Washington State Employees Credit Union Olympia WA | Best Auto Loans & Business Banking

Introduction

Welcome to Washington State Employees, your trusted financial partner located at 2006 Harrison Ave Nw, Olympia, WA 98502. Since our establishment in 1957, we have proudly served our community, growing to a vibrant membership of 319,722 individuals who rely on us for their banking needs. With total assets exceeding $5.2 billion and deposits totaling $40,239,212, we are dedicated to providing robust financial services that help our members thrive. At Washington State Employees, we believe in building strong relationships with our members. Our commitment to excellence is reflected in our leadership team, including CEO Gary Swindler and Board President Veronica Bronkema, who work tirelessly to ensure that you receive the best possible service and support. Whether you're looking for personal banking solutions like checking and savings accounts or need assistance with auto loans, mortgages, or business banking services, our knowledgeable staff is here to help. While you can visit us at our branch location for all your banking needs, please note that official correspondence should be sent to our mailing address: PO BOX WSECU, OLYMPIA, WA 98507. We invite you to explore our website at wsecu.org for more information about our services or call us at 800-562-0999 with any questions. Join us as we continue to support the financial well-being of our community. We look forward to serving you!

Branch History & Mission

Welcome to the Washington State Employees Credit Union, a cornerstone of financial support in Olympia, WA. Established in 1957, our branch has dedicated itself to serving the community and supporting its members through thick and thin. From humble beginnings, we have grown into a vibrant institution that proudly serves over 319,722 members, providing them with essential financial services and a sense of belonging. Located at 2006 Harrison Ave NW, Olympia, WA 98502, our branch is easily accessible for all members. Just a short distance from the scenic Capitol Lake and the bustling downtown area, we are perfectly situated to meet the needs of our diverse community. While you can visit us at this address for all your banking needs, please send any official correspondence to PO BOX WSECU, OLYMPIA, WA 98507. Throughout our history, we have achieved remarkable milestones that reflect our commitment to excellence. With total assets exceeding $5.25 billion, we continue to provide competitive loan rates and innovative financial products tailored to fit every member's lifestyle. Our operating hours are convenient: Lobby hours are Monday through Friday from 9:00 AM to 5:30 PM, and Saturday from 9:30 AM to 2:00 PM. Plus, enjoy the ease of our 24/7 drive-thru ATM and walk-up ATMs for your banking needs anytime. At the heart of Washington State Employees Credit Union is our mission: to empower individuals and strengthen communities through exceptional financial services. We believe in building lasting relationships with our members by offering personal banking options such as checking and savings accounts, auto loans, mortgage refinancing, credit cards with rewards, and much more. Our dedication extends beyond financial transactions; we actively engage in community outreach programs that make a difference in the lives of those around us. Our team is always looking for ways to enhance your experience with us. We prioritize customer service by ensuring ADA compliance at all locations and incorporating digital advancements like online banking and mobile payment options for greater convenience. We also offer shared service center access so you can conduct basic transactions even when you're away from home. Join us today at Washington State Employees Credit Union! Experience firsthand how we can help you achieve your financial goals while being an integral part of a supportive community. Whether you're looking for a new account or seeking advice on managing your finances, we're here for you every step of the way. Visit us today or call us at 800-562-0999!

Branch Location & Accessibility

Nearby Landmarks and Accessibility

Just a stone's throw away from popular spots like the Olympia Center and nearby parks, our location is perfect for a quick visit while you're out and about. With ample parking available and ADA-compliant features, we ensure that everyone can access our services comfortably. If you need assistance or have questions during your visit, our friendly staff is always ready to help.

Operating Hours

At Washington State Employees, we understand that your time is valuable. That's why we offer flexible operating hours: from Monday to Friday, our lobby is open from 9:00 AM to 5:30 PM, and on Saturdays from 9:30 AM to 2:00 PM. For those who prefer banking on-the-go, we also provide a 24/7 drive-thru ATM and walk-up ATMs for your convenience.

Services Offered

Our branch offers a variety of services tailored to meet your financial needs. From checking and savings accounts to auto loans and mortgage refinancing, we have you covered. If you're looking for business banking solutions or need assistance with credit cards that offer rewards, our team is here to guide you through it all. Plus, with shared services available, members of partner credit unions can easily access basic transactions right here! While members can visit us at 2006 Harrison Ave NW, official correspondence should be sent to PO BOX WSECU in Olympia, WA 98507. We invite you to come by or give us a call at 800-562-0999 today! Experience the friendly service and community-focused banking that makes Washington State Employees credit union a great choice for your financial journey. We look forward to welcoming you!

Member Eligibility

Welcome to the Washington State Employees community, where joining us means becoming part of a supportive family focused on your financial well-being. To become a member at Washington State Employees, you simply need to meet a few friendly criteria that include being an employee or retiree of the state of Washington, a family member of someone already a member, or residing in our service area. This is a chance to enjoy personalized banking services tailored just for you! Plus, as a member, you'll gain access to exclusive benefits like competitive loan rates and rewarding savings options. Opening an account is easy and can be done online! Just visit our account opening page at https://digital.wsecu.org/banking/self-enrollment to get started. If you have any questions or want to learn more about eligibility details, feel free to reach out to us at (800) 562-0999 or check out the specifics on our website at . We can't wait to welcome you into the fold at Washington State Employees, located conveniently at 2006 Harrison Ave Nw Olympia Wa 98502!

