Washington State Employees Credit Union Yakima WA | Best Auto Loans & Business Banking

Introduction

Welcome to Washington State Employees, your trusted financial partner located at 1400 Lakeside Ct Ste 101, Yakima, WA 98902. Since our establishment in 1957, we've been dedicated to serving our members and the community with integrity and care. With a total membership of over 319,722, we pride ourselves on being a cornerstone of support for individuals and families throughout Yakima. At Washington State Employees, we understand that financial needs vary from person to person. That's why we offer a wide range of services from personal banking options like checking and savings accounts to auto loans and mortgage refinancing. Our commitment to you is reflected in our impressive total assets of $5,255,760,569 and total deposits amounting to $40,239,212. Our team, led by CEO Gary Swindler and Board President Veronica Bronkema, works tirelessly to ensure that you receive the best possible service. We employ over 833 dedicated professionals, all focused on helping you achieve your financial goals while providing a friendly face at every interaction. For any correspondence, please note that while you can visit us at our branch location, official mail should be directed to PO BOX WSECU, OLYMPIA, WA 98507. Whether you're looking for assistance with loans where we currently manage over 218,631 loans and leases or seeking advice on saving strategies, we're here for you. Our mission goes beyond just numbers; we aim to create lasting relationships built on trust and reliability. Feel free to reach out to us at 800-562-0999 or explore our offerings online at wsecu.org. Your journey toward financial wellness begins here!

Branch History & Mission

Join Us

We invite you to become a part of the Washington State Employees family. Whether you're looking for personal banking solutions or support for your business needs, we're here to help you achieve your goals. Experience the benefits of membership today by visiting us at our Yakima branch or exploring more about what we offer on our website. Together, let's build a brighter financial future!

Our Evolution

From our humble beginnings, Washington State Employees has evolved significantly over the decades. We started with a simple mission: to provide accessible financial services to those who serve our state. As we've expanded, so too have our offerings from personal banking solutions like checking and savings accounts to auto loans, mortgages, and business services. Each step in our journey reflects our commitment to meet the changing needs of our members while fostering financial literacy and empowerment. Our Yakima branch not only provides traditional banking services but also embraces modern technology to enhance your experience. With features like online banking, mobile payments, and e-statements, we ensure that managing your finances is as convenient as possible.

Our Mission

Our mission at Washington State Employees is clear: to empower our members through tailored financial solutions while actively supporting our community. We strive to create an inclusive environment where everyone feels valued and understood. We believe that when our members succeed financially, our entire community thrives. As part of this commitment, we engage in various outreach initiatives aimed at supporting local events and organizations. We know that strong communities are built on strong relationships both with our members and within the broader Yakima area. While members can visit us at 1400 Lakeside Ct Ste 101 Yakima Wa 98902, official correspondence should be sent to PO BOX WSECU, Olympia, WA 98507. Our branch operates Monday through Friday from 9:00 am to 5:30 pm and Saturday from 9:30 am to 2:00 pm. We offer both drive-thru banking and ATM access for added convenience.

Branch Location & Accessibility

Come Visit Us!

We invite you to visit the Yakima branch of Washington State Employees Credit Union today! Our dedicated team is excited to welcome you and provide assistance with all your banking needs. If you have any questions or need more information before your visit, feel free to give us a call at 800-562-0999. Your financial journey begins here!

Convenient Access and Features

At our Yakima branch, we pride ourselves on providing a welcoming environment where you can handle your financial matters with ease. The branch offers convenient parking options for visitors, ensuring that you can quickly get in and out without hassle. We are fully ADA compliant, featuring ramps and other accessibility options to assist all members of our community. Our lobby hours are designed to fit your busy schedule. We're open Monday through Friday from 9:00 AM to 5:30 PM and on Saturday from 9:30 AM to 2:00 PM. Whether you're stopping by during your lunch break or making a weekend trip, we're here to serve you! For added convenience, our drive-thru operates during the same hours as the lobby, allowing you to complete transactions without leaving your vehicle.

Services Designed for You

At the Yakima branch, we offer a range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we're equipped to help you every step of the way. Plus, enjoy the ease of accessing ATMs anytime since we have ATM availability right here at the branch! Whether you need help with basic transactions or more complex banking services like business loans or credit cards with rewards, our friendly staff is ready to assist you. We also participate in shared services with partner credit unions for even greater convenience.

Member Eligibility

At Washington State Employees, we believe that becoming a member is like joining a family where everyone looks out for one another. If you're interested in joining us at our Yakima branch located at 1400 Lakeside Ct Ste 101 Yakima Wa 98902, you'll be happy to know that membership is open to anyone who works for or is retired from the state of Washington, as well as their immediate family members. This inclusive approach means more people can enjoy the benefits of being part of our supportive community. To learn more about the specific eligibility criteria, feel free to visit our website at . Opening an account is straightforward and welcoming; you can get started anytime by visiting us online at https://digital.wsecu.org/banking/self-enrollment. If you have any questions or need assistance, don't hesitate to reach out to us at (800) 562-0999. We're here to help you every step of the way as you take this exciting step towards better financial health with Washington State Employees!

