Washington State Employees Credit Union Tumwater WA | Affordable Auto Loans & Business Banking

Introduction

Welcome to Washington State Employees, your trusted partner in financial wellness located at 575 Trosper Rd SW Ste 104, Tumwater, WA 98512. Since our establishment in 1957, we have been dedicated to serving our community with a range of personalized banking solutions. With over 319,722 members, we pride ourselves on being more than just a credit union; we're a community focused on helping you achieve your financial goals. At Washington State Employees, we understand that every member's needs are unique. That's why we offer a comprehensive array of services including checking and savings accounts, auto loans, mortgages, personal loans, and business banking options. Our total assets stand at an impressive $5,255,760,569, showcasing our stability and commitment to supporting our members. With total deposits reaching $40,239,212 and a net worth of $482,794,019, you can trust that your money is in safe hands. Our leadership team is here to guide you every step of the way. Under the direction of CEO Gary Swindler and Board President Veronica Bronkema, we strive to maintain a friendly environment where everyone feels welcome and valued. You'll find our team ready to assist you with any questions or concerns during our lobby hours from Monday to Friday 9:00 AM - 5:30 PM and Saturday from 9:30 AM - 2:00 PM. Plus, for your convenience, we offer a 24/7 walk-up ATM service. While members can visit us at 575 Trosper Rd SW Ste 104, official correspondence should be sent to our mailing address at PO BOX WSECU, Olympia, WA 98507. If you're looking for a financial institution that truly cares about its members and community impact, look no further than Washington State Employees. Ready to take the next step? Call us today at 800-562-0999 or visit our website at wsecu.org to learn more about how we can help you thrive financially!

Branch History & Mission

Community Engagement

In addition to our comprehensive financial services including checking and savings accounts, vehicle financing, mortgage loans, and business banking we also emphasize digital advancements like online banking and mobile payments. This focus allows us to meet the diverse needs of all members while ensuring ADA compliance for accessibility. We invite you to join us at Washington State Employees Credit Union. Experience firsthand how we can help you achieve your financial goals while being part of a community-centered organization. Together, let's build a brighter financial future! For more information or to open an account today, visit us at wsecu.org or call us at 800-562-0999.

Our Mission

At Washington State Employees Credit Union, our mission is simple yet powerful: to provide exceptional financial services while enhancing the lives of our members and supporting the communities we serve. We believe that everyone deserves access to quality financial resources, which is why we focus on offering competitive rates and personalized service. We are more than just a credit union; we are your neighbors. Our mission extends beyond transactions it's about building relationships and investing in local initiatives that uplift our community. By partnering with various organizations and participating in outreach efforts, we strive to make a positive impact in Tumwater and beyond. While members can visit us at 575 Trosper Rd SW Ste 104, official correspondence should be sent to PO BOX WSECU, OLYMPIA, WA 98507. Our lobby hours are convenient for busy schedules: Monday through Friday from 9:00 AM to 5:30 PM, and Saturday from 9:30 AM to 2:00 PM. For those who need cash on the go, we offer a 24/7 walk-up ATM.

Branch Location & Accessibility

Accessibility and Services

At Washington State Employees, we prioritize accessibility. Our branch features ADA-compliant entrances and ramps, ensuring everyone can access our services without any hassle. We also offer ample parking for both members and visitors. Our lobby hours are welcoming and designed with your schedule in mind. Join us Monday through Friday from 9:00 AM to 5:30 PM, and on Saturdays from 9:30 AM to 2:00 PM. If you need cash outside these hours, don't worry! We have a convenient 24/7 walk-up ATM available for your use.

Banking Made Easy

We offer a variety of services tailored to fit your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgages, we're dedicated to providing solutions that work for you. Additionally, our shared service center enables basic transactions for partner credit union members. Need assistance? Give us a call at 800-562-0999. Our friendly team is eager to help you with any questions or concerns you may have. We invite you to visit us at Washington State Employees where your financial goals are our priority!

Member Eligibility

At Washington State Employees, we believe that joining our community is not just about banking; it's about becoming part of a supportive family. To become a member, you simply need to meet a few friendly eligibility criteria. If you're an employee or retiree of the State of Washington, or if you have a family member who is, you're already on your way to enjoying the many benefits we offer. Our members enjoy personalized service, competitive rates, and access to a variety of financial products tailored to their needs. Starting your membership journey at Washington State Employees is easy! You can learn more about our eligibility requirements by visiting this link. Once you're ready to open an account, just head over to our online enrollment page here or give us a call at (800) 562-0999 for any questions. We can't wait to welcome you into our community at 575 Trosper Rd Sw Ste 104 Tumwater Wa 98512!

