Waterfront Credit Union Seattle WA | Affordable Vehicle Loans & Business Banking

Introduction

At Waterfront, we believe in building strong financial foundations for our community. Since opening our doors in 1964, we've been committed to providing exceptional banking services tailored to meet the needs of our members. Located at 6419 Fauntleroy Way SW, Seattle, WA 98136, we proudly serve over 6,766 members with a focus on trust, transparency, and support. With total assets of $90,364,393 and deposits totaling $8,055,744, our financial health reflects our dedication to the community. We offer a range of services from personal checking accounts and auto loans to mortgage options and credit cards with rewards ensuring that our members have access to the tools they need for their financial journey. Our leadership team is here to guide you every step of the way. Under the direction of CEO Michelle Cropley and Board President Tyler Linsten, our dedicated staff of 14 employees is ready to assist you with personalized service. Whether you're looking for financial advice or want to explore loan options (with over 3,054 loans currently in place), we're here for you. While members can visit us at our branch address, official correspondence should be sent to the same address: 6419 Fauntleroy Way SW, Seattle, WA 98136. If you have questions or need assistance, feel free to reach out by calling us at (206) 622-8415. Join us at Waterfront Credit Union where your financial success is our priority! Visit us online at www.waterfrontfcu.org or stop by today we're excited to help you achieve your goals!

Branch History & Mission

Waterfront Credit Union has been a cornerstone of the Seattle community since its inception in 1964. With over 59 years of dedicated service, we have grown alongside our members and adapted to meet their evolving needs. Located at 6419 Fauntleroy Way SW, Seattle, WA 98136, our branch is easily accessible and surrounded by the vibrant life of West Seattle, making it a convenient stop for all your banking needs. Our journey began with a simple mission: to provide financial services that empower individuals and families. Today, we proudly serve over 6,766 members and manage total assets amounting to $90,364,393. This growth reflects our commitment to fostering financial wellness within our community. While members can visit us at our branch location, official correspondence should be sent to the same address for convenience. At Waterfront Credit Union, we believe in the power of community support. Our mission statement encapsulates this belief: we strive to offer exceptional financial services while actively participating in initiatives that uplift those around us. Whether it's through partnerships with local organizations or outreach programs designed to educate and assist our members, we remain focused on making a positive impact. We understand that the world is changing rapidly, which is why we've embraced digital advancements to enhance your banking experience. From online banking and mobile payments to e-statements and person-to-person transfers, our services are designed with you in mind. We also prioritize accessibility; our facilities comply with ADA standards ensuring everyone can benefit from our services. In addition to traditional banking services such as checking and savings accounts, auto loans, mortgages, and credit cards with rewards, we take pride in offering business banking solutions tailored to support local entrepreneurs. Our aim is to equip every member whether an individual or business owner with the tools they need for success. As we continue forward, we invite you to join us on this journey. Experience firsthand the benefits of membership at Waterfront Credit Union. With operating hours from Monday to Friday between 9:30 AM and 5:30 PM and ATM availability for your convenience, we're here when you need us most. For more information or to become a member today, give us a call at 206-622-8415 or visit our website at waterfrontfcu.org. Together, let's build a brighter financial future!

Branch Location & Accessibility

Welcome to Waterfront, your trusted credit union located at 6419 Fauntleroy Way SW in beautiful Seattle, Washington. Our branch is conveniently situated in the heart of West Seattle, just a stone's throw away from the picturesque Alki Beach and the bustling Westwood Village shopping center. Whether you're stopping by for personal banking needs or exploring our lending options, we are here to serve you. At Waterfront, we understand that accessibility is key. Our branch features ample parking for our members, including accessible spaces for those who need them. We are committed to ensuring everyone can visit us comfortably, with ADA-compliant entrances and pathways. Our friendly team is available Monday through Friday from 9:30 AM to 5:30 PM, making it easy for you to find a time that works with your schedule. If you have any questions or need assistance, don't hesitate to call us at 206-622-8415. We're always happy to help! In addition to our welcoming lobby, we offer convenient ATM services for quick cash withdrawals and balance inquiries anytime you need them. Although we do not have a drive-thru service at this location, our dedicated staff is ready to assist you inside with all your banking needs. While members can visit us at our branch address, official correspondence should be sent to the same address: 6419 Fauntleroy Way SW, Seattle, WA 98136. We invite you to come by and discover what makes Waterfront special. Whether you're looking for checking accounts, auto loans, or credit cards with rewards, we have solutions tailored just for you. Visit us today and experience the difference!

Member Eligibility

At Waterfront, we believe that everyone deserves a place in our community, and becoming a member is the first step to enjoying all the benefits we offer. To join us at our welcoming branch located at 6419 Fauntleroy Way Sw Seattle Wa 98136, you simply need to meet a few friendly eligibility criteria. If you're a resident of Washington state or an employee of one of our partner organizations, you're already on your way! We also welcome family members of current members, making it easy for your loved ones to enjoy the same great services. For more detailed information about eligibility, feel free to check out our website at http://www.waterfrontfcu.org/about-us/membership. Joining Waterfront means gaining access to a range of financial products tailored just for you like checking and savings accounts, auto loans, and credit cards with rewards. The process to open an account is straightforward and can be done online or in person. If you have any questions or need assistance, don't hesitate to call us at (206) 622-8415. We're here to help you every step of the way as you take this exciting step toward membership!

