WATER'S EDGE FEDERAL CREDIT UNION

Welcome to Water's Edge, your trusted credit union located at 1976 Popps Ferry Rd, Biloxi, MS 39532. Established in 1953, we have proudly served our community for decades, building lasting relationships with our members and providing them with the financial tools they need to thrive. With a strong commitment to personalized service, we currently support over 652 members and manage a robust portfolio of assets totaling $5,403,998. At Water's Edge, we understand the importance of community. That's why we strive to create meaningful financial solutions tailored just for you. Whether you're looking for personal banking options like checking and savings accounts, or need assistance with auto loans, mortgage financing, or business banking services, we've got you covered. Our dedicated team is led by CEO Amy Olier and Board President Nanette Butts, who are passionate about ensuring you receive exceptional service every step of the way. While members can visit us at our branch location, official correspondence should be sent to the same address: 1976 Popps Ferry Road, Biloxi, MS 39532. You can also reach us at (228) 896-0038 during our operating hours from 9:00 AM to 4:30 PM Monday through Friday. With total loans amounting to 259, total deposits of $253,405, and a net worth of $413,868, Water's Edge stands as a reliable partner in your financial journey. We pride ourselves on transparency and member-centric services designed to help you achieve your goals. Explore more about what we offer by visiting our website at Water's Edge FCU. We invite you to join our family today and experience the difference of being part of a community-focused credit union!

At Water's Edge, we take pride in our rich history and unwavering commitment to our community. Founded in 1953, our Biloxi branch has been a cornerstone for local families, providing them with financial services designed to foster growth and stability. Located at 1976 Popps Ferry Rd, Biloxi, MS 39532, we are easily accessible to our members and just a stone's throw away from popular local landmarks that enhance the vibrant spirit of our city. Over the years, Water's Edge has evolved alongside its members. With a current membership of 652 individuals, we've built lasting relationships based on trust and support. Our total assets now stand at an impressive $5,403,998, showcasing our steady growth and resilience in serving the financial needs of our community. Our mission is simple yet profound: to empower our members through personalized financial solutions while actively contributing to the well-being of the communities we serve. We believe that banking should be more than just transactions; it should be a partnership where both parties thrive. Our services include personal banking options like checking and savings accounts, auto loans, mortgages, and business banking solutions tailored to meet diverse needs. As part of our commitment to accessibility, we strive to embrace digital advancements that make banking easier for everyone. Although we currently do not have ATM facilities or drive-thru services at this location, we focus on providing robust in-branch experiences during our operating hours Monday through Friday from 9:00 AM to 4:30 PM. While members can visit us at 1976 Popps Ferry Rd Biloxi Ms 39532, official correspondence should be sent to 1976 Popps Ferry Road, Biloxi, MS 39532 if different. Our dedicated team is here to assist you every step of the way. Whether you're looking for guidance on loans or need help with your account, we're ready to lend a hand. Community outreach is also close to our hearts at Water's Edge. We engage in various partnerships and initiatives aimed at enhancing local life and helping those in need. We believe that by investing in our community, we can create a brighter future for everyone. Join us today at Water's Edge! Experience firsthand how we can support your financial journey while making a positive impact right here in Biloxi. For more information or assistance, feel free to reach out via phone at (228) 896-0038 or visit us online at Water's Edge. Your financial well-being starts here!

Welcome to Water's Edge, your friendly neighborhood credit union located at 1976 Popps Ferry Rd in beautiful Biloxi, MS! Our convenient branch is nestled in Harrison County, making it easy for you to access all your banking needs while enjoying the vibrant local community. If you're looking for us, we're just a short drive from popular spots like the Biloxi Bay Bridge and the stunning beaches that line the Gulf Coast. At Water's Edge, we prioritize accessibility for all our members. Our branch features ADA-compliant entrances and parking spaces to ensure everyone can visit us comfortably. While you're here, take advantage of our helpful staff who are always ready to assist with personal banking services, auto loans, mortgages, and more. We're open Monday through Friday from 9:00 AM to 4:30 PM, so you can easily fit us into your schedule. Whether you're stopping by after work or running errands during the day, we're here to help. While we currently don't have ATM services or drive-thru banking available, our team is ready to provide quick and efficient service inside the branch. If you need to send us any official correspondence, please use our mailing address: 1976 Popps Ferry Road, Biloxi, MS 39532. Feel free to give us a call at 228-896-0038 if you have any questions or need assistance before your visit. Come see us at Water's Edge where your financial journey begins! We look forward to welcoming you soon!

Joining the Water's Edge community means becoming part of a welcoming family that prioritizes your financial well-being. If you're looking to become a member at our branch located at 1976 Popps Ferry Rd, Biloxi, MS 39532, we're excited to have you! Our membership is open to anyone who lives, works, worships, or attends school in Harrison County. It's as simple as that! Plus, when you join us, you'll gain access to a range of services designed with your needs in mind, from personal banking options like checking and savings accounts to loans and credit cards that offer rewards. Getting started is easy; just check out the detailed eligibility criteria on our website at Water's Edge Membership and see how you can fit into our community. When you're ready to open an account, head over to Account Opening for a straightforward application process. If you have any questions or need assistance along the way, don't hesitate to give us a call at (228) 896-0038 we're here to help!

At Water's Edge, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our robust financial standing, which showcases our commitment to serving you with confidence. With a net worth of $413,868, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 766 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $2,507,387 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our $418,064 in undivided earnings allows us to reinvest in innovative banking tools and stronger lending options to serve our members better. Additionally, with $2,936,144 in total loans and leases, including 161 used auto loans, our lending capacity supports your financial goals across various sectors. While we aim for growth, it's essential to highlight our commitment to operational efficiency as reflected by our net income of -$4,196. Though this figure shows a loss for the time being, it also reflects our dedication to serving you through various programs and initiatives aimed at enhancing member experience. We also take pride in having 2 full-time employees who are always ready to assist you with their knowledge and commitment. Our total share accounts stand at 745, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Water's Edge is your trusted partner. Visit us at 1976 Popps Ferry Rd Biloxi Ms 39532 or call 228-896-0038 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.