Wauna Credit Union Warrenton OR | Affordable Auto Loans & Personal Banking

Introduction

Welcome to Wauna, your trusted financial partner located at 1540 Se Discovery Ln, Warrenton, OR 97146. Since opening our doors in 1967, we have been dedicated to serving our community with a personal touch and a commitment to your financial well-being. With over 26,000 members and total assets of $427,892,395, we pride ourselves on being more than just a credit union we're a part of your family. At Wauna, we understand that financial decisions can be overwhelming. That's why our friendly team, led by CEO Robert Blumberg and Board President George Dunkel, is here to guide you through every step of the way. Our knowledgeable staff of 113 employees is committed to providing personalized service tailored to your needs. While you can visit us at our branch for all your banking needs, please note that any official correspondence should be sent to our mailing address at PO Box 175, Warrenton, OR 97146. We offer a wide range of services including personal banking options like checking and savings accounts, auto loans, mortgage loans, and even business banking solutions. Our goal is simple: to empower you with the tools and resources necessary for financial success. With total deposits amounting to $5,210,451 and cash in hand reaching $8,201,989, we're well-equipped to support your dreams big or small. As a member-focused credit union, we believe in giving back to the community that supports us. Your success is our priority; that's why we're committed to offering competitive rates on loans and flexible savings options that fit your lifestyle. Ready to take the next step? Visit our website at waunafcu.org or give us a call at 503-861-7526. Whether you're looking for guidance on loans or simply want to explore what we can offer you as a member of Wauna, we're here for you every day!

Branch History & Mission

Welcome to Wauna, your trusted financial partner in Warrenton, Oregon. Since opening our doors in 1967, we have built a strong legacy of service and support for our community. With a commitment to putting people first, Wauna has grown into a vital institution, proudly serving over 26,000 members and managing total assets of $427,892,395. Located at 1540 Se Discovery Ln, Warrenton, OR 97146, our branch is easy to find and close to many local landmarks. We invite you to come visit us during our convenient operating hours: Monday through Thursday from 9 AM to 5:30 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM. While members can visit us at this address for all their banking needs, official correspondence should be sent to PO Box 175, Warrenton, OR 97146. At Wauna, our mission is clear: we aim to provide exceptional financial services that empower our members while also giving back to the community. We understand that banking is not just about transactions; it's about building relationships and fostering growth. From personal banking solutions like checking and savings accounts to auto loans and mortgages, we strive to meet the diverse needs of our members. Our services extend beyond traditional banking with modern conveniences such as online banking and mobile payments. In addition to providing outstanding financial products, we are dedicated to making a positive impact in Warrenton and surrounding areas. We actively engage in community outreach efforts and partnerships that support local initiatives. Our goal is not only to help individuals achieve their financial goals but also to uplift the community as a whole. Wauna is proud of its digital advancements too. With features like electronic signatures and e-statements available, we ensure our services are accessible and user-friendly for everyone. Plus, our ATM availability makes it easier than ever for members to manage their finances on the go. As we look towards the future, we remain focused on enhancing our offerings while staying true to our values of integrity and member-centric service. If you're looking for a financial institution that truly cares about your success and the well-being of your community, we invite you to join us at Wauna. Experience the benefits of membership today! Call us at 503-861-7526 or visit our website at waunafcu.org to learn more about how we can serve you better. Join us on this journey toward financial empowerment together, we can achieve great things!

Branch Location & Accessibility

Convenient Access

Our branch is designed with accessibility in mind, ensuring that everyone can visit us with ease. You'll find ample parking right outside, along with ADA-compliant features such as ramps for wheelchair access. We aim to make your experience as smooth as possible!

Get in Touch

Have questions or want more information? Don't hesitate to reach out! You can give us a call at (503) 861-7526. We look forward to welcoming you into our branch soon stop by and see how we can assist you today!

Local Landmarks

Located just a short drive from popular landmarks, including the scenic beaches and parks of Warrenton, we're perfectly positioned for community members and visitors alike. If you need assistance with anything from personal banking to auto loans, we're just around the corner.

Operating Hours

We understand that life can be busy, which is why we offer flexible operating hours. You can visit us Monday through Thursday from 9 am to 5:30 pm, and on Fridays until 6 pm. For those who need a little extra time on weekends, we're also open on Saturdays from 9 am to 1 pm.

Services Offered

At Wauna Credit Union, we offer a variety of services tailored to meet your financial needs. From checking and savings accounts to auto loans and mortgage refinancing, we have solutions designed for both personal and business banking. Plus, with an ATM available on-site, cash withdrawal is always just a step away. While members can visit us at 1540 Se Discovery Ln Warrenton Or 97146, official correspondence should be sent to our mailing address at PO Box 175, Warrenton, OR 97146.

Member Eligibility

At Wauna, we believe that everyone deserves access to financial services that truly support their needs. Becoming a member is simple and welcoming! If you live, work, worship, or go to school in Clatsop County, or if you have a family member who is already a member, you're eligible to join our community. This means you can enjoy all the benefits of being part of our supportive network, which includes personalized service, competitive rates, and a range of financial products designed just for you. Ready to take the next step? You can find more detailed eligibility criteria at https://waunafcu.org/membership/index.shtml. If you're eager to open an account and start enjoying these benefits right away, just visit us online at http://www.waunafcu.org/apply/index.shtml or give us a call at (503) 861-7526. We can't wait to welcome you to the Wauna family at 1540 Se Discovery Ln Warrenton Or 97146!

