Washington State Employees Credit Union Olympia WA | Low Mortgage Rates & Quick Personal Loans

Introduction

Welcome to Washington State Employees, your trusted partner in financial success since 1957. Nestled in the heart of Olympia, WA, at 4245 Martin Way E, we are proud to serve our community with a commitment to excellence and member satisfaction. With over 319,000 members and assets exceeding $5.25 billion, we strive to provide financial solutions tailored to meet your needs. At Washington State Employees, we understand that managing your finances can sometimes feel overwhelming. That's why we offer a wide range of services, including checking and savings accounts, auto loans, mortgage refinancing, personal loans, and business banking options. Our dedicated team is here to guide you every step of the way. While members can visit us at our branch location, official correspondence should be sent to PO BOX WSECU, Olympia, WA 98507. As part of our mission to support you, we maintain a robust net worth of $482 million and ensure that your deposits are secure with total deposits amounting to $40 million. Under the leadership of CEO Gary Swindler and Board President Veronica Bronkema, we have cultivated an environment where trust and transparency thrive. Our staff of 833 employees is ready to assist you with any inquiries or services you may need. We invite you to explore our website at wsecu.org for more information or give us a call at 800-562-0999. Whether you're looking for financial advice or ready to open an account online, we're here for you because at Washington State Employees, your financial well-being is our top priority!

Branch History & Mission

Community Engagement

Throughout our history, we've proudly partnered with various organizations and participated in numerous community outreach initiatives. These efforts help us give back and make a positive impact on the lives of those who live in Olympia and beyond. Whether through financial literacy programs or supporting local events, we remain committed to strengthening our community ties. As we look ahead, we are excited about embracing digital advancements while ensuring accessibility for all. Our online and mobile banking options allow members to manage their finances easily while remaining compliant with ADA standards. We invite you to join Washington State Employees and experience firsthand how we can support your financial journey. Together, let's build a brighter future for you and our community! For more information or to open an account today, visit our website or call us at 800-562-0999.

Our Mission

The mission of Washington State Employees is simple yet powerful: to enhance the lives of our members by providing reliable financial services while fostering community support. We believe that strong communities lead to strong individuals. This belief drives us to not only offer exceptional financial products but also engage in meaningful outreach programs that uplift those around us. While you can visit us at our Olympia branch for all your banking needs, official correspondence should be sent to PO BOX WSECU, OLYMPIA, WA 98507. Our operating hours are convenient for everyone: Monday through Friday from 9:00 am to 5:30 pm and Saturday from 9:30 am to 2:00 pm. We also offer a drive-thru service and an ATM available 24/7 for added convenience.

Branch Location & Accessibility

Welcome to the Washington State Employees branch, conveniently located at 4245 Martin Way E in beautiful Olympia, WA. This spot is not just easy to find, but it's also surrounded by familiar landmarks that make your visit even more enjoyable. Whether you're heading to the nearby shops or stopping by after a trip to the local parks, we're here for all your banking needs. When you arrive at our branch, you'll find ample parking available, making it simple to pop in for a quick transaction or to discuss your financial goals with one of our friendly staff members. We take accessibility seriously; our branch features ADA-compliant ramps and services to ensure that everyone can access our facilities comfortably. Our lobby hours are designed with your busy schedule in mind. We're open Monday through Friday from 9:00 AM to 5:30 PM and Saturday from 9:30 AM to 2:00 PM. Need a quick transaction outside of those hours? No problem! Our drive-thru service operates during the same hours as the lobby, and we also offer a convenient 24/7 ATM right on-site for cash withdrawals and balance checks. While members can visit us at 4245 Martin Way E, official correspondence should be sent to PO BOX WSECU, Olympia, WA 98507. If you have any questions or need assistance, feel free to call us at 800-562-0999. At Washington State Employees, we offer a wide range of services including personal banking, auto loans, mortgage options, credit cards with rewards, and business banking solutions. Plus, you can take advantage of online and mobile banking options for added convenience. We invite you to stop by our Olympia branch today! Experience firsthand how we can help you manage your finances better. Your journey toward achieving your financial goals starts here!

Member Eligibility

Becoming a member of Washington State Employees is like joining a family that truly cares about your financial well-being. If you live, work, or go to school in the state of Washington, you're already on your way to eligibility! This welcoming credit union values community and aims to support its members with various financial services tailored just for you. Whether you're looking for a checking account, auto loans, or even mortgage options, being part of Washington State Employees means having access to resources that can help you thrive financially. To start your journey with us, simply visit our website for more details on the eligibility criteria. The process is straightforward and inviting; just follow the easy steps outlined there to open an account online through this link: https://digital.wsecu.org/banking/self-enrollment. Have questions? Feel free to reach out at (800) 562-0999. We're excited to welcome you into our community at 4245 Martin Way E Olympia Wa 98516!

Business Banking & Commercial Services

Financing Solutions That Empower Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $419 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $5 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $644,394,602, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Life Easier

Imagine running your business without worrying about payment processing. Our merchant services offer practical solutions that allow you to accept payments seamlessly, whether online or in-store. This means you can focus on what truly matters: serving your customers and growing your brand. Located at 4245 Martin Way E Olympia Wa 98516, Olympia, WA, we're here to provide personalized support tailored to your specific business goals. Let's work together to elevate your business!

