Water And Power Community Credit Union Granada Hills CA | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Water And Power Community, your trusted partner in financial growth and community support, located at 16840 Devonshire St, Granada Hills, CA 91344. Established in 1936, we have proudly served our members for over 85 years, fostering a strong sense of community and financial wellness. With a dedicated membership of 44,810, our goal is to provide personalized banking solutions that cater to your unique needs. At our branch, you will find a commitment to excellence reflected in our impressive total assets of $960,566,627 and total deposits reaching $24,569,799. We take pride in offering various services ranging from personal banking such as checking and savings accounts to auto loans and mortgage refinancing. Our team of 118 employees, led by CEO Mike Tufegdzich and Board President Nora Yusa, is here to ensure you receive the best service possible. While members can visit us at our Granada Hills location, official correspondence should be sent to our mailing address at 1053 W Sunset Blvd, Los Angeles, CA 90012-2182. Whether you're looking to open an account or need assistance with a loan application, we are ready to help. Join us at Water And Power Community Credit Union today! For more information or to speak with one of our knowledgeable staff members, call us at 800-300-9728 or visit our website at wpccu.org. Let's build a brighter financial future together!

Branch History & Mission

Commitment to Community

We take pride in our partnerships with local organizations and businesses, working together to make a positive impact in Granada Hills and beyond. Our drive-thru service may not be available; however, we are always here during lobby hours from Monday to Friday: 8 a.m. to 5 p.m. You can also reach us easily at 800-300-9728 for any inquiries or assistance. Join us today and experience the benefits of being part of a member-focused credit union that truly cares about your financial well-being. Discover how Water And Power Community can help you achieve your goals because together, we can build a stronger community! For more information or to become a member, visit us online at wpccu.org.

Our Journey

Our history is rich with milestones that reflect our commitment to providing exceptional financial services while supporting the community around us. From our humble beginnings nearly nine decades ago, we have evolved significantly, now boasting total assets of approximately $960,566,627. This growth is a testament to the trust and loyalty of our members who believe in us as their financial institution. Over the years, we have embraced technological advancements to ensure that banking is easy and accessible for everyone. We offer services such as online banking and mobile payments, allowing members to manage their finances anytime and anywhere. Our commitment to accessibility includes being ADA compliant and offering shared service center facilities to better serve all our members.

Our Mission

At Water And Power Community, our mission is clear: we are dedicated to empowering individuals and families through personalized financial solutions that enhance their quality of life. We believe in fostering strong relationships within the community by providing not just banking services but also support through various outreach initiatives. Whether it's helping you secure an auto loan or guiding you through mortgage options, we prioritize your needs every step of the way. While you can visit us at our physical branch on Devonshire Street for all your banking needs including personal accounts, auto loans, mortgages, and more official correspondence should be sent to our mailing address: 1053 W Sunset Blvd, Los Angeles, CA 90012-2182.

Branch Location & Accessibility

Come Visit Us!

We invite you to come experience the friendly atmosphere at the Water And Power Community branch. Feel free to give us a call at 800-300-9728 if you have any questions or need assistance before your visit. We're excited to serve you!

Local Landmarks and Accessibility

Our branch is close to several local landmarks, making it a familiar stop for many in the area. You'll find us right off major roads, ensuring convenient access whether you are driving or using public transport. We pride ourselves on being accessible to everyone; our facility is ADA compliant, featuring ramps and designated parking spaces for those who need them.

Operating Hours and Services

We are open Monday through Friday from 8 a.m. to 5 p.m., providing ample opportunity for you to visit during your busy week. While we don't have drive-thru service available, we do offer an ATM on-site for your convenience. You can easily manage cash withdrawals and balance checks without stepping inside. At the Water And Power Community branch, we provide a variety of services designed to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, our team is ready to assist you. We also offer credit cards with rewards and business banking solutions for local entrepreneurs. Additionally, if you're a member of another participating credit union, you can take advantage of basic shared services here as well!

Member Eligibility

At Water And Power Community, we believe that becoming a member is like joining a caring family where your financial well-being is our top priority. If you live, work, or worship in the communities we serve, you're likely eligible to become part of our supportive network. We aim to make membership accessible to everyone, whether you're just starting out on your financial journey or looking for better options for your established needs. You can learn about the specific eligibility criteria by visiting us at http://www.wpccu.org/new-membership . Joining is simple, and once you're a member, you'll enjoy benefits like personalized service and competitive rates tailored just for you. To get started on opening your account, check out our easy application process at http://www.wpccu.org/consumer-loan-apply . If you have any questions or need assistance, don't hesitate to reach out to us at (800) 300-9728. We're here to help!