Business Banking & Commercial Services

Merchant Services That Matter

In today's fast-paced world, accepting payments seamlessly is vital for any business. Our merchant services allow you to process transactions efficiently, whether in-store or online. Imagine running your shop without worrying about payment delays or customer frustrations our solutions ensure you can focus on what truly matters: growing your business. Located conveniently at 1540 Se Discovery Ln Warrenton Or 97146 in Warrenton, OR, we're here to assist you Monday through Saturday. Reach out at (503) 861-7526 to learn how we can partner with you for success!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $461 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $45,191,877, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For small business owners, we offer tailored business banking solutions, including merchant services and business loans. We believe that supporting local businesses strengthens our community as a whole.

Convenient Access Anytime, Anywhere

At Wauna, convenience is key. Our ATM services allow for easy cash withdrawals and balance checks whenever you need them. Plus, with features like mobile payments and person-to-person transfers, managing your money has never been simpler. In today's fast-paced world, we recognize the importance of having reliable access to your finances. That's why our digital banking features are designed with ease of use in mind. For more information about how we can assist you in achieving your financial goals, please don't hesitate to reach out! You can contact us at (503) 861-7526 or visit us online at Warrenton. We look forward to serving you!

Credit Cards with Benefits

With our credit cards featuring rewards, every purchase brings you closer to exciting benefits. Whether you're planning a vacation or just making everyday purchases, earning rewards has never been easier.

Financing Your Dreams

Are you thinking about buying a new car? Our auto loans and vehicle financing options make it simple to drive away in the car you want. We also provide mortgage loans and refinancing solutions for those ready to buy their first home or update their current mortgage terms. Plus, if you need extra cash for unexpected expenses, our personal loans and debt consolidation services can help you get back on track.

Personal Banking Solutions

When it comes to personal banking, we understand that everyone has different needs. That's why we offer checking and savings accounts designed to help you manage your finances easily. With our online and mobile banking options, you can check your balance or transfer funds right from your phone. Imagine being able to handle your banking tasks without ever stepping foot in a branch!

Digital & Online Banking

Easy Access Anytime

With our 24/7 online banking services available at https://www.waunafcu.org/, you can check your account balances, transfer funds, and pay bills whenever it suits you. This means no more waiting in line or rushing to the bank during operating hours. You're in control of your money around the clock.

Manage Your Finances Effortlessly

With our user-friendly platform, keeping track of your finances has never been easier. You can view real-time account activity and get alerts about important transactions right on your phone or computer. This level of accessibility ensures that you're always informed about your financial status. At Wauna, we're committed to providing tools that help simplify banking so you can focus on what matters most in life. Experience the ease of digital banking today!

Mobile Banking on Your Terms

Our mobile application makes banking even simpler. Whether you want to make payments, deposit checks, or send money to friends and family with our person-to-person transfers, everything is just a few taps away. Plus, if you're a fan of convenience, you'll love our mobile payments feature that lets you pay using your smartphone quickly and securely.

Security You Can Trust

Your security is our top priority. We offer electronic signature authorization to ensure that your transactions are safe and verified. Additionally, e-statements are available for those who prefer digital records over paper statements, making it easier for you to manage documents without clutter.

Financial Strength

At Wauna, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining robust financial health, ensuring that you can rely on us for your banking needs. With a net worth of $32,447,464, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $757 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $99,182,468 in share certificates and $42,410,446 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $31,289,948 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is impressive, with $3,347 in used auto loans and $317,227,842 in total loans and leases supporting members' financial goals across various sectors. Our $286,382 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 110 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. The total number of share accounts stands at 54,482, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Wauna is your trusted partner. Visit us at 1540 Se Discovery Ln Warrenton Or 97146 or call (503) 861-7526 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $62,462,593 in used vehicle loans and $34,365,340 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used option, our team is here to guide you through the process.

Business Loans

For business owners, our outstanding commercial loans totaling $45,191,877 provide the capital needed to grow and expand. We understand the unique challenges that businesses face and offer personalized service to help you find the right financing solution. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. For more information about our loan offerings or to discuss eligibility options further, feel free to reach out to us at 503-861-7526 or visit us at our branch located at 1540 Se Discovery Ln Warrenton Or 97146. Our team looks forward to assisting you on your financial journey!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $42,841,583, make buying or refinancing simple. We provide tailored solutions to fit your situation and budget. If you're considering refinancing your current mortgage, we can assist you with that as well helping you save on monthly payments or adjust your loan terms.

Unsecured Credit Card Loans

Managing expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans. With a total of $12,951,587 in loans helping members manage their finances effectively, our credit cards are designed for convenience and ease. You can enjoy rewards while keeping track of your spending without the burden of collateral.

Loan Aggregator

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Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This rigorous sourcing guarantees that all offers displayed are fair and transparent, giving users confidence in their choices.

Wauna