Washington State Employees Credit Union Pullman WA | Top Checking Accounts & Auto Loans

Introduction

Welcome to Washington State Employees, your trusted financial partner located at 405 Se Bishop Blvd, Pullman, WA 99163. Established in 1957, we have been dedicated to serving our community for over six decades, providing personalized banking solutions that truly make a difference in the lives of our members. With a strong foundation built on trust and reliability, we proudly serve 319,722 members and manage a robust portfolio of assets totaling over $5.25 billion. At Washington State Employees, we believe in empowering our members with the right tools to achieve their financial goals. Whether you're looking for checking accounts, auto loans, or mortgage options, we are here to support you every step of the way. Our commitment is reflected in our impressive total deposits of $40,239,212 and a net worth exceeding $482 million, showcasing our stability and dedication to member satisfaction. While members can visit us at our Pullman branch, official correspondence should be sent to our mailing address: PO BOX WSECU, OLYMPIA, WA 98507. Our team is led by CEO Gary Swindler and Board President Veronica Bronkema, who both share a deep commitment to the community we serve. We invite you to explore all that we offer by visiting our website at wsecu.org or giving us a call at 800-562-0999. Join us today and experience the friendly service and supportive environment that make Washington State Employees not just a credit union but your financial home.

Branch History & Mission

Commitment to Innovation

In today's fast-paced world, we recognize the importance of digital advancement in banking. That's why we've embraced technology through online and mobile banking options that allow our members to manage their finances conveniently. Additionally, we prioritize accessibility by ensuring ADA compliance throughout our facilities.

Community Engagement

Our partnerships with local organizations and schools underscore our commitment to giving back. Whether it's sponsoring events or offering financial literacy workshops, we are dedicated to making a positive impact in Pullman. We invite you to experience the benefits of being part of Washington State Employees. With convenient operating hours Monday through Friday from 9:00 AM to 5:30 PM and both ATM and drive-thru services available for your convenience, we're here to meet your banking needs with exceptional service. Join us today and become part of a community that puts people first. For more information or to open an account online, visit our website or call us at 800-562-0999. Together, let's achieve your financial dreams!

Our Mission

At Washington State Employees, our mission is clear: we aim to support our members' financial goals while fostering a sense of community. We believe in the power of collaboration and strive to create an inclusive environment where everyone feels welcome. Our team is passionate about not only offering competitive rates and personalized service but also actively participating in local outreach programs that strengthen our Pullman community. While members can visit us at 405 Se Bishop Blvd, official correspondence should be sent to PO BOX WSECU, OLYMPIA, WA 98507.

Branch Location & Accessibility

Operating Hours

Our lobby is open Monday through Friday from 9:00 AM to 5:30 PM, allowing you plenty of time during the week to stop by. If you're on the go, take advantage of our drive-thru service which operates with the same hours as the lobby. Additionally, we provide a 24/7 ATM for your cash withdrawal needs anytime you need it!

Parking and Accessibility Features

At our Pullman branch, you'll find ample parking available right outside the entrance, ensuring that your visit starts off hassle-free. We are proud to offer ADA-compliant facilities, including ramps and accessible entrances, making banking comfortable for everyone.

Services Offered

Whether you're looking to open a checking account, apply for an auto loan, or explore mortgage options, we have a wide range of services tailored just for you. Our friendly team is here to assist with personal banking needs like credit cards with rewards and business banking services too. Plus, if you're a member of another participating credit union, our shared service center allows you to conduct basic transactions seamlessly. While members can visit us at 405 Se Bishop Blvd for all their financial needs, official correspondence should be sent to PO BOX WSECU in Olympia. We invite you to come see us soon! For any questions or to learn more about our services, give us a call at 800-562-0999. We look forward to serving you!

Member Eligibility

At Washington State Employees, we believe in creating a welcoming community where everyone feels valued and supported. Becoming a member is straightforward and open to many! To qualify, you just need to be an employee of the State of Washington or a member of an eligible family member. This means that if you're connected to someone who works for the state, you can also join us! Once you're part of our family, you'll enjoy fantastic benefits like competitive rates on loans, personalized banking solutions, and access to resources designed to help you thrive financially. To get started with your membership at our branch located at 405 Se Bishop Blvd Pullman Wa 99163, just visit our website for more details on eligibility criteria at . If you're ready to open an account, you can do so easily online by following this link: https://digital.wsecu.org/banking/self-enrollment. Should you have any questions or need assistance, feel free to give us a call at (800) 562-0999. We can't wait to welcome you into the Washington State Employees family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $419 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $5 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $644,394,602, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine running your business smoothly while focusing on what you do best. Our merchant services make transactions effortless. Whether it's accepting credit card payments or setting up online payment systems, we provide tools that enhance your customer experience and improve cash flow. Visit us at 405 Se Bishop Blvd Pullman Wa 99163, Pullman, WA, or call us at (800) 562-0999 to explore how our business banking services can help your venture thrive!

