Waterbury Postal Employees Credit Union Fairfax VA

Introduction

Welcome to Waterbury Postal Employees, your trusted financial partner located at 10301 Democracy Ln Ste 410, Fairfax, VA 22030. Established in 1939, we have proudly served our community for over eight decades, growing to a membership of 990 individuals who rely on us for their financial needs. At Waterbury Postal Employees, we believe in the power of community and member-focused service. With total assets amounting to an impressive $11,892,203 and total deposits of $360,335, our commitment to safeguarding your financial well-being is unwavering. We currently hold a net worth of $2,344,753, ensuring that your savings and investments are secure with us. Our dedicated team of just three employees, led by CEO John Brown and Board President John Cetta, is here to assist you with a range of services designed to make your banking experience seamless. Whether you're looking for loans or simply need guidance on managing your finances, we're here for you. While members can visit us at our branch location, official correspondence should be sent to the same address: 10301 DEMOCRACY LN STE 410, FAIRFAX, VA 22030-2545. If you have any questions or need assistance, don't hesitate to reach out via phone at 800-733-3266 during our operating hours from 8:30 AM to 6:00 PM, Monday through Friday. Join us today and discover how Waterbury Postal Employees can help you achieve your financial goals! For more information about our services or to apply for a loan, please visit our website at waterburypostalfcu.org. Your financial journey starts here!

Branch History & Mission

Community-Centric Approach

At the heart of Waterbury Postal Employees' mission is a deep-rooted desire to uplift our community. We actively participate in outreach efforts and partnerships aimed at making a positive impact. By supporting local initiatives and events, we strive to foster connections that strengthen both our membership and the broader Fairfax area. We understand that modern banking requires adapting to new technologies while remaining accessible. While we currently do not offer drive-thru service or ATM availability, we prioritize creating a welcoming environment where members can receive personalized assistance during our operating hours from 8:30 am to 6:00 pm, Monday through Friday.

Join Us

As we look towards the future, we invite you to be part of our journey. Whether you are seeking your first loan or looking for reliable savings options, Waterbury Postal Employees Credit Union is here for you. While members can visit us at 10301 Democracy Ln Ste 410, official correspondence should be sent to 10301 DEMOCRACY LN STE 410, FAIRFAX, VA 22030-2545. Discover how being part of a member-focused credit union can enhance your financial well-being. Reach out today at 800-733-3266 or visit us online at waterburypostalfcu.org to learn more about membership opportunities and services available to you. Together, let's build a brighter financial future!

Our Journey

The history of Waterbury Postal Employees is rich with milestones that reflect our dedication to our members. Since opening our doors at 10301 Democracy Ln Ste 410, we have remained focused on serving the unique needs of our community. Our mission is clear: to deliver quality financial services with a personal touch, ensuring that every member feels valued and understood. From our inception, we've been driven by the belief that everyone deserves access to affordable banking options. This commitment has led us to expand our offerings over the years, including loans tailored to meet diverse needs and savings programs designed to help members achieve their financial goals.

Branch Location & Accessibility

Welcome to the Waterbury Postal Employees branch, located at 10301 Democracy Ln Ste 410 in the vibrant city of Fairfax, Virginia. Our branch is conveniently situated near local landmarks, making it easy for you to stop by while running errands or exploring the area. Whether you're visiting us after a trip to the nearby Fair Oaks Mall or enjoying a day out in the beautiful parks around town, we're here to serve your financial needs. At our branch, we prioritize accessibility and convenience. We ensure that all members can easily access our services with features like ADA-compliant entrances and ample parking options. While our physical location is designed to be welcoming and easy to navigate, please note that we currently do not offer drive-thru banking or ATM services. Our operating hours are designed with your busy schedule in mind. You can visit us Monday through Friday from 8:30 AM to 6:00 PM, allowing you plenty of time during the week to manage your banking needs. If you have questions or need assistance, feel free to call us at 800-733-3266; our friendly staff is always ready to help. If you're looking for a reliable financial partner who understands your unique needs, come visit us at Waterbury Postal Employees. We look forward to welcoming you into our community!

Member Eligibility

Becoming a member of Waterbury Postal Employees is like joining a family that truly cares about your financial well-being. If you live, work, or worship in the Fairfax area, you're already on the right path to joining our supportive community. We welcome individuals who are associated with our mission and values, ensuring that everyone feels at home here. You'll enjoy benefits like competitive loan rates and personalized service that puts you first. Opening an account is simple! Just visit us at 10301 Democracy Ln Ste 410 Fairfax Va 22030, or give us a call at (800) 733-3266 to learn more about the process. For detailed eligibility criteria, check out this link: . Ready to take the next step? You can start your application online by visiting https://www.waterburypostalfcu.org/apply-for-a-loan . We can't wait to have you as part of our community!

