Washington State Employees Credit Union Lakewood WA | Affordable Auto Loans & Drive-Thru Banking

Introduction

Welcome to Washington State Employees, your trusted partner in financial well-being since 1957. Located at 9540 Bridgeport Way SW, Lakewood, WA 98499, we have proudly served our community for over six decades, building lasting relationships with our 319,722 members. With total assets exceeding $5.25 billion and a solid net worth of $482,794,019, we are committed to providing exceptional banking services tailored to meet the unique needs of our members. At Washington State Employees, we understand that your financial journey is important. That's why we offer a variety of services including checking and savings accounts, auto loans, mortgage options, personal loans, and business banking solutions. Our mission is to empower you with the resources you need to achieve your financial goals while ensuring a friendly and supportive environment. Our dedicated team is here to assist you every step of the way. Under the leadership of CEO Gary Swindler and Board President Veronica Bronkema, our staff of 833 employees works diligently to provide personalized service that puts your needs first. We believe that every interaction should reflect our commitment to excellence and community impact. While members can visit us at our branch location in Lakewood, official correspondence should be sent to our mailing address: PO BOX WSECU, Olympia, WA 98507. If you have questions or need assistance, don't hesitate to reach out! Call us at 800-562-0999 during our lobby hours from Monday to Friday, 9:00 AM - 5:30 PM and Saturdays from 9:30 AM - 2:00 PM. Discover the difference that a member-focused credit union can make in your life. Visit us online at wsecu.org or come by our branch today! We're excited to help you on your path to financial success.

Branch History & Mission

Join Us!

We invite you to experience the benefits of being a member of Washington State Employees Credit Union. Whether you're looking for a reliable place to save or seeking advice on loans and financing options, we're ready to support your journey towards financial success. Visit us today at our Lakewood branch or contact us at 800-562-0999 for more information. Together, let's build a brighter financial future!

Our Mission

At WSECU, our mission is simple: to enhance the financial well-being of our members while fostering a sense of community. We aim to provide high-quality services that are both accessible and affordable. This includes offering competitive rates on loans and deposits along with innovative digital banking solutions such as online banking and mobile payments. We also take pride in being ADA compliant and ensuring that all members have equal access to our services. With features like drive-thru banking and shared service centers available for convenience, we're here for you whenever you need us.

Our Story

Our branch at 9540 Bridgeport Way SW, Lakewood, WA 98499 has become a vital part of the local community. Over the years, we have adapted to meet the evolving needs of our members while staying true to our mission. From offering personal banking options such as checking and savings accounts to providing auto loans and mortgage refinancing, we strive to make financial wellness accessible for everyone. As a member-focused organization, we believe that supporting our community goes beyond providing financial products. We engage in various outreach efforts and partnerships aimed at uplifting those around us. Whether it's sponsoring local events or participating in educational programs, our commitment to making a positive impact is unwavering. While members can visit us at our Lakewood location for all their banking needs, official correspondence should be sent to PO BOX WSECU, Olympia, WA 98507.

Branch Location & Accessibility

Connect with Us

Ready to take the next step? We invite you to visit us at Washington State Employees in Lakewood or give us a call at 800-562-0999. Our friendly staff is eager to assist you with all your banking needs. Your financial journey starts here come see how we can help!

Operating Hours

At Washington State Employees, we want to make banking as convenient as possible. Our lobby hours are from 9:00 AM to 5:30 PM, Monday through Friday, and from 9:30 AM to 2:00 PM on Saturdays. If you need assistance outside of those hours, our drive-thru service is available during the same hours as the lobby. Additionally, we provide 24/7 access to ATMs for quick cash withdrawals and balance checks.

Services Offered

We pride ourselves on offering a wide range of services tailored just for you. Whether you're looking for personal banking solutions like checking and savings accounts or need financing options such as auto loans and mortgages, we have you covered. Enjoy the convenience of online and mobile banking, which allows you to manage your finances anytime and anywhere. If you require shared services or basic transactions with partner credit unions, we're here to help! With a drive-thru option for quick deposits and withdrawals, your experience at our branch will be smooth and efficient.

