Washington State Employees Credit Union Spokane WA | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Washington State Employees, your trusted financial partner located at 2523 W Northwest Blvd, Spokane, WA 99205. Since our establishment in 1957, we have been dedicated to serving our members and the community with integrity and care. Our commitment is reflected in our robust membership of 319,722 individuals who trust us with their financial needs. At Washington State Employees, we pride ourselves on maintaining a strong financial foundation, boasting total assets of over $5.25 billion and total deposits amounting to $40,239,212. This ensures that we can offer competitive rates on loans while providing personalized service to each member. In fact, we currently hold a total loan portfolio of 218,631, making us a reliable source for personal loans, auto financing, mortgage options, and more. Our leadership team is dedicated to fostering an environment that values community support and member satisfaction. Under the guidance of our CEO, Gary Swindler, and Board President Veronica Bronkema, we continually strive to enhance our services and adapt to your evolving financial needs. While you can visit us at our Spokane branch for all your banking requirements including access to ATMs and drive-thru services official correspondence should be directed to our mailing address: PO BOX WSECU, Olympia, WA 98507. Ready to experience a credit union that puts you first? Give us a call at 800-562-0999 or explore our website at wsecu.org to learn more about how we can help you achieve your financial goals!

Branch History & Mission

At Washington State Employees, we take great pride in our rich history and unwavering commitment to serving our community. Established in 1957, our Spokane branch has been a cornerstone of financial support for over six decades. Nestled at 2523 W Northwest Blvd, Spokane, WA 99205, we have grown from humble beginnings into a thriving credit union with a total membership of 319,722 individuals who trust us with their financial needs. Our mission is clear: to empower our members by providing personalized financial services while fostering strong community ties. We believe that everyone deserves access to quality banking solutions that help them achieve their goals. Whether it's through checking and savings accounts, auto loans, or mortgages, we are dedicated to offering products that enhance the lives of our members and support their aspirations. As we look back on our journey, we celebrate key milestones that have shaped us. From becoming a member-focused institution to achieving total assets of $5,255,760,569, each step has reinforced our commitment to being more than just a bank; we are a part of your community. Our headquarters in Olympia, WA allows us to stay connected with the broader Washington state network while our Spokane branch remains dedicated to local service and outreach. In an effort to make banking as convenient as possible for our members, we have embraced digital advancements alongside traditional services. Our branch offers a range of features including 24/7 ATM access and drive-thru banking services during lobby hours (Monday through Friday from 9:00 AM - 5:30 PM), ensuring that your banking needs are met promptly and efficiently. Community involvement is at the heart of what we do. We actively seek partnerships and initiatives that uplift our local area. By supporting various outreach programs and events, we strive to make a positive impact on those around us. While you can visit us at our Spokane location for all your banking needs, please note that any official correspondence should be sent to PO BOX WSECU, Olympia, WA 98507. We invite you to join the Washington State Employees family today! Experience firsthand how we're not just here for your financial transactions but also committed to your overall well-being and success in life. Discover the difference of being part of a community-focused credit union. For more information or to open an account online, visit us at wsecu.org or call us at 800-562-0999.

Branch Location & Accessibility

A Range of Financial Services

At Washington State Employees Credit Union, we offer various services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgages, we're here to support you every step of the way. Additionally, members have access to shared branch transactions with partner credit unions making banking even more convenient! Feel free to give us a call at 800-562-0999 if you have any questions or want more information about how we can help you manage your finances. We can't wait to welcome you into our Spokane branch!

Accessibility Features

At our Spokane branch, we prioritize accessibility for all members. Our facility is fully ADA compliant, featuring ramps and accessible parking options for your convenience. You can feel confident knowing that we've made it easier for everyone to access our services.

Operating Hours and Services

We understand that your time is valuable. That's why our lobby hours are designed to fit your schedule: we're open Monday through Friday from 9:00 AM to 5:30 PM. For those who prefer added convenience, we offer a drive-thru service during the same hours, allowing you to handle deposits and withdrawals without leaving your car. Plus, our ATM is available 24/7 for quick cash withdrawals and balance checks.

Member Eligibility

Becoming a member of Washington State Employees is like stepping into a welcoming community where your financial well-being is our top priority. If you're looking to join us at our branch located at 2523 W Northwest Blvd Spokane Wa 99205, you'll be pleased to know that eligibility is open to individuals who work for or are retired from the State of Washington, as well as their family members. This means that if you're part of this group, you can enjoy all the benefits we offer, from competitive rates on loans to personalized banking services tailored just for you. Opening an account is simple and straightforward! Just visit our online application page at https://digital.wsecu.org/banking/self-enrollment where you'll find all the necessary details to get started. If you have any questions or need assistance, don't hesitate to reach out to us at (800) 562-0999. We're here to help you every step of the way! For more information about eligibility criteria. Join us today and experience the difference of being part of Washington State Employees!

