Wayne County Credit Union Connersville IN

Introduction

Welcome to Wayne County, your trusted partner in financial success! Located at 240 E 30Th St, Connersville, IN 47331, our credit union has been serving the community since 1961. With a strong commitment to helping our members thrive, we proudly support over 1,100 members with personalized financial solutions tailored to their needs. At Wayne County, we understand that every member's journey is unique. That's why we offer a variety of services designed to empower you whether you're looking for a loan or saving for your future. Our total assets stand at an impressive $12,987,416, ensuring that we have the resources to support you effectively. Our dedicated team, led by CEO Kim Wright and Board President Nelson Bingham, is here to guide you through your financial decisions. We are proud of our small but mighty workforce of just 3 employees, ensuring each interaction is personal and focused on your needs. You can reach us at 765-962-2561 for any inquiries or assistance. For those who prefer sending official correspondence, please note that while you can visit us at our branch address, all mail should be directed to our mailing address: 3010 W Main St, Richmond, IN 47374-4583. We invite you to explore how we can assist you today. Visit our website at waynecountyfcu.org or call us directly we're here for you every step of the way!

Branch History & Mission

Welcome to the heart of our community! Founded in 1961, Wayne County has proudly served the residents of Connersville, IN for over six decades. Our journey began with a simple yet powerful mission: to provide accessible financial services that empower our members and uplift our community. Since our inception, we have grown from a small credit union to a trusted financial partner for more than 1,105 members, all while maintaining a strong commitment to our local roots. Located at 240 E 30Th St Connersville In 47331, right in the bustling area of Connersville, we are conveniently situated near key landmarks that make it easy for you to visit us. While members can come by our branch at 240 E 30Th St Connersville In 47331, official correspondence should be sent to 3010 W Main St, Richmond, IN 47374-4583 if different. Our doors are open to welcome you from 9 AM to 5 PM on weekdays, ensuring that you have the support you need during your busy schedule. At Wayne County, our mission goes beyond providing financial services; we strive to make a positive impact on our community. We believe that every member deserves personalized care and attention, which is why we focus on offering products and services that meet your unique needs. From auto loans to savings accounts, we aim to help you achieve your financial goals while fostering a sense of belonging and mutual support among our members. As part of our commitment to innovation, we embrace technology that makes banking easier for everyone. With features like online banking and mobile applications, managing your finances has never been more convenient. We also prioritize accessibility, ensuring that all members can engage with us easily. Our dedication extends into community outreach initiatives, where we partner with local organizations and events aimed at improving the quality of life in Connersville. By supporting local causes and providing educational resources about financial wellness, we hope to inspire positive change within our neighborhoods. Join us at Wayne County, where your journey towards financial empowerment begins. Experience firsthand how we blend tradition with modern banking solutions designed just for you. For any inquiries or assistance, feel free to reach out to us at (765) 962-2561. Together, let's build a brighter future for ourselves and our community!

Branch Location & Accessibility

Accessibility and Features

At Wayne County, we prioritize accessibility for all our members. Our branch is equipped with features that comply with ADA standards, ensuring that everyone can visit us comfortably. There's ample parking available right outside the building, so you won't have to worry about finding a spot. While we currently do not offer drive-thru banking or ATM services, our team is here to assist you during lobby hours.

Connect With Us

Have questions? Feel free to give us a call at 765-962-2561. We'd love to hear from you! Come visit Wayne County and experience the difference of community-focused banking today!

Operating Hours and Services

We're open Monday through Friday from 9:00 AM to 5:00 PM. Whether you need help with account inquiries or loan applications, our dedicated staff is ready to provide personalized service tailored to your needs. Though we primarily focus on in-branch services, we also offer electronic banking options for your convenience. For any official correspondence, please note that while you can visit us at our Connersville location, mail should be directed to our mailing address at 3010 W Main St, Richmond, IN 47374-4583.

Member Eligibility

Joining the Wayne County community is more than just opening an account; it's about becoming part of a supportive family that values its members. If you live, work, worship, or attend school in Fayette County, you're already on your way to becoming a member of Wayne County! This inclusive approach means many people can take advantage of our services and benefits. By joining us at our branch located at 240 E 30Th St, Connersville, IN 47331, you'll gain access to financial products tailored to your needs while enjoying the personalized service that credit unions are known for. For specific eligibility details, feel free to check out our resource at waynecountyfcu.org. Opening an account is simple and welcoming; just give us a call at 765-962-2561 or visit our website for more information on how to get started. We can't wait to have you as part of our family!

