Wauna Credit Union Scappoose OR | Affordable Auto Loans & Business Banking

Introduction

Welcome to Wauna Credit Union, your trusted financial partner in Scappoose, Oregon. Established in 1967, we have proudly served our community for over five decades, building strong relationships with our 26,337 members. Located at 52381 Columbia River Hwy, we are dedicated to providing a range of services tailored to meet your needs. If you need to send us official correspondence, please use our mailing address: PO Box 662, Scappoose, OR 97056. At Wauna, we believe that strong financial health is essential for everyone. That's why we offer a variety of products, including personal banking accounts, auto loans, mortgage options, and business banking services. With total assets exceeding $427 million and deposits totaling $5,210,451, you can trust that your money is secure with us. Our commitment extends beyond numbers; it's about making a positive impact in the community. Under the leadership of CEO Robert Blumberg and Board President George Dunkel, our team of 113 dedicated employees works tirelessly to ensure that every member feels valued and supported. With a net worth of $32,447,464 and cash readily available at $8,201,989, we are well-positioned to assist you with your financial goals. Whether you're looking for ways to save or need help navigating loan options like our impressive total loans portfolio that includes over 14,304 loans and leases we're here for you. Feel free to reach out at 800-773-3236 or visit us during our lobby hours from 9:00 AM - 5:30 PM (Monday - Thursday) and until 6:00 PM on Fridays. Join us today at Wauna Credit Union where your future begins! Explore our website here for more information on how we can serve you better.

Branch History & Mission

At Wauna, we take pride in our rich history and unwavering commitment to serving the community. Founded in 1967, our Scappoose branch has grown alongside its members, offering financial services tailored to meet their needs. Located at 52381 Columbia River Hwy, Scappoose, OR 97056, we are conveniently situated near local landmarks that make us a familiar and accessible part of the community. Over the years, Wauna has evolved significantly. We have expanded our offerings from basic savings accounts to a full suite of services including auto loans, mortgages, and business banking solutions. Today, with a total membership of over 26,000 and assets amounting to $427,892,395, we continue to thrive as a member-focused institution dedicated to helping individuals and families achieve their financial goals. Our mission is simple yet powerful: to provide exceptional financial services while fostering a spirit of community support. We believe that every member deserves access to resources that empower them financially. This commitment extends beyond banking; we actively engage in community outreach initiatives that strengthen the neighborhoods we serve. From supporting local events to partnering with organizations aimed at improving financial literacy, our focus remains on making a meaningful impact. In an age where convenience matters, we embrace technology while ensuring accessibility for all. Our branch features modern banking solutions such as online banking and mobile payments. Additionally, we offer both ATM services and drive-thru banking for those on the go. We're proud to maintain ADA compliance so that all members can easily access our services. While members can visit us at 52381 Columbia River Hwy for their banking needs, official correspondence should be sent to PO Box 662, Scappoose, OR 97056. As we look ahead to the future, we invite you to join us at Wauna Credit Union. Experience firsthand how our dedication to service and community can help you navigate your financial journey successfully. With operating hours from 9:00 AM to 5:30 PM Monday through Thursday and until 6:00 PM on Fridays, our team is ready to assist you with any questions or needs you may have. Call us at 800-773-3236 or visit our website for more information about membership and services available at Wauna!

Branch Location & Accessibility

Welcome to the Wauna Credit Union branch located at 52381 Columbia River Hwy in beautiful Scappoose, Oregon! Our branch is conveniently situated near local landmarks, making it easy for you to stop by while enjoying a day out. Whether you're running errands or exploring the area, we're here to help with all your banking needs. At Wauna, we pride ourselves on accessibility. Our branch features ADA-compliant entrances and parking, ensuring that everyone can visit us comfortably. If you prefer a quick stop, our drive-thru service is available for deposits and withdrawals, so you can handle your banking without leaving your car. Plus, enjoy the convenience of our ATM on-site for cash withdrawals and balance checks anytime. Our friendly team is here to assist you during our operating hours: Monday through Thursday from 9:00 AM to 5:30 PM, and Friday from 9:00 AM to 6:00 PM. If you have any questions or need assistance, don't hesitate to call us at 800-773-3236. While members can visit us at this branch for all banking services including checking and savings accounts, auto loans, mortgage options, and more official correspondence should be sent to our mailing address at PO Box 662, Scappoose, OR 97056. We invite you to come in today and experience the friendly service that Wauna Credit Union is known for. Your financial journey starts here!

Member Eligibility

At Wauna, we believe that everyone deserves the opportunity to belong to a financial community that genuinely cares. Becoming a member is straightforward and welcoming! If you live, work, worship, or attend school in Columbia County or have a family member who does, you're already eligible to join us. We pride ourselves on offering not just financial services but also a supportive environment where your needs are prioritized. For more detailed eligibility criteria, feel free to check out our website at https://waunafcu.org/membership/index.shtml. Once you're ready to take the next step, opening an account with us is easy! You can start the process by visiting our account opening page here: http://www.waunafcu.org/apply/index.shtml. If you have any questions or need assistance, don't hesitate to reach out by calling us at (800) 773-3236. We're excited to welcome you into the Wauna family!

Business Banking & Commercial Services

Member and Non-Member Loan Opportunities

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $461 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $45,191,877, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services for Everyday Needs

In addition to loans, our merchant services simplify how you handle transactions. Imagine having a reliable partner that helps you accept payments seamlessly, allowing you to focus on what truly matters growing your business. From point-of-sale systems to online payment solutions, we're here to ensure your operations run smoothly. Visit us at 52381 Columbia River Hwy Scappoose Or 97056 or call us at (800) 773-3236 to learn more about how our business banking and commercial services can empower your success!

