We Florida Financial Pembroke Pines FL Credit Union | Affordable Auto Loans & Low Mortgage Rates

Introduction

Welcome to We Florida Financial, your trusted partner in financial success since 1953. Located at 9560 Pines Blvd, Pembroke Pines, FL 33024, our branch is dedicated to serving the community with a variety of financial solutions tailored to meet your needs. With over 44,514 members and total assets amounting to an impressive $754,631,205, we pride ourselves on fostering strong relationships with our members while ensuring their financial well-being. At We Florida Financial, we understand that every member's journey is unique. That's why we offer an extensive range of services from personal checking and savings accounts to auto loans and mortgage refinancing. Our commitment to providing top-notch financial products is evident in our total deposits of $66,326,491 and a robust net worth of $77,685,849. Whether you're looking for a loan or need assistance with your investments, our knowledgeable team is here to help you every step of the way. While you can reach us at our Pembroke Pines location for all your banking needs, please note that official correspondence should be sent to our mailing address at PO Box 14548, Fort Lauderdale, FL 33302. With a dedicated staff of 124 employees, led by CEO William Spearman and Board President Mary Ann LaRock, we are committed to maintaining high standards of customer service. Ready to take the next step towards your financial goals? Visit us online at We Florida Financial or give us a call at 954-515-1512. We look forward to welcoming you into the We Florida Financial family!

Branch History & Mission

Welcome to We Florida Financial, a proud pillar of the Pembroke Pines community since 1953. Our branch, located at 9560 Pines Blvd, Pembroke Pines, FL 33024, has been serving our members with dedication and care for decades. Over the years, we have grown from a small credit union into a thriving financial institution with total assets of $754,631,205 and a robust membership of 44,514 individuals and families. Our journey began with a simple mission: to provide accessible financial services while supporting our local community. This commitment remains at the heart of everything we do. We believe that banking should be straightforward and beneficial for everyone, whether you are looking for personal banking solutions, auto loans, or business financing options. We are not just here to manage money; we aim to build lasting relationships within our community. As we evolved, we embraced advancements that make banking easier for you. With services like online banking, mobile payments, and ATM availability right here in Pembroke Pines, we ensure that your financial needs are met on your terms. For those who prefer face-to-face interactions, our drive-thru service is always ready to assist you with deposits and withdrawals. At We Florida Financial, our mission extends beyond traditional banking. We actively engage in community outreach programs and partnerships that help support local initiatives and causes. We understand the importance of giving back and strive to make a positive impact on the lives of our members and neighbors. While members can visit us at 9560 Pines Blvd Pembroke Pines Fl 33024, official correspondence should be sent to PO Box 14548, Fort Lauderdale, FL 33302. You can reach us at (954) 515-1512 during our convenient operating hours: Monday, Tuesday, Thursday from 9 AM to 4:30 PM; Wednesday from 10 AM to 4:30 PM; Friday from 9 AM to 6 PM; and Saturday from 9 AM to 1 PM. Join us at We Florida Financial and discover how we can help you achieve your financial goals while being part of a caring community. Whether you're looking for a place to save or need assistance with loans or credit cards, we're here for you every step of the way! Visit us today or learn more about our offerings at wefloridafinancial.com.

Branch Location & Accessibility

Convenient Access

At We Florida Financial, we prioritize accessibility for everyone. Our branch is equipped with features that ensure a welcoming experience for all visitors, including ADA-compliant ramps and ample parking space. Whether you're stopping by for a quick transaction or need assistance with one of our many services, we've got you covered.

Operating Hours

We understand that life can be busy, which is why our operating hours are designed to fit your schedule. Visit us Monday, Tuesday, and Thursday from 9 AM to 4:30 PM; on Wednesday we open a little later at 10 AM until 4:30 PM; and on Friday, we're here until 6 PM! Don't forget about Saturday hours too join us from 9 AM to 1 PM for those weekend banking needs.

