providence Rd, Whitinsville, MA 1588 if it differs from our branch address.

Branch Location & Accessibility

Connect With Us

If you have any questions or want more information about how we can assist you on your financial journey, feel free to call us at 508-234-9936. We invite you to stop by Webster First today your friendly neighborhood credit union!

Nearby Landmarks and Accessibility Features

You can find us near popular landmarks, making it easy to drop by while you're out and about. Our branch offers ample parking spaces, ensuring that you can park with ease when you visit. For those who may need assistance, we proudly comply with ADA standards, featuring ramps and accessible entrances to cater to all members of our community.

Operating Hours and Services Offered

We understand that life can get busy. That's why we offer flexible operating hours for your convenience. You can visit us Monday through Tuesday from 8:30 AM to 4:00 PM, Wednesday from 8:30 AM to 12:00 PM, Thursday from 8:30 AM to 7:00 PM, and Friday from 8:30 AM to 5:00 PM. If you prefer banking on-the-go, we also provide ATM access and drive-thru services for quick deposits and withdrawals. At Webster First, our wide array of services includes personal banking options like checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business banking solutions. We also offer online and mobile banking services so you can manage your finances anytime, anywhere.

Member Eligibility

At Webster First, we believe that everyone deserves a financial partner who truly cares. Becoming a member is not just about opening an account; it's about joining a supportive community that prioritizes your needs. To become part of our family at 1298 Providence Rd, Whitinsville, MA 01588, you simply need to meet a few eligibility requirements. If you're a resident of Massachusetts or if you work for certain employers in the area, you're likely already eligible! We're here to help guide you through the process and ensure you feel welcome every step of the way. For more detailed information on eligibility criteria, be sure to check out our website at https://www.websterfirst.com/about/become-a-member/. Once you're ready to join us, opening an account is easy and straightforward. You can find all the details on how to get started at https://www.websterfirst.com/about/help-support/enroll-in-online-banking/. If you have any questions or need assistance, don't hesitate to call us at 508-234-9936. We can't wait to welcome you!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $433 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $7 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $252,185,545, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that simplify payment processing for your business. Imagine being able to accept payments seamlessly from customers, whether in-store or online. This flexibility not only enhances customer satisfaction but also helps streamline your operations. With our tailored solutions, managing transactions becomes hassle-free, allowing you to focus on what you do best growing your business. Located at 1298 Providence Rd Whitinsville Ma 01588, Whitinsville, MA, our team is ready to partner with you on your journey toward success. Reach us at (508) 234-9936 to learn more about how we can assist your business today!

Comprehensive List Of Services

Business Banking

For entrepreneurs and business owners, our business banking services include merchant services and business loans. Whether you're starting a new venture or expanding an existing one, we understand how crucial accessible financing is for success.

Digital Banking Convenience

In today's fast-paced world, convenience matters. That's why we offer robust online and mobile banking features that allow you to manage your accounts anytime, anywhere. From transferring funds to checking balances, everything is just a tap away! You can even use our ATMs for cash withdrawals or balance checks without any hassle.

Drive-Thru & Shared Services

For those who prefer face-to-face interaction but on-the-go convenience, our drive-thru service allows for quick deposits and withdrawals. If you're a member of another credit union participating in shared services, you'll benefit from simple transactions right here at Webster First as well! At Webster First, we're committed to simplifying your financial life with accessible solutions tailored just for you. We invite you to visit us at 1298 Providence Rd or give us a call at 508-234-9936 to learn more about how we can help meet your financial needs today!

Mortgage Solutions

Homeownership is within reach with our mortgage loans and refinancing options. If you've been thinking about buying a home or lowering your current mortgage rate, we're here to guide you through the process every step of the way.

Personal Banking

Starting with personal banking, we offer various checking and savings accounts designed to fit different lifestyles. For instance, if you're planning a big purchase or saving for a vacation, our accounts can help you manage your funds effectively. Our auto loans and vehicle financing options make it easier than ever to get behind the wheel of your dream car. Imagine driving off in that new vehicle without the stress of complicated financing!

Personal Loans & Credit Cards

If you find yourself needing extra cash for unexpected expenses or planning a special event, our personal loans and debt consolidation options can provide the relief you need. Plus, don't forget about our credit cards with rewards! Earn points while making everyday purchases what could be better?

Digital & Online Banking

Accessibility and User-Friendliness

We believe that banking should fit into your life seamlessly. That's why our platform is designed to be user-friendly, making it accessible for everyone from tech-savvy individuals to those new to online banking. No matter where life takes you, managing your accounts has never been easier or more secure with Webster First. Experience the ease of modern banking today by visiting us at https://www.websterfirst.com/! Your financial peace of mind is just a click away.

Key Services Available

With our 24/7 online banking, you can access your accounts whenever you need to. Whether it's checking your balance, transferring funds, or paying bills, everything is at your fingertips. Plus, with e-statements available, you can say goodbye to paper clutter while keeping track of your financial activity easily and securely. For those who love convenience, our mobile application makes banking on-the-go a breeze. You can also take advantage of mobile payments, allowing you to pay for purchases directly from your phone. Need to send money to a friend? Our person-to-person transfer feature lets you do that quickly and effortlessly. Security is key in the digital world, and at Webster First, we prioritize it. With features like electronic signature authorization, signing important documents is simple and safe, ensuring that your personal information remains protected.

Financial Strength

Committed Team Behind You

We also take pride in having 196 full-time employees and 18 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. They work diligently every day to assist you with all your banking needs.

Focused on Our Members

Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. This dedication allows us to reinvest in innovative banking tools and stronger lending options to serve our members better.

Growing Member Base

Our total share accounts stand at 123,671, showcasing a strong and growing member base that trusts us with their finances. This trust fuels our mission to provide exceptional service tailored to your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Webster First is your trusted partner. Visit us at 1298 Providence Rd Whitinsville MA 01588 or call 508-234-9936 to learn more about how we can help you achieve your financial goals.

Secure Savings Options

Members' savings are secured through $253,272,775 in share certificates and $55,771,803 in money market shares, offering stable and rewarding financial growth opportunities. These options reflect our commitment to providing safe places for your hard-earned money while maximizing your returns.

Solid Financial Health

With a net worth of $261,871,848, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 18.03% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Lending Capacity

With $11,731 in used auto loans and an impressive $1,142,784,132 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our net income of $0 reflects our operational efficiency during this period but doesn't diminish our commitment to offering competitive loan rates and solid financial products for our members.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $178,494,479 in used vehicle loans and $57,179,823 in new vehicle loans already helping members get on the road. We offer both new and used vehicle loans tailored to fit your budget. Plus, refinancing options are available if you want to lower your monthly payments or adjust your loan terms.

Business Financing

For business owners, our outstanding commercial loans totaling $252,185,545 provide the capital needed to grow and expand. We understand the unique challenges that businesses face and offer tailored solutions to support your success. At Webster First in Whitinsville, MA (1298 Providence Rd), our dedicated team is here to help you navigate through our loan offerings. If you have questions or need assistance with eligibility options or refinancing opportunities, don't hesitate to reach out at 508-234-9936. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to supporting you on your financial journey!

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $784,642 in loans helping members manage their finances effectively. These cards can be a great tool for everyday purchases or unexpected expenses.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $80,068,156, make buying or refinancing simple. We provide personalized assistance throughout the mortgage process to help you find the right solution for your situation.

Loan Aggregator

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Webster First