Comprehensive List Of Services

Business Solutions

For business owners in the area, Wauna provides comprehensive Business Banking solutions including Merchant Services & Business Loans. We understand the challenges of running a business and are here to help you succeed with tailored financial products that support growth and efficiency.

Convenience at Your Fingertips

We know that convenience is key in today's fast-paced world. That's why we offer robust Online & Mobile Banking services so that managing your finances is as easy as tapping your phone screen. Need cash? Our ATM & Cash Withdrawal Services ensure you're never far from accessing your funds. For those quick transactions, our Basic Drive-Thru Banking allows you to handle deposits and withdrawals without leaving your car. With all these services available at Wauna in Scappoose, we are committed to helping you achieve your financial goals with ease and confidence. If you're ready to take the next step in managing your finances or have questions about any of our offerings, don't hesitate to reach out! You can call us at 800-773-3236 or visit our website at www.waunafcu.org for more information. Join the Wauna family today and discover how we can serve you better!

Financing Your Dreams

When it comes to purchasing a vehicle or your dream home, our Auto Loans & Vehicle Financing options make it simple. We work with you to find a loan that fits your budget and lifestyle. If you're considering buying a house or refinancing an existing mortgage, our Mortgage Loans & Refinancing services can guide you through the process smoothly. Picture yourself settling into that new home with manageable monthly payments designed just for you.

Personal Banking Made Simple

For those looking to manage their finances effectively, our Personal Banking services include Checking & Savings Accounts that offer competitive interest rates and no hidden fees. Imagine having a safe place to keep your money while earning interest that helps it grow over time. With our easy online and mobile banking features, you can check balances, transfer funds, and pay bills from anywhere at any time.

Support for Everyday Needs

Life can be unpredictable; that's why we also offer Personal Loans & Debt Consolidation services. Whether you need funds for unexpected expenses or want to consolidate debt into one easy payment, we've got your back. Plus, our Credit Cards with Rewards give you the chance to earn points on everyday purchases turning your spending into savings.

Digital & Online Banking

Key Features

Our services include electronic signature authorization, making it easy for you to sign important documents without the hassle of printing or mailing them. Plus, you can opt for e-statements to keep your financial records organized and accessible right from your device. For those who prefer using their phones, our mobile application is ready to help you manage your banking needs on the go. With mobile payments enabled, you can make quick transactions with just a tap whether you're shopping or splitting a bill with friends through person-to-person transfers.

Security and User-Friendliness

We prioritize your security while ensuring that our features are user-friendly. Our online banking system uses advanced security measures so you can bank with peace of mind. Whether you're using a computer or a smartphone, everything is designed to be straightforward and easy to navigate. Accessing your accounts has never been easier! With real-time account management tools, you'll always have an up-to-date view of your finances. So if you're looking for a banking experience that combines convenience with security, look no further than Wauna. Visit us today at https://www.waunafcu.org/ and discover how our digital banking services can enhance your financial life!

Financial Strength

Commitment to Growth

Our commitment extends beyond just securing your savings. With $31,289,948 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. The trust you've placed in us helps fuel this growth.

Dedicated Team

We also take pride in having 110 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 54,482, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Wauna is your trusted partner. Visit us at 52381 Columbia River Hwy Scappoose Or 97056 or call (800) 773-3236 to learn more about how we can help you achieve your financial goals.

Secure Savings Opportunities

Members' savings are secured through $99,182,468 in share certificates and $42,410,446 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundation

With a net worth of $32,447,464, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $757 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Financial Goals

With $3,347 in used auto loans and $317,227,842 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency is reflected in our $286,382, enabling us to continue offering competitive loan rates and solid financial products for our members.

Loan Offering

Additional Lending Options

For those looking for more personalized financial solutions, we offer credit lines totaling $95,854,763 to help you manage cash flow and unexpected expenses. If you're a business owner, our outstanding commercial loans totaling $45,191,877 provide the capital needed to grow and expand your business. If you're interested in any of these offerings, we encourage you to reach out. You can contact us at (800) 773-3236, or visit us at our branch located at 52381 Columbia River Hwy Scappoose Or 97056 in Scappoose, OR. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore your options today and let us help you take the next step toward achieving your financial goals!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $62,462,593 in used vehicle loans and $34,365,340 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates for both new and used vehicles, ensuring you have the financing options that suit your budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $42,841,583, make buying or refinancing simple. We offer various mortgage products that can be tailored to fit your unique situation. Whether you're looking for your first home or considering refinancing your current mortgage, our team is here to assist you every step of the way.

Unsecured Credit Card Loans

Managing daily expenses can be easier with our unsecured credit card loans. We also offer flexible terms on unsecured credit card loans, with a total of $12,951,587 in loans helping members manage their finances effectively. This option allows you to cover unexpected costs or make purchases without tying up your savings.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers are sourced from legitimate financial institutions, ensuring transparency in what you see. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. The aim is to provide unbiased results that truly reflect your options. - Real-Time Rate Comparisons: Access up-to-date loan rates from multiple institutions, helping you stay informed and make better financial choices. Thousands of users trust LendMesh for loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the tool's effectiveness in delivering real value. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that users receive fair and transparent offers, making it easier to compare options confidently.

Wauna