Comprehensive List Of Services

Business Banking Services

For business owners, we understand that managing finances can be complex. That's why we offer tailored business banking solutions, including merchant services and business loans, to help your venture thrive. Our team is ready to partner with you for success.

Convenient Digital Banking

In today's fast-paced world, convenience is key. With online and mobile banking, accessing your accounts has never been easier. From checking balances to transferring funds or paying bills, everything is just a few clicks away. Plus, our ATM services allow for cash withdrawals whenever you need them, ensuring you're covered no matter where life takes you.

Drive-Thru & Shared Services

For quick transactions like deposits or withdrawals, take advantage of our basic drive-thru banking service. We also participate in shared branch transactions, so if you're a member of a partner credit union, you can perform basic transactions like deposits and withdrawals at our location without any hassle. Our commitment at Washington State Employees extends beyond just banking; it's about building relationships within the community. We invite you to visit us at 405 Se Bishop Blvd Pullman Wa 99163 or give us a call at (800) 562-0999 to learn more about how we can support your financial needs. Explore all that we have to offer by visiting our website: Pullman Bishop. Your financial future starts here!

Personal Banking Solutions

Whether you're looking to manage your day-to-day finances or save for the future, we offer various personal banking options. Start by exploring our checking and savings accounts that fit different lifestyles and preferences. If you're planning to purchase a vehicle, our auto loans and vehicle financing make it easier for you to drive away in the car of your dreams. For those considering home ownership, our mortgage loans and refinancing options can guide you through the process seamlessly.

Support for Everyday Needs

Sometimes life throws unexpected expenses your way. Our personal loans and debt consolidation services provide flexibility when you need it most, allowing you to focus on what truly matters. Additionally, our credit cards come with rewards that give back as you spend, making every purchase count towards something special.

Digital & Online Banking

Key Services

One of the standout features available at Washington State Employees is our intuitive online banking platform, which you can explore at https://wsecu.org/. Here, you can easily check balances, transfer funds, and pay bills with just a few clicks. Plus, our electronic signature authorization allows you to handle important documents without the hassle of printing or mailing everything is done securely online. For those who prefer to go paperless, we offer e-statements that let you view your account statements electronically. Not only does this save trees, but it also provides easy access to your financial history right from your device.

Mobile Convenience

In today's fast-paced world, having a reliable mobile application is essential. Our mobile app gives you the power to manage your money on the go. You can make person-to-person transfers with ease, allowing you to send money to friends or family quickly and securely. Plus, our mobile payments feature means you can leave your wallet at home just use your phone for quick purchases wherever accepted. We pride ourselves on providing a user-friendly experience that keeps your financial information secure while offering real-time account management. At Washington State Employees, we believe in empowering our members with tools that make banking straightforward and accessible. With all these digital options available, managing your finances has never been easier! Whether you're checking in from home or on the move, Washington State Employees has you covered every step of the way.

Financial Strength

Commitment to Efficiency

Our operational efficiency is reflected in our net income of $0, showcasing our dedication to maintaining low costs while providing exceptional value for our members. We also take pride in having 782 full-time employees and 51 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Member Trust

Total Share Accounts stand at an impressive 627,578, showing a strong and growing member base that trusts us with their finances. This trust is vital as it allows us to focus on what matters most supporting your financial journey. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Washington State Employees is your trusted partner. Visit us at 405 Se Bishop Blvd Pullman WA 99163 or call 800-562-0999 to learn more about how we can help you achieve your financial goals.

Reinvesting in Your Future

With $472,736,945 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $37,830 in used auto loans and an impressive $4,251,401,593 in total loans and leases.

Secure Savings Options

Members' savings are secured through $1,304,527,411 in share certificates and $710,615,725 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $19,992,685, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $482,794,019, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 918 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $691,436,541 in used vehicle loans and $471,635,194 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used one, our competitive rates make it easier than ever to drive off with confidence.

Business Loans

For business owners, our outstanding commercial loans totaling $644,394,602 provide the capital needed to grow and expand. We know that running a business comes with its own set of challenges; our lending solutions aim to empower you with the resources you need.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $332,988,335, make buying or refinancing simple. We strive to provide flexible terms and support throughout the process so you can focus on making your new house a home.

Refinancing Options

If you're considering refinancing any existing loans or looking for eligibility options, we encourage you to reach out. Our team is ready to discuss how we can assist you in improving your financial situation and potentially lowering your monthly payments. Our branch is conveniently located at 405 Se Bishop Blvd Pullman WA 99163, and we're available by phone at 800-562-0999 for any inquiries you may have. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. No matter what your financial goals are, Washington State Employees is committed to providing you with personalized service and competitive loan products to help make those goals a reality.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $269,914,266 in loans helping members manage their finances effectively. These cards are designed to give you purchasing power without the need for collateral.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov), ensuring fair and transparent offers. This means you can trust that the information you receive reflects actual market conditions and lender offerings.