Business Banking & Commercial Services

Lending Solutions for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Sense

In addition to loans, our merchant services empower your business to accept payments easily. Imagine having a reliable partner that simplifies transactions allowing you to focus on what you do best: running your business. Whether it's setting up credit card processing or managing cash flow, we're equipped to provide practical solutions that meet your operational needs. Visit us at 16840 Devonshire St Granada Hills Ca 91344 in Granada Hills, CA, or call us at (800) 300-9728 to discover how Water And Power Community can help your business flourish!

Comprehensive List Of Services

Banking on the Go

In today's fast-paced world, convenience is key. Our robust online and mobile banking features allow you to manage your accounts anytime, anywhere. With services like ATM access for cash withdrawals, balance checks, and person-to-person payments, handling your finances has never been easier.

Business Solutions at Your Fingertips

For our business members, we provide comprehensive business banking services, including merchant services and business loans. We know how crucial it is to have reliable financial support when running a business, and we're here to assist every step of the way.

Personal Banking Made Easy

Our personal banking services are designed to fit your lifestyle. You can choose from various checking and savings accounts that help you manage your money effectively. If you're considering purchasing a new car, our auto loans and vehicle financing options offer competitive rates to get you on the road without breaking the bank. For those looking to buy a home or refinance an existing mortgage, our mortgage loans come with flexible terms that suit different budgets.

Rewards Just for You

If you're interested in building credit while enjoying perks, check out our credit cards with rewards. These cards not only help you make purchases but also reward you for your spending habits with cash back or points toward future rewards.

Shared Branch Transactions

Additionally, if you're a member of another participating credit union, we offer basic shared branch transactions such as deposits and withdrawals. This service helps ensure that you have access to your funds even when you're away from home. At Water And Power Community, we believe in empowering our members through accessible financial solutions. If you have any questions about our services or wish to learn more about how we can assist you on your financial journey, don't hesitate to reach out! Call us today at 800-300-9728 or visit us at our branch in Granada Hills. We're here to help!

Simplifying Your Financial Life

Life can be unpredictable, and sometimes extra funds are needed for emergencies or special projects. That's where our personal loans and debt consolidation options come in handy. We aim to relieve some financial stress by offering straightforward terms and manageable payments.

Digital & Online Banking

Key Features of Our Digital Banking Services

With our 24/7 online banking services, your accounts are always within reach. You can check your balances, transfer funds, and pay bills without the hassle of visiting a branch. Plus, our e-statements make it easy to stay organized viewing your statements digitally not only saves paper but also keeps everything in one secure place. If you're looking for a quick way to send money to friends or family, our person-to-person transfers feature makes it simple and straightforward. All you need is their email or phone number! And for those on the go, our mobile application allows you to manage your account from your smartphone. You can even set up mobile payments, so you can leave your wallet at home while still making purchases with ease. Security is a top priority at Water And Power Community. We offer electronic signature authorization, ensuring that your transactions are protected every step of the way. This means peace of mind whenever you're completing important documents online. Whether you're at home or out and about, our digital banking tools provide real-time account management that fits into your lifestyle. If you haven't explored these features yet, visit us today at https://www.wpccu.org/ and discover how easy managing your finances can be!

Financial Strength

A Trustworthy Partner

Total Share Accounts: 86,205, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Water And Power Community is your trusted partner. Visit us at 16840 Devonshire St Granada Hills Ca 91344 or call (800) 300-9728 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Investment Back into Member Services

With $73,512,540 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our robust lending capacity includes $2,808 in used auto loans and $660,509,713 in total loans and leases that support your financial goals across various sectors.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 116 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Safe and Growing Savings Options

Members' savings are secured through $141,171,610 in share certificates and $119,759,999 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $88,214,906, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $914 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $48,238,654 in used vehicle loans and $45,716,791 in new vehicle loans already helping members get on the road. We offer flexible terms tailored to fit your budget and lifestyle. Plus, our refinancing options can help you save even more if you already have an auto loan elsewhere.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $28,548,632, make buying or refinancing simple. We work with you every step of the way to ensure you understand your options and feel confident about your investment.

Personal and Business Loans

While we currently do not have outstanding commercial loans available, we are always exploring ways to support local businesses through financing options that meet their unique needs. For personal loans or debt consolidation services, we provide competitive rates and straightforward terms. If you're interested in any of these loan products or would like more information about eligibility and application processes, don't hesitate to reach out! You can contact us at 800-300-9728 or visit our branch located at 16840 Devonshire St, Granada Hills, CA 91344. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you navigate your financial journey your success is our priority!

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $0 currently issued helping members manage their finances effectively. If you're looking for a way to build credit while enjoying rewards on your purchases, our credit card products might be just what you need.

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WATER AND POWER COMMUNITY CREDIT UNION - Granada Hills, CA