Webster First Webster MA Credit Union | Affordable Auto Loans & Business Banking

Introduction

Welcome to Webster First, your trusted financial partner located at 41 E Main St, Webster, MA 01570. Since our establishment in 1934, we've been dedicated to serving our community with integrity and commitment. With over 92,283 members and total assets amounting to an impressive $1,448,827,072, we pride ourselves on providing personalized banking solutions that cater to your needs. At Webster First, we understand that financial decisions can be daunting. That's why our team of over 200 employees, led by CEO John Thomasian and Board President Christopher Daoust, is here to guide you every step of the way. Whether you're looking for auto loans, mortgage refinancing, or business banking services, we offer a wide range of options designed to help you achieve your financial goals. While members can visit us at our branch for all their banking needs, official correspondence should be sent to our mailing address: 41 E Main St, Webster, MA 01570-2346. We encourage you to take advantage of our services including online and mobile banking for a convenient experience. With a strong net worth of $261,871,848 and cash in hand totaling $5,138,913, we're financially robust and ready to assist you. Our commitment extends beyond numbers; we're invested in the success of our members and the betterment of our community. Feel free to reach out at 508-943-1433 for any inquiries or visit our website at Webster First for more information. Join us today as we work together towards a brighter financial future!

Branch History & Mission

Webster First has a rich history that dates back to its founding in 1934. Since then, it has grown into a trusted financial institution in the heart of Webster, MA. Located at 41 E Main St, our branch is easily accessible and serves as a welcoming hub for the community. As we look back on our journey, we celebrate the milestones that have shaped us, including our evolution from a small credit union to a thriving organization with over 92,283 members and total assets reaching an impressive $1,448,827,072. Our mission at Webster First is simple yet powerful: to provide exceptional financial services while fostering a strong sense of community support. We believe that banking should be about more than just transactions; it's about building relationships and empowering our members to achieve their financial goals. Whether you're looking for personal banking options like checking and savings accounts or seeking assistance with auto loans and mortgages, our dedicated team is here to help. While members can visit us at 41 E Main St, official correspondence should be sent to 41 E Main St, Webster, MA 01570-2346 if needed. Our branch features modern amenities such as ATM availability and drive-thru banking for your convenience. We also take pride in being ADA compliant and offering digital advancements like online banking and mobile payments, making it easier than ever for you to manage your finances. At Webster First, we actively engage in partnerships and community outreach efforts. We understand that supporting local initiatives strengthens not only our branch but the entire Webster community. Through various programs and events, we strive to make a positive impact on those around us. As we continue our journey forward, we invite you to join us at Webster First. Experience firsthand the benefits of membership in a credit union that truly cares about its members' financial well-being. Together, let's build a brighter future for our community! For more information on becoming a member or exploring our services, visit Webster First or give us a call at 508-943-1433 today!

Branch Location & Accessibility

Welcome to Webster First, conveniently located at 41 E Main St in the heart of Webster, MA. Our branch is not just a place to handle your banking needs; it's a welcoming space designed with our members in mind. Situated near local landmarks, we are easily accessible and ready to serve you. At Webster First, we understand that convenience matters. That's why our branch features ample parking and ADA-compliant accessibility options, including ramps to ensure everyone can visit us without hassle. Whether you're here for everyday banking or specialized services, our friendly staff is always eager to assist. Our operating hours are designed to fit your busy schedule: visit us Monday and Tuesday from 8:30 AM to 4:00 PM, Wednesday from 8:30 AM to 12:00 PM, Thursday until 7:00 PM, and Friday from 8:30 AM to 5:00 PM. We also offer drive-thru banking for quick transactions and an ATM for easy cash withdrawals making it simple for you to access your funds on the go. While members can visit us at our physical location, any official correspondence should be sent to the same address: 41 E Main St, Webster, MA 01570-2346. Plus, as part of our commitment to serving our community, we also provide shared services for partner credit union members. Don't hesitate to reach out! You can give us a call at 508-943-1433 if you have any questions or need assistance. We look forward to welcoming you into our Webster First family!

Member Eligibility

Joining the Webster First community is a wonderful way to gain access to personalized financial services and support. If you're curious about becoming a member at our branch located at 41 E Main St, Webster, MA 01570, we welcome you with open arms! Generally, individuals who live or work in certain areas, as well as those affiliated with specific organizations, are eligible for membership. This means that if you find yourself in our local community or connect with one of our partner groups, you're likely on your way to enjoying the many benefits we offer. To explore all the details about eligibility criteria, feel free to visit our website at Webster First Membership Eligibility. Becoming a member is straightforward and inclusive; we want everyone to feel like they belong here. Not only will you gain access to a range of financial products designed with your needs in mind, but you'll also be part of a supportive network that prioritizes your financial wellness. If you're ready to take the next step or have any questions, don't hesitate to reach out at 508-943-1433. You can also find more information on how to open an account by visiting Account Opening. We look forward to welcoming you into our family!

