Washington State Employees Credit Union Union Gap WA | Affordable Auto Loans & Business Banking

Introduction

Welcome to Washington State Employees, your trusted partner in financial success located at 2632 Rudkin Rd, Union Gap, WA 98903. Established in 1957, our credit union has been dedicated to serving the community for over six decades. With a strong membership of 319,722 and total assets exceeding $5.25 billion, we are committed to providing personalized banking solutions that cater to your unique needs. At Washington State Employees, we understand that every member has different financial goals. That's why we offer a wide range of services, including personal banking options like checking and savings accounts, auto loans, mortgage refinancing, and business banking solutions. Whether you're looking to purchase a new vehicle with one of our competitive auto loans or need assistance with your business financing, we're here to help. Our leadership team, led by CEO Gary Swindler and Board President Veronica Bronkema, is passionate about making a positive impact in our community. Together with our dedicated staff of 833 employees, we strive to create an environment where every member feels valued and supported. For any official correspondence, please direct your mail to PO BOX WSECU, Olympia, WA 98507. You can reach us easily at 800-562-0999 or visit us online at wsecu.org for more information on how we can assist you. Join us today and experience the difference that comes from being part of a credit union that truly cares about its members!

Branch History & Mission

Welcome to the Washington State Employees Credit Union (WSECU) located in the heart of Union Gap, WA. Since opening our doors in 1957, we have proudly served our members and the community, growing from a small credit union into a trusted financial partner for over 319,000 members. Our branch at 2632 Rudkin Rd is not just a place for transactions; it's a hub of support and service. Over the years, WSECU has evolved significantly. We have expanded our services to include personal banking options like checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. Our commitment to providing quality financial products is matched by our dedication to community outreach. We believe that when our members thrive, so does our community. Our mission is simple yet powerful: to enhance the financial well-being of our members while fostering a sense of belonging. This mission drives us every day as we aim to provide exceptional service and innovative solutions tailored to meet the diverse needs of our members. At WSECU, we are proud of our robust assets totaling over $5.25 billion and continue to focus on responsible lending practices that empower our members financially. While you can visit us at 2632 Rudkin Rd Union Gap Wa 98903, official correspondence should be sent to PO BOX WSECU, Olympia, WA 98507. Accessibility is key to serving all our members effectively. Our branch offers drive-thru banking for convenience and an ATM available 24/7 for quick transactions outside regular hours. Whether you prefer walking into the branch during our lobby hours from Monday through Friday or using online and mobile banking services from the comfort of your home, we've made banking as easy as possible. As part of our commitment to inclusivity, we ensure that all facilities comply with ADA standards. We also participate in shared service centers allowing members from partner credit unions access to essential services here at WSECU. In addition to providing excellent financial services, we actively engage in community initiatives and partnerships aimed at making a positive impact. Together with local organizations and volunteers, we strive to uplift those around us through various outreach programs. We invite you to experience the benefits of membership with WSECU firsthand. Join us today and be part of a credit union where your financial goals matter. For more information or assistance, feel free to call us at 800-562-0999 or visit us online at wsecu.org.

Branch Location & Accessibility

Call to Action

We invite you to come by and discover how Washington State Employees can support your financial journey. For any questions or to learn more about our services, feel free to call us at 800-562-0999. We look forward to serving you soon!

Convenient Access and Features

At our Union Gap branch, we prioritize accessibility for everyone. The location is equipped with ADA-compliant features, including ramps and designated parking spots, ensuring that all members can visit us comfortably. Plus, our drive-thru service allows you to conduct simple transactions without leaving your vehicle. If you're in need of cash outside of regular hours, our 24/7 walk-up ATM is available for quick access to your funds.

Operating Hours

We understand how busy life can be! That's why we offer convenient lobby hours from Monday to Friday, opening at 9:00 AM and closing at 5:30 PM. Our drive-thru operates during the same hours as the lobby, so you can choose the service that suits you best. Whether you're looking to deposit checks or get assistance with a loan application, our friendly staff is here to help. While members can visit us at 2632 Rudkin Rd for all their banking needs, official correspondence should be sent to our mailing address: PO BOX WSECU, Olympia, WA 98507.

Member Eligibility

At Washington State Employees, we believe that everyone deserves a place in our community, and becoming a member is a simple step towards enjoying a wealth of benefits. If you live, work, or attend school in Washington State, you're likely eligible to join us! We welcome individuals from various backgrounds to experience the financial services tailored just for you. Our members enjoy personalized banking solutions, lower fees, and competitive rates on loans and savings. To explore more about the eligibility requirements or check for updates, feel free to visit our website. Opening an account is straightforward and can be done online by visiting https://digital.wsecu.org/banking/self-enrollment. If you have any questions or need assistance during the process, don't hesitate to reach out to us at (800) 562-0999. Join us at our branch located at 2632 Rudkin Rd Union Gap Wa 98903, and become part of a caring community that puts your financial well-being first!

