Webster First Dudley MA Credit Union | Best Auto Loans & Business Banking

Introduction

Welcome to Webster First, your trusted partner in financial wellness right here at our Dudley branch, located at 16 Airport Rd, Dudley, MA 01571. Since our establishment in 1934, we have been dedicated to serving our community with a commitment to providing personalized banking solutions tailored to your needs. With over 92,283 members, we take pride in fostering a supportive and inclusive environment where everyone can thrive. At Webster First, we understand that your financial journey is unique. That's why we offer a wide range of services including checking and savings accounts, auto loans, mortgage options, personal loans, and business banking solutions. Our total assets exceed an impressive $1.4 billion, ensuring that we have the resources necessary to support your financial aspirations. Under the leadership of our CEO, John Thomasian, and Board President, Christopher Daoust, we are committed to maintaining strong relationships with our members while actively participating in community initiatives. Our dedicated team of 214 employees is always ready to assist you with friendly service, whether you're visiting us in person or utilizing our convenient online banking services. While members can visit us at 16 Airport Rd, official correspondence should be sent to the same address for added convenience. With total deposits amounting to $31,296,104 and cash in hand of $5,138,913, you can trust that your funds are secure with us. Join us today and experience the difference that a community-focused credit union can make in your life! For more information or assistance, please give us a call at 508-949-1990 or visit our website at websterfirst.com. We look forward to helping you achieve your financial goals!

Branch History & Mission

Welcome to Webster First, a cornerstone of the Dudley community since 1934. Our branch, located at 16 Airport Rd, Dudley, MA 01571, has built a rich legacy of supporting our members and enhancing their financial well-being. Over the years, we have grown from humble beginnings into a thriving credit union with a membership of over 92,283 individuals and total assets reaching an impressive $1,448,827,072. From our inception, Webster First has been driven by a mission to provide exceptional financial services while fostering community growth. Our commitment to our members is reflected in every loan we issue and every account we manage. We believe that when our members succeed financially, the entire community flourishes. This belief is the foundation of our mission: to empower individuals through accessible banking solutions tailored to their unique needs. Our branch is not just about numbers; it's about people. We take pride in offering personal banking services such as checking and savings accounts, auto loans, mortgages, and credit cards with rewards. We also provide essential business banking services including merchant services and business loans. With modern conveniences like online banking and mobile payments, we ensure that our members have access to their finances anytime, anywhere. In addition to traditional banking services, Webster First actively engages in community outreach initiatives. We partner with local organizations to support various causes and enhance the lives of those around us. Our shared service center further extends our reach by allowing members from partner credit unions to access basic banking services at our location. To accommodate your busy lifestyle, we offer convenient operating hours: Monday through Tuesday and Thursday through Friday from 8:30 AM to 7:00 PM, and Wednesday from 8:30 AM to 12:00 PM. For those who prefer in-person service but cannot visit during regular hours, we also have drive-thru banking available. While you can always visit us at 16 Airport Rd, if you need to send official correspondence, please use our mailing address: 16 Airport Rd, Dudley, MA 1571. Should you have any questions or require assistance, don't hesitate to reach out at 508-949-1990. At Webster First, we're not just here for transactions; we're here for relationships. We invite you to join our family today and discover how we can help you achieve your financial goals while making a positive impact in our community. Experience the difference with Webster First where your success is our mission!

Branch Location & Accessibility

Welcome to Webster First, your friendly neighborhood credit union! Conveniently located at 16 Airport Rd in Dudley, MA, our branch is here to serve you with all your banking needs. Whether you're stopping by for a quick transaction or looking for advice on personal loans and mortgages, we've got you covered. Our location is easy to find, nestled near local landmarks that make it simple to fit into your day. While you can visit us at our Dudley address, please note that official correspondence should be sent to the same address for your convenience. We pride ourselves on making banking accessible for everyone. Our branch is equipped with ADA-compliant features and ample parking, ensuring that all members of the community can visit us without any hassle. At Webster First, we understand that life gets busy. That's why we offer flexible operating hours: join us Monday, Tuesday, Thursday, and Friday from 8:30 AM to 7:00 PM; Wednesday and Saturday from 8:30 AM to 12:00 PM. These extended hours mean you can stop by when it works best for you. Need cash in a hurry? Our ATM is available on-site for quick withdrawals and balance checks. Plus, if you prefer the drive-thru option, we have that too! Enjoy the convenience of basic transactions without leaving your vehicle. If you're a member of a partner credit union, take advantage of our shared service center to conduct basic deposits and withdrawals seamlessly. At Webster First, we're committed to providing a welcoming environment where our members feel valued and supported. Have questions? Don't hesitate to give us a call at 508-949-1990. We look forward to seeing you soon at Webster First in Dudley!

Member Eligibility

At Webster First, we believe that everyone deserves a supportive financial community. Becoming a member is easier than you might think! If you live, work, or worship in the Dudley area, you may be eligible to join us. We welcome individuals from all walks of life and are committed to providing services that meet your unique needs. For more specific details on eligibility requirements, feel free to check out our member eligibility page. Joining Webster First not only connects you with a friendly community but also opens doors to a range of benefits, including competitive rates on loans and savings accounts, personalized service, and access to online banking tools that make managing your finances simple. When you're ready to take the next step, opening an account is straightforward just visit our account opening page or give us a call at (508) 949-1990. We're here to help you every step of the way!

