Wayne-Westland Credit Union Westland MI | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Wayne Westland Federal Credit Union, your trusted financial partner located at 500 S Wayne Rd, Westland, MI 48186. Since our establishment in 1948, we have proudly served over 11,000 members, providing them with a range of financial services designed to meet their needs and support our community. With total assets exceeding $143 million and deposits amounting to $13,953,100, we are committed to helping you achieve your financial goals. At Wayne Westland, we believe that banking should be personal. Our dedicated team of 36 employees is here to assist you with everything from checking and savings accounts to auto loans and mortgages. Under the leadership of CEO Joleen Bowman and Board President Diane Fritz, we strive to foster a welcoming environment for all members. Our commitment to transparency and member satisfaction is reflected in our robust net worth of $14,944,636 and available cash in hand totaling $1,707,979. While members can visit us at our branch location, official correspondence should be sent to the same address: 500 S Wayne Rd, Westland, MI 48186-4361. If you're looking for personalized service in a friendly atmosphere, you've come to the right place! Whether you're looking for competitive loan rates or reliable savings options, we encourage you to explore our website at wwfcu.org or give us a call at 734-721-5700. Join us today and experience the difference that comes with being part of the Wayne Westland family!

Branch History & Mission

Community Engagement

Wayne Westland FCU thrives on its community ties. We actively engage in outreach efforts that support local initiatives and partnerships aimed at improving the quality of life for all residents. Our goal goes beyond just providing financial products; we seek to uplift our community by contributing to events and organizations that make a difference. While members can visit us at 500 S Wayne Rd Westland Mi 48186, official correspondence should be sent to 500 S Wayne Rd, Westland, MI 48186-4361. For any inquiries or assistance, feel free to reach us at (734) 721-5700.

Join Us

As we continue our journey into the future, we invite you to become part of the Wayne Westland family. Experience firsthand the benefits of membership from competitive rates on loans to personalized service tailored just for you. Whether you're looking to save for your first home or need guidance on managing your finances effectively, we're here for you every step of the way. Join us today! Visit our website at Wayne Westland FCU or check out how you can become a member here. Together, let's build a stronger financial future!

Our Mission

Our mission is simple yet powerful: to provide our members with exceptional financial services while fostering a spirit of community and cooperation. We believe in empowering individuals through accessible banking solutions that include checking and savings accounts, auto loans, mortgage financing, personal loans, credit cards with rewards, and business banking options. As we move forward in this digital age, we strive to enhance our offerings with online and mobile banking services designed to meet the needs of our members. We are dedicated to ensuring that everyone feels welcome at Wayne Westland Federal Credit Union. Our ADA-compliant facilities ensure accessibility for all members. Additionally, our commitment to customer service is reflected in our operating hours: Monday through Tuesday from 9:30 AM to 5:00 PM, Thursday through Friday from 9:30 AM to 6:00 PM, and Saturday from 9:30 AM to 1:00 PM.

Branch Location & Accessibility

Convenient Access and Amenities

At Wayne Westland, we understand that accessibility is key. We offer ample parking right outside our branch, with features that ensure everyone can easily access our services. Our building is ADA compliant, ensuring all members can navigate the space comfortably. When you visit us, you'll find a friendly atmosphere ready to assist you with all your financial needs. Our lobby hours are designed with your schedule in mind: we're open Monday and Tuesday from 9:30 AM to 5:00 PM, Thursday and Friday until 6:00 PM, and Saturday from 9:30 AM to 1:00 PM.

Services Tailored for You

We pride ourselves on offering a wide range of services right here at our branch. From personal checking and savings accounts to auto loans and credit cards with rewards, we have something for everyone. Plus, our drive-thru service allows for quick transactions without leaving your vehicle perfect for those busy days! If you need cash on the go, our ATM is available for your convenience. And don't hesitate to give us a call at 734-721-5700 if you have any questions or need assistance before visiting. While members can visit us at 500 S Wayne Rd, official correspondence should be sent to our mailing address at 500 S Wayne Rd, Westland, MI 48186-4361. We invite you to come by and see how we can help you reach your financial goals! At Wayne Westland Federal Credit Union, we're here for you every step of the way.

Member Eligibility

At Wayne-westland, we believe that everyone deserves a chance to be part of a caring community that prioritizes your financial well-being. Becoming a member is easier than you might think! If you live, work, or worship in our service area, you're already eligible to join us. We welcome individuals and families who share our values and want to benefit from a range of services designed to help you thrive. Not only do you gain access to competitive rates on loans and savings accounts, but you also become part of a cooperative that puts its members first. To get started, simply visit us at our branch located at 500 S Wayne Rd Westland Mi 48186, or give us a call at (734) 721-5700 for more information on how to open an account. For detailed eligibility criteria, check out our website here: https://www.wwfcu.org/about-us/become-a-member/membership. We can't wait to welcome you into the Wayne-westland family!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $126 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer comprehensive merchant services designed to simplify payment processing. For example, when your customers can easily pay using credit cards or mobile payments, it not only enhances their experience but also boosts your sales potential. Our services help you manage transactions efficiently so you can focus on what matters most running your business. Located at 500 S Wayne Rd Westland Mi 48186 in Westland, MI, our team is here to help you navigate your business banking needs. Contact us today at (734) 721-5700 to learn more about how we can partner with you for success!