Services Offered

Our branch offers a variety of services to make your banking experience as smooth as possible. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we're here to help you manage your finances effectively. Plus, enjoy the convenience of ATM access and drive-thru banking for quick deposits or withdrawals without leaving your car! While members can visit us at 9560 Pines Blvd Pembroke Pines Fl 33024, official correspondence should be sent to PO Box 14548 in Fort Lauderdale if needed. If you have any questions or need assistance before your visit, feel free to give us a call at (954) 515-1512. We invite you to come see what We Florida Financial has to offer! Your financial journey starts here, so stop by today or give us a call we're looking forward to serving you!

Member Eligibility

At We Florida Financial, we believe that everyone deserves a chance to be part of a community that supports their financial journey. Becoming a member is easy and welcoming! If you live, work, or worship in the areas we serve, you're likely eligible to join us. We embrace individuals from all walks of life, offering a friendly environment where you can access a variety of financial products and services tailored to your needs. To find out if you qualify, take a moment to visit our eligibility page at for the latest details. Opening an account with us is just as straightforward! Simply head over to our account opening page at https://wefloridafinancial.com/apply-for-loan and follow the steps outlined there. If you have any questions or need assistance along the way, feel free to reach out to us at (954) 515-1512. Join us at our branch located at 9560 Pines Blvd Pembroke Pines Fl 33024, and become part of something special today!

Business Banking & Commercial Services

Business Loans That Empower Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $58 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $164,964, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services for Everyday Needs

Alongside our loan offerings, we provide comprehensive merchant services that help streamline your daily operations. Imagine being able to accept payments easily from customers while managing cash flow effectively. Our merchant services allow you to focus on what matters most growing your business while we handle the financial details. Located conveniently at 9560 Pines Blvd Pembroke Pines Fl 33024 in Pembroke Pines, FL, our team is ready to assist you in finding the right solutions tailored to your unique needs. Connect with us today at (954) 515-1512 or visit our website at https://wefloridafinancial.com/ to learn more about how we can support your business goals!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash quickly? We provide easy access through ATMs where you can withdraw cash or check balances without hassle. Plus, our drive-thru service makes quick transactions even more convenient for those busy days when time is tight.

Auto Loans & Vehicle Financing

Thinking about buying a new car? Our auto loans and vehicle financing options are tailored to suit various budgets and needs. We understand that purchasing a vehicle is a significant investment, so we strive to make the process as smooth as possible. With competitive rates and flexible terms, you can drive away in your dream car without the stress.

Business Banking

If you own a business, our merchant services and business loans are designed to support you in growing your venture. We know how important it is to have reliable banking solutions that work for you, which is why we prioritize quick access to funds and straightforward transactions.

Credit Cards with Rewards

Our credit cards come with rewards that give back for your everyday purchases. Whether you're using it for groceries or planning a vacation, enjoy perks that can enhance your experience while saving money in the process.

Mortgage Loans & Refinancing

Homeownership is within reach with our mortgage loans and refinancing solutions. If you're ready to buy your first home or refinance an existing mortgage for better rates, our team is here to guide you every step of the way. We aim to help you find a mortgage that fits your lifestyle and long-term financial goals.

Online & Mobile Banking

In today's fast-paced world, having access to your accounts whenever and wherever you need is crucial. Our online and mobile banking features allow you to check balances, transfer funds, pay bills, and more all from the comfort of your home or on the go. With features like person-to-person payments and electronic signatures available, managing your finances has never been easier.

Personal Banking

For your everyday banking needs, we offer checking and savings accounts that help you manage your finances with ease. Imagine being able to easily track your spending while also earning interest on your savings. We also provide personal loans and debt consolidation options, making it simple for you to tackle unexpected expenses or pay down debt effectively.

