Wauna Credit Union Vernonia OR | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Wauna, your trusted financial partner in the heart of Vernonia, Oregon! Located at 1010 Bridge St, Vernonia, OR 97064, our branch has been serving the community since 1967. With a strong commitment to our members, we proudly support over 26,337 individuals and families in achieving their financial goals. At Wauna, we understand that each member's needs are unique. That's why we offer a variety of services tailored just for you, including personal banking solutions such as checking and savings accounts, auto loans, mortgages, and credit cards with rewards. Our dedicated team is here to help you navigate your financial journey with confidence. With total assets amounting to an impressive $427,892,395 and total deposits reaching $5,210,451, you can trust that your money is safe with us. We believe in fostering a strong sense of community and are dedicated to giving back through various initiatives. Under the leadership of our CEO Robert Blumberg and Board President George Dunkel, our team of 113 employees is committed to providing exceptional service every day. While members can visit us at our physical location, official correspondence should be directed to our mailing address: 1010 Bridge St, Vernonia, OR 97064. If you're ready to take the next step toward better banking or have any questions about our services, feel free to call us at 503-429-8031 or visit our website at waunafcu.org. Join us today and experience the Wauna difference!

Branch History & Mission

At Wauna, we take pride in our rich history and our unwavering commitment to the community of Vernonia, Oregon. Established in 1967, our branch has grown alongside the town, evolving to meet the needs of our members. From our humble beginnings, we've become a trusted financial partner for over 26,000 members, helping them achieve their financial goals. Located at 1010 Bridge St in Vernonia, we are easily accessible to all. Our branch is not just a place for transactions; it's a hub where relationships flourish. We are proud to serve this vibrant community, and our physical presence here embodies our mission: to empower individuals and families through exceptional financial services while fostering a spirit of community support. Over the years, Wauna has achieved significant milestones, including growing our total assets to an impressive $427,892,395. This growth reflects not only our success but also our ability to provide valuable resources and services that truly benefit our members. Our dedicated staff works diligently from 9 am to 5:30 pm on weekdays to ensure that each member receives personalized attention and expert guidance. Our mission goes beyond numbers; it's about making a real impact. We strive to offer a range of services that cater to diverse financial needs from checking and savings accounts to auto loans and mortgages. We embrace digital advancements with features like online banking and mobile payments, making it easier for members to manage their finances on their own terms. Additionally, we are committed to accessibility with ADA-compliant facilities. Community outreach is at the heart of what we do. We believe in building strong partnerships with local organizations to support various initiatives aimed at improving the lives of residents in Vernonia and beyond. Whether through financial literacy programs or sponsoring local events, we are dedicated to giving back. While members can visit us at 1010 Bridge St, official correspondence should be sent to the same address as there is no separate mailing address. For any questions or assistance, feel free to reach out by calling us at 503-429-8031. Join us at Wauna and experience the difference that comes from being part of a credit union that truly cares about its members and its community. Together, we can build a brighter financial future!

Branch Location & Accessibility

Accessibility Features

At Wauna, we prioritize accessibility for all our members. Our branch is ADA compliant, featuring ramps and spacious areas for easy navigation. Plus, there's ample parking available so you can park without any hassle.

Operating Hours

We know that convenience matters. That's why we're open Monday through Friday from 9 am to 5:30 pm, giving you plenty of time to take care of your banking needs. Whether you need help with personal banking services like checking and savings accounts or want to explore options for auto loans and mortgages, our friendly staff is here to assist you.

Services Offered

In addition to our welcoming lobby, we also offer drive-thru banking services for quick transactions on the go. Feel free to utilize our ATM for cash withdrawals or balance checks whenever it suits you our ATM availability ensures that you have access to your money when you need it most. We invite you to come visit us at Wauna in Vernonia! If you have questions or need assistance before stopping by, don't hesitate to give us a call at 503-429-8031. We're excited to help you with all your banking needs!

Member Eligibility

At Wauna, becoming a member means joining a warm and welcoming community where you can find support and resources tailored to your financial needs. If you're wondering how to get involved, the process is simple and inclusive! Our membership is open to anyone who lives, works, worships, or attends school in Columbia County. We believe that everyone deserves access to great financial services, so we welcome individuals from all walks of life to join us in making smart money choices together. To start your journey with us, you can easily check out our eligibility details at https://waunafcu.org/membership/index.shtml. Once you see that you qualify, opening an account is just as straightforward! Head over to http://www.waunafcu.org/apply/index.shtml for all the steps on how to become a member today. If you have any questions or need assistance, feel free to reach out at (503) 429-8031. We're here to help you every step of the way!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $461 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $45,191,877, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services designed to simplify payment processing for your business. Imagine having the tools you need to accept payments easily, whether in-person or online. Our merchant services can help streamline your operations, allowing you to focus on what you do best growing your business. With a team committed to your success, Wauna is ready to partner with you every step of the way. Contact us today at (503) 429-8031 or visit us during our lobby hours from 9 AM to 5:30 PM, Monday through Friday!