Business Banking & Commercial Services

Merchant Services That Matter

Imagine a bustling café on a busy street corner. The owner uses our merchant services to accept payments seamlessly, allowing customers to pay with cards or mobile wallets. This not only speeds up transactions but also enhances customer satisfaction. Our merchant services equip you with tools that make running your business smoother, so you can focus on what you do best serving your clients. Whether you need financial backing or efficient payment solutions, Washington State Employees is here to partner with you every step of the way. Visit us at 575 Trosper Rd Sw Ste 104 Tumwater Wa 98512, Tumwater, WA, or call us at (800) 562-0999 to learn more about how we can help your business thrive!

Tailored Lending Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $419 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $5 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $644,394,602, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

Running a business comes with its own set of challenges, and that's where our business banking services come into play. From merchant services that simplify payment processing to tailored business loans, we're here to support your entrepreneurial journey.

Convenient Access

Your time is valuable, which is why we prioritize convenience in everything we do. Our branch offers ATM access for cash withdrawals and balance checks, so you can manage your money without hassle. Additionally, we participate in shared branching transactions, allowing members from partner credit unions to make deposits and withdrawals easily. With friendly staff ready to assist you during lobby hours Monday through Friday from 9:00 AM to 5:30 PM and Saturdays from 9:30 AM to 2:00 PM we strive to create a welcoming environment for all our members.

Final Thoughts

At Washington State Employees, we are committed to providing comprehensive financial services designed just for you. Whether you're managing personal finances or running a business, we are here every step of the way. If you have any questions or need assistance, feel free to call us at 800-562-0999 or visit us online at wsecu.org. Join us today and take control of your financial future!

Personal Banking Solutions

We understand that managing your finances can be overwhelming at times. That's why we offer a variety of checking and savings accounts to help you keep your money organized and accessible. Imagine having the flexibility to check your balance or transfer funds right from your phone through our online and mobile banking options. Plus, our credit cards with rewards allow you to earn points for everyday purchases, making your spending work for you. If you're considering buying a new car or refinancing an existing loan, our auto loans and vehicle financing options provide competitive rates designed to fit your budget. We also offer mortgage loans and refinancing services, whether you're a first-time homebuyer or looking to adjust your current mortgage terms. For those unexpected expenses or plans that require extra cash, our personal loans and debt consolidation options can help ease the burden. We aim to make borrowing simple and straightforward, ensuring you feel confident every step of the way.

Digital & Online Banking

Key Features

One of the standout features is our Mobile Application, which allows you to carry your credit union right in your pocket. Need to make a quick payment? With Mobile Payments, you can easily pay bills or send money to friends using just your phone. Plus, our Person-to-Person Transfers feature lets you send funds directly to anyone with a bank account no hassle involved. For those who prefer the paperless route, we offer E-Statements that keep your financial information organized and easily accessible without cluttering your mailbox. You can also sign documents securely through our Electronic Signature Authorization, making it simple to complete transactions without needing to visit a branch. Security is always a top priority for us. Our online systems are equipped with robust security measures, so you can feel confident knowing that your personal information is protected while managing your accounts digitally. At Washington State Employees, we're committed to ensuring that our members have all the tools they need for effective financial management. Experience the freedom of banking at your fingertips today! Visit us at https://wsecu.org/ to get started.

Financial Strength

At Washington State Employees, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining a strong financial foundation to serve our community effectively. With a net worth of $482,794,019, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 918 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,304,527,411 in share certificates and $710,615,725 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $19,992,685, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $472,736,945 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals with $37,830 in used auto loans and an impressive $4,251,401,593 in total loans and leases. Our operational efficiency is reflected in our net income of $0, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 782 full-time employees and 51 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share Accounts stand at an impressive 627,578, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Washington State Employees is your trusted partner. Visit us at 575 Trosper Rd Sw Ste 104 Tumwater Wa 98512 or call 800-562-0999 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $691,436,541 in used vehicle loans and $471,635,194 in new vehicle loans already helping members get on the road. We provide flexible financing options to suit your budget and lifestyle.

Business Financing

For business owners, our outstanding commercial loans totaling $644,394,602 provide the capital needed to grow and expand. We understand that every business is different; therefore, we work closely with you to tailor a solution that fits your specific requirements.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $332,988,335, make buying or refinancing simple. We offer competitive rates and terms that can help you navigate the journey to owning your dream home.

Refinancing Options

If you're considering refinancing any of your current loans or exploring eligibility for our various loan products, we encourage you to reach out. Our team is here to discuss your options and guide you through the process. For more information about our loan offerings or to speak with one of our representatives, please call us at 800-562-0999. Visit us at 575 Trosper Rd Sw Ste 104 Tumwater WA 98512 or check out our website at wsecu.org. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step towards achieving your financial dreams!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $269,914,266 in loans helping members manage their finances effectively. These credit cards come with various benefits to assist you in everyday purchases while maintaining control over your spending.

Loan Aggregator

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WASHINGTON STATE EMPLOYEES CREDIT UNION - Tumwater, WA

Type of Loan Offerings

Home Equity Loans

Personal Loans

Student Loans

Vehicle Loans

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Loan rates in Tumwater, WA (98512)