Business Banking & Commercial Services

Merchant Services That Matter

In addition to loans, we offer merchant services designed to simplify transactions for your business. Picture this: you're at a bustling market, and customers are eager to make purchases. With our payment processing solutions, you can accept various forms of payments easily, ensuring that your sales keep flowing. Whether you're a seasoned entrepreneur or just starting out, Washington State Employees is dedicated to being your financial partner every step of the way. Visit us at 1400 Lakeside Ct Ste 101 Yakima Wa 98902, Yakima, WA, or call us at (800) 562-0999 to learn how we can support your business goals today!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $419 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $5 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $644,394,602, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM and Drive-Thru Services

At Washington State Employees, convenience is key! With our ATM services, cash withdrawal has never been easier. Plus, our basic drive-thru banking allows for quick deposits, withdrawals, and simple transactions without leaving your vehicle perfect for those busy days when time is short.

Business Banking

For our members who run businesses, we offer specialized services like merchant services and business loans. This means you can focus on growing your business while we handle the financial side.

Digital Banking Convenience

In today's fast-paced world, digital banking is more important than ever. That's why we provide robust online and mobile banking platforms, allowing you to manage your accounts anytime, anywhere. You can easily make deposits, check balances, and transfer funds from the convenience of your smartphone or computer.

Financial Support

Life can throw unexpected expenses your way, and that's where our personal loans and debt consolidation services come in handy. We aim to help you regain control over your finances by offering solutions that fit your situation. Additionally, if you're looking to earn rewards while spending, check out our credit cards with rewards, which provide benefits on everyday purchases.

Personal Banking

We understand that personal finances can be complex. That's why we offer a variety of checking and savings accounts tailored to help you manage your money effectively. Need a new car? Our auto loans and vehicle financing options make it easy to drive away in the vehicle you want without breaking the bank. If you're thinking about home ownership or refinancing, our mortgage loans provide competitive rates and flexible terms to help make your dreams a reality.

Shared Branch Transactions

If you're traveling or just away from home, worry not! We also offer shared branch transactions, so members of partner credit unions can access their accounts with ease making banking simpler no matter where you are. We invite you to explore all that Washington State Employees has to offer at our branch located at 1400 Lakeside Ct Ste 101 Yakima Wa 98902, or give us a call at (800) 562-0999 if you have any questions. Our friendly staff is always ready to assist you in finding the right financial solutions tailored just for you! Visit us today or check out our website at Yakima for more information!

Digital & Online Banking

Easy Access to Your Statements

Gone are the days of waiting for paper statements to arrive in the mail. At Washington State Employees, we offer e-statements that allow you to view and manage your account statements electronically. This not only helps the environment but also gives you instant access to your financial information whenever you need it.

Send Money Instantly

Need to send money to a friend or family member? With our person-to-person transfer service, you can quickly and securely send funds directly from your account. It's a simple way to share expenses or help someone out without needing cash or checks. In a world where time is precious, Washington State Employees is here to provide accessible and straightforward digital banking solutions tailored to meet your needs. Join us today and experience the ease of modern banking!

Stay Connected on the Go

For those who prefer managing their finances from their mobile devices, our user-friendly mobile application is perfect for you. Available for download, this app provides all the essential features of online banking right at your fingertips. Want to make quick payments? Our mobile payments feature makes transactions easier than ever.

Financial Strength

Growing Member Base

Total Share and Deposit Accounts: 627,578, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Washington State Employees is your trusted partner. Visit us at 1400 Lakeside Ct Ste 101 Yakima Wa 98902 or call (800) 562-0999 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 782 full-time employees and 51 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting in Member Services

With $472,736,945 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our $37,830 in used auto loans and $4,251,401,593 in total loans and leases support members' financial goals across various sectors.

Secure Savings Options

Members' savings are secured through $1,304,527,411 in share certificates and $710,615,725 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $19,992,685, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $482,794,019, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $918 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $691436541 in used vehicle loans and $471635194 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used vehicle, our financing options can help you drive away happy.

Business Loans

For business owners, our outstanding commercial loans totaling $644394602 provide the capital needed to grow and expand. We know how important it is for small businesses to have access to funding; that's why our commercial loan offerings are designed to support local entrepreneurs. Additionally, if you're interested in refinancing options or want to learn more about eligibility requirements for any of our products, don't hesitate to reach out. You can contact us at 8005620999 or visit us at our branch located at 1400 Lakeside Ct Ste 101 Yakima Wa 98902. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Washington State Employees, we're committed to helping you navigate your financial journey with confidence and ease.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $332988335, make buying or refinancing simple. We provide guidance throughout the process to ensure you understand your options and feel confident in your decision.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $269914266 in loans helping members manage their finances effectively. This option is perfect for those looking to consolidate debt or cover unexpected expenses without high-interest rates.

Loan Aggregator

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Ensuring Accurate Comparisons

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