Comprehensive List Of Services

Business Banking Services

For local entrepreneurs, we provide comprehensive Business Banking services that include merchant services and business loans tailored to meet your needs. Whether you're starting a new venture or expanding an existing one, our dedicated team can help navigate the financial landscape.

Convenient Digital Banking

In today's fast-paced world, convenience matters. With our robust Online & Mobile Banking, managing your finances has never been easier. Access your accounts anytime, anywhere pay bills, transfer funds, and check balances all from your smartphone or computer. Additionally, our ATM and cash withdrawal services ensure you have easy access to your money when you need it.

Drive-Thru and ATM Access

Our branch features basic drive-thru banking for quick deposits and withdrawals without leaving your vehicle. If you're on the go, our ATMs allow for hassle-free access where you can withdraw cash or check account balances quickly. At Wauna, we strive to offer comprehensive services that not only meet but exceed your expectations. If you're ready to explore how we can assist you further, give us a call at (503) 429-8031 or visit us at our branch in Vernonia, OR. We look forward to helping you reach your financial dreams!

Home Financing Options

Looking to buy a home? Our Mortgage Loans & Refinancing services simplify the process, offering guidance through each step from application to closing. We understand this is one of the biggest financial decisions you'll make, and we're here to ensure it's as stress-free as possible.

Personal Banking Solutions

We offer various Personal Banking options, including checking and savings accounts tailored for different lifestyles. Whether you're just starting out or planning for retirement, our accounts come with features that help you manage your finances easily. For those in need of financing, our Auto Loans & Vehicle Financing provide competitive rates and flexible terms, making it easier for you to get behind the wheel of your dream car. When life throws unexpected expenses your way, our Personal Loans & Debt Consolidation services can help. We work with you to find a solution that fits your budget and helps you regain control over your finances. Plus, don't forget about our Credit Cards with Rewards, which allow you to earn points on everyday purchases, helping you make the most of your spending.

Digital & Online Banking

Key Features for Your Convenience

Our online platform is user-friendly and packed with features to help you stay on top of your finances. Enjoy the ease of electronic signature authorization, allowing you to complete transactions quickly without needing to visit a branch. Plus, with e-statements available, you can access your account statements digitally, saving trees and keeping everything organized in one place. For those who love convenience, our mobile payments feature lets you make purchases directly from your smartphone, making everyday transactions smooth and hassle-free. Don't forget to download our mobile application! It brings all the capabilities of online banking right to your fingertips.

Real-Time Management

Need to send money to a friend? Our person-to-person transfer service makes it simple and fast. Just a few taps on your phone or clicks on your computer, and you're done. You can manage all these tasks in real-time, giving you complete control over your finances wherever life takes you. With security measures in place, you can feel confident knowing that your information is safe while using our digital services. At Wauna, we aim to provide not just accessibility but also peace of mind as you navigate your financial journey. Experience the future of banking with us today at https://www.waunafcu.org/ your reliable partner in personal finance!

Financial Strength

Commitment to Growth

Our $31,289,948 in undivided earnings allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. We support your dreams with $3,347 in used auto loans and $317,227,842 in total loans and leases, ensuring our lending capacity meets various financial needs.

Growing Membership Base

With total share accounts reaching 54,482, our growing member base shows the trust you place in us with your finances. This trust fuels our commitment to delivering outstanding service and products tailored to meet your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Wauna is your trusted partner. Visit us at 1010 Bridge St Vernonia Or 97064 or call (503) 429-8031 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our ability to generate a net income of $286,382 reflects our operational efficiency. This enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 110 full-time employees and 3 part-time employees who are dedicated to providing exceptional service every day.

Security in Savings

Members' savings are secured through $99,182,468 in share certificates and $42,410,446 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $32,447,464, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $757 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We've already issued $62,462,593 in used vehicle loans and $34,365,340 in new vehicle loans, helping members get on the road with confidence. Whether you're interested in financing a new or used vehicle, our friendly team is here to guide you through the process.

Business Loans

For business owners seeking capital for growth and expansion, our outstanding commercial loans totaling $45,191,877 can provide the financial support necessary for success. At Wauna in Vernonia (1010 Bridge St Vernonia Or 97064), we're dedicated to providing personalized service and solutions that fit your lifestyle. If you're ready to take the next step towards financing your goals or want more information about our loan products and eligibility criteria, feel free to give us a call at 503-429-8031. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Credit Lines

For those who need flexibility in their spending, our credit lines total $95,854,763. This option allows you to access funds as needed without taking out a traditional loan.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $42,841,583, tailored to fit your unique needs. Our experienced staff can assist you with eligibility requirements and help you explore refinancing options if you're looking to lower your monthly payments.

Unsecured Credit Card Loans

Managing your finances effectively is crucial. We provide flexible terms on unsecured credit card loans, with a total of $12,951,587 in loans available to our members. This gives you the freedom to make purchases while keeping your budget intact.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to sourcing data from reputable institutions guarantees that users receive fair and transparent offers.

Wauna