Washington State Employees Credit Union Spokane WA | Low Mortgage Rates & Quick Auto Loans

Introduction

Welcome to Washington State Employees, your trusted credit union located at 6301 N Division St, Spokane, WA 99208. Established in 1957, we have proudly served our community for over six decades, building lasting relationships with our 319,722 members. As a member-owned institution, we focus on providing personalized financial services that truly meet your needs. At Washington State Employees, we understand that managing your finances can be challenging. That's why our dedicated team, led by CEO Gary Swindler and Board President Veronica Bronkema, is here to support you every step of the way. With a strong commitment to our members and a total asset base of over $5.25 billion, we offer a range of services including checking and savings accounts, auto loans, mortgages, credit cards with rewards, and business banking solutions. While you can visit us at our branch for assistance, please note that official correspondence should be sent to our mailing address: PO BOX WSECU, Olympia, WA 98507. Our branch is equipped with convenient features like ATMs and drive-thru services to make banking easier for you. With total deposits exceeding $40.24 million and cash in hand amounting to $37.55 million, we prioritize the security and growth of your funds. Our robust loan portfolio includes over 218,631 loans and leases, tailored to help you achieve your financial goals. Join us in making a positive impact in the Spokane community. We invite you to explore our website at wsecu.org or give us a call at 800-562-0999. Whether you're looking to open an account or need guidance on financial products, we're here to help!

Branch History & Mission

Looking Ahead

As we move forward, we remain focused on our core values: integrity, respect, and excellence. Our operating hours are designed with your schedule in mind open Monday through Friday from 9:00 AM to 5:30 PM and Saturdays from 9:30 AM to 2:00 PM. For those who prefer convenience, our drive-thru service is available during these hours as well as access to ATMs 24/7. If you're looking for a financial partner that genuinely cares about your success and well-being, consider joining us at Washington State Employees Credit Union. Experience firsthand how we can support your financial journey while making a positive impact in our community. For more information or to become a member today, please call us at 800-562-0999 or visit us online at wsecu.org. Your future starts here!

Our Mission

At Washington State Employees Credit Union, our mission is simple yet powerful: to improve the financial well-being of our members while fostering a sense of belonging within the community. We strive to offer exceptional service through various products such as checking and savings accounts, auto loans, mortgage financing, personal loans, and business banking solutions. We also prioritize digital advancements to ensure our services are convenient and user-friendly because we know how busy life can get. In addition to financial services, we pride ourselves on being an integral part of the Spokane community. Through partnerships and outreach efforts, we actively participate in local initiatives aimed at enhancing the quality of life for all residents. Our commitment extends beyond banking; it's about building relationships and supporting each other. While members can visit us at our branch address in Spokane, official correspondence should be sent to PO BOX WSECU in Olympia for any necessary documentation.

Branch Location & Accessibility

Call-to-Action

We invite you to visit us at our Spokane branch or give us a call at 800-562-0999 if you have any questions about our services or how we can assist you better. We look forward to serving you soon!

Nearby Landmarks and Accessibility

Our branch is situated close to popular local spots, making it an easy stop during your day. With ample parking available and ADA-compliant features, we ensure that everyone can access our services with ease. We take pride in being welcoming and accommodating for all of our members.

Operating Hours and Services Offered

At Washington State Employees, we understand that your time is valuable. That's why we offer convenient lobby hours from Monday to Friday from 9:00 AM to 5:30 PM and Saturday from 9:30 AM to 2:00 PM. If you prefer the drive-thru option for deposits or withdrawals, we've got you covered with the same hours available at our drive-thru service. We provide a range of personal banking services tailored to meet your needs, including checking and savings accounts, auto loans, mortgage options, and credit cards with rewards. Plus, enjoy online and mobile banking for easy account management on-the-go!

Member Eligibility

Becoming a member of Washington State Employees is like joining a warm and welcoming family that supports you in your financial journey. If you're looking to join, we invite anyone who works or lives in Washington State to apply. Whether you're an employee of the state, a family member of someone who is, or even if you just live in the area, you may be eligible to enjoy the benefits of our services. At Washington State Employees, we pride ourselves on providing personalized banking solutions that cater to your unique needs, from checking and savings accounts to loans and credit cards. To get started, simply visit our website for detailed eligibility criteria. The process of opening your account is easy just head over to https://digital.wsecu.org/banking/self-enrollment or give us a call at (800) 562-0999 if you have any questions. We look forward to welcoming you into our community!

Business Banking & Commercial Services

Business Loans That Make a Difference

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $419 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $5 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $644,394,602, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services for Everyday Needs

In addition to loans, we offer merchant services designed to simplify transactions and enhance customer experiences. Imagine running your business smoothly with payment processing that fits your needs. Whether you're a small shop or a larger enterprise, our solutions help you accept payments easily, track sales efficiently, and manage your cash flow effectively. At Washington State Employees, we're not just here to provide funding; we're partners in your success story. Let's work together to build the future of your business! For more information, visit us online or call us at (800) 562-0999.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Convenience is key! Our branch features an ATM where you can perform cash withdrawals or balance checks anytime. Plus, our basic drive-thru banking allows for quick deposits and withdrawals without leaving your vehicle perfect for busy days.

