Webster First West Boylston MA Credit Union | Affordable Auto Loans & Business Banking

Introduction

Welcome to Webster First, your trusted financial partner located at 149 W Boylston St, West Boylston, MA 01583. Established in 1934, we have proudly served our community for decades, building a strong foundation of trust and reliability. With over 92,283 members and total assets reaching an impressive $1,448,827,072, we are committed to providing you with exceptional banking services tailored to meet your needs. At Webster First, we understand that every member has unique financial goals. That's why we offer a range of services including personal banking, auto loans, mortgages, credit cards with rewards, and business banking solutions. We strive to empower our members through sound financial advice and innovative products that help you achieve your aspirations. Our leadership team is dedicated to fostering a welcoming environment. Under the guidance of CEO John Thomasian and Board President Christopher Daoust, our staff of 214 employees is here to support you every step of the way. Whether you need assistance with an account or have questions about loan options, don't hesitate to reach out. While members can visit us at our branch address for all banking needs, official correspondence should be sent to the same address: 149 West Boylston St., West Boylston, MA 1583. With total deposits of $31,296,104 and a net worth of $261,871,848, we are financially stable and focused on your success. Our commitment extends beyond just numbers; it's about enhancing the lives of those in our community through financial education and support. Join us today! Call us at 508-671-5160 or visit our website at websterfirst.com for more information on how we can help you navigate your financial journey. We're excited to welcome you into the Webster First family!

Branch History & Mission

At Webster First, we take pride in our rich history and commitment to the community. Established in 1934, our West Boylston branch has been a cornerstone of financial support for individuals and families in the area for nearly nine decades. Located at 149 W Boylston St, West Boylston, MA 01583, our branch is easily accessible to all who seek reliable banking services. Over the years, Webster First has grown significantly, now serving over 92,000 members and managing total assets of approximately $1.45 billion. Our mission is straightforward yet impactful: to provide exceptional financial services while fostering a spirit of community support. We believe that when our members thrive, so does our community. Our journey began with a simple goal: to offer affordable banking solutions tailored to the needs of our local residents. From personal loans to business financing options, we have continuously expanded our offerings to include a wide range of services such as checking and savings accounts, mortgage loans, auto loans, credit cards with rewards, and online banking solutions. As technology has evolved, so have we. Our digital advancements ensure that members can access their accounts anytime through mobile banking and online platforms. We strive for ADA compliance and customer-centric initiatives that make banking more accessible for everyone. Additionally, we proudly offer shared service center options for those needing assistance beyond our branch walls. At Webster First, community outreach is at the heart of what we do. We actively partner with local organizations to support various causes and initiatives that uplift our neighbors in need. From financial education programs to sponsorships for local events, we are dedicated to making a positive difference in West Boylston and surrounding areas. We invite you to visit us during our operating hours Monday through Tuesday from 8:30 am to 4:00 pm, Wednesday from 8:30 am to 12:00 pm, Thursday until 7:00 pm, and Friday until 5:00 pm. Whether you prefer in-person service or using our convenient ATM or drive-thru banking options, we're here to meet your needs. While members can visit us at 149 W Boylston St West Boylston Ma 01583, official correspondence should be sent to 149 West Boylston St., West Boylston, MA 1583. If you're looking for a financial partner that values you as a member and cares about your success as much as you do, join Webster First today! Experience firsthand how we can help you achieve your financial goals while also supporting your community. For more information or assistance, don't hesitate to call us at (508) 671-5160 or explore our website at Webster First.

Branch Location & Accessibility

Accessibility and Convenience

At Webster First, we prioritize making banking easy for everyone. Our branch features accessible parking and complies with ADA standards, ensuring that all members can enter comfortably. If you need to grab cash or make a quick deposit, we have an ATM available on-site for your convenience. For those who prefer driving, our drive-thru service is also ready to assist with deposits, withdrawals, and simple transactions without needing to leave your vehicle.

Get in Touch

If you have any questions or would like more information about what we offer, don't hesitate to give us a call at 508-671-5160. Our team is always ready to help! We invite you to stop by Webster First today your trusted partner in financial wellness awaits!

Operating Hours

We know that life can be busy, so we've made it a point to offer flexible operating hours. Visit us Monday and Tuesday from 8:30 AM to 4:00 PM, Wednesday from 8:30 AM to 12:00 PM, Thursday until 7:00 PM for those who need a little extra time after work, and Friday from 8:30 AM to 5:00 PM. We strive to accommodate your schedule because we believe banking should fit seamlessly into your life.

Services Offered

Webster First is more than just a place for transactions; we're committed to providing a full range of services that cater to both personal and business banking needs. From checking and savings accounts to auto loans and mortgages, we have products designed with our members in mind. Plus, if you're part of a partner credit union, you can utilize our shared service center for basic transactions as well! While members can visit us at 149 W Boylston St., official correspondence should be sent to our mailing address at 149 West Boylston St., West Boylston, MA 1583.

Member Eligibility

Becoming a member of Webster First is like joining a warm, welcoming family that's dedicated to your financial well-being. If you live or work in the communities we serve, you're likely eligible to join us! We're here for individuals and families who want more than just a bank; they want a partner in their financial journey. To get started, you can easily check out the detailed eligibility criteria at this link. Joining Webster First means access to a variety of benefits tailored just for you like competitive rates on loans, personalized service, and modern banking solutions. Ready to become a part of our community? Opening an account is straightforward! You can find all the information you need about setting up your account at this link. If you have questions or need assistance, feel free to give us a call at 5086715160. We can't wait to welcome you to Webster First at 149 W Boylston St, West Boylston, MA 01583!

