Webster First Auburn MA Credit Union | Affordable Auto Loans & Business Banking

Introduction

Welcome to Webster First, your trusted credit union located at 547 Southbridge St, Auburn, MA 01501. Established in 1934, we have been proudly serving our community for nearly a century, providing financial services that truly make a difference in the lives of our 92,283 members. With total assets exceeding $1.4 billion, we are committed to ensuring that your banking experience is both secure and rewarding. At Webster First, we understand that financial needs can vary greatly among individuals and families. That's why we offer a wide range of services, from checking and savings accounts to auto loans and mortgages. With total deposits amounting to $31,296,104, our members trust us with their finances because we prioritize their needs above all else. Our goal is not just to provide services but also to build lasting relationships grounded in trust and support. While you can visit us at our Auburn branch for all your banking needs, if you need to send official correspondence, please direct it to the same address: 547 Southbridge St, Auburn, MA 01501-2249. Under the leadership of our dedicated CEO, John Thomasian, and Board President, Christopher Daoust, we have cultivated a team of over 214 employees who are passionate about helping you achieve your financial goals. We pride ourselves on being more than just a bank; we're a community partner ready to assist with loans (over 26,109 issued), share accounts (123,671), and so much more. Join us as we continue to grow and serve. Whether you're looking to open an account or inquire about loans, don't hesitate to reach out! Call us today at 508-671-5180 or visit our website at Webster First. We look forward to welcoming you into the Webster First family!

Branch History & Mission

Join Us

As we continue to serve Auburn with dedication and pride, we invite you to be part of the Webster First family. Whether you're looking for a reliable place for your savings or need assistance with loans or credit cards, we're here to help you achieve your financial goals. While members can visit us at 547 Southbridge St Auburn Ma 01501, official correspondence should be sent to 547 Southbridge St, Auburn, MA 01501-2249. If you have any questions or would like more information about joining us, feel free to reach out at (508) 671-5180. Experience the difference with Webster First where your financial health is our priority!

Our Journey

Located at 547 Southbridge St, Auburn, MA 01501, our branch has been an integral part of the local landscape for decades. We are proud to offer essential financial services while fostering relationships built on trust and support. As we grew, so did our offerings; from checking and savings accounts to auto loans, mortgages, and business banking solutions our commitment to meeting the diverse needs of our members remains steadfast. Our headquarters is situated in Worcester, MA, where our mission is reinforced by a team of dedicated professionals who ensure that every member receives personalized service. Whether you visit us for a quick transaction or seek advice on major life decisions like buying a home or starting a business, we are here for you.

Our Mission

At Webster First, our mission is simple yet profound: to empower our members through accessible financial services while actively contributing to the well-being of our community. We believe that everyone deserves financial stability and support. That's why we focus not only on providing excellent products but also on giving back through various outreach programs and partnerships within Auburn and beyond. We embrace digital advancements that make banking easier for you. With online banking options and mobile payment capabilities, managing your finances has never been more convenient. Our commitment to accessibility also means ensuring that all members can utilize our services comfortably whether in person at our drive-thru or via ATM access available around the clock.

Branch Location & Accessibility

Accessibility Features

At Webster First, we prioritize making our services accessible to all members. Our location features ADA-compliant access with ramps and designated parking spots to accommodate those with mobility challenges. You'll find ample parking available so you can visit us with ease.

Connect With Us

Have questions or need assistance? Feel free to give us a call at 508-671-5180. Our friendly staff is always ready to help you navigate your financial journey. We look forward to welcoming you at Webster First in Auburn!

Operating Hours

We understand that life can get busy, which is why we've tailored our operating hours to fit your schedule. Our lobby is open Monday and Tuesday from 8:30 AM to 4:00 PM, Wednesday from 8:30 AM to 12:00 PM, Thursday from 8:30 AM to 7:00 PM, and Friday from 8:30 AM to 5:00 PM. We invite you to stop by during these times for personalized service or assistance.

Services Offered

Our branch offers a wide range of services designed to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we have something for everyone. Additionally, we provide ATM services for cash withdrawals and balance checks along with basic drive-thru banking for quick transactions. If you're a member of another partner credit union, take advantage of our shared service center for deposits and withdrawals too!

Member Eligibility

Becoming a member of Webster First is like joining a warm and welcoming family that's dedicated to supporting your financial journey. To qualify for membership, you need to meet a few simple criteria, which primarily include living, working, or attending school in the areas we serve. We believe in inclusivity, so if you're connected to our community in any way, you're likely eligible! You can find detailed eligibility information by visiting our website at this link. Once you determine your eligibility, opening an account is a breeze! Just head over to our online portal where you can easily enroll from the comfort of your home. If you have any questions or need assistance, don't hesitate to give us a call at (508) 671-5180. We're here to help you every step of the way. At Webster First, we're excited to welcome you into our community and provide you with the tools and support you need for your financial success!

