WAYNE COUNTY COMMUNITY FEDERAL CREDIT UNION

At Wayne County Community, we believe in building a strong financial future for our members and the community. Located at 311 Kaufman Drive, Smithville, OH 44677, our credit union has been serving local families since 1966, and we pride ourselves on being more than just a financial institution; we're your trusted partner in reaching your goals. With a total membership of 4,683 and assets amounting to $48,536,697, we are committed to providing exceptional services tailored to meet the needs of our members. Whether you're looking for auto loans, mortgage options, or personal banking solutions, we offer a wide range of services that help you navigate your financial journey smoothly. In fact, we have successfully facilitated over 1,530 loans and leases to date! Our leadership team is dedicated to fostering a welcoming environment where everyone feels valued. Led by CEO Timothy Csuti and Board President Wilbert Moss, our staff works diligently to ensure that your banking experience is nothing short of excellent. With 11 employees on hand, we're here to assist you every step of the way. While members can visit us at our branch for in-person support, official correspondence should be sent to PO BOX 214, Smithville, OH 44677 if needed. Our operating hours are from 9 AM to 5 PM Monday through Friday and 9 AM to 1 PM on Saturdays, making it convenient for you to reach us when it suits you best. We invite you to explore everything we offer by visiting our website at wccfcu.com. Whether you're interested in opening an account or learning more about our services, we're here for you! Don't hesitate to call us at 330-669-2117 if you have any questions or need assistance. Let's work together towards a brighter financial future!

Welcome to the Wayne County Community branch located at 311 Kaufman Drive in beautiful Smithville, Ohio! Our branch is designed with your convenience in mind, making it easy for you to access all of our financial services. Nestled near local landmarks, we are just a stone's throw away from the bustling heart of Smithville, ensuring that you can easily find us whether you're running errands or enjoying a day out. At Wayne County Community, we strive to make your visit as smooth as possible. Our branch features ample parking and ADA-compliant accessibility options, including ramps to ensure everyone can enter comfortably. If you prefer drive-thru banking, we have you covered with our dedicated service lane, allowing for quick deposits and withdrawals without leaving your vehicle. Our friendly team is here to assist you Monday through Friday from 9 AM to 5 PM and on Saturdays from 9 AM to 1 PM. Whether you're looking to open a new checking account, apply for an auto loan, or simply chat about your financial goals, we're ready to help! While members can visit us at our branch location, please remember that official correspondence should be sent to our mailing address at PO BOX 214, Smithville, OH 44677. With no ATM available at this location but convenient drive-thru service provided, you'll find that banking with us is straightforward and efficient. For any questions or assistance, feel free to reach out to us at (330) 669-2117. We look forward to welcoming you into our community!

At Wayne County Community, we believe that everyone deserves a supportive financial community. Becoming a member is simple and welcoming! If you live, work, or worship in Wayne County, or have family members who do, you're likely eligible to join us. Membership opens the door to a range of services designed to empower your financial journey, from checking and savings accounts to auto loans and credit cards with rewards. We strive to make banking personal and accessible for all our members. To start your membership journey, just visit us at our branch located at 311 Kaufman Drive, Smithville, OH 44677, or give us a call at 330-669-2117. You can also check out our eligibility criteria for more details on who can join by visiting this link. Ready to become a member? The account opening process is easy and can be done online here. We can't wait to welcome you to our community!

At Wayne County Community, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We pride ourselves on our strong financial foundation, which allows us to serve you with confidence and care. With a net worth of $5,282,205, we maintain robust financial health, enabling us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.88% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $4,670,114 in share certificates and $11,048,819 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. This means that with non-member deposits at $0, our resources are focused solely on benefiting you through better loan rates, lower fees, and exclusive perks. With $5,101,230 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity is reflected in the $15,574,279 in total loans and leases. This includes $432 in used auto loans that support our members' financial goals across various sectors. Our commitment to operational efficiency is evident with a net income of $151,063, allowing us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 10 full-time employees and 1 part-time employee, ensuring our branches are always ready to serve you with a knowledgeable team. Total Share Accounts stand at 7,749, showing a strong and growing member base that trusts us with their finances. Our net shares (funds available for lending and investments) amount to $15,564, further reinforcing our capability to meet your needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Wayne County Community is your trusted partner. Visit us at 311 Kaufman Drive Smithville OH 44677 or call 330-669-2117 to learn more about how we can help you achieve your financial goals.