Washington State Employees Credit Union Olympia WA | Best Auto Loans & Business Banking

Introduction

Welcome to Washington State Employees, your trusted financial partner located at 330 Union Ave Se, Olympia, WA 98501. Since our establishment in 1957, we have proudly served a growing community of over 319,722 members. Our commitment to providing reliable banking services is reflected in our impressive total assets of $5,255,760,569 and total deposits amounting to $40,239,212. At Washington State Employees, we believe in the power of community and strive to make a positive impact on the lives of our members. We offer a wide range of services including personal banking options like checking and savings accounts, auto loans, mortgages, and credit cards with rewards. Our business banking services cater to local entrepreneurs with merchant services and business loans. Under the leadership of CEO Gary Swindler and Board President Veronica Bronkema, our dedicated team of 833 employees is here to support you every step of the way. Whether you are looking for financing options or simply want to manage your accounts more effectively through our online and mobile banking features, we're here for you. While members can visit us at our branch location, official correspondence should be sent to our mailing address: PO BOX WSECU, Olympia, WA 98507. For any inquiries or assistance, feel free to reach out at 800-562-0999. Explore all that we have to offer by visiting our website at wsecu.org today! We invite you to experience the exceptional service that has made us a cornerstone of the Olympia community for decades.

Branch History & Mission

Community Focus

Community outreach remains an essential part of who we are. We actively engage in partnerships that uplift local initiatives and contribute positively to the lives of those around us. Whether it's through financial education programs or supporting local charities, Washington State Employees strives to make a meaningful impact beyond just banking.

Join Us

As we look towards the future, we invite you to become part of our growing family at Washington State Employees Credit Union. Experience firsthand how we can help you achieve your financial goals while being an integral part of a vibrant community-focused institution. For more information or to join today, visit us online at wsecu.org or call us at 800-562-0999. Together, let's build a brighter financial future!

Our Evolution

From humble beginnings, Washington State Employees has expanded significantly over the years. We started with a simple mission: to offer accessible banking solutions tailored to the needs of state employees and their families. As we evolved, so did our services. Today, we provide a wide array of personal banking options, including checking and savings accounts, auto loans, mortgages, credit cards with rewards, and business banking solutions. Our growth reflects not just an increase in numbers but a deepening of our commitment to empower our members financially. Our headquarters is located in Olympia, ensuring that we remain close to the communities we serve. While members can visit us at 330 Union Ave SE, official correspondence should be sent to PO BOX WSECU, OLYMPIA, WA 98507.

Our Mission

At the core of Washington State Employees is our mission statement: "To enhance the financial well-being of our members through exceptional service and innovative financial solutions." We believe that every member deserves personalized attention and support on their financial journey. Our team works tirelessly to foster relationships built on trust and transparency. We are also dedicated to making banking accessible for everyone. Our branch features ADA-compliant facilities and offers various digital services like online banking and mobile payments. We are proud to provide 24/7 access to ATMs throughout the area for added convenience.

Branch Location & Accessibility

Connect With Us

If you have questions or need assistance before your visit, don't hesitate to give us a call at 800-562-0999. We're eager to help you navigate your financial options and ensure that your experience with us is as smooth as possible. We look forward to welcoming you at the Washington State Employees branch in Olympia!

Getting Here and Accessibility

Our Olympia branch is designed with accessibility in mind. With ample parking available right outside, you won't have to worry about finding a spot. The branch complies with ADA standards, featuring ramps and wide doorways to ensure all members can easily visit us. If you need assistance, our friendly staff is always ready to help. While you can drop by at 330 Union Ave SE for your banking needs, please note that official correspondence should be sent to PO BOX WSECU, Olympia, WA 98507.

Operating Hours

We invite you to visit us during our lobby hours from Monday through Friday, between 9:00 AM and 5:30 PM. If you're looking for ATM services, we have those available around the clock! Our drive-thru service may not be operational at this location; however, we offer convenient ATM access along with cash withdrawal services to meet your banking requirements.

Services Offered

At Washington State Employees, we provide a wide range of services tailored for both personal and business banking. From checking and savings accounts to auto loans and mortgage refinancing, we're here to support your financial journey. Plus, if you're a member of a partnering credit union, you can enjoy basic shared branch transactions right here!

Member Eligibility

At Washington State Employees, we believe that everyone deserves a chance to be part of a caring community that prioritizes your financial well-being. Becoming a member is easy and welcoming! If you live, work, or attend school in certain areas of Washington, you're likely eligible to join us. We're here to support you with personal banking services that can help you thrive, including checking and savings accounts, loans, and more. For detailed eligibility information, feel free to check out our resource at . Joining is a simple process! You can start by visiting our account opening page at https://digital.wsecu.org/banking/self-enrollment. If you have any questions or need assistance, don't hesitate to reach out to us at (800) 562-0999. We're excited to welcome you to the Washington State Employees family at our branch located at 330 Union Ave Se Olympia Wa 98501!

Business Banking & Commercial Services

Merchant Services That Make a Difference

Imagine having a reliable partner for your payment processing needs. Our merchant services offer easy solutions that simplify transactions, making it easier for you to manage your cash flow. From credit card processing to online payments, we ensure that your customers can pay how they want while you focus on what matters most growing your business. Visit us at 330 Union Ave Se Olympia Wa 98501 in Olympia, WA, or give us a call at (800) 562-0999 to learn more about how our business banking and commercial services can empower your enterprise!

