Washington State Employees Credit Union Medical Lake WA | Affordable Vehicle Loans & Basic ATM Access

Introduction

At Washington State Employees, we believe in the power of community and the importance of trust in your financial journey. Nestled in the heart of Medical Lake, our branch at 205 E Highway 902 Ste 205, WA 99022 is dedicated to serving our members with integrity and care. Since our establishment in 1957, we have grown into a family that proudly supports over 319,722 members with a commitment to provide exceptional service. As part of the Washington State Employees Credit Union family, our branch is more than just a place for transactions; it's a hub for financial education and empowerment. With total assets exceeding $5.2 billion, we strive to deliver products that enhance your financial well-being, whether you're looking for personal banking options like checking accounts and auto loans or business solutions tailored to your needs. We understand that every member has unique goals, which is why our team works tirelessly to provide personalized services, from mortgage loans and debt consolidation to credit cards with rewards. Under the leadership of CEO Gary Swindler and Board President Veronica Bronkema, our knowledgeable staff of 833 employees is here to assist you every step of the way. While you can visit us at our Medical Lake location, please note that official correspondence should be directed to our mailing address: PO BOX WSECU, OLYMPIA, WA 98507. We invite you to experience the difference that comes with being part of a credit union focused on its members' success. Feel free to reach out by calling us at 800-562-0999 or explore our offerings online at wsecu.org. Join us today and take control of your financial future!

Branch History & Mission

Welcome to the rich history of Washington State Employees, a proud member of the community in Medical Lake, WA. Established in 1957, our branch has grown alongside its members, evolving from a small credit union into a trusted financial partner for over 319,722 individuals today. Our journey reflects our commitment to providing exceptional financial services while fostering strong community ties. Located at 205 E Highway 902 Ste 205, we are easily accessible to all residents and nearby businesses. Just a short drive from local landmarks, we invite you to stop by and experience firsthand the friendly service that defines our branch. If you need to reach us by mail, please send your correspondence to PO BOX WSECU, Olympia, WA 98507. At the heart of Washington State Employees is our mission: to empower our members through comprehensive financial solutions while giving back to the communities we serve. We believe that when our members succeed, so does our community. That's why we offer a wide range of services including personal banking options such as checking and savings accounts, auto loans, mortgage refinancing, and business banking solutions. We also prioritize accessibility with features like online and mobile banking, ensuring everyone can manage their finances conveniently. Over the years, we've achieved significant milestones that demonstrate our growth and resilience. With total assets amounting to an impressive $5,255,760,569, we have built a solid foundation that allows us to support our members effectively. Our dedication extends beyond financial products; we actively participate in local outreach programs and partnerships that benefit various initiatives within Medical Lake and surrounding areas. In addition to providing essential banking services, we have embraced digital advancements to enhance your experience with us. Our ADA-compliant facilities ensure that all members can access our services comfortably. You can rely on us for 24/7 ATM access and drive-thru banking during regular operating hours: Monday through Friday from 9:00 am to 5:30 pm. As we look forward to the future, we invite you to be part of this incredible journey with us. Join Washington State Employees today and discover how our commitment to your financial well-being can help you achieve your goals. Experience the benefits of being a member where your success is always at the forefront of what we do! For more information or to become a member today, visit us online at wsecu.org or call us at 800-562-0999. Together, let's build a stronger community!

Branch Location & Accessibility

Convenient Access

At our Medical Lake branch, we prioritize your convenience. We offer ample parking and ensure that our facilities are accessible to everyone, including ADA-compliant features such as ramps for easy entry. Whether you're stopping by to deposit a check or seek assistance with a loan, you'll find our friendly staff ready to help.

Operating Hours

Our lobby is open Monday through Friday from 9:00 AM to 5:30 PM, ensuring you have plenty of time during the week to manage your finances. If you prefer drive-thru service, we're happy to offer the same hours for those quick transactions. For added convenience, our walk-up ATM is available 24/7, giving you access to cash and basic services anytime you need.

Services Offered

We provide a variety of services tailored to meet your personal banking needs. From checking and savings accounts to auto loans and mortgage refinancing, our offerings are designed with you in mind. Our shared service center allows members from partner credit unions to make deposits and withdrawals seamlessly. If you need assistance or have questions about our services, don't hesitate to give us a call at 800-562-0999. We're here to support you every step of the way! We invite you to visit us at the Washington State Employees Credit Union branch in Medical Lake today! Experience firsthand how we can help with all your financial needs.

Member Eligibility

At Washington State Employees, we believe that everyone deserves a chance to join our welcoming community. Becoming a member is simple and open to anyone who shares our values. To be eligible, you should be an employee or retiree of the State of Washington or have an immediate family member who meets this criteria. This means if you work for the state or are related to someone who does, you can enjoy all the benefits we offer, from competitive loan rates to personalized financial advice. If you're curious about the specific eligibility details, feel free to check out more information at . Joining us is easy! You can start your membership journey by visiting us at our branch located at 205 E Highway 902 Ste 205 Medical Lake Wa 99022, or simply apply online through our convenient account opening portal at https://digital.wsecu.org/banking/self-enrollment. Should you have any questions, don't hesitate to give us a call at (800) 562-0999. We're excited to welcome you into our family where your financial well-being is our top priority!

