Washington State Employees Credit Union Tumwater WA | Low Mortgage Rates & Quick Auto Loans

Introduction

At Washington State Employees, we believe in building a strong community and supporting our members' financial goals. Located at 100 71St Ave Sw, Tumwater, WA 98501, our branch has been serving the community since 1957. With a commitment to exceptional service, we have grown to welcome over 319,722 members and manage total assets of more than $5.25 billion. Our dedicated team, led by CEO Gary Swindler and Board President Veronica Bronkema, strives to provide personalized banking solutions tailored to your needs. Whether you're looking for checking and savings accounts, auto loans, or business banking services, we are here to help you every step of the way. We take pride in our robust loan offerings, which include over 218,631 loans and leases totaling significant amounts that support our members' dreams. While members can visit us at our Tumwater location, official correspondence should be sent to PO BOX WSECU, Olympia, WA 98507. We encourage you to reach out at 800-562-0999 with any questions or to learn more about how we can assist you in achieving your financial aspirations. With total deposits exceeding $40 million and net worth nearing $482 million, we demonstrate stability and reliability as your trusted financial partner. Our services extend beyond traditional banking; you can enjoy online and mobile banking features that make managing your finances easier than ever. Come visit us today or explore our website at wsecu.org for more information on how we can serve you better. Join us in making a positive impact in our community!

Branch History & Mission

The Washington State Employees Credit Union, known as Washington State Employees, has a rich history that dates back to its founding in 1957. Located at 100 71St Ave SW in Tumwater, WA, our branch has grown alongside the community, serving as a trusted financial partner for over six decades. With a commitment to helping our members achieve their financial goals, we have become an integral part of life in Thurston County. From humble beginnings, Washington State Employees has evolved significantly. Today, we proudly serve more than 319,722 members and manage total assets exceeding $5,255,760,569. Our mission is clear: to provide exceptional financial services while fostering community support and engagement. We aim to empower individuals and families through sound banking practices, offering a range of products including personal banking, auto loans, mortgages, and credit cards with rewards. While members can visit us at 100 71St Ave Sw Tumwater Wa 98501, official correspondence should be sent to PO BOX WSECU, Olympia, WA 98507. Our location is not only convenient but also central to various local landmarks, making it easy for you to stop by and speak with our knowledgeable staff about your financial needs. At Washington State Employees, we are dedicated to innovation and accessibility. We offer advanced digital banking services that allow you to manage your finances anytime and anywhere. Additionally, our branch is ADA compliant and equipped with features such as 24/7 ATM access and drive-thru banking services for your convenience. Our commitment extends beyond just banking; we believe in giving back to the community that has supported us throughout the years. Through partnerships with local organizations and initiatives aimed at improving the lives of those around us, we strive to make a positive impact in Tumwater and beyond. We invite you to join our family at Washington State Employees. Experience firsthand the benefits of being a member of one of Washington's most trusted credit unions. Whether you're looking for a checking account or financing for your next vehicle, we are here to help you every step of the way. Visit us today or contact us at (800) 562-0999 for more information on how we can assist you in achieving your financial dreams!

Branch Location & Accessibility

Easy Access and Nearby Landmarks

Our location is not only accessible but also close to several local landmarks, making it a breeze for members to stop by. You'll find us near popular spots like the Tumwater Falls Park and easily reachable from major roadways. Parking is available right outside our branch, ensuring that your visit is hassle-free. Plus, we are committed to making banking easy for everyone with ADA-compliant features and ramps for accessibility.

Operating Hours and Services

We understand that your time is valuable! That's why we're open Monday through Friday from 9:00 AM to 5:30 PM. Our drive-thru service operates on the same hours as our lobby, allowing for quick transactions without leaving your vehicle. We also offer 24/7 ATM access so you can manage your banking needs at any time. At Washington State Employees, we provide a wide range of services designed to meet your financial needs whether you're looking for personal banking options like checking and savings accounts, or loans for vehicles and mortgages. If you need assistance with deposits or withdrawals, our drive-thru and shared service center make transactions simple and straightforward. While members can visit us at the branch, please remember that official correspondence should be sent to PO BOX WSECU, Olympia, WA 98507.

We’re Here for You!

Have questions or need assistance? Don't hesitate to reach out! You can call us at 800-562-0999. We invite you to come by and experience the friendly service at Washington State Employees credit union in Tumwater. Your financial journey starts here!

Member Eligibility

At Washington State Employees, we believe that everyone deserves a welcoming financial community where they can thrive. Becoming a member is simple and open to those who meet our eligibility criteria. Generally, if you live or work in Washington state or are a family member of an existing member, you can join us. We're here to support you with everything from personal banking services to auto loans and credit cards, all designed with your needs in mind. For more specific details about eligibility, feel free to check out our guidelines at . When you're ready to take the next step, opening an account is easy! Just visit us online at https://digital.wsecu.org/banking/self-enrollment, or give us a call at (800) 562-0999 for assistance. We're located at 100 71St Ave Sw Tumwater Wa 98501, and we look forward to welcoming you into our community!