Business Banking & Commercial Services

Lending Options That Empower Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $433 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $7 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $252,185,545, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services for Everyday Success

In addition to loans, we offer comprehensive merchant services tailored to your needs. Imagine having the ability to accept payments easily from customers, whether they are in-store or online. Our merchant services provide you with the tools to streamline transactions and enhance customer satisfaction, allowing you to focus on what you do best growing your business. Visit us at 547 Southbridge St Auburn Ma 01501 in Auburn, MA, or give us a call at (508) 671-5180 to learn how we can assist you in achieving your business objectives!

Comprehensive List Of Services

Accessibility and Support

At Webster First, we want banking to be as straightforward as possible. Our branch includes basic Drive-Thru Banking for quick deposits and withdrawals, alongside Shared Branch Transactions for members of partner credit unions. Whether it's through our ATMs or in-person service during lobby hours Monday through Friday we aim to meet all your banking needs efficiently.

Business Banking Solutions

For local business owners, we offer a variety of tailored services under our Business Banking umbrella. From Merchant Services that simplify transactions to flexible Business Loans designed to help you grow, we're here to support your entrepreneurial journey.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking platforms that let you manage your accounts anytime, anywhere. With features like ATM & Cash Withdrawal Services, you can access your money when you need it most. Our digital tools also include options for easy bill payments and transfers, so you can handle your finances without stepping into the branch.

Get In Touch

Ready to experience the difference at Webster First? Feel free to give us a call at 508-671-5180 or visit us online at Webster First for more information about opening an account or exploring our full list of services. We're excited to assist you on your financial journey!

Personal Banking Made Easy

We understand that managing your finances can be overwhelming at times. That's why our Personal Banking services are designed with you in mind. You can open Checking & Savings Accounts that help you manage your daily expenses while saving for the future. Need a new vehicle? Our Auto Loans & Vehicle Financing options can get you on the road quickly and affordably. If you're thinking about buying a home, check out our Mortgage Loans & Refinancing programs that offer competitive rates. If you're facing unexpected expenses or looking to consolidate debt, our Personal Loans & Debt Consolidation services can provide the relief you need. Plus, don't forget about our Credit Cards with Rewards, which let you earn points on everyday purchases!

Digital & Online Banking

Key Services

With 24/7 online banking access, you can check your account balance, transfer funds, and pay bills anytime, anywhere. Our electronic signature authorization feature allows you to sign documents electronically, saving you time and hassle. Plus, you can opt for e-statements to keep track of your transactions without the clutter of paper statements keeping both your inbox and the environment clean! For those who love using their smartphones, our mobile application offers a seamless experience for managing your accounts. You can make mobile payments easily and enjoy person-to-person transfers without needing cash or checks. This means splitting dinner bills or sending money to friends is just a few taps away.

Security and Accessibility

We prioritize your security with robust measures in place so that you can bank confidently online. Our systems are designed to protect your information while providing an easy-to-navigate interface. Whether you're accessing our services from a computer or mobile device, you'll find it straightforward and user-friendly. Join us today at Webster First to discover how our digital banking solutions can enhance your financial management experience! For more information or to get started with online banking, visit us at https://www.websterfirst.com/.

Financial Strength

Commitment to Innovation and Growth

With $240,268,106 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $11,427,841,132 in total loans and leases including $11,731 in used auto loans, we support our members' financial goals across various sectors.

Growing Member Base

We currently have 123,671 total share accounts, which showcases a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $7,306,890, highlighting our dedication to supporting member needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Webster First is your trusted partner. Visit us at 547 Southbridge St Auburn MA 01501 or call 508-671-5180 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Members' savings are secured through $253,272,775 in share certificates and $55,771,803 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our current net income of $0 reflects our operational efficiency during this period but doesn't detract from our commitment to delivering competitive loan rates and quality financial products for our members. We also take pride in having 196 full-time employees and 18 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Our Solid Financial Foundation

With a net worth of $261,871,848, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 18.03% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Information

Our team is ready to assist you with refinancing options as well as eligibility checks for our various loan products. We believe that financing should be accessible and straightforward for all our members. For more information or to apply for a loan today, please call us at 508-671-5180 or visit our website at Webster First. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward achieving your financial aspirations!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $178,494,479 in used vehicle loans and $57,179,823 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates to ensure you can drive away with peace of mind.

Business Loans

For business owners, our outstanding commercial loans totaling $252,185,545 provide the capital needed to grow and expand. We understand the challenges faced by local businesses and are here to support your entrepreneurial journey.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $80,068,156, make buying or refinancing simple. We offer various programs to fit your needs and help you secure the home you've always wanted.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $784,642 in loans helping members manage their finances effectively. Our credit cards come with rewards and are designed to provide convenience and support for everyday purchases.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means you can trust that the offers presented are fair and transparent. Each lender listed has been vetted for compliance, ensuring that you receive only legitimate loan options.

Webster First