Business Banking & Commercial Services

Streamlined Merchant Services

Imagine this: you're a local café owner, and you just received a large order for a community event. You need quick access to funds to buy supplies and ensure everything runs smoothly. Our merchant services can help streamline your payment processes, making it easier for your customers to pay while keeping your cash flow healthy. From point-of-sale systems that simplify transactions to mobile payment options that let you accept payments on-the-go, we're here to equip your business with the tools it needs to thrive. Ready to take your business to the next level? Visit us at 205 E Highway 902 Ste 205 Medical Lake Wa 99022 in Medical Lake, WA, or give us a call at (800) 562-0999. Let's work together to achieve your goals!

Supporting Your Growth with Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $419 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $5 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $644,394,602, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessibility Options

We also recognize the importance of accessibility in banking. At Washington State Employees, we provide basic drive-thru banking for quick deposits and withdrawals, along with shared branch transactions for partner credit union members. If you're out and about, our ATMs are available for balance checks and cash withdrawals without any fuss.

Business Banking Services

For our business members, Washington State Employees provides essential banking services, including merchant services and business loans. We understand the challenges of running a business and are committed to supporting local entrepreneurs with tailored financial solutions.

Credit Card Benefits

Don't forget about our credit cards with rewards! They offer not just convenience but also perks that can enhance your everyday spending. Whether it's cashback on groceries or points for travel, these cards are designed to give back to you.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features. With just a few taps on your smartphone or clicks on your computer, you can access your accounts anytime, anywhere. Our ATM services allow for easy cash withdrawals, while our mobile payments make transactions quick and hassle-free.

Join Us Today!

Whether you're looking to open an account or apply for a loan, we invite you to experience the difference at Washington State Employees. Our dedicated team is here to help you navigate all your financial needs with ease. Feel free to reach us at (800) 562-0999 or visit us during lobby hours: Monday through Friday from 9:00 AM to 5:30 PM. Let us be your trusted financial partner in achieving your goals!

Personal Banking Solutions

We start with personal banking, which includes checking and savings accounts tailored to fit your lifestyle. Imagine the peace of mind that comes from having an account that works for you whether it's for everyday spending or saving for future goals. Our auto loans and vehicle financing options make it easier than ever to get behind the wheel of your dream car without straining your budget. If homeownership is on your horizon, our mortgage loans and refinancing services can guide you every step of the way. We understand that buying a home is a significant milestone, so we work hard to provide competitive rates and personalized support. For those moments when life throws unexpected expenses your way, our personal loans and debt consolidation options can help you regain control over your finances.

Digital & Online Banking

Key Services

Access your accounts effortlessly through our user-friendly online banking platform at https://wsecu.org/. You can view your balances, transfer funds, and pay bills all in one place. Plus, if you ever need to send money quickly, our person-to-person transfer feature makes it simple to send cash to friends or family with just a few taps. For those who prefer managing their finances on the go, our mobile application is available for download, giving you access to your accounts right from your smartphone. Enjoy the benefits of mobile payments, allowing you to make purchases with ease no wallet required!

Security and Accessibility

We prioritize your security with features like electronic signature authorization, making it safe to sign documents online without needing to visit a branch. Additionally, e-statements are available so you can keep track of your account activity without the hassle of paper statements cluttering up your mailbox. Managing your finances has never been easier or more secure. Whether you're checking balances or making transactions, our digital solutions empower you with real-time account management. Join us today at Washington State Employees and experience the future of banking that fits right in your pocket!

Financial Strength

A Growing Community

We have a strong member base with a total of 627,578 share accounts, showing that more people trust us with their finances each day. This growth is bolstered by our commitment to transparency and member service. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Washington State Employees is your trusted partner. Visit us at 205 E Highway 902 Ste 205 Medical Lake Wa 99022 or call 800-562-0999 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Continuous Growth

With $472,736,945 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports members' financial goals across various sectors with $37,830 in used auto loans and a total of $4,251,401,593 in loans and leases. Our operational efficiency is reflected in our net income of $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 782 full-time employees and 51 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Member Savings and Investments

Members' savings are secured through $1,304,527,411 in share certificates and $710,615,725 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $19,992,685, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Our Financial Health

With a net worth of $482,794,019, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 918 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $691,436,541 in used vehicle loans and $471,635,194 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates for both new and used vehicles to ensure you find the right fit for your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $644,394,602 provide the capital needed to grow and expand. We understand the importance of having reliable financing for your business needs. At Washington State Employees Credit Union, we prioritize our members' financial well-being. If you're interested in any of these loan products or want more information about refinancing or eligibility options, please feel free to reach out to us at 800-562-0999. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward achieving your financial goals!

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $332,988,335, making buying or refinancing simple. We also offer various refinancing options to help you secure better terms on your current mortgage.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $269,914,266 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits designed to enhance your everyday spending.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to sourcing data from reputable institutions ensures that users receive fair and transparent offers.