Wauna Credit Union Astoria OR | Affordable Vehicle Loans & ATMs

Introduction

Welcome to Wauna at our branch located at 595 Marine Dr, Astoria, OR 97103! Since opening our doors in 1967, we have been dedicated to serving our community with reliable financial services tailored to meet your needs. With over 26,337 members, we pride ourselves on fostering a welcoming environment where everyone feels at home. At Wauna, we understand the importance of trust and reliability when it comes to your finances. That's why we've built a solid foundation with total assets amounting to an impressive $427,892,395. Our commitment goes beyond numbers; it's about enriching the lives of our members through personalized service and community involvement. Our leadership team is at the heart of our mission. Under the guidance of CEO Robert Blumberg and Board President George Dunkel, we strive to create innovative solutions for all your banking needs. Whether you're looking for checking accounts, auto loans, or business financing, we offer a wide range of services designed just for you. While you can visit us at our Astoria branch, please note that any official correspondence should be sent to the same address: 595 Marine Dr, Astoria, OR 97103-4202. We are here for you! With total deposits reaching $5,210,451 and cash in hand standing at $8,201,989, we ensure that your money is not just safe but also working hard for you. Ready to take the next step? Give us a call at 503-325-1044 or explore more about what we offer by visiting our website here. Your financial journey starts with us!

Branch History & Mission

At Wauna, we take pride in our rich legacy and the community we serve. Established in 1967, our Astoria branch has been a cornerstone of financial support for residents in Clatsop County for over five decades. Located at 595 Marine Dr, Astoria, OR 97103, we are easily accessible and ready to assist you with your financial needs. Over the years, Wauna has grown substantially, now boasting a total membership of 26,337 and total assets reaching an impressive $427,892,395. Our commitment to serving our members has only strengthened as we've adapted to the changing landscape of finance. We focus on delivering personal banking services such as checking and savings accounts, auto loans, mortgage options, credit cards with rewards, and business banking solutions. Our mission is clear: to empower our members through exceptional financial services while fostering a strong sense of community. We strive to create opportunities for growth and prosperity for all who walk through our doors. By prioritizing member satisfaction and community outreach, we work tirelessly to support local initiatives that uplift everyone in Astoria. While members can visit us at 595 Marine Dr for their banking needs, official correspondence should be sent to our mailing address at 595 Marine Dr, Astoria, OR 97103-4202. Our operating hours are convenient: Monday through Thursday from 9 am to 5:30 pm and Friday until 6 pm. In today's digital world, we understand the importance of technology in enhancing your banking experience. That's why Wauna offers online banking services along with mobile payments and e-statements making it easier than ever to manage your finances on the go. We also provide ATM access for quick withdrawals and balance checks whenever needed. As part of our commitment to community welfare, we actively engage in partnerships that benefit local organizations and initiatives. Through these efforts, we aim to give back to the community that has supported us throughout the years. Join us at Wauna in Astoria! Experience firsthand the benefits of being part of a credit union that puts its members first. Whether you're looking for savings options or loans tailored to your needs, we invite you to discover how Wauna can help you achieve your financial goals. For more information or assistance, call us at 503-325-1044 or visit our website at Wauna. Together, let's build a brighter future!

Branch Location & Accessibility

Banking Made Easy

While visiting us at 595 Marine Dr is ideal for personal assistance, remember that official correspondence should be sent to our mailing address at 595 Marine Dr, Astoria, OR 97103-4202. Our team is ready to assist with a variety of services including personal banking options like checking and savings accounts, auto loans, mortgage refinancing, and even business banking services. We invite you to stop by or give us a call at 503-325-1044 if you have any questions or need help with anything specific. At Wauna, we're dedicated to supporting our members every step of the way come see how we can help you today!

Convenient Access and Amenities

At our Wauna branch, you'll find ample parking available, making it simple for you to pop in and get the assistance you need. We take pride in ensuring that our location is accessible to everyone, featuring ADA-compliant ramps and pathways for ease of access. Our operating hours are designed to fit your busy schedule: we're open from 9 AM to 5:30 PM Monday through Thursday and extend our hours until 6 PM on Fridays. If you prefer a quick transaction, we also offer ATM services for your convenience.

Member Eligibility

At Wauna, we believe that everyone deserves a chance to be part of our close-knit community. Becoming a member is simple and welcoming, and we invite you to join us at our branch located at 595 Marine Dr Astoria Or 97103. If you live, work, worship, or attend school in Clatsop County or have family members who are already members, you're likely eligible to join us! This means that if you're part of the vibrant community around Astoria, we want to support you. You can enjoy the benefits of member-focused services like personalized banking solutions and competitive loan rates. For more detailed information on eligibility, feel free to check out our website at https://waunafcu.org/membership/index.shtml. Opening your account with us is just as easy! Just visit our account opening page at http://www.waunafcu.org/apply/index.shtml, or give us a call at (503) 325-1044 if you have any questions. We're here to help guide you through the process so you can start enjoying all the perks of membership without any hassle. Join Wauna today and take your first step toward financial empowerment!

