WATERBURY CONNECTICUT TEACHERS FEDERAL CREDIT UNION - Danbury, CT

Welcome to the Waterbury Connecticut Teachers branch, a cornerstone of financial support and community involvement in Danbury, CT. Since our doors opened in 1934, we have proudly served our members with a commitment to fostering financial well-being and supporting local initiatives. With a rich history spanning over 89 years, we have grown alongside our community, adapting to meet the changing needs of our members. Located at 110 Federal Rd, Danbury, CT 06811, our branch is easily accessible for all your banking needs. You can find us near popular local spots, making it convenient for you to drop by and speak with our friendly staff. For any official correspondence, please note that our mailing address is P.O. Box 2121, Waterbury, CT 6722. Our mission at the Waterbury Connecticut Teachers branch is simple yet powerful: to provide exceptional financial services while enriching the lives of those in our community. We believe that everyone deserves access to quality banking products and educational resources that empower them to achieve their financial goals. With a total membership of 21,933 and assets exceeding $329,619,979, we are proud to be a trusted partner for individuals and families alike. We offer a comprehensive range of services including personal banking options such as checking and savings accounts, auto loans, mortgage loans, personal loans for debt consolidation, and credit cards with rewards. Additionally, our business banking solutions cater to local entrepreneurs through merchant services and business loans. In keeping pace with modern advancements, we ensure accessibility through online banking and mobile application services. Our facilities are ADA compliant, and we also provide ATM access for quick transactions. If you prefer face-to-face interactions for your banking needs, you'll find that we offer drive-thru services as well. Our commitment extends beyond just financial services; we actively engage in community outreach efforts designed to uplift those around us. By partnering with local organizations and participating in charitable events, we strive to make a positive impact on the lives of residents in Danbury and surrounding areas. As we continue on this journey together, we invite you to join us at the Waterbury Connecticut Teachers branch. Experience firsthand how we blend personalized service with community support. Whether you're looking to open an account or seeking guidance on your financial journey, we're here for you every step of the way. For more information or assistance, feel free to reach out at (203) 791-1117 or visit us online at www.wctfcu.com. Together, let's build a brighter future!

Becoming a member of Waterbury Connecticut Teachers is like joining a close-knit community that truly cares about your financial well-being. If you're wondering whether you qualify, the good news is that eligibility is broad and welcoming! Generally, anyone who lives, works, worships, or attends school in the area can join. This means that if you're in our local community, we'd love to have you with us. Membership offers fantastic benefits like lower loan rates and personalized service to help you manage your finances better. To learn more about the specific eligibility requirements, feel free to check out this resource: Membership Eligibility. Once you're ready to take the next step, opening an account is a breeze! Just stop by our branch located at 110 Federal Rd Danbury Ct 06811 or give us a call at (203) 791-1117 for any questions. Our friendly team is here to guide you through the process and make it as smooth as possible. Join us today and experience all that Waterbury Connecticut Teachers has to offer!

At Waterbury Connecticut Teachers, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining the highest standards of financial health to ensure your money is safe and sound. With a net worth of $52,527,282, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1592 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $115,186,580 in share certificates and $38,824,661 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. This commitment is reflected in our strategy; with non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $52,148,773 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $33,420,000 in used auto loans and a total of $243,208,115 in loans and leases available for your needs. While our operational efficiency may be reflected by a net income of $0, this allows us to focus on the long-term benefits for our members instead of short-term gains. We also take pride in having 31 full-time employees ready to assist you with personalized service. Our total share accounts stand at 42,121, showcasing a strong and growing member base that trusts us with their finances. This trust fuels our commitment to enhance your banking experience while maintaining financial strength. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Waterbury Connecticut Teachers is your trusted partner. Visit us at 110 Federal Rd Danbury Ct 06811 or call 203-791-1117 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.