Shared Branch Transactions

As part of a wider network of credit unions, we offer shared branch transactions allowing members of partner credit unions to make deposits and withdrawals seamlessly at our location. Whether you're visiting us in person or taking advantage of our digital services, We Florida Financial is dedicated to helping you achieve your financial dreams. If you'd like more information about any of these services or if you're ready to take the next step toward securing your financial future, give us a call at 954-515-1512 or visit us at wefloridafinancial.com. We're excited to assist you!

Digital & Online Banking

At We Florida Financial, we understand that life can get busy. That's why our digital and online banking services are designed to make managing your finances simple and secure, anytime and anywhere. With just a few clicks or taps, you can take control of your money without needing to visit the branch. Our comprehensive online banking platform is available 24/7 at https://wefloridafinancial.com/ . Whether you want to check your balance, pay bills, or transfer funds, our user-friendly interface ensures that you have all the tools you need right at your fingertips. Plus, with electronic signature authorization, signing important documents is a breeze no more waiting for paper forms or mailing anything in! We also offer e-statements, giving you a convenient way to view your account activity while reducing clutter in your mailbox. Want to send money to a friend? Our person-to-person transfers make it easy to send cash directly from your account without any hassle. For those who prefer banking on the go, our mobile application is here for you! With features like mobile payments and real-time account management, you can make purchases and manage your finances right from your smartphone. It's all about making banking work for you. Security is a top priority at We Florida Financial. We use advanced security measures so you can feel confident knowing that your information is safe while using our digital services. Experience the convenience of modern banking today! Visit us online at https://wefloridafinancial.com/ or download our mobile app to get started with effortless financial management right in the palm of your hand.

Financial Strength

Commitment to Growth

With $40,183,464 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. We have $5,994 in used auto loans and $585,559,471 in total loans and leases, showcasing our ability to support your financial goals across various sectors.

Growing Member Trust

Total Share and Deposit Accounts: 94,528, showing a strong and growing member base that trusts us with their finances. This trust is built on the foundation of our robust financial standing and unwavering commitment to serve you well. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, We Florida Financial is your trusted partner. Visit us at 9560 Pines Blvd Pembroke Pines Fl 33024 or call (954) 515-1512 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 124 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $296,710,535 in share certificates and $39,542,351 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $77,685,849, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,025 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $118,719,499 in used vehicle loans and $57,545,201 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable pre-owned vehicle, we have flexible terms that fit your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $164,964 provide the capital needed to grow and expand. We understand how vital it is for businesses to have access to funds when they need them most.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $57,101,748, make buying or refinancing simple. We aim to make the process straightforward so you can focus on what matters most your new home.

Refinancing Options

If you're looking to lower your payments or consolidate debt, we also offer refinancing options across all our loan products. Our team is here to help guide you through the eligibility requirements and find a solution that best suits your financial situation. At We Florida Financial located at 9560 Pines Blvd Pembroke Pines FL 33024, we're committed to providing personalized service and expert advice. For more information or assistance with applying for a loan, feel free to reach out at 954-515-1512. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore our offerings today and let us help you take the next step toward achieving your financial goals!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $16,361,533 in loans helping members manage their finances effectively. This option provides an excellent way to handle everyday expenses while enjoying rewards and benefits tailored to your lifestyle.

Loan Aggregator

Benefits of Using LendMesh

One of the standout features of LendMesh is its commitment to verified data. All loan offers come from legitimate financial institutions, ensuring transparency in the comparison process. Additionally, there are no sponsored listings on the platform; lenders are not prioritized based on paid promotions. Instead, LendMesh focuses on delivering unbiased results that truly reflect the market. Moreover, LendMesh provides real-time rate comparisons. Users can access up-to-date loan rates from multiple institutions, allowing them to make well-informed decisions quickly. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" If you're ready to find competitive loan options tailored to your needs, you can compare real-time loan offers today at LendMesh and discover the best rates available. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that all offers are fair and transparent. By pulling data from reputable lenders, LendMesh provides a trustworthy platform for consumers looking for the best rates available.

WE FLORIDA FINANCIAL CREDIT UNION