WCG Employees Credit Union Martin TN

Introduction

At Wcg Employees, we believe in the power of community and connection. Located at 11181 Highway 22, Martin, TN 38237, our credit union has been serving members since 1962. With a strong commitment to providing personalized financial solutions, we have grown to support over 240 members with a total of $1,056,881 in assets. Our focus is not just on numbers; it's about building lasting relationships that help our members thrive. While you can visit us at our branch for all your banking needs, official correspondence should be directed to our mailing address at PO Box 284, Martin, TN 38237. We are proud to offer a range of services that include a total of 55 loans and leases, amounting to a robust lending experience tailored to meet the diverse needs of our community. Under the leadership of our dedicated CEO, Thomas Brewer, and Board President, Jim Reynolds, we strive to uphold the values of trust and reliability. With a small but committed team of just one employee, we ensure that every member receives personalized attention and care. Our financial strength is evident with total deposits reaching $308,326 and net worth standing at $209,287. This foundation allows us to invest in our members' dreams through responsible lending practices. We invite you to reach out to us at 731-587-9521 during our business hours from 8 am to 5 pm, Monday through Friday, or simply stop by for a friendly conversation about how we can assist you on your financial journey. At Wcg Employees, your success is our mission!

Branch History & Mission

A Commitment to Community

At Wcg Employees, our mission is simple yet profound: to provide exceptional financial services while fostering a sense of community and support among our members. We believe that when we empower individuals with the right financial tools and resources, we contribute to the overall well-being of our community. Over the years, we have focused on building strong relationships and providing personalized service that meets the unique needs of each member. Our total assets stand at an impressive $1,056,881, which allows us to offer various financial products tailored to help our members achieve their goals. Whether you are looking for auto loans or savings accounts, Wcg Employees is dedicated to being your trusted partner in financial success.

Evolving with Technology

While our roots are deeply planted in traditional banking values, we are also committed to embracing technology that enhances our services. Although we currently do not offer online banking or mobile payment options, we strive to keep up with industry standards and member expectations. Our focus remains on providing quality service through personal interactions during our operating hours from 8 am to 5 pm, Monday through Friday.

Strong Community Engagement

Community outreach is at the heart of what we do. We take pride in partnering with local organizations and participating in events that uplift our area. By staying engaged with the needs of Martin and the surrounding regions, we ensure that our mission extends beyond just banking; it encompasses making a positive impact in people's lives. As we look toward the future, Wcg Employees remains steadfast in its commitment to serve not just as a financial institution but as a cornerstone of support for every member who walks through our doors. While official correspondence should be directed to PO Box 284, Martin, TN 38237, you can always reach us at (731) 587-9521 for any inquiries or assistance. Join us today and experience firsthand how Wcg Employees can help you navigate your financial journey while being part of a vibrant community!

Branch Location & Accessibility

Accessibility Features

At Wcg Employees, we prioritize convenience and accessibility for all our members. Our branch features ADA-compliant access with ramps and designated parking spots. We aim to ensure that everyone feels welcome and can easily navigate our space.

Convenient Location

Located just off Highway 22, our branch is surrounded by familiar landmarks that make finding us easy. You can spot us near local shops and eateries, perfect for a quick stop before or after your visit.

Get in Touch!

Feel free to give us a call at 731-587-9521 if you have any questions or would like more information about our services. We invite you to drop by and see how Wcg Employees can support your financial journey!

Operating Hours

We understand that your time is valuable. That's why our lobby hours are designed to fit into your busy schedule. We're open from 8 am to 5 pm, Monday through Friday, making it simple for you to visit us when it suits you best.

Services Offered

While we don't have an ATM or drive-thru services at this location, we provide essential banking services right inside our branch. Our team is ready to assist you with any questions or transactions you may need help with. If you need to send official correspondence, please note that while you can visit us at 11181 Highway 22, all mail should be directed to PO Box 284, Martin, TN 38237.

Member Eligibility

Becoming a member of Wcg Employees feels like joining a close-knit family that truly cares about your financial well-being. If you live, work, or worship in the Martin area, you're likely eligible to join us! We're here to support you with personalized services and great benefits tailored just for our members. You can find more detailed information about eligibility on our website at . Opening an account is simple and welcoming just give us a call at (731) 587-9521 during our operating hours from 8 am to 5 pm, Monday through Friday. We're excited to help you take this step towards better financial health at Wcg Employees, located at 11181 Highway 22 Martin Tn 38237. Come see how being part of our community can make a difference in your life!