Business Banking & Commercial Services

Commercial Loans That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $419 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $5 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $644,394,602, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Simplify Transactions

In addition to loans, our merchant services make daily operations smoother for local businesses. Imagine being able to accept payments effortlessly from your customers, whether it's in-store or online. Our solutions help you manage transactions with ease, allowing you to focus more on what you love running your business. Whether you're looking for a loan to expand or need reliable payment processing solutions, Washington State Employees is here to help you thrive in today's competitive market. Reach out today or visit us to discover how we can support your business journey!

Comprehensive List Of Services

Additional Services

We strive to ensure that basic banking needs are met as well. Our drive-thru banking allows for quick deposits and withdrawals without leaving your car. If you're a member of a partner credit union, enjoy the benefits of shared branch transactions right here at Washington State Employees. Whether you're looking to open an account or need guidance on loan options, we're just a phone call away at (800) 562-0999 or you can visit us during lobby hours from Monday to Friday between 9:00 am and 5:30 pm. At Washington State Employees, we're dedicated to providing comprehensive financial services that adapt to your lifestyle. Explore all that we have to offer by visiting us today or check out our website at https://wsecu.org/. Your financial journey starts here!

Business Banking Solutions

For our local entrepreneurs, we provide robust business banking services including merchant services and business loans tailored to help your business thrive. Whether you're starting a new venture or expanding an existing one, we are here to support your goals.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why Washington State Employees offers top-notch online and mobile banking features. With these tools, you can manage your accounts anytime, anywhere pay bills, transfer funds, and even deposit checks right from your smartphone! Our ATMs are available for cash withdrawals, balance checks, and more, providing you with access 24/7.

Loans and Credit Options

Life can sometimes throw unexpected expenses your way. That's where our personal loans and debt consolidation services come in handy. We aim to empower our members by providing flexible solutions that help ease financial burdens. Plus, with our credit cards that offer rewards, you can earn points on everyday purchases, turning spending into savings.

Personal Banking

We understand that managing your finances can be challenging. That's why we offer personal banking services like checking and savings accounts designed to help you save for the future while keeping your money easily accessible. Need a vehicle? Our auto loans and vehicle financing options provide competitive rates to get you on the road without breaking the bank. For those looking to buy a home, our mortgage loans and refinancing services can simplify the process and help you find the perfect fit for your budget.

Digital & Online Banking

Convenient Online Banking

With our 24/7 online banking services available at https://wsecu.org/, you can access your accounts anytime, anywhere. Need to check your balance? Want to transfer money? It's all just a click away! Plus, for those who prefer mobile access, our dedicated mobile application ensures that all features are right at your fingertips. You can even make mobile payments effortlessly, adding convenience to your everyday transactions.

Easy Transfers and Transactions

Sending money to friends or family has never been easier with our person-to-person transfer feature. Whether splitting a bill or sending a gift, you can do it quickly and securely from your computer or mobile device. At Washington State Employees, we aim to empower our members with tools that enhance financial freedom and simplify banking. Dive into our digital world today and experience how easy managing your money can be!

Secure and User-Friendly Features

Security is our top priority. We use advanced technology to keep your information safe while providing an intuitive experience. With electronic signature authorization available, you can easily sign documents without having to visit a branch. And if you prefer going paperless, e-statements are readily accessible so you can review your financial activity whenever it suits you.

Financial Strength

Committed Team Ready to Serve You

Our $0 net shares reflect our dedication to investing back into our community. We also take pride in having 782 full-time employees and 51 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. With 627,578 total share accounts, it's clear that many trust us with their finances.

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Washington State Employees is your trusted partner. Visit us at 2523 W Northwest Blvd Spokane Wa 99205 or call 800-562-0999 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Solutions

Members' savings are secured through $1,304,527,411 in share certificates and $710,615,725 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $19,992,685, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvesting in Your Future

With $472,736,945 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our total loans and leases amount to $4,251,401,593, which includes $37,830 in used auto loans. This lending capacity supports your financial goals across various sectors.

Robust Financial Health

With a net worth of $482,794,019, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 918 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Information

If you're interested in any of these loan products or want to learn more about refinancing options and eligibility criteria, feel free to reach out. You can contact us at 800-562-0999 or visit us at our branch located at 2523 W Northwest Blvd Spokane WA 99205. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're here to help you navigate your financial journey let's find the right loan solution for you!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $691,436,541 in used vehicle loans and $471,635,194 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used car, our flexible terms and competitive rates make it easy for you to hit the road with confidence.

Business Loans

For business owners looking to expand or invest in new opportunities, our outstanding commercial loans totaling $644,394,602 provide the capital needed to grow and succeed. We understand the challenges that come with running a business and are committed to providing the support you need.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $332,988,335, make buying or refinancing simple. We offer various mortgage products tailored to fit your situation. If you're considering refinancing an existing mortgage or exploring eligibility options for purchasing your first home, our team is here to guide you through every step.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $269,914,266 in loans helping members manage their finances effectively. This product can be an excellent choice if you need to cover unexpected expenses or consolidate debt without putting up collateral.

Loan Aggregator

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WASHINGTON STATE EMPLOYEES CREDIT UNION - Spokane, WA

Type of Loan Offerings

Home Equity Loans

Personal Loans

Student Loans

Vehicle Loans

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