Wauna Credit Union Clatskanie OR | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Wauna, your trusted credit union located at 101 Truehaak St, Clatskanie, OR 97016. Established in 1967, we've built a strong community presence and a dedicated membership base of over 26,000 members. Our commitment to serving you is reflected not only in our personalized services but also in our impressive financial standing, with total assets reaching $427,892,395 and total deposits of $5,210,451. At Wauna, we understand that every member's financial journey is unique. That's why we offer a variety of products tailored to your needs, including personal banking options like checking and savings accounts, auto loans, mortgages, and credit cards with rewards. Our experienced team of 113 employees, led by CEO Robert Blumberg and Board President George Dunkel, is here to assist you every step of the way. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to our mailing address: PO Box 67, Clatskanie, OR 97016. If you have any questions or need assistance, don't hesitate to reach out at (503) 728-4321. Join us at Wauna today and experience the difference a member-focused credit union can make in your financial life! For more information about our services or to become a member, please visit our website at waunafcu.org.

Branch History & Mission

At Wauna, we are proud of our rich history and the strong ties we have built with the community in Clatskanie, Oregon. Since our doors opened in 1967 at 101 Truehaak St, we have dedicated ourselves to serving our members with care and commitment. Over the years, we have grown from a small credit union into a robust financial institution that proudly supports over 26,000 members and holds total assets of approximately $427,892,395. Our mission is simple yet profound: to provide accessible financial services while fostering community growth and support. We believe that everyone deserves the opportunity to thrive financially, which is why we offer a range of services tailored to meet the diverse needs of our members. From checking and savings accounts to auto loans, mortgages, and credit cards with rewards, our goal is to empower individuals and families on their financial journeys. We understand that convenience matters. That's why we ensure our branch is equipped with modern facilities, including ATM access for quick cash withdrawals. While we do not currently offer drive-thru banking or shared service centers, our friendly staff is always ready to assist you during our operating hours: Monday through Thursday from 9:00 AM to 5:30 PM and Friday until 6:00 PM. Should you need to reach us outside of your visit, feel free to contact us at 503-728-4321. Wauna's commitment goes beyond just banking; it extends into the heart of the Clatskanie community. We actively engage in outreach efforts and partnerships that aim to uplift local initiatives and support those in need. Our dedication to making a positive impact is woven into everything we do. As we look towards the future, we remain focused on enhancing our services through digital advancements such as online banking and mobile payment options. We strive for accessibility for all members, including those who may require ADA compliance. While members can visit us at 101 Truehaak St Clatskanie Or 97016, official correspondence should be sent to PO Box 67, Clatskanie, OR 97016. We invite you to become part of Wauna's family. Experience firsthand how we can help you achieve your financial goals while also giving back to the community that has supported us since 1967. Join us today! Visit our website at waunafcu.org for more information on membership and services.

Branch Location & Accessibility

Convenient Access

Our branch is designed with accessibility in mind, ensuring that everyone can visit us comfortably. You will find ample parking right outside the entrance, making it easy for you to pop in. If you have any special needs, rest assured that we comply with ADA guidelines to provide a smooth experience for all our members.

Operating Hours & Services

We invite you to visit us during our lobby hours: from 9:00 AM to 5:30 PM Monday through Thursday, and until 6:00 PM on Fridays. We understand that your time is valuable, and we strive to make banking as convenient as possible. At Wauna, we offer a variety of services tailored to meet your needs, including checking and savings accounts, auto loans, mortgage options, personal loans, and even credit cards with rewards!

Stay Connected

In addition to our in-branch services, we also provide ATM availability for quick cash withdrawals and balance checks. While we don't have drive-thru service at this location, our team is always ready to help you inside the branch or over the phone at 503-728-4321. For those who may want to send us official correspondence instead of visiting, please note that our mailing address is PO Box 67, Clatskanie, OR 97016. We look forward to welcoming you at Wauna! Feel free to stop by or call us for any inquiries or assistance. Your financial well-being is our priority!

Member Eligibility

Joining the Wauna community is an exciting step towards better financial well-being! At Wauna, we believe that everyone deserves access to great banking services, and becoming a member is simple. If you live, work, or worship in Clatskanie or its nearby areas, you are likely eligible to join us. We welcome individuals from all walks of life to experience our supportive environment and benefit from our tailored financial products. For a complete overview of eligibility requirements, feel free to visit our website at waunafcu.org/membership/index.shtml. Opening an account with Wauna is designed to be straightforward and hassle-free! You can start your membership journey by visiting us at 101 Truehaak St, Clatskanie, OR 97016, or give us a call at 503-728-4321 for any questions. Our friendly team is here to assist you every step of the way. Ready to take the plunge? Check out our account opening details at waunafcu.org/apply/index.shtml and see how easy it is to become part of our family!

Business Banking & Commercial Services

Loan Options That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $461 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $45,191,877, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Transactions Easy

In today's fast-paced market, efficient transactions are crucial. That's why we offer tailored merchant services that cater to your needs. Whether you're accepting payments online or in-store, our solutions help streamline your operations so you can focus on what really matters growing your business. Visit us at 101 Truehaak St Clatskanie Or 97016 in Clatskanie, OR or call us at (503) 728-4321 to learn how our business banking and commercial services can make a difference for you. Let's build your future together!

