Wauna Credit Union Saint Helens OR | Best Auto Loans & ATMs

Introduction

Welcome to Wauna, your trusted partner in financial growth and community support! Located at 275 S Columbia River Hwy, Saint Helens, OR 97051, we have been serving our members since 1967. With a total membership of 26,337 individuals, we take pride in providing personalized banking solutions tailored to meet your needs. At Wauna, we believe that a strong financial foundation is key to achieving your dreams. Our assets total an impressive $427,892,395, allowing us to offer a wide range of services from checking and savings accounts to auto loans and mortgages. Whether you're looking to finance a new vehicle with our total loans amounting to 14,304 or simply want to save for the future, we're here to help you every step of the way. Our dedicated team of 113 employees, led by our CEO Robert Blumberg and Board President George Dunkel, is committed to creating a welcoming environment where you can feel confident about your financial decisions. We understand that every member's journey is unique, and we strive to offer solutions that empower you. While you can visit us at our branch location, please note that official correspondence should be sent to the same address: 275 S Columbia River Hwy, Saint Helens, OR 97051-1649. Our phone number is 503-366-1334, so don't hesitate to reach out with any questions or concerns. Join us at Wauna today and experience the difference of being part of a community-focused credit union. Visit our website at waunafcu.org for more information on membership options and how we can assist you in achieving your financial goals!

Branch History & Mission

Community Commitment

Wauna is not just about banking; we are deeply committed to serving our local community. Through partnerships with local organizations and outreach programs, we actively participate in initiatives aimed at enhancing the quality of life in Saint Helens. Whether it's sponsoring local events or providing financial education workshops, we aim to make a positive impact wherever we can. We also prioritize accessibility for all members. With features like ADA compliance and a user-friendly online platform that includes mobile payments and e-statements, Wauna ensures everyone can easily access their accounts whenever they need.

Join Us

As we look toward the future, we invite you to join Wauna and experience the benefits of being part of our family. Whether you're looking for a loan or simply want to open a savings account, our friendly team is here to help you every step of the way. Visit us or give us a call at 503-366-1334 during our operating hours: Monday through Thursday from 9:00 AM to 5:30 PM; Friday from 9:00 AM to 6:00 PM; and Saturday from 9:00 AM to 1:00 PM. Discover how Wauna can help you reach your financial dreams while making a difference in your community!

Our Journey

Wauna began its journey with the mission of providing accessible financial services to individuals and families in our area. Over the years, we have evolved significantly while staying true to our core values. From our inception, we have focused on offering competitive rates on loans and savings accounts, ensuring that our members receive the best possible financial support. Today, Wauna boasts total assets of approximately $427,892,395, allowing us to serve our members effectively and contribute positively to the local economy. Our commitment to responsible lending and sound financial practices has enabled us to maintain a strong foundation while adapting to the ever-changing needs of our members.

Our Mission

At Wauna, our mission is simple yet profound: we strive to empower our members through exceptional financial services while fostering a sense of community and support. We believe that by helping individuals achieve their financial goals, we can contribute to building a stronger and more resilient community. We take pride in offering a variety of services including personal banking options like checking and savings accounts, auto loans, mortgage loans, personal loans, and credit cards with rewards. Our online and mobile banking platforms also provide convenience and accessibility for all members. While you can visit us at 275 S Columbia River Hwy, official correspondence should be sent to 275 S Columbia River Hwy, Saint Helens, OR 97051-1649 if you need assistance outside regular hours.

Branch Location & Accessibility

Welcome to the Wauna Credit Union branch located at 275 S Columbia River Hwy in the heart of Saint Helens, Oregon! Our convenient location is not only easy to find, but it's also surrounded by local favorites, making your visit enjoyable. Whether you're stopping by after a stroll along the scenic Columbia River or grabbing some groceries nearby, we're here to meet your banking needs. At Wauna, we prioritize accessibility for all our members. Our branch features ADA-compliant facilities and ample parking options to ensure everyone can easily access our services. If you need to send us official correspondence, please note that our mailing address is the same as our physical location. We invite you to come in during our welcoming hours: Monday through Thursday from 9:00 AM to 5:30 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 1:00 PM. With a friendly team ready to assist you, you'll find a range of services at your fingertips including checking and savings accounts, auto loans, mortgages, personal loans, and more. For those who prefer self-service options, we are proud to offer ATM access right at our branch. While we don't have a drive-thru service available, our dedicated staff is always ready to help you inside. If you're looking for a reliable credit union experience with community values at its core, we encourage you to visit us or give us a call at 503-366-1334. We can't wait to welcome you into the Wauna family!

Member Eligibility

Becoming a member of Wauna is like joining a close-knit family where everyone supports one another on their financial journey. If you're looking to be part of this welcoming community, you'll find that eligibility is straightforward and inclusive. At Wauna, anyone who lives, works, worships, or attends school in our local area can join. This means whether you're just starting out or looking to enhance your financial well-being, we're here for you. Plus, as a member, you'll enjoy benefits like lower fees, competitive loan rates, and personalized service that makes banking feel less like a chore and more like a partnership. Getting started is easy! You can check out the full eligibility details at https://waunafcu.org/membership/index.shtml , and when you're ready to open an account, simply visit us online at http://www.waunafcu.org/apply/index.shtml . If you have any questions or need assistance along the way, don't hesitate to give us a call at (503) 366-1334. Your journey towards better financial health starts here at Wauna, located at 275 S Columbia River Hwy Saint Helens Or 97051. We can't wait to welcome you!

