WCLA Credit Union Olympia WA | Best Auto Loans & Business Banking

Introduction

Welcome to Wcla, your trusted partner in financial wellness, located at 2419 Pacific Ave Se, Olympia, WA 98501. Since our establishment in 1984, we have dedicated ourselves to serving our community with integrity and care. With a total membership of 1,353 and assets exceeding $129,559,090, we pride ourselves on being a cornerstone of support for individuals and businesses alike. At Wcla, we understand the unique needs of our members. That's why we offer a variety of services, from personal banking solutions like checking and savings accounts to financing options including auto loans and mortgages. Our goal is to help you achieve your financial dreams while ensuring that you feel valued every step of the way. Our leadership team, headed by CEO Charles Thompson and Board President Greg Horsley, is committed to fostering a welcoming environment where every member can thrive. We believe that transparency is key; hence our net worth stands at an impressive $20,792,839, ensuring stability and security for your finances. While members can visit us at 2419 Pacific Ave Se, official correspondence should be sent to our mailing address: PO Box 207, Olympia, WA 98507. If you have any questions or need assistance, don't hesitate to reach out to us at 360-352-5033 during our operating hours, Monday through Friday from 8 AM to 5 PM. Join us today at Wcla where your financial health is our top priority! Explore more about our offerings by visiting our website or come see us in person. We look forward to helping you on your journey toward financial success!

Branch History & Mission

Community Focus

As part of our commitment to Olympia, we actively engage in community outreach efforts. We partner with local organizations to support initiatives that uplift those around us. This dedication not only strengthens our bond with members but also contributes positively to the overall well-being of the communities we serve. We invite you to become part of our growing family at Wcla. Join us today and experience how we can help you reach your financial dreams while being an active participant in making Olympia an even better place to live. If you have any questions or would like more information about membership, don't hesitate to call us at (360) 352-5033 or visit our website at https://loggerscu.com/ . Your journey toward financial empowerment starts here!

Our Journey

From our early days, Wcla has focused on providing accessible financial services tailored to meet the unique needs of our community. We've seen significant milestones along the way, from expanding our product offerings to enhancing our digital capabilities. Our commitment to customer service and community support has been unwavering, paving the way for countless families and businesses to achieve their financial goals. Our physical presence at 2419 Pacific Ave Se Olympia Wa 98501 makes it easy for you to connect with us. We're conveniently located near local landmarks that make us a familiar sight in Olympia. While members can visit us at this address, official correspondence should be sent to PO Box 207, Olympia, WA 98507.

Our Mission

At Wcla, we believe in empowering individuals and families through sound financial choices. Our mission is simple: to provide comprehensive banking solutions while fostering a strong sense of community. We strive to offer personal banking services like checking and savings accounts, auto loans, mortgages, credit cards with rewards, and business banking solutions that help our members thrive. We understand that modern banking requires innovation and accessibility. That's why we provide online and mobile banking options alongside traditional services. Whether you need assistance during lobby hours from Monday to Friday between 8 AM and 5 PM or prefer managing your finances online, we are here for you every step of the way.

Branch Location & Accessibility

Accessibility Features

We prioritize accessibility for all our members. The branch is ADA compliant, featuring ramps and other facilities that ensure everyone can bank comfortably. Your convenience matters to us!

Contact Us

Got questions? Give us a call at (360) 352-5033! We invite you to visit us at Wcla, where our team looks forward to serving you. While members can visit us at 2419 Pacific Ave Se Olympia Wa 98501, official correspondence should be sent to PO Box 207, Olympia, WA 98507. Come by today and see how we can help you achieve your financial goals!

Nearby Landmarks

Our location is easy to find, close to notable spots like the local library and parks. If you're in the area, you can enjoy a stroll before or after your visit. Parking is available nearby, making it hassle-free to pop in.

Operating Hours & Services

We're open Monday through Friday from 8 AM to 5 PM, ready to assist you with personal banking, auto loans, mortgages, and more. While we do not have an ATM or drive-thru services at this branch, our friendly staff is always on hand to provide personalized support.

Member Eligibility

At Wcla, we believe that joining our community is a step towards a brighter financial future. We welcome individuals who live, work, or worship in the Olympia area to become members. If you are passionate about supporting your local community and seeking personalized banking solutions, you're likely eligible to join us! Membership offers access to a variety of financial services tailored to fit your needs, from checking accounts to auto loans and beyond. To learn more about the specific eligibility criteria and ensure you meet them, please visit our website at https://loggerscu.com/membership/ . The application process is simple and friendly just give us a call at (360) 352-5033, and our team will guide you through the steps to open your account and enjoy all the benefits of being part of Wcla. We can't wait to welcome you into our family!