Business Banking & Commercial Services

Lending Solutions for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $419 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $5 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $644,394,602, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Simplify Transactions

In addition to loans, we provide comprehensive merchant services that make it easy for you to accept payments and manage transactions efficiently. Imagine having a reliable partner who helps you streamline payment processing so you can focus on serving your customers better. Whether you're a retail store or a service provider, our tools can enhance your cash flow and improve customer satisfaction. Visit us at 2632 Rudkin Rd Union Gap Wa 98903 in Union Gap, WA to discover how Washington State Employees can be your trusted partner in success. Call us at (800) 562-0999 to get started today!

Comprehensive List Of Services

Accessible Customer Service

Our team at Washington State Employees is always ready to assist you with any questions or concerns you may have. Feel free to reach us at (800) 562-0999 during lobby hours from Monday through Friday from 9:00 AM to 5:30 PM. We're here to ensure that all your financial needs are met in a friendly and welcoming environment. Explore what we have to offer today! Visit us at State Highway - Union Gap, or give us a call at (800) 562-0999 we can't wait to help you achieve your financial goals!

Business Banking Support

If you're a business owner, our team is here to support you as well. We offer business banking services, including merchant services and business loans. We understand that running a business involves unique challenges, and we're committed to helping you succeed.

Digital Convenience at Your Fingertips

In today's fast-paced world, managing your finances should be simple and convenient. Our online and mobile banking features let you check balances, transfer funds, and pay bills from anywhere. With access to an ATM network and cash withdrawal services, getting cash when you need it is easier than ever. You'll also find basic drive-thru banking available for quick deposits and withdrawals. For those who may bank with partner credit unions, we offer shared branch transactions so you can easily make deposits or withdrawals while on the go.

Personal Banking Made Easy

For those just starting out or looking to manage their day-to-day finances, our personal banking options are designed with you in mind. You can open checking and savings accounts that offer flexibility and ease of access. If you're thinking about buying a car, our auto loans and vehicle financing options can help you get behind the wheel without breaking the bank. Homeownership might be a dream for many, and with our mortgage loans and refinancing services, we can help make that dream a reality. We understand that life can sometimes throw unexpected expenses your way, which is why we also provide personal loans and debt consolidation solutions to help keep your finances on track.

Rewarding Credit Card Options

When it comes to spending, our credit cards with rewards allow you to earn points on your everyday purchases. Imagine being able to enjoy cash back or travel rewards simply by using your card for things you already buy!

Digital & Online Banking

Key Features

Our user-friendly mobile application allows you to bank on the go. Whether you're at home or out running errands, you can easily access your accounts right from your smartphone. Plus, with our mobile payments feature, making purchases is a breeze. Just tap your phone and go! Security is a top priority at Washington State Employees. With electronic signature authorization available, signing important documents has never been easier or safer. You can enjoy peace of mind knowing that your transactions are protected. We also provide e-statements for those who prefer a paperless option. This not only helps you stay organized but is also better for the environment. And if you ever need to send money to friends or family, our person-to-person transfer service makes it quick and easy. In short, our digital banking tools are designed to empower you with real-time account management while ensuring that every transaction is secure. Join us at Washington State Employees and experience the freedom of banking whenever and wherever suits you best!

Financial Strength

Growing Member Base

Total Share Accounts stand at an impressive 627,578, showing a strong and growing member base that trusts us with their finances. This trust is reflected in our net shares (funds available for lending and investments): currently at $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Washington State Employees is your trusted partner. Visit us at 2632 Rudkin Rd Union Gap WA 98903 or call 800-562-0999 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Members' savings are secured through $1,304,527,411 in share certificates and $710,615,725 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $19,992,685, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency shines through with a reported net income of $0, allowing us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 782 full-time employees and 51 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Reinvestment in Services

With $472,736,945 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $37,830 in used auto loans and an impressive total of $4,251,401,593 in loans and leases.

Solid Financial Health

With a net worth of $482,794,019, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 918 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $691,436,541 in used vehicle loans and $471,635,194 in new vehicle loans already helping members get on the road. Whether you're financing your first car or upgrading to a newer model, our flexible terms and competitive rates make it easier than ever to drive away with confidence.

Business Loans

For business owners, our outstanding commercial loans totaling $644,394,602 provide the capital needed to grow and expand. We understand the unique challenges businesses face and are committed to supporting our local entrepreneurs. If you're interested in refinancing any of these options or learning more about eligibility requirements, please don't hesitate to reach out. You can contact us at 800-562-0999 or visit us at 2632 Rudkin Rd Union Gap WA 98903. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to helping you find the right loan product that suits your needs!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $332,988,335, make buying or refinancing simple. We provide personalized guidance through every step of the process, ensuring you find the right fit for your needs.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $269,914,266 in loans helping members manage their finances effectively. Our credit cards come with competitive rates and rewards programs that can enhance your spending experience.

Loan Aggregator

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that all offers presented are fair and transparent, allowing users to compare loans without hidden fees or misleading terms.

WASHINGTON STATE EMPLOYEES CREDIT UNION - Union Gap, WA

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