Washington State Employees Credit Union Spokane Valley WA | Low Mortgage Rates & Affordable Auto Loans

Introduction

Welcome to Washington State Employees, your trusted partner in financial well-being, located at 5211 E Sprague Ave, Spokane Valley, WA 99212. Established in 1957, we have been dedicated to serving our community for over six decades. With a total membership of 319,722, we pride ourselves on being a cornerstone of support and financial empowerment for our members. At Washington State Employees, we understand that banking is more than just transactions it's about building relationships. Our branch is not just a place to manage your money; it's a hub for the community where every member is treated like family. We are committed to helping you achieve your financial goals with personalized services ranging from checking and savings accounts to auto loans, mortgages, and business banking solutions. With total assets exceeding $5.25 billion and total deposits of $40,239,212, our financial strength reflects our commitment to stability and reliability. Under the leadership of our CEO, Gary Swindler, and Board President, Veronica Bronkema, we strive to offer exceptional service and innovative solutions that cater to your unique needs. While members can visit us at our branch location, official correspondence should be sent to our mailing address at PO BOX WSECU, Olympia, WA 98507. We invite you to explore all the services we offer by visiting our website at wsecu.org. Whether you're looking for personal banking options or business solutions, we're here to help you every step of the way. Call us today at 800-562-0999 or drop by our Spokane Valley branch during lobby hours: Monday through Friday from 9:00 AM to 5:30 PM and Saturday from 9:30 AM to 2:00 PM. Join us in shaping a brighter financial future together!

Branch History & Mission

At Washington State Employees, we take pride in our rich history and unwavering commitment to the community. Established in 1957, our Spokane Valley branch has grown alongside its members, evolving into a trusted financial partner for over 319,722 individuals. Located at 5211 E Sprague Ave, Spokane Valley, WA 99212, our branch is conveniently situated near local landmarks that reflect the vibrant spirit of our community. From the very beginning, our mission has been clear: to empower our members by providing reliable financial services while actively supporting the communities we serve. We believe in a member-first approach that prioritizes your needs and aspirations. With total assets exceeding $5.2 billion, we are dedicated to helping you achieve your financial goals through various services including personal banking, auto loans, mortgages, and credit cards with rewards. Over the years, we've embraced advancements in technology to enhance your banking experience. Our digital offerings include online banking and mobile payments, ensuring that you can manage your finances anytime and anywhere. We also prioritize accessibility; our facilities are ADA compliant so everyone can benefit from our services. Our commitment goes beyond just banking. Through partnerships with local organizations and community outreach efforts, we strive to make a positive impact on the lives of those around us. Whether it's supporting local charities or participating in community events, we believe that strong communities lead to stronger members. While members can visit us at 5211 E Sprague Ave for all their banking needs, official correspondence should be sent to PO BOX WSECU, Olympia, WA 98507. Our friendly staff is available during lobby hours Monday through Friday from 9:00 am to 5:30 pm and Saturday from 9:30 am to 2:00 pm to assist you with any inquiries. As we look toward the future, we invite you to join us on this journey of growth and community support. Experience the benefits of becoming a member of Washington State Employees today! For more information or to open an account online, visit our website or call us at 800-562-0999. Together, let's build a brighter future for ourselves and our community!

Branch Location & Accessibility

A Convenient Spot for Everyone

At our Spokane Valley branch, we prioritize accessibility for all members. We offer ample parking and are equipped with ADA-compliant features, ensuring that everyone can visit us comfortably. If you're in need of quick banking services, our drive-thru is available during the same hours as our lobby, allowing you to manage transactions without leaving your car.

Operating Hours Tailored for You

We understand that life can be busy, which is why we offer flexible operating hours. Our lobby is open Monday through Friday from 9:00 AM to 5:30 PM and on Saturday from 9:30 AM to 2:00 PM. If you prefer banking after hours, take advantage of our 24/7 drive-up ATM for quick withdrawals and balance checks at your convenience.

Services Designed With You in Mind

As a member of Washington State Employees Credit Union, you'll have access to various services tailored to fit your lifestyle. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we're here to help you achieve your financial goals. Additionally, if you need assistance with shared branch transactions or accessing cash through ATMs, our friendly staff is always ready to assist. While members can visit us at 5211 E Sprague Ave, official correspondence should be sent to PO BOX WSECU, Olympia, WA 98507. Feel free to reach out at 800-562-0999 if you have any questions or need assistance. We invite you to come by and experience the exceptional service that sets us apart!

Member Eligibility

Becoming a member of Washington State Employees feels like joining a welcoming family where your financial well-being is the priority. We believe in supporting our members, and anyone who works for or has retired from the state of Washington, along with their family members, can join our community. If you're ready to experience personalized service and a range of financial products designed just for you, it's simple to get started! Check out our eligibility details here for the most current information. Opening an account at Washington State Employees is a breeze! You can do it online through our easy self-enrollment process. Just visit this link: Account Opening. If you have any questions or need assistance, feel free to call us at (800) 562-0999. We can't wait to welcome you into our community at 5211 E Sprague Ave Spokane Valley Wa 99212!