Business Banking & Commercial Services

Merchant Services

In addition to our loan offerings, we provide comprehensive merchant services that simplify payment processing for your business. Imagine being able to accept payments seamlessly whether it's via credit card, mobile payments, or online transactions. Our merchant services are designed to help you streamline operations and enhance customer satisfaction. With us by your side, you can focus on what truly matters: growing your business. Ready to take the next step? Visit us at 100 71St Ave Sw Tumwater Wa 98501 or contact us at (800) 562-0999 for more information about how we can support your business banking needs!

Comprehensive List Of Services

Business Banking

For entrepreneurs and business owners, our business banking services are designed to support your goals. From merchant services that simplify payment processing to business loans tailored for growth, we're here to help you thrive in today's competitive landscape.

Convenient Access

We understand that convenience is key in today's fast-paced world. That's why we provide ATM access along with drive-thru banking for quick deposits and withdrawals. Our shared branch transactions allow you to perform basic banking tasks even if you're visiting a partner credit union while traveling.

Credit Cards and Rewards

We also offer credit cards with rewards programs that let you earn points on everyday purchases. This means every time you swipe your card for groceries or gas, you're working toward exciting rewards that can enhance your lifestyle.

Digital Solutions

In addition to traditional banking services, we prioritize digital solutions that make managing your finances easier than ever. With features like person-to-person payments and electronic statements, you'll have greater control over your financial life right at your fingertips.

Personal Banking

Our personal banking services include checking and savings accounts designed for everyday use. Imagine being able to easily access your funds through our online and mobile banking platforms. You can check balances, transfer money, and pay bills right from your smartphone or computer. If you need extra cash, consider our auto loans and vehicle financing options that help you get on the road without breaking the bank. For those looking to invest in a home or refinance an existing mortgage, our mortgage loans provide competitive rates and flexible terms. Additionally, if you're facing debt challenges, our personal loans and debt consolidation options can offer a way out.

Visit Us Today!

If you're in Tumwater or nearby areas and want to explore all these offerings in person, feel free to call us at 800-562-0999 or visit our website at wsecu.org. Our lobby hours are Monday through Friday from 9:00 AM to 5:30 PM, with drive-thru service available during the same hours. We invite you to discover how Washington State Employees can help you achieve your financial goals today!

Digital & Online Banking

Accessibility and Support

Our commitment to accessibility means that all our digital services are designed with you in mind. Whether you're tech-savvy or just getting started with online banking, you'll find everything easy to navigate. If you have any questions or need assistance, our friendly team is just a call away at (800) 562-0999. Experience the ease of managing your finances digitally with us at Washington State Employees. Dive into a world where banking fits seamlessly into your life!

Key Features

Security is a top priority for us. Our electronic signature authorization feature allows you to sign documents safely online, eliminating the need for paper forms. You can also enjoy e-statements, which not only help reduce clutter but provide a secure way to view your financial information without waiting for mail delivery. If you frequently find yourself needing to send money to friends or family, our person-to-person transfers make this process straightforward and quick. And if you're looking to make purchases on-the-go, our mobile payments feature lets you use your phone for transactions making it easier than ever to manage your spending.

Financial Strength

At Washington State Employees, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strengths with you, ensuring you can trust us with your hard-earned money. With a net worth of $482,794,019, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 918 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,304,527,411 in share certificates and $710,615,725 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $19,992,685, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $472,736,945 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports members' financial goals across various sectors with $37,830 in used auto loans and a total of $4,251,401,593 in loans and leases. Although we report $0 in net income this period due to strategic investments for future growth, our operational practices remain efficient. We also take pride in having 782 full-time employees and 51 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable team. Our commitment to transparency is further highlighted by the fact that we have 627,578 total share accounts, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Washington State Employees is your trusted partner. Visit us at 100 71St Ave Sw Tumwater Wa 98501 or call 800-562-0999 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry. With more than $691,436,541 in used vehicle loans and $471,635,194 in new vehicle loans already helping members get on the road, you can trust us to get you behind the wheel with confidence. Whether you're purchasing a brand-new model or a reliable used car, we're here to support your journey.

Business Loans

For business owners, our outstanding commercial loans totaling $644,394,602 provide essential capital for growth and expansion. We know how important it is for businesses to have access to funding when they need it most, so we work closely with you to find the best financing options tailored to your business goals.

Credit Card Loans

We also provide flexible terms on unsecured credit card loans. With a total of $269,914,266 in unsecured credit card loans helping members manage their finances effectively, our credit cards come with rewards and benefits that cater to your spending habits. This means you can enjoy more value while keeping your budget in check.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $332,988,335, make buying or refinancing simple and straightforward. We offer competitive rates and flexible terms to fit your unique situation. If you're considering refinancing your current mortgage, let us guide you through the options available to save on monthly payments or reduce your interest rate.

Total Financing Options

In addition to these specific loan types, we also offer various credit lines totaling $1,741,723,013 that give our members added flexibility for unexpected expenses or planned projects. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. For any questions regarding eligibility or refinancing options available at Washington State Employees located at 100 71St Ave Sw Tumwater Wa 98501, feel free to reach out at 800-562-0999 during our lobby hours: Monday through Friday from 9:00 AM to 5:30 PM. We look forward to helping you navigate your financial journey!

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers. By partnering only with verified institutions, LendMesh guarantees that the loan comparisons you see are accurate and trustworthy.

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions about their borrowing options. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights the effectiveness of our platform in delivering significant savings for borrowers. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*