Business Banking & Commercial Services

At Wcg Employees, we understand that every business has unique needs and aspirations. Whether you're a startup or an established company, we're here to support your growth with tailored financial solutions. Imagine having the capital to launch your new product line or expand your operations this is where our commercial loans come into play. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While currently, we have no commercial loan offerings, we are dedicated to exploring future opportunities for local businesses in Martin, TN. In addition to loans, we provide essential merchant services that simplify payment processing for your business. This means you can focus on what you do best running your business while we take care of the payments. Picture this: a smooth checkout experience for your customers leads to repeat business and increased sales. Visit us at 11181 Highway 22 Martin Tn 38237 or give us a call at (731) 587-9521 to learn more about how we can assist you in achieving your business goals. Let's build a prosperous future together!

Comprehensive List Of Services

Always Here for You

If you have any questions or need assistance with our ATM services, don't hesitate to reach out! You can contact us at (731) 587-9521 during our lobby hours from 8 am to 5 pm, Monday through Friday. Our friendly staff is always ready to help you with any inquiries. At Wcg Employees, we're dedicated to ensuring that even the simplest transactions are easy and stress-free. We understand the importance of quick access to your funds, and we're here to make sure you have what you need when you need it. Ready to take advantage of our ATM services? Visit us today at 11181 Highway 22 Martin Tn 38237 or give us a call at (731) 587-9521! Your financial well-being is our priority, and we look forward to serving you.

Digital Convenience

Though our service offerings might seem limited, we focus on making your banking experience as straightforward as possible. If you're out and about in Martin or visiting nearby areas, having access to ATM services ensures that managing your finances is convenient and efficient.

Personalized Financial Solutions

Understanding that every member has different needs, our services include ATM Services Only. This means you can easily access your funds whenever you need them without the hassle. Imagine being able to withdraw cash or check your balance at one of our ATMs, no matter where life takes you. With just a simple card swipe, you're on your way!

Digital & Online Banking

Sub-section: Commitment to Accessibility

Our goal is to make banking as straightforward as possible for our members. Though we don't have a mobile application or 24/7 online banking services at this time, our team is always ready to assist you during lobby hours from 8 AM to 5 PM, Monday through Friday. You can reach us at (731) 587-9521 for any inquiries or support you might need. Your financial well-being is important to us, and while we are working towards more digital solutions, we encourage you to take advantage of our in-person services at our branch located at 11181 Highway 22 Martin Tn 38237. At Wcg Employees, we're dedicated to helping you achieve your financial goals with personalized care and support.

Sub-section: Key Features

Although Wcg Employees does not currently offer electronic signatures or e-statements, our commitment to providing excellent service remains unwavering. We recognize the importance of easy access to your financial information. While mobile payments and person-to-person transfers aren't available yet, we're continuously evaluating new technologies to enhance your banking experience in the future.

Financial Strength

Committed Team

We also take pride in having 0 full-time employees and 1 part-time employees who are always ready to serve you with a knowledgeable, committed team. Our staff is here to assist you every step of the way as you navigate your financial journey.

Growing Member Base

We have a strong community presence with a total of 257 share accounts, showing that more members trust us with their finances every day. Our growing member base is a testament to our dedication to service excellence. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Wcg Employees is your trusted partner. Visit us at 11181 Highway 22 Martin Tn 38237 or call (731) 587-9521 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Lending Capabilities

With $27 in used auto loans and $611,907 in total loans and leases, our lending capacity supports your financial goals across various sectors. We are dedicated to providing flexible lending options tailored to meet the needs of our community. Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members.

Member-Centric Approach

At Wcg Employees, we prioritize our members above all else. While traditional banks may focus on profits from non-member deposits, we ensure our resources are directed toward benefiting you. With $0 in non-member deposits, we are committed to offering you better loan rates and exclusive perks. Members' savings are secured through $0 in share certificates and $0 in money market shares, offering stable and rewarding financial growth opportunities. Your trust is invaluable to us, and we're here to help your savings flourish.

Robust Financial Health

With a net worth of $209,287, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation ensures that you can trust us with your savings and loans. Our net worth ratio of $1,980 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $388,097 in used vehicle loans and $185,068 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new or used vehicle, we have flexible options to suit your needs.

Credit Lines and Personal Financing

For those needing extra cash flow or managing unexpected expenses, our total credit lines amounting to $50,000 provide the flexibility you need. We also offer unsecured credit card loans for easy access to funds when you need them most.

Mortgage Options

Thinking about homeownership? Our mortgage options make buying or refinancing simple. While we currently do not have Junior Lien 1-4 Family Residential Properties loans available, our team is here to help you explore other financing solutions that may fit your situation.

Refinancing and Eligibility

If you're considering refinancing an existing loan or checking eligibility for any of our products, our experienced team is ready to guide you through the process. We prioritize making financial decisions straightforward and accessible for all our members. For more information about our loan offerings or to discuss your specific needs, feel free to reach out at (731) 587-9521. Our operating hours are Monday through Friday from 8 am to 5 pm. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step toward achieving your financial goals!

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WCG EMPLOYEES CREDIT UNION