WCU CREDIT UNION

Welcome to Wcu Credit Union, your trusted financial partner located at 2505 Highway 31 S, Decatur, AL 35603. Since our establishment in 1948, we have been dedicated to serving our community with personalized banking solutions that make a real difference in the lives of our 3,381 members. With total assets of $34,921,050 and deposits amounting to $4,876,936, we pride ourselves on being a stable and reliable institution where your financial needs are our top priority. At Wcu Credit Union, we understand the importance of building strong relationships. Our team of 14 friendly employees is here to assist you with a range of services including checking and savings accounts, auto loans, mortgages, and business banking options. Under the leadership of CEO Steve Determan and Board President Mark Moody, we strive to create an environment that supports both individual and community growth. While members can visit us at our branch for all their banking needs, official correspondence should be directed to our mailing address: 2505 Highway 31 S, Decatur, AL 35603-1503. We invite you to explore our website at Wcu Credit Union for more information about our services and how we can help you achieve your financial goals. Whether you're looking for a new loan or need assistance with managing your finances, we're here to help. Feel free to call us at 256-355-5010 or stop by during our operating hours from 8:00 AM to 5:00 PM (Mon-Fri) and 8:00 AM to noon (Sat) for drive-thru services. Join us today and experience the difference that comes from being part of a credit union that truly cares about its members!

Welcome to Wcu Credit Union, a cornerstone of financial support in Decatur, Alabama. Since opening our doors in 1948, we have been dedicated to serving our members and the community with integrity and commitment. Our journey began with a vision to provide accessible banking solutions, and over the decades, we have grown into a trusted partner for thousands of individuals and families. Located at 2505 Highway 31 S, Decatur, AL 35603, our branch is easily accessible for those in the area. Whether you're near the bustling downtown or just passing through on your way to nearby attractions, we're here to help you achieve your financial goals. For any official correspondence, please note that you can also reach us at our mailing address: 2505 Highway 31 S, Decatur, AL 35603-1503. At Wcu Credit Union, we take pride in our community-focused approach. With a total membership of 3,381 and assets exceeding $34 million, we offer a range of services designed to meet diverse financial needs from personal banking options like checking and savings accounts to auto loans and mortgages. We believe that strong financial health leads to stronger communities. Our mission is clear: we aim to empower our members through exceptional service and innovative solutions while maintaining a deep commitment to community involvement. This includes partnerships with local organizations and outreach programs that support education and financial literacy. We strive not only to be your go-to credit union but also a positive force within Decatur. In line with this mission, we are proud to offer modern conveniences such as online banking, mobile payments, and ATM services for your ease. Our drive-thru service adds further accessibility for those on the go. We remain dedicated to compliance with ADA standards ensuring that everyone can access our facilities without barriers. As technology evolves, so do we constantly enhancing our digital offerings while maintaining the personal touch that sets us apart from other financial institutions. Our team is committed to understanding your unique needs so we can provide tailored advice and solutions. We invite you to join Wcu Credit Union today! Experience firsthand how our community-oriented values translate into real benefits for you and your family. Let's grow together! For more information about membership or services offered, visit us at Wcu Credit Union or call us at (256) 355-5010. Together, we can build a brighter financial future!

At Wcu Credit Union, we believe in creating a welcoming community where everyone can thrive. Becoming a member is simple and fulfilling! If you live, work, worship, or attend school in the area, you're likely eligible to join us. We aim to serve individuals who share our values and commitment to financial well-being. Membership not only grants you access to a variety of financial services but also connects you with a supportive network that truly cares about your success. To learn more about the specific eligibility requirements, feel free to visit our website at https://www.wcucu.com/about/membership . Once you're ready to take the next step, opening an account is a breeze! Just head over to https://www.wcucu.com/borrow/loan-application or give us a call at (256) 355-5010. We can't wait for you to join our family at Wcu Credit Union, located at 2505 Highway 31 S Decatur Al 35603!

At Wcu Credit Union, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strength with you, demonstrating our commitment to your financial well-being. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. With a net worth of $2,999,046, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $859 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $233,737 in share certificates and $3,086,616 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $1,770,505 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $390 in used auto loans and $18,193,670 in total loans and leases. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 13 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $227,136. Total Share and Deposit Accounts: 6,062, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Wcu Credit Union is your trusted partner. Visit us at 2505 Highway 31 S Decatur Al 35603 or call (256) 355-5010 to learn more about how we can help you achieve your financial goals.