Comprehensive List Of Services

ATM Services

With our ATM & Cash Withdrawal Services, accessing cash is easy and efficient. We also offer basic ATM access for withdrawals and balance checks so that you can manage your funds on-the-go without any hassle. At Wauna, we believe that financial empowerment starts with access and understanding. Visit us today at 101 Truehaak St Clatskanie Or 97016, call us at (503) 728-4321, or explore more online at Corporate. Let's work together toward achieving your financial goals!

Business Banking

For our entrepreneurial members, we offer comprehensive Business Banking solutions including merchant services and business loans. Whether you're starting a new venture or looking to expand an existing business, we have the resources and expertise to support your success.

Credit Cards

Our Credit Cards with Rewards program allows you to earn points on everyday purchases. These rewards can go towards travel, shopping, or even cash back it's all about making your spending work for you!

Home Ownership

Thinking about owning a home? Our Mortgage Loans & Refinancing services are designed to help you navigate the often complex world of real estate. Whether you're buying your first home or refinancing an existing mortgage, we provide personalized solutions tailored just for you.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we provide robust Online & Mobile Banking features that let you manage your accounts anytime, anywhere. From checking balances and paying bills to transferring funds between accounts all at the touch of a button.

Personal Banking

Managing your money has never been easier with our Personal Banking services. We offer checking and savings accounts that fit different lifestyles, making it simple for you to save for that special vacation or keep track of your daily expenses. Imagine being able to set up automatic transfers from your checking account to your savings account every month this is just one way we help you reach your financial goals.

Personal Loans

Life can throw unexpected expenses your way. With our Personal Loans & Debt Consolidation offerings, you can tackle those surprises head-on. We work with you to find a solution that fits your budget and helps reduce stress.

Vehicle Financing

Looking to buy a new car? Our Auto Loans & Vehicle Financing options come with competitive rates, making it easier for you to drive off in the car of your dreams. We understand that financing a vehicle can be stressful, so our team is ready to guide you through the process, ensuring you get the best deal possible.

Digital & Online Banking

Key Services

With our 24/7 Online Banking Services, you can check your account balances, pay bills, and transfer money all from the comfort of your home or on the go. Our user-friendly interface ensures that even those who aren't tech-savvy can navigate it with ease. We also provide E-Statements Availability, allowing you to view your statements electronically. This not only helps the environment but also gives you quicker access to important financial documents. If you ever need to sign documents, our Electronic Signature Authorization feature makes it simple and secure. For those who prefer mobile banking, our Mobile Application Availability means you have all these features right at your fingertips. You can enjoy Mobile Payments Feature, making transactions as easy as a tap on your smartphone. Plus, with our Person-to-Person Transfers, sending money to friends or family is just a few clicks away. Security is always a priority at Wauna. We ensure that all your transactions are protected, giving you peace of mind while managing your finances online. Explore all these services and more by visiting us at https://www.waunafcu.org/ today! With Wauna, you're never far from your finances, whether you're at home or on the move.

Financial Strength

Commitment to Excellence

Our operational efficiency is reflected in our $286,382, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 110 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Member Base

Total Share and Deposit Accounts stand at 54,482, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments) amount to $1,594,443, further reinforcing our ability to support your financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Wauna is your trusted partner. Visit us at 101 Truehaak St Clatskanie Or 97016 or call (503) 728-4321 to learn more about how we can help you achieve your financial goals.

Member-Focused Savings

Members' savings are secured through $99,182,468 in share certificates and $42,410,446 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvestment in Member Services

With $31,289,948 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $3,347 in used auto loans and $317,227,842 in total loans and leases.

Strong Financial Health

With a net worth of $32,447,464, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $757 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $62,462,593 in used vehicle loans and $34,365,340 in new vehicle loans already helping members get on the road. We offer competitive financing for both new and used vehicles, making it easier than ever to get behind the wheel of your dream car.

Credit Lines and Refinancing Options

If you're looking for additional financial flexibility, our total credit lines amount to $95,854,763, providing you with access to funds when you need them most. Plus, if you're interested in refinancing any existing loans or determining eligibility for our products, our team is ready to assist you in exploring these options. For business owners seeking growth opportunities, our outstanding commercial loans totaling $45,191,877 provide the capital needed to expand operations or invest in new projects. Our performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. For more information about any of our loan offerings or to start your application today, feel free to contact us at 503-728-4321 or visit us at 101 Truehaak St Clatskanie Or 97016. Let's take this step together towards achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $42,841,583, make buying or refinancing simple. Whether you're purchasing your first home or refinancing an existing mortgage, our dedicated team is here to guide you through every step of the process.

Unsecured Credit Card Loans

Managing finances can be challenging at times. We also offer flexible terms on unsecured credit card loans, with a total of $12,951,587 in loans helping members manage their finances effectively. This option provides you with the convenience and flexibility to make purchases while keeping your budget in check.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to quality ensures that users receive fair and transparent offers when comparing loans.

Wauna