WEBSTER FIRST FEDERAL CREDIT UNION - Charlton, MA

Welcome to Webster First, your trusted credit union located at 20 Trolley Crossing Rd, Charlton, MA 01507. Established in 1934, we have proudly served our members for nearly a century, growing together as a community and providing exceptional financial services tailored to your needs. At Webster First, we believe in the power of community. With a total membership of 92,283 and total assets reaching an impressive $1,448,827,072, our commitment to helping you achieve your financial goals is stronger than ever. Our dedicated team of 214 employees is led by our CEO, John Thomasian, and Board President, Christopher Daoust, who are passionate about ensuring that each member receives personalized service. While members can visit us at our branch location, official correspondence should be sent to Route 20 Trolley Crossing, Charlton, MA 1507. We aim to make banking accessible and convenient with services like personal checking accounts, auto loans, mortgages, credit cards with rewards, and business banking options. With total deposits amounting to $31,296,104 and robust lending capabilities featuring over 26,109 loans and leases, we are here to support your financial journey every step of the way. As part of our dedication to transparency and member empowerment, we maintain a strong net worth of $261,871,848 and have cash in hand totaling $5,138,913, ensuring that we are always prepared to meet your financial needs. We invite you to explore everything Webster First has to offer by visiting our website at Webster First or calling us at 508-248-4343. Join us today in building a brighter financial future together!

At Webster First, we believe that everyone deserves a financial partner who cares, and becoming a member is your first step into our welcoming community. If you're looking to join us, you'll find that eligibility is straightforward. Residents of Worcester County or those who work, worship, or attend school in the area are all welcome to apply. This means you can enjoy all the benefits we offer, from competitive rates on loans to exceptional customer service tailored just for you. To learn more about our specific eligibility requirements, feel free to visit our detailed page at https://www.websterfirst.com/about/become-a-member/ . Opening an account with us is easy and convenient. You can start the process by giving us a call at (508) 248-4343, or simply head over to our account opening page for more information on how to get started online. With locations like ours at 20 Trolley Crossing Rd Charlton Ma 01507, we're here to support you every step of the way in your financial journey!

At Webster First, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With our strong commitment to sound financial practices, we ensure that your money is safe and well-managed. With a net worth of $261,871,848, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 18.03% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $253,272,775 in share certificates and $55,771,803 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $240,268,106 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $11,731 in used auto loans and a total of $1,142,784,132 in loans and leases. Our operations reflect our efficiency with a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 196 full-time employees and 18 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $7,306,890. Total Share and Deposit Accounts: 123,671, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Webster First is your trusted partner. Visit us at 20 Trolley Crossing Rd Charlton Ma 01507 or call 508-248-4343 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.*