Comprehensive List Of Services

Accessibility Features

We know that some transactions require a personal touch. Our Basic Drive-Thru Banking provides quick service for deposits, withdrawals, and simple transactions without leaving your vehicle. If you're on the go but need quick access to funds, our Basic ATM Access allows you to withdraw cash or check balances effortlessly. At Wayne-westland, we strive to create a friendly and welcoming environment where all members can feel supported in their financial journeys. Our dedicated team is always available at (734) 721-5700 during operating hours Monday through Tuesday from 9:30 AM to 5:00 PM; Thursday and Friday from 9:30 AM to 6:00 PM; and Saturday from 9:30 AM to 1:00 PM to answer any questions or provide assistance.

Business Banking Services

For our business members, we offer essential tools to support your ventures. Our Business Banking services, including Merchant Services & Business Loans, are designed to help you thrive in today's market. We understand that managing a business comes with unique challenges, and we're here to assist you every step of the way.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking options, allowing you to access your accounts anytime and anywhere. You can easily check balances, transfer funds, and pay bills right from your smartphone or computer. With our ATM & Cash Withdrawal Services, accessing cash has never been easier.

Join Us Today!

We invite you to explore all the services available at Wayne Westland Federal Credit Union and see how we can help you achieve your financial goals. Whether you're interested in opening an account or need guidance on loans and credit options, we're here for you every step of the way. Visit us at https://www.wwfcu.org/ or call us at (734) 721-5700 for more information!

Personal Banking Solutions

Our personal banking services are designed to help you manage your finances with ease. If you're starting out or looking to save, our Checking & Savings Accounts offer flexible options to fit your lifestyle. Planning to buy a new car? Our Auto Loans & Vehicle Financing can help you get behind the wheel without breaking the bank. For those dreaming of home ownership, our Mortgage Loans & Refinancing provide competitive rates and tailored solutions to meet your needs. If life throws unexpected expenses your way, consider our Personal Loans & Debt Consolidation options to help you regain control over your finances. Plus, our Credit Cards with Rewards allow you to earn points on everyday purchases, making it easier to enjoy rewards just for using your card.

Digital & Online Banking

Key Services

Visit us online at https://www.wwfcu.org/ to explore all our offerings. Our online banking service allows you to check balances, transfer funds, and pay bills with just a few clicks. No need to worry about paperwork or long lines everything can be done from the comfort of your home or on the go. We also offer e-statements, making it easier for you to keep track of your transactions without the clutter of paper. Plus, if you ever need to send money to friends or family, our person-to-person transfer feature makes it quick and hassle-free.

Security and Accessibility

Your security is our top priority. While we do not currently support electronic signature authorization, rest assured that all transactions made through our online platform are protected with advanced security measures. Our mobile application is available for download, providing a user-friendly interface that allows for mobile payments though please note this feature is not yet active. With our app, you can manage your accounts on the go, ensuring that you never miss a beat when it comes to your finances. In today's fast-paced world, accessibility matters. That's why we strive to provide services that fit seamlessly into your lifestyle. Whether you're at home or out and about, you have real-time access to manage your accounts effortlessly. Experience the convenience of digital banking at Wayne-westland today!

Financial Strength

Commitment to Efficiency

Our operational efficiency is reflected in our $941,952, allowing us to provide competitive loan rates and solid financial products for you. We also take pride in having 34 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Member Base

Total Share Accounts stand at 21,190, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Wayne-westland is your trusted partner. Visit us at 500 S Wayne Rd Westland Mi 48186 or call (734) 721-5700 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Member-Centric Savings

Your savings are our priority. Members' funds are secured through $13,083,453 in share certificates and $23,562,472 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we focus on our members' needs; with non-member deposits at $0, we ensure our resources benefit you directly through better loan rates and exclusive perks.

Reinvestment for Better Services

We have $13,823,143 in undivided earnings, which means we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve you better. With $4,311 in used auto loans and $74,452,160 in total loans and leases, our lending capacity supports your financial goals across various sectors.

Solid Financial Health

With a net worth of $14,944,636, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,039 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $19,943,059 in used vehicle loans and $8,793,539 in new vehicle loans already helping members get on the road. We offer flexible terms and competitive interest rates to make financing your vehicle as simple as possible.

Credit Card Options

We also offer flexible terms on unsecured credit card loans, with a total of $1,937,597 in loans helping members manage their finances effectively. Our credit cards come with various benefits designed to fit your lifestyle and spending habits.

Credit Lines

For those needing extra flexibility, our credit lines amounting to $18,615,000 provide access to funds when you need them most. This can be ideal for managing unexpected expenses or consolidating debt. If you're considering refinancing any of these products or want to learn more about eligibility options, please feel free to reach out. Our dedicated team at Wayne-westland is ready to assist you with any questions or concerns you may have. For more information about our loan offerings or to start your application process, visit us at our branch located at 500 S Wayne Rd Westland Mi 48186, Westland, MI or give us a call at (734) 721-5700. Your journey toward better financial health starts here! Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $4,347,309, make buying or refinancing simple. Whether you're a first-time buyer or looking to refinance an existing mortgage, our team is here to guide you through the process.

Loan Aggregator

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