Business Banking & Commercial Services

Business Loans for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $419 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $5 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $644,394,602, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services that Matter

Imagine processing payments seamlessly while focusing on what you do best running your business. Our merchant services offer practical solutions to help you accept payments easily and efficiently. From credit card processing to point-of-sale systems, we provide tools that simplify transactions, allowing you to spend more time serving your customers. Located at 5211 E Sprague Ave Spokane Valley Wa 99212 in Spokane Valley, WA, we're here to partner with you for all your business banking needs. Let's work together to achieve your financial goals!

Comprehensive List Of Services

Business Banking Solutions

For small business owners, we offer specialized services such as Merchant Services & Business Loans that support growth and enhance cash flow. Our team understands the unique challenges businesses face and is here to guide you through every financial decision.

Convenient Branch Services

For those who prefer face-to-face interactions, visit us during our lobby hours: Monday through Friday from 9:00 AM to 5:30 PM and Saturday from 9:30 AM to 2:00 PM. We also feature Basic Drive-Thru Banking, allowing you to handle deposits, withdrawals, and simple transactions without leaving your car. If you're a member of a partner credit union, take advantage of our Basic Shared Branch Transactions for easy deposits and withdrawals.

Digital Banking Features

In today's fast-paced world, having access to your finances anytime is crucial. That's why we provide comprehensive Online & Mobile Banking services. With our mobile app, you can easily check balances, transfer funds, and make payments from anywhere. We also offer ATM & Cash Withdrawal Services, ensuring you have access to your money whenever you need it.

Final Thoughts

At Washington State Employees, we're committed to being more than just a financial institution; we're your partners in achieving financial success. Our diverse range of services means that no matter what your needs are whether personal or business we've got you covered. Ready to explore all the ways we can assist you? Visit us today or call us at (800) 562-0999 for more information! You can also check out our website at https://wsecu.org/ for further details on how we can serve you best.

Personal Banking Services

For individuals seeking to manage their day-to-day finances, our personal banking options are designed with convenience in mind. We offer Checking & Savings Accounts that help you keep track of your money while earning interest. If you're considering a new car, our Auto Loans & Vehicle Financing can make that dream a reality. We understand that buying a home is a significant step; that's why we provide various Mortgage Loans & Refinancing options to fit your budget and lifestyle. Additionally, if you're facing debt challenges, our Personal Loans & Debt Consolidation services can help simplify your financial situation. Plus, don't forget about our Credit Cards with Rewards, which allow you to earn benefits on everyday purchases.

Digital & Online Banking

Accessibility and Real-Time Management

With all these features, managing your finances is as easy as a few taps on your device. You get real-time updates about your account activity and can rest easy knowing that our online services are designed with security in mind. Join us at Washington State Employees today and experience the freedom and peace of mind that comes with our comprehensive digital banking solutions! Visit us online at https://wsecu.org/ to get started.

Key Features

Our online banking service provides 24/7 access, allowing you to check balances, transfer funds, and pay bills at your convenience. Whether you're at home or on the go, managing your finances has never been simpler. Security is a top priority for us. We offer electronic signature authorization, ensuring that your transactions are safe and secure. You can also choose to receive e-statements, which not only help you stay organized but also contribute to reducing paper waste. For those who prefer mobile banking, our mobile application lets you access your accounts right from your smartphone. Need to send money to a friend? Our person-to-person transfer feature makes it easy and quick. Plus, if you like the ease of making payments with your phone, you'll be pleased to know that we support mobile payments too!

Financial Strength

At Washington State Employees, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that your trust is essential, and we are committed to maintaining a solid financial foundation that supports your needs today and into the future. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $482,794,019, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 918 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,304,527,411 in share certificates and $710,615,725 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $19,992,685, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $472,736,945 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our commitment to lending is reflected in our portfolio: with $37,830 in used auto loans and $4,256,051,593 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Although our current net income is $0, this reflects strategic decisions made to strengthen our position for the future. Additionally, we take pride in having 782 full-time employees and 51 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Our net shares available for lending and investments stand at $0, reflecting a focus on member-centric services over traditional profit maximization. We have a robust member base with a total of 627,578 share accounts, showing that our community trusts us with their finances. This trust fuels our mission to provide exceptional service tailored to meet your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving or borrowing or planning for the future, Washington State Employees is your trusted partner. Visit us at 5211 E Sprague Ave Spokane Valley WA 99212 or call 800-562-0999 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $691,436,541 in used vehicle loans and $471,635,194 in new vehicle loans already helping members get on the road. We provide flexible terms to fit your budget and lifestyle.

Credit Lines

If you need additional flexibility in managing your finances, our total credit lines amounting to $1,741,723,013 offer easy access to funds when you need them most. For those considering refinancing options or checking eligibility for any of our products, feel free to reach out. Our dedicated team at Washington State Employees is ready to assist you with personalized advice tailored to your situation. Our performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. You can contact us at 800-562-0999 or visit us at 5211 E Sprague Ave Spokane Valley Wa 99212 for more information about our offerings or any questions you may have!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $332,988,335, make buying or refinancing simple. Our team is here to guide you through the process and help you find the right solution for your housing needs.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $269,914,266 in loans helping members manage their finances effectively. This can be a great way to handle unexpected expenses or consolidate debt without putting up collateral.

Loan Aggregator

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