Business Banking & Commercial Services

Financing for Your Growth

Imagine having the financial backing to expand your operations, invest in new equipment, or hire additional staff. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $461 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $45,191,877, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Work for You

In addition to loans, we offer comprehensive merchant services that make transactions smoother for your customers. Whether you need payment processing solutions or tools to manage your cash flow, our services are designed with your business needs in mind. Let us help you streamline operations so you can focus on what matters most growing your business. Located at 595 Marine Dr Astoria Or 97103 in Astoria, OR, we're here to partner with you on your journey toward success. Contact us today at (503) 325-1044 to explore how we can assist you!

Comprehensive List Of Services

Always Here for You

Need assistance? Our friendly staff is just a phone call away at (503) 325-1044 during our operating hours: 9 AM - 5:30 PM from Monday to Thursday and 9 AM - 6 PM on Fridays. We're committed to ensuring that your banking experience is smooth and hassle-free. With all these offerings under one roof, it's clear that Wauna is dedicated to helping you achieve your financial goals. Explore the full range of services we provide today by visiting us at our website. Join our family at Astoria, where your financial success is our priority!

Business Banking

For our business members, we provide comprehensive services including merchant services and business loans. Whether you're just starting out or looking to expand your established business, our dedicated team is here to support you every step of the way.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking services that allow you to manage your accounts anytime, anywhere. With features like ATM access for cash withdrawals and balance checks, banking with us is simple and straightforward. You can also enjoy the ease of making person-to-person payments right from your smartphone.

Loans and Credit

At Wauna, we understand that life can throw unexpected expenses your way. That's why we offer personal loans and debt consolidation options to help you regain control over your finances. Plus, our credit cards with rewards allow you to earn points for purchases, making every transaction more rewarding.

Personal Banking

Our personal banking services are designed to help you manage your day-to-day finances effortlessly. We offer various checking and savings accounts that suit different lifestyles and goals. If you're planning to buy a car, consider our auto loans and vehicle financing options which provide competitive rates and flexible terms. For those looking to purchase a home or refinance an existing mortgage, our mortgage loans are structured to fit your unique situation.

Digital & Online Banking

Key Features

One of the standout features is the ability to set up e-statements. No more waiting for paper statements in the mail! You can easily view and download your statements online, which not only saves paper but also keeps everything organized. Plus, with electronic signature authorization available, signing documents is a breeze no need to visit the branch in person! For those on the go, our mobile application brings banking right to your fingertips. With this app, you can make mobile payments effortlessly and even conduct person-to-person transfers with just a few taps on your screen. It's never been easier to split a bill or send money to friends and family. We prioritize security in all our digital services. Rest assured that your personal information is protected while you enjoy the ease of managing your finances online. Whether you're using our website or mobile app, we've got robust security measures in place so you can bank confidently. Experience the convenience of modern banking at Wauna today. Visit us online at https://www.waunafcu.org/ to learn more about how our digital services can enhance your banking experience!

Financial Strength

A Growing Membership Base

With a total of 54,482 share accounts, it's clear that more people trust Wauna with their finances. This growing membership base strengthens our community ties while enhancing the resources available for all members. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Wauna is your trusted partner. Visit us at 595 Marine Dr Astoria Or 97103 or call (503) 325-1044 to learn more about how we can help you achieve your financial goals.

Focused on Growth and Support

Our $31,289,948 in undivided earnings allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $3,347 in used auto loans and $317,227,842 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency is reflected in our $286,382, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 110 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Member-Centric Savings Options

Members' savings are secured through $99,182,468 in share certificates and $42,410,446 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundation

With a net worth of $32,447,464, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $757 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $62,462,593 in used vehicle loans and $34,365,340 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, our dedicated team will help guide you through the process.

Business Loans

For business owners, our outstanding commercial loans totaling $45,191,877 provide the capital needed to grow and expand. We are committed to supporting local businesses with tailored solutions designed to meet your unique operational needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $42,841,583, make buying or refinancing simple. We strive to provide you with clear information and support throughout your mortgage journey, ensuring you feel confident in your decision.

Refinancing Options

If you're looking to lower your monthly payments or access cash through your existing equity, we offer refinancing options across many of our loan products. Speak to one of our representatives about eligibility requirements and how refinancing can benefit you. At Wauna, we're here to provide personalized service and expert guidance as you navigate your financial journey. Discover all that we have to offer by visiting us today! Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $12,951,587 in loans helping members manage their finances effectively. Our credit cards come with competitive interest rates and rewards programs that make everyday purchases more rewarding.

Loan Aggregator

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This approach ensures that users receive fair and transparent offers without hidden fees or misleading terms. Each loan offer displayed has undergone rigorous verification to confirm its legitimacy.

Wauna