Supporting Your Business Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $419 in commercial loans for our members, helping businesses scale and succeed. Whether you need to purchase new equipment or expand your facilities, our loan options are designed to meet your specific needs. We also support the broader business community with $5 in non-member commercial loans, providing flexible financing solutions. With an outstanding commercial loan portfolio of $644,394,602, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

If you're a business owner, we have services tailored just for you. Our business banking options include merchant services and business loans designed to support your growth. Think of us as your partner in navigating the complexities of business finance.

Community Commitment

As part of our commitment to community, we also facilitate basic shared branch transactions for members from partner credit unions, ensuring that everyone has access to essential banking services when they need them most.

Digital Banking at Your Fingertips

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking solutions that allow you to manage your accounts from anywhere, anytime. Whether it's checking your balance or making payments on the go, our digital tools are designed with your busy lifestyle in mind. Don't forget about our ATM services! With ATM access, withdrawing cash or checking balances is straightforward and hassle-free.

Personal Banking Solutions

We understand that managing personal finances can be challenging. That's why we offer checking and savings accounts designed to help you save for both short-term goals and long-term dreams. Whether you're saving for a vacation or building an emergency fund, our accounts come with features that make banking easy and accessible. When it comes to larger purchases like vehicles, our auto loans and vehicle financing options provide flexible terms to fit your budget. Imagine driving off in your new car without the stress of complicated financing it's what we aim for! Additionally, if you're looking to buy a home or refinance your current mortgage, our mortgage loans are crafted to guide you through the process with competitive rates and personalized service.

Ready to Get Started?

Our friendly team at Washington State Employees is here to assist you every step of the way. Whether you're looking for personal banking options or business services, we invite you to reach out at 800-562-0999 or visit us in person at our Olympia branch. Explore how we can help you achieve your financial goals today! For more information about all our offerings, please visit our website.

Support for Your Financial Journey

For those unexpected expenses or plans that require some extra cash, our personal loans and debt consolidation solutions can help ease the burden. We aim to provide clear paths toward managing debt effectively so you can focus on what matters most. We also recognize the importance of rewarding loyalty. Our credit cards with rewards not only offer convenience but also allow you to earn points on everyday purchases turning regular spending into exciting rewards!

Digital & Online Banking

Accessibility and Support

At Washington State Employees, we believe in empowering our members with real-time account management. With our online banking platform, everything is designed to be straightforward and easy to navigate. If you ever need assistance, our dedicated support team is just a phone call away at (800) 562-0999. Experience the ease and flexibility of modern banking with us today! Visit https://wsecu.org/ to explore all the digital services we offer and take control of your financial journey.

Key Features

With our online banking services available 24/7 at https://wsecu.org/, you can check your account balances, pay bills, and transfer funds whenever it suits you. Our user-friendly mobile application ensures that you have access to all these features right from your smartphone, making banking simple and accessible. Security is a top priority for us. We offer electronic signature authorization, so you can complete transactions safely without the need for paper forms. Plus, with e-statements readily available, you can keep track of your finances while reducing clutter in your mailbox. Need to send money to friends or family? Our person-to-person transfer feature lets you send money instantly no more waiting in line at the bank! And if you're out shopping, you'll appreciate our mobile payments option, which allows you to make secure purchases directly from your phone.

Financial Strength

A Trusted Partner for Your Financial Journey

Total Share Accounts stand at an impressive 627,578, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Washington State Employees is your trusted partner. Visit us at 330 Union Ave Se Olympia Wa 98501 or call 800-562-0999 to learn more about how we can help you achieve your financial goals.

Commitment to Growth

With $472,736,945 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our total loans and leases amount to $4,251,401,593, which includes $37,830 in used auto loans. This lending capacity supports members' financial goals across various sectors.

Operational Efficiency

Our $0 net income reflects our commitment to efficiency while continuing to offer competitive loan rates and solid financial products for our members. We take pride in having 782 full-time employees and 51 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Secure Savings Opportunities

Members' savings are secured through $1,304,527,411 in share certificates and $710,615,725 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $19,992,685, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $482,794,019, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 918 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $691,436,541 in used vehicle loans and $471,635,194 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or opting for a reliable used vehicle, we provide tailored solutions that simplify the buying process.

Business Financing

For business owners seeking growth opportunities, our outstanding commercial loans totaling $644,394,602 provide the capital needed to expand and thrive. Whether you need funds for equipment upgrades or operational costs, we are here to support your business objectives. At Washington State Employees located at 330 Union Ave Se Olympia Wa 98501, our dedicated team is ready to assist you with any questions regarding loan products and eligibility requirements. You can reach us at 800-562-0999 during our operating hours from Monday to Friday between 9:00 AM and 5:30 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We invite you to explore our offerings today and see how we can help you achieve your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $332,988,335, make buying or refinancing simple. We are committed to guiding you through each step of the mortgage process so you can focus on making your new house a home.

Unsecured Credit Card Loans

Managing day-to-day expenses or planning for larger purchases? We also offer flexible terms on unsecured credit card loans, with a total of $269,914,266 in loans helping members manage their finances effectively. These cards come with benefits that can enhance your purchasing power while keeping your budget intact.

Loan Aggregator

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Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This rigorous approach guarantees that all listed loans meet industry standards for fairness and transparency.