Business Banking & Commercial Services

Practical Merchant Services

Our merchant services make transactions easier for you and your customers. Imagine a busy restaurant where patrons can pay quickly and securely, allowing your staff to focus on delivering great service instead of handling cash. This is just one example of how our services can streamline operations, enhance customer satisfaction, and ultimately boost your bottom line. Located at 41 E Main St Webster Ma 01570 in Webster, MA, we invite you to explore how Webster First can help your business thrive. For more information, call us at (508) 943-1433 or visit our website at Webster.

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $433 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $7 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $252,185,545, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

For business owners, Webster First provides essential banking solutions including merchant services and business loans. We're committed to supporting local businesses by offering resources that help them grow and succeed.

Convenience Services

We believe in making banking as easy as possible for our members. That's why we offer ATM services for cash withdrawals and balance checks whenever you need them. For those who prefer face-to-face interactions but need flexibility, our drive-thru service allows for quick deposits and simple transactions without leaving your car. Additionally, if you're a member of a partner credit union, take advantage of basic shared branch transactions right here at Webster First. Whether it's opening an account or applying for a loan, our friendly staff is always available to assist you. If you have any questions or want to learn more about how we can serve you better, feel free to reach out at (508) 943-1433. We invite you to visit us at 41 E Main St Webster Ma 01570 or explore our website at Webster for more details on how Webster First can support all your financial needs!

Digital Banking Features

In today's fast-paced world, managing your finances on the go is crucial. Our online and mobile banking services ensure that you can access your accounts anytime, anywhere. With features like mobile payments and person-to-person transfers, handling transactions has never been easier. Plus, e-statements help keep your paperwork organized without the clutter.

Lending Solutions

We understand that life can throw unexpected expenses your way. That's why we offer personal loans and debt consolidation services to help ease financial burdens. Additionally, our credit cards come with rewards programs designed to benefit you every time you shop.

Personal Banking

Our personal banking options provide you with the tools necessary for effective money management. You can open checking and savings accounts tailored to fit your lifestyle. If you're dreaming of a new car, our auto loans and vehicle financing options can help turn that dream into reality. For those considering homeownership or refinancing, our mortgage loans are competitive and straightforward, guiding you through every step of the process.

Digital & Online Banking

At Webster First, we understand that managing your finances should be as easy and secure as possible. Our digital and online banking services are designed to provide you with the convenience you need, right at your fingertips. Whether you're at home or on the go, accessing your accounts has never been simpler. With our robust online banking platform available at https://www.websterfirst.com/, you can check your balance, pay bills, and transfer funds anytime 24/7. This means no more rushing to the bank before closing time or waiting in long lines. Plus, our electronic signature authorization feature makes it easy for you to sign documents securely from anywhere. We also offer e-statements, which not only help you keep track of your finances but are also great for the environment. Instead of waiting for paper statements in the mail, you can view your account activity online whenever it suits you. For those who love using their mobile devices, our mobile application is a game changer. With features like mobile payments and person-to-person transfers, sending money to friends or making purchases is just a tap away. You'll appreciate the ease of paying bills right from your smartphone without any hassle. At Webster First, security is our top priority. Our online banking services use advanced technology to keep your information safe while providing a user-friendly experience. From real-time account management to secure transactions, we've got you covered every step of the way. Join us today at Webster First and explore all the ways our digital banking services can simplify your life. For more details about our offerings, visit us at https://www.websterfirst.com/. Your financial well-being is just a click away!

Financial Strength

At Webster First, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We believe in transparency and want you to feel confident in your choice to bank with us. With a net worth of $261,871,848, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 18.03% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $253,272,775 in share certificates and $55,771,803 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $240,268,106 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $11,731 in used auto loans and a total of $1,142,784,132 in loans and leases. While our current net income is $0, this reflects our commitment to investing back into the credit union for future growth rather than focusing solely on profits. We also take pride in having 196 full-time employees and 18 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. The funds available for lending and investments stand at $7,306,890 in net shares, while our total share accounts have reached an impressive 123,671, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Webster First is your trusted partner. Visit us at 41 E Main St Webster MA 01570 or call 508-943-1433 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $178,494,479 in used vehicle loans and $57,179,823 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable pre-owned vehicle, our flexible financing options can help make it happen.

Business Financing

For business owners, our outstanding commercial loans totaling $252,185,545 provide the capital needed to grow and expand. We understand the unique challenges businesses face and are here to support you with tailored financing solutions.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $80,068,156, make buying or refinancing simple. We provide personalized assistance to help you navigate the home-buying process and find the best terms for your situation.

Refinancing Options

If you're considering refinancing any existing loans or exploring eligibility options for our products, our team is ready to assist you. We work closely with you to ensure that you understand all available choices and select the best path forward for your financial journey. You can reach us at (508) 943-1433 or visit us at 41 E Main St Webster Ma 01570 in Webster, MA. For more details about becoming a member and accessing these benefits, check out our website. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $784,642 in loans helping members manage their finances effectively. Our credit cards come with various rewards options that can make your everyday purchases more rewarding.

Loan Aggregator

Accurate Loan Comparisons

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Benefits of Using LendMesh

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Webster First