Business Banking & Commercial Services

Business Loans That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $461 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $45,191,877, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Life Easier

In today's fast-paced environment, having efficient payment processing can set your business apart. Our merchant services simplify transactions, allowing you to focus on what matters most running your business. Imagine a customer walking into your shop and making a purchase seamlessly with just a swipe or tap. That's the convenience we aim to provide at Wauna. With us, you're not just getting a bank; you're gaining a partner dedicated to your success at every turn. Visit us at 275 S Columbia River Hwy Saint Helens Or 97051, Saint Helens, OR, or call us at (503) 366-1334 to learn more about how we can support your business endeavors!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

If you're considering buying a car, our auto loans and vehicle financing options can help make that dream a reality. We understand that getting around is essential, so we offer competitive rates and flexible terms that work for you. Picture driving off in your new car without breaking the bank!

Business Banking

For our business members, we offer comprehensive business banking services, including merchant services and business loans. Running a business is no small task, and we're here to support your growth every step of the way.

Credit Cards with Rewards

Want to earn rewards while spending? Our credit cards come with great benefits that allow you to earn points on everyday purchases. Imagine using those points for travel or shopping it's like getting rewarded for living your life!

Mortgage Loans & Refinancing

For those looking to purchase a home or refinance an existing mortgage, our mortgage loans provide the support you need. We know that homeownership is one of life's biggest milestones, and we're here to guide you through the process with ease. Our team will work closely with you to find the best solution that fits your budget.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why at Wauna, we offer robust online and mobile banking features. You can check balances, transfer funds, and pay bills all from the palm of your hand! Plus, our ATM services ensure you have access to cash when you need it. With friendly staff ready to assist you at our branch located at 275 S Columbia River Hwy Saint Helens Or 97051, and our phone support available at (503) 366-1334, managing your finances has never been easier. We invite you to explore all these services and more at St. Helens. Join us today and experience banking that puts you first! For more information or to get started, visit us online or give us a call!

Personal Banking

One of the cornerstones of our offerings is personal banking. We provide various checking and savings accounts that make it easy for you to manage your money while earning interest on your savings. Imagine having a safe place to deposit your paycheck and watch your savings grow with every deposit.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way, but our personal loans are designed to help you tackle those challenges head-on. Whether it's for home improvements or consolidating debt, we've got your back with straightforward lending options.

Digital & Online Banking

Key Features

With just a few clicks at https://www.waunafcu.org/ , you can enjoy comprehensive online banking services. Our 24/7 Online Banking Services allow you to check balances, pay bills, and transfer funds whenever it suits you. Plus, our mobile application puts all these features right in your pocket, making it easier to stay on top of your finances while you're out and about. Need to send money to a friend? Our Person-to-Person Transfers feature lets you do just that with ease. And if you're looking to go paperless, we offer E-Statements Availability, allowing you to receive statements electronically saving trees and keeping things organized.

Security and Convenience

Your security is our priority. We use Electronic Signature Authorization for safe transactions so you can bank with peace of mind. Whether you're using a computer or mobile device, our user-friendly interface ensures that accessing your accounts is simple and straightforward. Additionally, our support for Mobile Payments means you can make purchases directly from your phone without the hassle of carrying cash or cards. It's all part of our commitment to providing accessible and easy-to-use banking solutions tailored for you. At Wauna, we're here to help you take control of your financial life with confidence. Experience the convenience of modern banking today!

Financial Strength

Growing Membership Base

Total Share and Deposit Accounts stand at 54,482, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $1,594,443, reinforcing our ability to support your needs today and in the future. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Wauna is your trusted partner. Visit us at 275 S Columbia River Hwy Saint Helens Or 97051 or call (503) 366-1334 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our $286,382 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 110 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting for Member Benefit

With $31,289,948 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $3,347 in used auto loans and $317,227,842 in total loans and leases.

Secure Savings Options

Members' savings are secured through $99,182,468 in share certificates and $42,410,446 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $32,447,464, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $757 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $62,462,593 in used vehicle loans and $34,365,340 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, we have options that can work for you.

Credit Lines and Business Loans

For those looking for more substantial funding options, our total credit lines amount to $95,854,763, providing members with accessible credit whenever they need it. Additionally, for business owners seeking growth opportunities, our outstanding commercial loans totaling $45,191,877 can provide the capital needed to expand operations or invest in new projects. If you're considering refinancing any of these loans or want to learn more about eligibility options available at Wauna, we encourage you to reach out to us directly at 503-366-1334 or visit us at our branch located at 275 S Columbia River Hwy Saint Helens Or 97051. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We strive to make borrowing easy and accessible while providing personalized service tailored to your needs. Visit us today and take the next step toward fulfilling your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $42,841,583. Whether you're purchasing your first home or looking to refinance an existing mortgage, our team is here to guide you through every step of the process.

Unsecured Credit Card Loans

Managing day-to-day expenses can sometimes require extra flexibility. We also offer flexible terms on unsecured credit card loans, with a total of $12,951,587 in loans helping members manage their finances effectively. This product allows you to handle those unexpected costs without the burden of high-interest rates.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This approach guarantees fair and transparent offers, ensuring users receive accurate and trustworthy information for their loan decisions.

WAUNA FEDERAL CREDIT UNION - Saint Helens, OR