Webster First Hopkinton MA Credit Union | Best Auto Loans & ATM Access

Introduction

Welcome to Webster First, your trusted financial partner in Hopkinton, MA! Located at 22 South St Ste 106, we are dedicated to serving our community with integrity and care. Established in 1934, our credit union has grown to support over 92,283 members with a commitment to providing exceptional financial services tailored to your needs. At Webster First, we understand that every member's journey is unique. With total assets of $1,448,827,072 and deposits amounting to $31,296,104, we have the resources to help you achieve your financial goals whether that's securing a loan for your dream car or planning for retirement. Our diverse offerings include personal banking, auto loans, mortgages, credit cards with rewards, and business banking solutions. Under the leadership of our CEO, John Thomasian, and Board President Christopher Daoust, we strive to create a welcoming environment where you can feel confident in managing your finances. Our team of 214 employees is here to assist you every step of the way, ensuring that you receive personalized service that makes a real difference in your life. You can easily access our services through online and mobile banking options, making it convenient for you to manage your accounts anytime. For those who prefer face-to-face interactions, visit us during our extended hours: Monday through Wednesday and Friday from 8:30 AM to 7:00 PM; Thursday until 5:00 PM; and Saturday from 8:30 AM to 12:00 PM. Feel free to reach out at (508) 671-5185 for any inquiries or assistance. We invite you to explore all we offer by visiting our website at Webster First. Together, let's build a brighter financial future!

Branch History & Mission

Welcome to Webster First, a credit union with a proud history and a deep commitment to serving the community of Hopkinton, MA. Established in 1934, our branch has grown alongside our members, evolving from humble beginnings into a vital part of the local financial landscape. Our journey reflects not only our dedication to providing exceptional financial services but also our unwavering support for the community we call home. Located at 22 South St Ste 106, Hopkinton, MA 01748, Webster First is ideally situated near key local landmarks, making it convenient for members to access our services. Over the years, we've expanded our offerings and reached significant milestones, now boasting a total membership of over 92,000 and total assets exceeding $1.4 billion. This growth is a testament to the trust placed in us by our members and their families. At Webster First, our mission is clear: we strive to empower our members through accessible financial solutions while fostering a sense of community. We understand that financial health is essential for achieving life goals whether it's buying a first home, financing education, or saving for retirement. Our services include personal banking options like checking and savings accounts, auto loans, mortgages, and more. We also provide business banking solutions designed to help local entrepreneurs thrive. While members can visit us at 22 South St Ste 106 Hopkinton Ma 01748, official correspondence should be sent to the same address since we do not have a separate mailing address. We are committed to ensuring that everyone has equal access to our resources. Our branch is ADA compliant and features both ATM availability and drive-thru banking services for your convenience. In addition to traditional banking services, we embrace technology with online and mobile banking options that allow members to manage their finances anytime, anywhere. We're dedicated to enhancing your experience through user-friendly digital tools. Community involvement is at the heart of what we do. We engage in various outreach efforts and partnerships aimed at uplifting those around us. Whether it's participating in local events or supporting charitable causes, we believe in giving back and fostering strong relationships within Hopkinton. We invite you to join Webster First and experience the difference that comes from being part of a credit union that truly cares about its members. With dedicated staff ready to assist you during our operating hours Monday through Wednesday from 8:30 AM to 4:00 PM; Thursday from 8:30 AM to 5:00 PM; Friday from 8:30 AM to 7:00 PM; and Saturday from 8:30 AM to 12:00 PM you'll find everything you need under one roof. Contact us today at (508) 671-5185 or visit us online at Webster First to learn more about how we can help you reach your financial goals!

Branch Location & Accessibility

Operating Hours

Our branch operates with flexible hours to suit your schedule. You can visit us Monday through Wednesday from 8:30 AM to 4:00 PM, Thursday until 5:00 PM, and Friday until 7:00 PM. On Saturday, we're here for you from 8:30 AM to noon. Whether you're coming in for a quick deposit or a more in-depth consultation about loans or accounts, we're ready to assist you.

Services Offered

At Webster First, we offer a range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgages, we have something for everyone. Enjoy the convenience of drive-thru banking for simple transactions like deposits and withdrawals. Plus, if you're a member of partner credit unions, you can utilize our shared services for basic transactions as well. We also feature an ATM on-site for quick cash withdrawals or balance checks whenever you need it. If you're looking for comprehensive online banking solutions or mobile payments options, we have that covered too! We invite you to come by and see how Webster First can help you achieve your financial goals. Feel free to call us at 508-671-5185 if you have any questions or need assistance before your visit. We're excited to welcome you into the Webster First family!

Member Eligibility

Joining the Webster First community means becoming part of a supportive network that puts its members first. If you're looking to become a member at our Hopkinton branch, located at 22 South St Ste 106, MA 01748, you're in for some great benefits! Generally, membership is open to individuals who live or work in specific areas, including those associated with certain organizations and groups. This makes it easy for many to join and enjoy all the perks we offer. You can find more detailed eligibility criteria by visiting our website at https://www.websterfirst.com/about/become-a-member/. Getting started is straightforward! Once you confirm your eligibility, you can open an account by following the steps outlined on our website here: https://www.websterfirst.com/about/help-support/enroll-in-online-banking/. If you have any questions or need assistance, feel free to give us a call at 508-671-5185. We're here to help you every step of the way as you begin your journey with Webster First!