Business Banking & Commercial Services

Merchant Services That Work for You

Imagine having the tools you need to streamline transactions and enhance customer experiences. Our merchant services offer reliable payment processing solutions that allow you to focus on what matters most growing your business. From credit card processing to mobile payment options, we empower you to serve your customers better. Visit us at 2419 Pacific Ave Se Olympia Wa 98501 in Olympia, WA, or call us at (360) 352-5033. Together, let's turn your business vision into reality!

Tailored Lending Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $614 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $105,104,635, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

For our business members, Wcla provides essential tools such as merchant services and business loans. We aim to support local businesses by offering products that cater specifically to their needs, helping them thrive in today's competitive environment.

Credit Cards

We also offer credit cards with rewards that make everyday spending more rewarding. Enjoy cash back or points that can be redeemed for travel, merchandise, or statement credits perfect for those who like to maximize their purchases!

Digital Banking Features

In today's fast-paced world, we know convenience is key. That's why our digital banking features include comprehensive online and mobile banking platforms. You can manage your accounts anytime, anywhere whether it's checking your balance, transferring funds, or paying bills. Plus, with services like ATM and cash withdrawal services, accessing your money is simple and efficient. At Wcla, we're proud of the breadth of services we provide while maintaining a personal touch. Our team is here to guide you through every step of your financial journey. If you're interested in learning more about how we can assist you or if you have specific questions about any of our offerings, please don't hesitate to reach out! Call us at (360) 352-5033 or visit us at our branch located at 2419 Pacific Ave Se Olympia Wa 98501 in Olympia, WA during lobby hours from Monday through Friday from 8 AM to 5 PM. We look forward to serving you!

Personal Banking

Our personal banking services are designed to help you manage your finances with ease. We offer checking and savings accounts that fit your lifestyle, whether you're saving for a big purchase or managing daily expenses. If you're in the market for a new vehicle, our auto loans and vehicle financing options can get you on the road quickly with competitive rates and flexible terms. For those considering home ownership or looking to refinance, our mortgage loans and refinancing services provide tailored solutions to help you navigate the housing market confidently. Additionally, our personal loans and debt consolidation options can assist you in achieving your financial goals, allowing you to consolidate debt or fund personal projects without stress.

Digital & Online Banking

Key Services at Your Fingertips

With our online banking platform available at https://loggerscu.com/ , you can access your accounts 24/7. Whether you're checking your balance, transferring funds, or reviewing your transactions, everything is just a click away. If you prefer using your smartphone, our mobile application offers a user-friendly interface that allows you to manage your finances on the go.

Quick Transfers and Payments

Need to send money to a friend? Our person-to-person transfer feature makes it simple to send or receive money instantly. While mobile payments are not currently available, our other features ensure that you have all the tools necessary for effective financial management. At Wcla, we believe in making banking accessible and straightforward for everyone. Join us today and experience how our digital services can enhance your banking experience!

Stay Secure and In Control

Security is a top priority for us. We offer electronic signature authorization, which makes signing documents quick and safe without needing to visit a branch. Plus, with e-statements available, you can easily keep track of your financial activity while reducing paper clutter.

Financial Strength

Commitment to Growth

With $19,247,784 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals with $26 in used auto loans and a total of $112,726,850 in loans and leases available.

Growing Member Base

Our dedication to service is evident with a total of 2,270 share and deposit accounts, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments) stand at $42,941, further emphasizing our readiness to support your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Wcla is your trusted partner. Visit us at 2419 Pacific Ave Se Olympia Wa 98501 or call (360) 352-5033 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Operational Efficiency

Our impressive $1,545,055 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 10 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $64,963,242 in share certificates and $9,049,345 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $13,462,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $20,792,839, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,605 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $502,398 in used vehicle loans and $89,603 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new or used vehicle, our competitive rates and flexible terms can make it easier for you to drive away with the car you want.

Business Financing

For business owners, our outstanding commercial loans totaling $105,104,635 provide the capital needed to grow and expand your business operations. We understand the unique challenges that come with running a business and are here to support your financial journey. At Wcla, we prioritize transparency and accessibility when it comes to our loan products. If you're interested in refinancing any existing loans or checking eligibility options for our various products, please don't hesitate to ask our team for guidance. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We're here to help you navigate your financial options confidently and effectively.

Credit Lines and Unsecured Loans

For those needing additional flexibility, we provide total credit lines of $29,500,000 which can help cover unexpected expenses or assist with larger purchases. We also offer flexible terms on unsecured credit card loans, with a total of $267,981 in loans helping members manage their finances effectively. This option allows you to keep your spending under control while enjoying the benefits of credit.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. While we currently do not offer Junior Lien Family Property Loans totaling $0, our knowledgeable staff can guide you through various mortgage products available to suit your needs.

Loan Aggregator

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WCLA CREDIT UNION - Olympia, WA