Business Banking & Commercial Services

Commercial Loans for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $419 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $5 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $644,394,602, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services that Make a Difference

In addition to loans, we offer merchant services designed to streamline your operations. Imagine easily accepting payments, managing transactions, and tracking sales all from one user-friendly platform. Whether you're a retail store on Harrison Ave or a service provider in Olympia, our merchant services can help you save time and enhance customer satisfaction. Explore how our business banking solutions at Washington State Employees, located at 2006 Harrison Ave Nw Olympia Wa 98502, can help you thrive today! For more information, give us a call at (800) 562-0999 or visit our website at https://wsecu.org/.

Comprehensive List Of Services

Accessible Service Options

At Washington State Employees, we strive for accessibility. Our branch includes basic ATM access for quick withdrawals and balance checks, ensuring that even if you're in a hurry, banking with us is still simple. If you prefer face-to-face interactions but can't visit during lobby hours, take advantage of our extended drive-thru service. We invite you to explore all the ways we can support your financial journey at Washington State Employees. If you have any questions or want to learn more about how we can assist you, don't hesitate to reach out at 800-562-0999 or visit us online at wsecu.org. Your financial well-being is our top priority!

Business Banking Services

If you're a business owner in need of financial support, we offer tailored solutions through our Business Banking services. From Merchant Services that simplify payment processing to Business Loans that help you grow your enterprise, we've got the resources necessary for your success.

Digital Banking Convenience

In today's fast-paced world, managing your finances shouldn't be complicated. That's why we provide robust Online & Mobile Banking features so you can access your accounts anytime from anywhere. With options like ATM & Cash Withdrawal Services, it's easy to get cash when you need it most. Our Basic Drive-Thru Banking allows for quick deposits and withdrawals without leaving your car, while our shared branch transactions enable partner credit union members to access essential banking services easily.

Personal Banking Solutions

Whether you're looking to manage your day-to-day expenses or save for future goals, our Personal Banking services have you covered. We offer various Checking & Savings Accounts that are designed to fit different lifestyles and financial habits. If you're planning to purchase a new car or refinance your current vehicle, our Auto Loans & Vehicle Financing options make it easy and affordable. For those considering homeownership or wanting to update their current mortgage terms, our Mortgage Loans & Refinancing services are here to help you navigate the process smoothly.

Support for Everyday Needs

Life can bring unexpected expenses, and that's where our Personal Loans & Debt Consolidation come in handy. Whether you need funds for a big purchase or want to streamline your debts into one manageable payment, we're here for you. Additionally, our Credit Cards with Rewards offer not just convenience but also benefits on your everyday spending.

Digital & Online Banking

At Washington State Employees, we understand that banking should be easy and convenient. That's why we offer a range of digital and online banking services designed to fit your busy lifestyle while keeping your information secure. With our 24/7 online banking services, you can manage your accounts anytime, anywhere. Simply visit https://wsecu.org/ to access your account, check balances, transfer funds, and pay bills all from the comfort of your home or on the go. Our user-friendly mobile application allows you to do all this right from your smartphone, making it easier than ever to stay on top of your finances. Need to send money quickly? Our person-to-person transfer feature lets you easily send money to friends or family with just a few taps. Plus, our electronic signature authorization makes it simple to sign documents digitally, speeding up processes like loan applications without the hassle of printing and mailing forms. You can also enjoy the benefits of e-statements at Washington State Employees. By opting for electronic statements, you can view your account activity online instead of waiting for paper statements in the mail. This not only helps reduce clutter but also keeps your financial information secure and easily accessible. For those who prefer mobile payments, we've got you covered! With our mobile payments feature, you can make purchases using your smartphone no need for cash or cards. Just tap and go! At Washington State Employees, we are committed to providing our members with efficient banking solutions that prioritize security and convenience. Whether you're checking your balance or making a quick transfer, our digital banking tools make managing your finances a breeze. Join us today and experience the ease of modern banking!

Financial Strength

At Washington State Employees, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. Our commitment to maintaining a strong financial foundation ensures that you can trust us with your savings and loans. With a net worth of $482,794,019, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 918 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,304,527,411 in share certificates and $710,615,725 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $19,992,685, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $472,736,945 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity for lending is also impressive; we hold $37,830 in used auto loans and have provided a total of $4,251,401,593 in loans and leases, supporting our members' financial goals across various sectors. Our operational efficiency is reflected in our net income of $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 782 full-time employees and 51 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share Accounts at 627,578 show a strong and growing member base that trusts us with their finances. This trust fuels our mission to support your financial well-being through every life stage. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Washington State Employees is your trusted partner. Visit us at 2006 Harrison Ave Nw Olympia Wa 98502 or call 800-562-0999 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Loan Offering

Additional Financing Options

For those looking for additional financing solutions, our total credit lines amount to $1,741,723,013, giving you access to funds when you need them most. If you're interested in refinancing options or checking your eligibility for any of our loan products, feel free to reach out. Our team is here to assist you every step of the way. You can contact us at 800-562-0999 or visit us at our branch located at 2006 Harrison Ave NW, Olympia WA 98502. Let's work together to find the right loan solution for you!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $691,436,541 in used vehicle loans and $471,635,194 in new vehicle loans already helping members get on the road. We provide flexible financing options for both new and used vehicles, making it easier for you to drive away with confidence.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $332,988,335, make buying or refinancing simple. We are committed to guiding you through the process so that you can find the right solution for your housing needs.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $269,914,266 in loans helping members manage their finances effectively. These cards provide a convenient way to handle everyday expenses while building your credit history.

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to using verified data ensures that users receive fair and transparent offers, free from hidden fees or misleading terms.