Business Banking & Commercial Services

At Webster First, we understand that running a business comes with its unique challenges and opportunities. That's why our business banking and commercial services are designed to empower local entrepreneurs and help them thrive. Imagine a small bakery in Dudley, MA, that dreams of expanding its menu and opening a second location. With our tailored commercial loans, this dream can become a reality. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $433 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $7 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $252,185,545, we continue to drive economic growth by financing new and expanding businesses. Additionally, our merchant services simplify transactions for business owners. Picture a local retailer seamlessly processing payments through an efficient system that keeps their cash flow steady. From point-of-sale systems to online payment solutions, we make it easier for businesses to serve their customers effectively. Located at 16 Airport Rd, Dudley, MA 01571, we're here to help you take your business to the next level. Reach out at 508-949-1990 or visit us online at Webster First for more information on how we can support your business journey!

Comprehensive List Of Services

Business Banking Solutions

At Webster First, we also cater to local businesses with specialized offerings. Our Business Banking services include essential tools like Merchant Services and Business Loans that help entrepreneurs thrive in their ventures.

Convenient Digital Banking Features

In today's fast-paced world, convenience matters. That's why we offer robust Online & Mobile Banking services that allow you to manage your accounts anytime, anywhere. With features such as mobile payments and person-to-person transfers, accessing your funds has never been easier. We also have ATMs available for cash withdrawal services along with a drive-thru option for quick transactions without leaving your car. For members of partner credit unions, our shared branch transactions enable easy deposits and withdrawals.

Engaging with Us

Ready to explore these services further? Feel free to reach out at 508-949-1990 or visit us during our operating hours: Monday through Tuesday from 8:30 am to 4:00 pm, Wednesday and Saturday from 8:30 am to 12:00 pm, and Thursday through Friday until 7:00 pm. At Webster First in Dudley, MA, we're not just about banking; we're about building relationships and supporting your financial journey every step of the way. Visit us today or check out more details on our website at Webster First. Your future starts here!

Personal Banking Services

When it comes to personal banking, we have you covered with Checking & Savings Accounts designed to fit your lifestyle. Whether you're saving for a special occasion or managing day-to-day expenses, our accounts come with features that help you stay on top of your finances. For those looking to invest in a new vehicle, our Auto Loans & Vehicle Financing options offer competitive rates and flexible terms. You can easily apply online or visit us in person for assistance. If you're considering purchasing a home or refinancing an existing mortgage, our Mortgage Loans & Refinancing services are tailored to guide you through the process. Our team is here to help simplify what can often feel like an overwhelming journey. For unexpected expenses or debt consolidation needs, we offer Personal Loans that provide the support you need when you need it most. Plus, our Credit Cards with Rewards program ensures you earn points on purchases while enjoying the benefits of easy access to credit.

Digital & Online Banking

24/7 Access and Security

With our 24/7 online banking services, you never have to worry about time constraints. Whether it's early morning or late at night, your accounts are accessible whenever you need them. We take security seriously; our systems are equipped with advanced protection measures to keep your personal information safe. At Webster First, we strive to provide an accessible and easy-to-use banking experience that caters to your needs. Join us today and discover how our digital banking solutions can simplify your financial life!

E-Statements and Mobile Features

We provide e-statements so you can receive your account statements electronically no more waiting for the mail! This not only helps you stay organized but also contributes to protecting the environment. Plus, if you're always on the go, our mobile application makes banking even more convenient. You can make mobile payments effortlessly and send money to friends or family with our person-to-person transfer feature.

Financial Strength

A Solid Foundation

With a net worth of $261,871,848, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,803 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Commitment to Growth

With $240,268,106 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is reflected in the $11,731 in used auto loans and $1,142,784,132 in total loans and leases, supporting your financial goals across various sectors. Our ability to adapt is shown in our operational efficiency as well; our $0 indicates that we can continue offering competitive loan rates and solid financial products for our members.

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Webster First is your trusted partner. Visit us at 16 Airport Rd Dudley Ma 01571 or call (508) 949-1990 to learn more about how we can help you achieve your financial goals.

Dedicated Team

We also take pride in having 196 full-time employees and 18 part-time employees who are always ready to assist you with a knowledgeable, committed team. The total share accounts stand at 123,671, showcasing a strong and growing member base that trusts us with their finances.

Secure Savings Options

Members' savings are secured through $253,272,775 in share certificates and $55,771,803 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $178,494,479 in used vehicle loans and $57,179,823 in new vehicle loans already helping members get on the road. We cater to both new and used vehicle purchases to suit your budget and preferences.

Business Loans

For business owners, our outstanding commercial loans totaling $252,185,545 provide the capital needed to grow and expand. We understand the challenges businesses face and are here to support you every step of the way.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $80,068,156, make buying or refinancing simple. We offer competitive rates and flexible terms to support your journey toward owning a home.

Refinancing Options

If you're considering refinancing any of these loans or checking eligibility options, we're here to assist you. Our team can guide you through the process and help you find the best solution for your financial situation. At Webster First, we prioritize transparency and accessibility in our services. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at https://www.ncua.gov, based on the latest results. We invite you to explore how our loan offerings can fit into your financial plans today!

Unsecured Credit Card Loans

We also provide flexible terms on unsecured credit card loans, with a total of $784,642 in loans helping members manage their finances effectively. These cards come with features designed to fit your lifestyle and spending habits.

Loan Aggregator

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Webster First