We Florida Financial Lauderhill FL Credit Union | Affordable Auto Loans & Quick Personal Loans

Introduction

Welcome to We Florida Financial in Lauderhill, where our commitment to your financial well-being is at the heart of everything we do. Established in 1953, our branch has proudly served over 44,514 members, helping them achieve their financial goals through personalized services and community-focused banking solutions. Located at 6079 W Oakland Park Blvd, Lauderhill, FL 33313, we invite you to discover how we can support your journey towards financial success. At We Florida Financial, we understand that every member has unique needs. With total assets of $754,631,205 and deposits reaching $66,326,491, we are well-equipped to provide a range of services from checking and savings accounts to auto loans and mortgage financing. Our leadership team, led by CEO William Spearman and Board President Mary Ann LaRock, is dedicated to ensuring that each member feels valued and supported. While you can visit us at our Lauderhill location for all your banking needs, please note that any official correspondence should be sent to our mailing address: PO Box 14548, Fort Lauderdale, FL 33302. Our members enjoy access to various services including online and mobile banking, as well as ATM facilities for convenient transactions. With a net worth of $77,685,849 and cash reserves of $3,934,747, you can trust us to manage your finances securely. Explore the many ways We Florida Financial can assist you today! Feel free to call us at 954-745-2400 or visit our website at wefloridafinancial.com for more information. Join us in building a strong financial future together!

Branch History & Mission

At We Florida Financial, our roots run deep in the Lauderhill community. Established in 1953, our branch has been a steadfast financial partner for over seven decades. Located at 6079 W Oakland Park Blvd, Lauderhill, FL 33313, we have proudly served our members through thick and thin, adapting to their needs and the changing landscape of banking. Over the years, we have grown significantly. Today, we are honored to serve a vibrant membership of 44,514 individuals who trust us with their financial journeys. With total assets amounting to $754,631,205, we stand as a testament to the strength and resilience of credit unions in fostering community well-being. Our mission is simple yet powerful: to provide exceptional financial services while supporting our local community. We believe that banking should be accessible to everyone. Whether it's personal banking options like checking and savings accounts or auto loans and mortgage financing, we strive to meet the diverse needs of our members. Moreover, our commitment extends beyond financial services; we actively engage in community outreach initiatives that uplift and support those around us. While members can visit us at our branch address, official correspondence should be sent to PO Box 14548, Fort Lauderdale, FL 33302. We understand that convenience is key; that's why we offer ATM availability and drive-thru banking for easy access to your funds. We are also proud to embrace technology with online and mobile banking services that make managing your finances easier than ever. Our digital platforms ensure you can access your accounts anytime, anywhere, while still receiving personalized service when you visit us in person. As part of our ongoing commitment to serving you better, we also provide shared service center access for partner credit union members. This means even more opportunities for transactions without barriers. Join us on this journey as we continue to grow and evolve with our community. At We Florida Financial, your goals are our goals. Experience firsthand how we're not just a credit union; we're a family dedicated to enriching lives in Lauderhill and beyond. Contact us today at 954-745-2400 or visit our website to learn more about becoming a member and enjoying the benefits that come with being part of our community-focused family!

Branch Location & Accessibility

Operating Hours

We understand that life can be busy, which is why we offer flexible hours to fit your schedule. Our lobby is open Monday, Wednesday, and Thursday from 9 AM to 5 PM, Tuesday from 10 AM to 5 PM, and Friday until 6 PM. For those on the go, our drive-thru service is available Saturday from 9 AM to 1 PM.

Services Offered

At We Florida Financial, we provide a wide range of services tailored to meet your personal and business banking needs. Whether you're looking for checking and savings accounts, auto loans, or mortgage refinancing, we've got you covered. You can also take advantage of our online and mobile banking options for added convenience. Plus, our drive-thru service allows for quick transactions without leaving your vehicle. If you have any questions or need assistance, don't hesitate to give us a call at 954-745-2400. We're here to help! We invite you to come visit us at our branch or check out our website at wefloridafinancial.com for more information. Your financial wellness is our priority!

Member Eligibility

At We Florida Financial, we believe that everyone deserves a chance to be part of a supportive and welcoming financial community. If you're interested in joining us, becoming a member is straightforward! Generally, individuals who live, work, or worship in the area can qualify for membership. Whether you're looking for personal banking solutions, auto loans, or even business services, being part of our credit union opens up a world of benefits designed just for you. To get more detailed information about eligibility criteria, feel free to check out this resource. Opening an account with us is just as easy! You can start your journey toward membership by visiting our account opening page here. If you have any questions or need assistance, don't hesitate to give us a call at (954) 745-2400. We're here to help you every step of the way and look forward to welcoming you into our We Florida Financial family located at 6079 W Oakland Park Blvd Lauderhill Fl 33313.

Business Banking & Commercial Services

Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $58 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $164,964, we continue to drive economic growth by financing new and expanding businesses.