Business Banking & Commercial Services

Merchant Services for Everyday Needs

Imagine owning a café that needs a reliable payment processing system. With our merchant services, you can accept payments quickly and securely, allowing you to focus on serving your customers without worries. From point-of-sale systems to online payment options, we provide the tools necessary for modern businesses to flourish. Located at 240 E 30Th St Connersville In 47331 in Connersville, IN, our team is ready to assist you with any business banking needs you may have. Give us a call at (765) 962-2561 to learn how we can help your business grow today!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Banking Made Simple

Understanding the importance of accessibility, we offer essential ATM Services Only to ensure you have easy access to your funds whenever you need them. Whether you're withdrawing cash for a quick errand or checking your balance, our ATMs are designed for convenience and security.

Embracing Technology for Your Convenience

In today's fast-paced world, managing your finances should be hassle-free. That's why we've invested in digital banking features such as online banking. With just a few clicks, you can check your account balances, make transfers, and manage payments from the comfort of your home. If you're on the go, our mobile application allows you to take care of banking tasks right from your smartphone.

Support When You Need It

We recognize that navigating financial services can sometimes be overwhelming. Our team is here to guide you through every step of the way. Whether you're looking to open an account or need assistance with transactions, don't hesitate to call us at 765-962-2561. We're committed to ensuring that every member feels valued and supported.

Your Financial Partner

At Wayne County, we believe in building lasting relationships with our members. We aim to understand your unique financial journey and provide solutions that work best for you. By focusing on personalized service, we hope to empower you in achieving your financial goals. As we continue to grow and adapt, we're excited about enhancing our service offerings further while maintaining a strong commitment to our community. To explore more about what we offer or get started with online banking today, visit us at waycountyfcu.org or click here to open an account. Thank you for choosing Wayne County as your trusted financial partner!

Digital & Online Banking

Key Features

Our online banking platform is user-friendly, allowing you to view your account balances, transfer funds, and pay bills without any hassle. You can also take advantage of person-to-person transfers, making it simple to send money to friends and family with just a few clicks. Plus, with e-statements available, you can say goodbye to paper clutter while keeping track of your financial activity in a secure manner. For those on the go, our mobile application brings all these features right to your fingertips. Whether you're checking balances or making quick payments, our app makes it easy for you to stay connected to your finances. While we currently don't support mobile payments directly, our focus remains on providing you with a reliable app for managing your accounts efficiently.

Security and Accessibility

We take the security of your information seriously. Our platform is equipped with robust measures to protect your personal data. Even though we do not offer electronic signature authorization at this time, rest assured that every transaction made through our online banking system is safeguarded. At Wayne County, we strive to provide an accessible banking experience tailored for you. With real-time account management and the ability to handle transactions from the comfort of your home or on the move, we're here to help simplify your banking needs. Join us today and experience the ease of digital banking!

Financial Strength

Growing Trust

We take pride in having served a community of 1,105 members, with 1,694 total share accounts showing a strong and growing member base that trusts us with their finances. Our strong performance indicators highlight our commitment to being your trusted partner for all things finance. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Wayne County is here for you. Visit us at 240 E 30Th St Connersville In 47331 or call 765-962-2561 to learn more about how we can help you achieve your financial goals.

Lending Capacity

We support our members' financial goals with $4,681,799 in total loans and leases, including $237,6401 in used auto loans. This lending capacity allows us to help you achieve your dreams whether that's purchasing a vehicle or financing other significant expenses.

Member-Centric Savings

Your savings are well-protected at Wayne County. We have $1,129,319 in undivided earnings that allow us to reinvest in innovative banking tools and stronger lending options. Although we currently do not have share certificates or money market shares available, our focus remains on delivering secure savings solutions tailored to our members' needs.

Operational Efficiency

Our net income of $217,133 reflects our operational efficiency and commitment to serving you better. With a dedicated team of 3 full-time employees, we ensure personalized service and support for all your banking needs.

Solid Financial Foundation

With a net worth of $1,611,350, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.41% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. With over $2,376,401 in used vehicle loans and $601,713 in new vehicle loans already helping members get on the road, we're here to support your automotive dreams. Whether you're looking for a brand-new model or a reliable used vehicle, our team can guide you through the process.

Credit Lines and Unsecured Loans

For those needing flexibility in their finances, we provide total credit lines of $500,000, ensuring that you have access to funds when you need them most. Additionally, we also offer flexible terms on unsecured credit card loans, with a total of $321,906 in loans helping members manage their finances effectively. At Wayne County, we believe in making borrowing straightforward and beneficial. If you're considering refinancing your current loans, our knowledgeable staff is ready to discuss eligibility options tailored for you. For more information on how our loan products can assist you, feel free to contact us at (765) 962-2561 or visit us at 240 E 30Th St Connersville In 47331, Connersville, IN. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. With a dedicated team and a variety of loan offerings, we are here to help you take the next step towards achieving your financial goals!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We currently offer Junior Lien 1-4 Family Residential Properties loans totaling $0. This means whether you're purchasing your first home or looking to refinance an existing mortgage, we have solutions designed for you.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This means every offer displayed is fair and transparent, allowing users to trust that they are looking at legitimate rates.

WAYNE COUNTY FEDERAL CREDIT UNION