Business Banking & Commercial Services

Lending Solutions for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have no active commercial loans at this time, we are dedicated to fostering a thriving business community. When we do provide financing, our members benefit from personalized attention and competitive rates designed to help them thrive.

Merchant Services that Make Sense

In today's fast-paced market, efficient payment processing is crucial. We offer merchant services that simplify transactions, allowing you to focus on what you do best running your business. Imagine seamlessly accepting payments from your customers while keeping your operations running smoothly. Our services help reduce administrative burdens, letting you concentrate on growth and customer satisfaction. If you're looking for a partner who truly understands your business needs, visit us at 10301 Democracy Ln Ste 410 Fairfax Va 22030 or contact us at (800) 733-3266. Together, we can build a strong financial foundation for your success!

Comprehensive List Of Services

A Commitment to Innovation

While we currently focus on ATM services, we are continuously exploring ways to enhance your banking experience. We recognize the importance of digital banking features in today's fast-paced world and are committed to adapting our services to meet your evolving needs. In conclusion, at Waterbury Postal Employees, we're more than just a credit union; we're your partner in achieving financial success. Visit us today at 10301 Democracy Ln Ste 410, Fairfax, VA 22030 or give us a call at 800-733-3266. Let's work together towards a brighter financial future!

Accessibility and Support

We also want to ensure that help is just a phone call away. If you have questions about our services or need assistance, feel free to reach out to us at 800-733-3266 during our lobby hours from 8:30 am to 6:00 pm, Monday through Friday. Our team is here to provide the guidance and support you need.

Member-Focused Convenience

We know that banking should fit into your lifestyle, not the other way around. With our ATM services, you can manage your finances with ease. Need cash for an unexpected expense? No problem! Our ATMs are strategically located to make sure you never have to worry about finding one when you need it most.

Tailored Financial Solutions

Our primary offering includes ATM Services Only, ensuring that you have easy access to your funds whenever you need them. Imagine being able to withdraw cash or check your balance any time of day without the hassle of visiting a physical branch. This service is perfect for those who are always on the go and prefer quick transactions without the wait.

Digital & Online Banking

Key Features

Our 24/7 online banking services let you monitor your accounts in real-time. Whether you're checking balances or reviewing transactions, everything is just a few clicks away. Although we currently do not support person-to-person transfers or a dedicated mobile application, our commitment to enhancing your banking experience remains strong. Security is always a top priority for us. Your personal information is safeguarded with robust measures so that you can bank confidently. We aim to provide an accessible platform that focuses on ease of use, ensuring that every member can manage their finances effectively without unnecessary complications. While we're working on expanding our features, rest assured that Waterbury Postal Employees is dedicated to delivering convenient solutions tailored to your needs. For more information about our digital offerings, visit us at https://www.waterburypostalfcu.org/ today!

Financial Strength

Committed Team

We also take pride in having 2 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 1,069, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Waterbury Postal Employees is your trusted partner. Visit us at 10301 Democracy Ln Ste 410 Fairfax Va 22030 or call (800) 733-3266 to learn more about how we can help you achieve your financial goals.

Member Savings and Investments

Members' savings are secured through $0 in share certificates and $0 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Our Financial Health

With a net worth of $2,344,753, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,958 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinvestment for Growth

With $2,262,135 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This approach allows us to foster growth within our community while supporting your individual financial goals.

Supporting Your Financial Needs

With $68 in used auto loans and $2,483,859 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members.

Loan Offering

Additional Financial Options

In addition to our primary loan products, we have total credit lines amounting to $6,750,000, which can assist you in managing larger expenses or unexpected costs. If you're interested in refinancing options or checking your eligibility for any of our loan products, please don't hesitate to contact us at 800-733-3266. Our team is here to guide you through the process and answer any questions you may have. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Visit us at 10301 Democracy Ln Ste 410 Fairfax Va 22030 or check out our website here for more details on how we can support your financial journey!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $875,915 in used vehicle loans and $285,759 in new vehicle loans already helping members get on the road. We provide options for both new and used vehicles to fit your budget and lifestyle.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $374,369, make buying or refinancing simple. We strive to provide straightforward processes and competitive rates so you can focus on what matters most your new home.

Unsecured Credit Card Loans

For those looking for financial flexibility, we also offer unsecured credit card loans. Though our total for these loans stands at $0, our commitment to helping members manage their finances effectively remains strong. We encourage you to reach out for more information about future offerings in this category.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to sourcing data from compliant institutions guarantees fair and transparent offers for all users.

WATERBURY POSTAL EMPLOYEES FEDERAL CREDIT UNION