Auto Loans & Vehicle Financing

If you're in the market for a new vehicle, our auto loans and vehicle financing solutions can make your dream car a reality. We offer competitive rates that help you save money while getting you behind the wheel faster. Picture yourself cruising through Spokane with confidence knowing you got a great deal!

Business Banking

We also cater to local businesses with comprehensive business banking services, including merchant services and business loans. Our goal is to support entrepreneurs in Spokane by providing accessible financial solutions tailored to their specific needs.

Credit Cards with Rewards

For those who love to earn while they spend, our credit cards with rewards programs allow you to gain benefits from everyday purchases. Use them wisely, and watch as rewards accumulate maybe even towards that vacation you've been dreaming about!

Mortgage Loans & Refinancing

Homeownership is within reach with our mortgage loans and refinancing options. Whether you're buying your first home or looking to refinance an existing mortgage for better terms, our experienced team is ready to guide you through the process. Imagine settling into your new home with peace of mind, knowing that you've made a smart financial choice.

Personal Banking

Our personal banking options include checking and savings accounts that cater to various lifestyles and financial goals. Imagine having the flexibility to access your funds anytime with our user-friendly online and mobile banking platforms. You can effortlessly manage your accounts, make transfers, or pay bills from the comfort of your home or on the go.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses at you, but we're here to assist with our personal loans and debt consolidation services. If you're facing high-interest debts or need extra funds for a significant purchase, consider how consolidating those debts could simplify your finances and potentially lower your monthly payments.

Shared Branch Transactions

If you're traveling or away from Spokane, our partnership with other credit unions means you can perform basic transactions like deposits and withdrawals at shared branches across the country. At Washington State Employees, we strive to make banking easy and accessible for everyone in Spokane, WA. Our knowledgeable staff is always available at 6301 N Division St, ready to assist you over the phone at 800-562-0999 or during lobby hours: Monday through Friday from 9:00 AM to 5:30 PM, and Saturday from 9:30 AM to 2:00 PM. Explore all these services and more at our website here, or visit us today! We're excited to help you achieve your financial goals!

Digital & Online Banking

E-Statements and Mobile Features

We understand that staying organized is key to effective financial management. That's why we offer e-statements so you can keep track of your transactions without the clutter of paper. You'll receive your statements directly in your inbox, making it easy to stay updated. For those who prefer using their smartphones, our mobile application makes banking even more convenient. With features like mobile payments and person-to-person transfers, sending money to friends or paying for purchases has never been simpler. Just tap a few buttons on your phone, and you're set!

Secure and Accessible Banking

At Washington State Employees, security is our top priority. We use advanced technology to ensure that your information is safe while you bank online or through our app. And if you have any questions or need assistance, our dedicated support team is always just a phone call away at (800) 562-0999. Overall, we are committed to providing accessible and user-friendly digital banking solutions that fit your lifestyle. Whether you're checking balances or transferring funds, our services are designed to help you take control of your finances with confidence. Experience the ease of digital banking today!

Financial Strength

At Washington State Employees, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share that our financial strength reflects our commitment to serving you reliably and effectively. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $482,794,019, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.18% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,304,527,411 in share certificates and $710,615,725 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $19,992,685, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $472,736,945 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $37,830 in used auto loans and $4,251,401,593 in total loans and leases, we support members' financial goals across various sectors. Our operational efficiency is reflected in our $-$476,844, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 782 full-time employees and 51 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 627,578, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Washington State Employees is your trusted partner. Visit us at 6301 N Division St Spokane Wa 99208 or call (800) 562-0999 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $691436541 in used vehicle loans and $471635194 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used car, we have flexible options that fit your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $644394602 provide the capital needed to grow and expand. Whether you're looking to invest in new equipment or improve cash flow, we are here to support your business ambitions. If you're considering refinancing or want to explore eligibility options for any of these products, don't hesitate to contact us. We are committed to making the loan process as straightforward as possible for our members. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit us today or check out our website at wsecu.org to learn more about how we can assist you with your financial journey!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $332988335, make buying or refinancing simple. We provide competitive rates and terms to help you secure the home you've always wanted.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $269914266 in loans helping members manage their finances effectively. These cards come with great benefits that can help you keep track of your spending while earning rewards along the way.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means every offer you see is backed by reliable data, ensuring fair and transparent options.

WASHINGTON STATE EMPLOYEES CREDIT UNION - Spokane, WA

Type of Loan Offerings

Home Equity Loans

Personal Loans

Student Loans

Vehicle Loans

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Loan rates in Spokane, WA (99208)