Business Banking & Commercial Services

Merchant Services

In addition to loans, our merchant services offer practical tools for everyday operations. Imagine easily accepting payments from customers or managing transactions on the go. Our services simplify the payment process so you can focus on what matters most running your business effectively. Visit us at 22 South St Ste 106 Hopkinton, MA 01748 or call us at 508-671-5185 to learn how Webster First can help your business thrive!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $433 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $7 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $252,185,545, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Additional Services

We understand that sometimes you may need assistance outside traditional hours. Our drive-thru banking offers basic services like deposits and withdrawals when you're on the go. Furthermore, if you're a member of another credit union that participates in shared branching, we provide basic shared branch transactions for deposits and withdrawals. Our commitment extends beyond just banking; we aim to create an experience that meets all aspects of your financial life while being there whenever you need us.

Business Banking Services

If you're a business owner, you'll find supportive banking solutions at Webster First as well. From merchant services that streamline transactions to business loans that fuel growth, we have what you need to succeed.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we emphasize online and mobile banking features that allow you to manage your finances from anywhere. With just a few taps on your smartphone or clicks on your computer, you can check balances, transfer funds, or pay bills easily. Our ATM and cash withdrawal services ensure you have quick access to your money whenever necessary.

Get Started Today!

Ready to explore all that Webster First has to offer? Visit us at 22 South St Ste 106 Hopkinton Ma 01748, located in beautiful Hopkinton, MA, or give us a call at (508) 671-5185. Join our community today and discover how our comprehensive services can support your financial journey!

Personal Banking Solutions

Starting with personal banking, we offer a variety of options tailored for your everyday financial needs. Our checking and savings accounts provide flexible access to your funds while helping you save for the future. If you're considering purchasing a vehicle, our auto loans and vehicle financing options make it easy to drive away in your dream car without breaking the bank. For those looking to invest in a home, we provide mortgage loans and refinancing options that simplify the process. Perhaps you need extra cash for unexpected expenses; our personal loans and debt consolidation services can help you manage your finances more effectively. Plus, enjoy rewards with our credit cards designed to give back as you spend.

Digital & Online Banking

Key Services

Our online banking services provide you with 24/7 access to your accounts, allowing you to check balances, make transfers, and pay bills on your schedule. Want to send money to a friend or family member? With our person-to-person transfer feature, it's as simple as a few taps on your smartphone. Plus, with our mobile application available for download, banking is right at your fingertips.

Real-Time Management

With our mobile payments feature, you can make purchases directly from your phone without the need for cash or cards. Whether you're out shopping or dining, it's convenient and quick. And if you ever need assistance or have questions about your account, our support team is just a call away at (508) 671-5185. At Webster First, we believe in empowering our members with tools that simplify their financial lives while ensuring their safety and security. Experience the ease of modern banking today!

Security and Ease of Use

Security is essential in today's digital world. That's why we offer electronic signature authorization for transactions, ensuring that your information remains protected. You can also opt for e-statements to keep track of your financial activity while reducing paper clutter. Our user-friendly interface makes navigating your accounts straightforward, so you can focus on what matters most your financial goals.

Financial Strength

At Webster First, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With our commitment to maintaining strong financial health, you can trust that your money is safe and well-managed. With a net worth of $261,871,848, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 18.03% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $253,272,775 in share certificates and $55,771,803 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $240,268,106 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports members' financial goals across various sectors with $11,731 in used auto loans and a total of $1,142,784,132 in loans and leases. Our operational efficiency is reflected in our net income of $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 196 full-time employees and 18 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $7,306,890. Total Share Accounts: 123,671, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Webster First is your trusted partner. Visit us at 22 South St Ste 106 Hopkinton MA 01748 or call 508-671-5185 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $178,494,479 in used vehicle loans and $57,179,823 in new vehicle loans already helping members get on the road. Whether you are interested in financing a brand-new vehicle or a reliable used one, we have options for everyone.

Business Financing

For business owners looking to grow and expand their operations, we offer outstanding commercial loans totaling $252,185,545. These loans provide the capital needed to take your business to the next level. At Webster First in Hopkinton (22 South St Ste 106), MA, our dedicated team is here to guide you through every step of your borrowing journey. If you're interested in learning more about our loan products or checking eligibility options for any of our offerings, don't hesitate to reach out at (508) 671-5185. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Your financial goals are within reach with Webster First!

Credit Lines and Unsecured Loans

For those looking for additional flexibility, our total credit lines amount to $432,055,710. This gives you access to funds when you need them most without the hassle of traditional lending processes. We also provide flexible terms on unsecured credit card loans; with a total of $784,642 in loans helping members manage their finances effectively.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $80,068,156, making it easier than ever to secure the home of your dreams. If you're considering refinancing your existing mortgage, we can help you find solutions that may lower your payments or free up cash for other needs.

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Webster First