Business Banking & Commercial Services

Financing Solutions for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $433 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $7 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $252,185,545, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Simplify Transactions

Imagine running your business without worrying about payment processing. Our merchant services offer reliable solutions that make transactions easy for both you and your customers. Whether it's credit card processing or online payments, we've got the tools you need to keep your operations smooth and efficient. Located at 149 W Boylston St, West Boylston, MA, we're here to empower your business with the resources it needs to thrive. Call us today at 508-671-5160 to learn more about how we can help you achieve your goals!

Comprehensive List Of Services

Additional Convenient Services

Our basic drive-thru banking makes it easy for members who prefer face-to-face transactions without leaving their vehicles. If you're a member of a partner credit union, you can enjoy shared branch transactions right here at Webster First making deposits and withdrawals hassle-free. At Webster First, we pride ourselves on being more than just a credit union; we're part of your community in West Boylston. If you have any questions or want to learn more about how our services can benefit you directly, feel free to call us at 508-671-5160 or visit us during our operating hours: Monday and Tuesday from 8:30 AM to 4:00 PM; Wednesday from 8:30 AM to 12:00 PM; Thursday from 8:30 AM to 7:00 PM; and Friday from 8:30 AM to 5:00 PM. Explore everything we have to offer today by visiting us or checking out our website at websterfirst.com. We're excited to help you achieve your financial goals!

Business Banking Services

For business owners, Webster First offers essential banking services including merchant services and business loans that cater specifically to your operational needs. We understand the importance of having reliable support when running a business; therefore, we're here to help you navigate financial decisions with ease.

Digital Banking Features

In today's fast-paced world, managing finances should be simple and convenient. Our online and mobile banking platforms allow you to check balances, make transfers, and pay bills from anywhere. We also offer ATM services for cash withdrawals, ensuring you have easy access to your money whenever needed.

Personal Banking Solutions

When it comes to personal banking, our checking and savings accounts are designed with your convenience in mind. You can easily access your funds and manage your account online or via our mobile banking app. If you're thinking about buying a new car, our auto loans and vehicle financing options will help you hit the road with confidence. For those looking to purchase a home or refinance an existing mortgage, we provide tailored mortgage loans that fit various budgets and lifestyles. Sometimes life throws unexpected expenses your way. That's where our personal loans and debt consolidation services come into play, allowing you to tackle those challenges head-on without added stress. Plus, don't forget about our credit cards with rewards that let you earn points on everyday purchases turning shopping into savings!

Digital & Online Banking

Key Features

Our online banking allows you to manage your accounts effortlessly. With e-statements available, you can keep track of your transactions without the clutter of paper statements. Plus, if you're on the go, our mobile application makes it simple to bank from anywhere. Just download it and enjoy features like mobile payments, making everyday transactions a breeze. Need to send money to a friend? Our person-to-person transfer feature lets you do just that quickly and easily no cash needed! And for those times when you need to sign documents remotely, we offer electronic signature authorization, ensuring that you can complete transactions securely from the comfort of your home.

Security and Accessibility

Your security is our top priority. We use advanced encryption technology to protect your information while you enjoy the ease of online banking. Navigating through our platform is user-friendly, so even if you're not tech-savvy, you'll find everything you need with ease. At Webster First, we believe that banking should fit into your life seamlessly. Our digital services provide real-time account management right at your fingertips. So whether you're at home or out and about, managing your finances has never been more accessible or secure!

Financial Strength

At Webster First, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are dedicated to providing you with the trust and reliability you deserve in your banking experience. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $261,871,848, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 18.03% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $253,272,775 in share certificates and $55,771,803 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $240,268,106 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $11,731 in used auto loans and a total of $1,142,784,132 in loans and leases. Our operational efficiency is reflected in our net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 196 full-time employees and 18 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares available for lending and investments total $7,306,890, while our total share accounts stand at an impressive 123,671. This shows a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Webster First is your trusted partner. Visit us at 149 W Boylston St West Boylston Ma 01583 or call 508-671-5160 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $178,494,479 in used vehicle loans and $57,179,823 in new vehicle loans already helping members get on the road. We provide flexible financing options that cater to both new and used vehicles. Whether you're considering a brand-new model or a reliable used car, our team is here to guide you through the process.

Business Loans

For business owners, our outstanding commercial loans totaling $252,185,545 provide the capital needed to grow and expand your business. We understand the unique challenges small businesses face and are committed to supporting local entrepreneurs with tailored financing solutions. At Webster First Credit Union, we pride ourselves on being more than just a financial institution; we're a partner in your journey toward financial success. Our performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. If you're ready to take the next step towards securing your loan or if you have questions about eligibility or refinancing options available at our branch in West Boylston, visit us or give us a call today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $80,068,156, make buying or refinancing simple. We provide competitive rates and terms that can fit your budget and lifestyle. If you're interested in refinancing your existing mortgage or exploring eligibility options for first-time homebuyers, our knowledgeable staff can assist you every step of the way.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $784,642 in loans helping members manage their finances effectively. These cards come with competitive interest rates and rewards programs that allow you to earn benefits while making everyday purchases.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. This tool is designed to help users navigate the complex lending landscape with ease and confidence. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means every offer you see has been vetted for fairness and transparency, allowing you to make informed decisions without worrying about hidden agendas. One of the key benefits of using LendMesh is its commitment to verified data. All loan offers are sourced from legitimate financial institutions, ensuring that you receive trustworthy information. Additionally, there are no sponsored listings on the platform. LendMesh does not prioritize lenders based on paid promotions; instead, it focuses solely on providing unbiased results. With real-time rate comparisons, users can access up-to-date loan rates from multiple institutions at any given moment. This feature empowers you to weigh your options effectively and choose what best fits your financial needs. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial underscores the tool's effectiveness in delivering valuable insights. If you're ready to find the best rates tailored to your needs, compare real-time loan offers today at LendMesh. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Webster First