Practical Merchant Services

In addition to loans, our merchant services simplify payment processing for local businesses. Picture this: a small café using our services can accept card payments easily, boosting sales while offering customers convenience. Our goal is to help your business run smoothly so you can focus on what you do best. Visit us at 6079 W Oakland Park Blvd Lauderhill Fl 33313 in Lauderhill, FL, or call us at (954) 745-2400 to explore how we can support your business journey today!

Comprehensive List Of Services

Business Banking Support

We also cater to small businesses with our business banking solutions, including merchant services and business loans. We know that running a business comes with its challenges, and we're here to help you succeed every step of the way.

Easy Access Through Digital Banking

To ensure ease of access, we provide robust online and mobile banking features. You can manage your accounts anytime, anywhere whether it's checking balances, making transfers, or paying bills all from the convenience of your smartphone or computer. Additionally, we offer ATM services for cash withdrawals and balance checks whenever you need them. For those who prefer face-to-face interactions, our basic drive-thru banking allows quick transactions like deposits and withdrawals without leaving your car.

Home Financing and More

Homeownership is within reach with our mortgage loans and refinancing services. Our team will work closely with you to find the right mortgage solution, whether you're buying your first home or looking to refinance an existing loan for better rates. For those unexpected expenses or projects, our personal loans and debt consolidation options allow you to take control of your finances. Plus, if you're looking for rewards on your purchases, consider applying for one of our credit cards with rewards that fit your spending habits.

Personal Banking Solutions

When it comes to personal banking, we understand that everyone has unique goals. That's why we offer checking and savings accounts designed to help you manage your money effectively. Whether you're saving for a dream vacation or just need a secure place for your funds, our accounts are tailored to fit your lifestyle. If you're considering purchasing a vehicle, our auto loans and vehicle financing options provide flexible terms that make buying a car easier than ever. We can guide you through the financing process so you can drive away in the car you want without the stress.

Shared Branch Transactions

As part of our commitment to service excellence, we also facilitate basic shared branch transactions for partner credit union members. This means you can conduct deposits and withdrawals even when you're away from home just another way we strive to meet your needs! If you'd like more information about any of these services or want to discuss how we can assist you further, feel free to reach out at 954-745-2400. At We Florida Financial, we're more than just a credit union; we're here to support you in every financial decision. Visit us today or explore our website at wefloridafinancial.com to learn more about how we can help you achieve your financial goals!

Digital & Online Banking

Key Features

Managing your finances has never been easier! Our online platform includes features like e-statements, which allow you to receive important documents electronically, saving both time and paper. Plus, with electronic signature authorization, you can sign documents securely without needing to visit a branch. If you're looking for quick transactions, our person-to-person transfers make sending money to friends or family a breeze. Need to make purchases? Enjoy the added convenience of mobile payments, allowing you to pay directly from your phone without fumbling for cash or cards.

Why Choose Us?

We prioritize your security while making banking accessible and straightforward. Our platform is designed with user-friendly features that let you manage your accounts effectively while keeping your information safe. From tracking spending habits to setting up alerts for account activity, you have the tools needed for real-time account management. Experience the freedom and flexibility of digital banking with We Florida Financial today! For more information or to get started, visit us at https://wefloridafinancial.com/ . Your financial journey is just a click away!

Financial Strength

Building Trust Together

Total Share and Deposit Accounts: 94,528, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, We Florida Financial is your trusted partner. Visit us at 6079 W Oakland Park Blvd Lauderhill Fl 33313 or call (954) 745-2400 to learn more about how we can help you achieve your financial goals.

Commitment to Growth

With $40,183,464 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, with $5,994 in used auto loans and $585,559,471 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Member-Centric Savings Options

Members' savings are secured through $296,710,535 in share certificates and $39,542,351 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 124 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $77,685,849, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,025 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $118,719,499 in used vehicle loans and $57,545,201 in new vehicle loans already helping members get on the road. We also provide refinancing options for those looking to lower their monthly payments or adjust their loan terms.

Credit Lines

For those who prefer flexibility in managing expenses, our credit lines totaling $315,821,303 give you access to funds whenever you need them. This option allows you to borrow only what you need and pay interest only on the amount utilized. At We Florida Financial, we pride ourselves on transparency and service. For any questions about eligibility or refinancing options available for our loans, don't hesitate to reach out at 954-745-2400. All performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We're here to help you find the right loan product that suits your lifestyle and needs!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $57,101,748, make buying or refinancing simple. Whether you're a first-time homebuyer or looking to refinance an existing mortgage, our team is here to guide you through the process.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $16,361,533 in loans helping members manage their finances effectively. These cards can provide you with quick access to funds when needed while allowing for manageable repayment options.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. You can trust that the rates and terms presented are accurate. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This means you get a clear view of all available options without hidden agendas. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions. The platform updates regularly to reflect changes in the lending landscape. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Testimonials like this highlight the value and reliability that LendMesh offers. Ready to compare real-time loan offers? Visit LendMesh today and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures fair and transparent offers for users seeking loans. Each listed offer reflects current market conditions, allowing you to see a range of choices in one place.

WE FLORIDA FINANCIAL CREDIT UNION