Comprehensive List Of Services

Business Banking Support

For our local businesses, we provide comprehensive business banking services, including merchant services and business loans. We understand the challenges small business owners face, which is why we offer tailored solutions to help you thrive in today's competitive environment.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why we've invested in robust online and mobile banking platforms. You can manage your accounts from anywhere at any time whether it's checking balances, transferring funds, or paying bills. Our ATM and cash withdrawal services ensure that access to your money is never far away.

Credit Cards with Rewards

Looking for a credit card that offers more than just a line of credit? Our credit cards with rewards allow you to earn points or cash back on your purchases, making every transaction feel rewarding. It's a great way to make the most out of your spending while enjoying the benefits of being a member at Washington State Employees.

Drive-Thru and Shared Branch Transactions

If you prefer face-to-face interactions for your banking needs, our basic drive-thru service allows for quick deposits, withdrawals, and simple transactions without leaving your vehicle. We also participate in shared branch transactions with partner credit unions, enabling you to perform deposits and withdrawals even when you're away from home.

Personal Banking Solutions

When it comes to managing your finances, our personal banking options are tailored just for you. From checking and savings accounts that fit your lifestyle to auto loans and vehicle financing that help you get behind the wheel of your dream car, we're here to support you every step of the way. If you're considering purchasing a home, our mortgage loans and refinancing solutions can make that process smoother. Plus, our personal loans and debt consolidation services can assist you in managing existing debts effectively.

Reach Us Anytime

We invite you to visit us at our branch located at 4245 Martin Way E Olympia Wa 98516 in beautiful Olympia, or give us a call at (800) 562-0999 during our lobby hours: Monday through Friday from 9:00 AM to 5:30 PM, and Saturday from 9:30 AM to 2:00 PM. Our drive-thru operates during the same hours as the lobby for your convenience. Join us at Washington State Employees, where community meets comprehensive financial service. Explore how we can assist you by visiting our website at Olympia Martin Way. Let us be part of your financial journey!

Digital & Online Banking

Key Features

Our online banking service operates 24/7, allowing you to check balances, transfer funds, and pay bills at your convenience. You can also enjoy the benefits of electronic signature authorization, making it easier than ever to sign documents securely from the comfort of your home. Plus, with e-statements available, you can go paperless while keeping track of your transactions efficiently. If you're always on the go, our mobile application is perfect for you! With features like mobile payments and person-to-person transfers, sending money to friends or family has never been simpler. Just download our app and manage your finances right from your smartphone.

Security and Accessibility

We prioritize your security in every transaction. Our systems are equipped with advanced security measures to protect your personal information. Whether you're using our website or mobile app, you can have peace of mind knowing that your data is safe. At Washington State Employees, we believe that banking should fit into your lifestyle seamlessly. That's why we offer accessible services that make it easy for you to manage your money in real time. Whether you prefer using a computer or a mobile device, everything you need is just a click away! Explore all the conveniences of digital banking today at https://wsecu.org/ and experience how Washington State Employees is committed to making your banking experience not only secure but also incredibly user-friendly!

Financial Strength

Growing Membership Base

Total Share Accounts stand at an impressive 627,578, showcasing a strong and growing member base that trusts us with their finances. This trust strengthens our commitment to providing you with the best service possible. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Washington State Employees is your trusted partner. Visit us at 4245 Martin Way E Olympia Wa 98516 or call 800-562-0999 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our operational efficiency is reflected in our net income of $0, which positions us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 782 full-time employees and 51 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Reinvestment in Member Services

With $472,736,945 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $37,830 in used auto loans and $4,251,401,593 in total loans and leases available to support your financial goals across various sectors.

Secure Savings Options

Members' savings are secured through $1,304,527,411 in share certificates and $710,615,725 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $19,992,685, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $482,794,019, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 918 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry. We currently have over $691,436,541 in used vehicle loans and $471,635,194 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new vehicle or a dependable used car, we can help you find a loan that fits your budget.

Credit Lines

For those who need more flexibility in managing their cash flow, we provide credit lines totaling $1,741,723,013. This allows you to access funds as needed while only paying interest on what you use.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $332,988,335, which can make your journey toward owning a home easier and more affordable.

Refinancing Options

If you're looking for better terms on existing loans or want to lower your monthly payments, we have refinancing options available across many of our loan products. Speak with our team to explore how you might save money each month. Our dedicated team is here to guide you through each step of the borrowing process and ensure you find the right fit for your financial needs. If you have any questions or would like to discuss your options further, please feel free to contact us at 800-562-0999 during our lobby hours: Monday through Friday from 9:00 AM to 5:30 PM and Saturday from 9:30 AM to 2:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you achieve your financial goals today!

Unsecured Credit Card Loans

Managing day-to-day finances can sometimes require a little extra support. We also offer flexible terms on unsecured credit card loans, with a total of $269,914,266 in loans helping members manage their finances effectively. These cards are designed to offer you convenience and peace of mind when unexpected expenses arise.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that users receive fair and transparent offers when exploring their financing options.

WASHINGTON STATE EMPLOYEES CREDIT UNION - Olympia, WA

Type of Loan Offerings

Home Equity Loans

Personal Loans

Student Loans

Vehicle Loans

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Loan rates in Olympia, WA (98516)