Business Banking & Commercial Services

Financing Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make a Difference

In today's fast-paced market, having reliable merchant services is essential. Our offerings allow you to accept payments quickly and securely, ensuring smooth transactions for your customers. Imagine serving your customers without worry, knowing that your payment processing is backed by a trusted partner. At Waterfront, we provide solutions that simplify your financial operations, so you can focus on what matters most growing your business. Visit us at 6419 Fauntleroy Way Sw Seattle Wa 98136 in Seattle, WA or call us at (206) 622-8415 to learn more about how our business banking services can empower your success!

Comprehensive List Of Services

ATM Access & Cash Withdrawals

Need cash in a pinch? We've got you covered with our convenient ATM services available right at our branch location. You can easily withdraw cash or check your balance whenever it suits you.

Business Banking Services

If you're a business owner, we offer specialized services just for you! Our business banking options, including merchant services and business loans, are crafted to help your company thrive. We recognize that every business has unique needs, and we strive to provide support that helps you achieve your goals.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why Waterfront offers comprehensive online and mobile banking features. Access your accounts anytime, anywhere, whether through our user-friendly website or mobile app. You can perform transactions, check balances, and even send money through person-to-person payment features all from the palm of your hand!

Let's Connect!

Ready to explore how we can assist you further? Call us at 206-622-8415 or visit us online at www.waterfrontfcu.org for more information on all our services. Whether you're interested in opening an account or simply want to learn more about what we offer, we're here to help! Join the Waterfront family today and experience personalized service tailored just for you!

Personal Banking Solutions

We understand that managing your money effectively is crucial. That's why we offer personal banking services that include checking and savings accounts tailored to fit your lifestyle. Need a new car? Our auto loans and vehicle financing options make it easy to get behind the wheel without breaking the bank. If home ownership is on your mind, consider our mortgage loans and refinancing solutions designed to help you secure the best rates possible. For those unexpected expenses or consolidating debt, our personal loans and debt consolidation services can provide you with the financial flexibility you need. Plus, don't forget about our rewarding credit cards with benefits that can enhance your purchasing power while offering rewards on every dollar spent.

Digital & Online Banking

At Waterfront, we understand that convenience and security are top priorities for our members. That's why we've designed a suite of digital and online banking services to help you manage your finances anytime, anywhere. With our user-friendly tools, you can experience the freedom of banking on your terms. One of the standout features is our comprehensive online banking platform, which you can explore at https://www.waterfrontfcu.org/. This service allows you to check your account balance, transfer funds, and pay bills with just a few clicks. Plus, our 24/7 online banking ensures you have access to your accounts whenever you need it, day or night. Managing your statements has never been easier with our e-statements feature. Say goodbye to paper clutter and hello to instant access to your financial documents. You can also take advantage of electronic signature authorization, making it simple and secure to sign important documents right from your device. For those who love the convenience of mobile banking, our mobile application provides everything you need at your fingertips. Whether you're looking to make mobile payments or send money through person-to-person transfers, we've got you covered. Imagine paying your friends back or splitting a bill in seconds! At Waterfront, we prioritize your security as much as we do convenience. Our digital banking services are designed with advanced security features to protect your information while ensuring a smooth user experience. With these powerful tools, managing your finances has never been more accessible or efficient. Join us today at Waterfront and discover how our digital and online banking services can simplify your financial life!

Financial Strength

A Dedicated Team

Our commitment extends beyond finances; it includes people too. We take pride in having 14 full-time employees ready to serve you with knowledge and dedication. While we currently do not have part-time employees, this ensures that each member receives personal attention from a committed team.

Commitment to Members

Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our dedication is further reflected in our $10,876,457 in undivided earnings, which allows us to reinvest in innovative banking tools and stronger lending options.

Growing Member Base

With a total of 11,683 share accounts, it's clear that more people are choosing Waterfront as their trusted partner for their financial needs. This growing member base is a testament to the trust placed in us. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Waterfront is your trusted partner. Visit us at 6419 Fauntleroy Way Sw Seattle Wa 98136 or call (206) 622-8415 to learn more about how we can help you achieve your financial goals.

Security for Your Savings

Members' savings are secured through $8,757,061 in share certificates, offering stable and rewarding financial growth opportunities. Though we currently do not have money market shares available, our focus remains on providing safe options for your investments.

Strong Financial Health

With a net worth of $11,606,822, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.84% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Financial Goals

We're here to support your financial goals with $720 in used auto loans and $52,987,825 in total loans and leases. Our lending capacity empowers you to make significant purchases or investments when you need them most. Additionally, our $160,034 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $13,711,004 in used vehicle loans and $5,548,049 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates that make it easier for you to drive off in your dream vehicle.

Credit Lines

For those who need ongoing access to funds, our total credit lines amounting to $11,936,333 provide the flexibility you need for everyday purchases or unexpected expenses. With our credit lines, you can borrow what you need when you need it without having to apply for a new loan each time. At Waterfront, we're committed to helping you navigate through your financial journey. If you're considering refinancing or exploring eligibility options for any of our loan products, don't hesitate to ask us! Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit us today at 6419 Fauntleroy Way Sw Seattle Wa 98136 or call us at (206) 622-8415 to learn more about how we can assist you with our diverse loan offerings.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $8,232,646, make buying or refinancing simple. We work closely with you to find the right mortgage solution that fits your financial situation and long-term goals.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $3,358,285 in loans helping members manage their finances effectively. Our credit cards come with competitive rates and rewards that can enhance your purchasing power while keeping your budget intact.

Loan Aggregator

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WATERFRONT FEDERAL CREDIT UNION - Seattle, WA

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