Member Eligibility

At Washington State Employees, we believe in creating a welcoming community for all our members. Joining us is easy and opens the door to a world of financial benefits tailored just for you. Whether you're a state employee, a family member of one, or someone who lives or works in Washington State, you may already be eligible to become part of our credit union family. It's as simple as visiting our website to learn more about the eligibility criteria at . If you're ready to take the next step, opening an account with us is straightforward just head over to https://digital.wsecu.org/banking/self-enrollment and get started today! If you have any questions, feel free to reach out at (800) 562-0999. We can't wait to welcome you into our supportive network at 9540 Bridgeport Way Sw Lakewood Wa 98499!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $419 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $5 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $644,394,602, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

When it comes to payments, having reliable merchant services can make all the difference. Imagine a bustling café where customers can pay effortlessly, whether they're using credit cards or mobile payments. Our merchant services equip you with the tools you need to streamline transactions and enhance customer satisfaction. At Washington State Employees, located at 9540 Bridgeport Way Sw Lakewood Wa 98499 in Lakewood, WA, we're dedicated to supporting your business every step of the way. Let us partner with you to achieve your financial goals!

Comprehensive List Of Services

Business Banking Services

For entrepreneurs and small business owners, we provide comprehensive business banking solutions. From merchant services that help you accept payments easily to tailored business loans, we're here to support your growth every step of the way.

Convenient Access

We know convenience is key in today's fast-paced world. That's why our branch features a drive-thru service for quick deposits and withdrawals. You can also take advantage of our ATM services, which are available 24/7 for cash withdrawals and balance checks. Plus, as part of the shared service center network, members can perform basic transactions like deposits and withdrawals at partner credit unions.

Credit Options

Managing credit wisely is essential for financial health. At Washington State Employees, we offer credit cards with rewards that allow you to earn while you spend. Whether it's groceries or gas, every dollar counts! Our credit options are designed to fit your spending habits without breaking the bank.

Member-Centric Features

Our focus on member satisfaction drives us to continually enhance our offerings. With features like mobile payments, person-to-person transfers, and e-statements, managing your finances has never been easier or more efficient. We believe that banking should fit seamlessly into your life. At Washington State Employees in Lakewood, we strive to provide comprehensive financial solutions that empower you to achieve your goals. If you have any questions or want more information about our services, don't hesitate to reach out! Call us today at 800-562-0999 or visit us online at wsecu.org. We look forward to serving you!

Personal Banking Solutions

We understand that personal finance can be overwhelming at times. That's why we offer checking and savings accounts tailored to fit your lifestyle. With easy access through our online and mobile banking platforms, you can check balances, transfer funds, or pay bills from anywhere. If you're in need of extra funds for a vehicle or home improvement project, our auto loans and personal loans make financing straightforward and stress-free. Additionally, if you're considering purchasing a home, our mortgage loans and refinancing options provide competitive rates and flexible terms.

Digital & Online Banking

Key Features

Managing your finances has never been simpler! Our platform includes features like person-to-person transfers, which allow you to send money to friends and family instantly perfect for splitting dinner bills or paying back a loan. Additionally, if you prefer going paperless, we offer e-statements that keep your financial records organized and accessible while helping the environment. Security is also a top priority for us. With electronic signature authorization, you can complete transactions safely from the comfort of your home without worrying about fraud. And if you're out shopping, don't forget about our mobile payments feature that lets you pay directly from your phone making checkout quick and hassle-free. Whether you're using our website or mobile app, rest assured that managing your accounts will be straightforward and secure. You'll have real-time access to all your transactions and balances, ensuring you always know where you stand financially. At Washington State Employees, we're committed to making banking easy for you. Discover more about our digital offerings today at https://wsecu.org/!

Financial Strength

At Washington State Employees, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's economic climate, you need a partner you can trust to manage your finances safely and effectively. Our financial data, sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results, illustrates our strong position. With a net worth of $482,794,019, we maintain solid financial health that enables us to offer better rates, lower fees, and enhanced member services. Furthermore, our net worth ratio of 9.18% demonstrates a robust capital foundation, ensuring that we can continue providing loans and competitive savings rates even in uncertain economic times. Members' savings are secured through $1,304,527,411 in share certificates and $710,615,725 in money market shares, which offer stable and rewarding financial growth opportunities. Unlike traditional banks that prioritize profits over people, we focus on our members. With non-member deposits at $19,992,685, we ensure that our resources benefit you through better loan rates and exclusive perks. With $472,736,945 in undivided earnings, we continuously reinvest in innovative banking tools and stronger lending options to serve you better. Our lending capacity is significant as well; with $37,830 in used auto loans and a total of $4,251,401,593 in loans and leases, we support your financial goals across various sectors. Our operational efficiency is reflected in our net income of $0, allowing us to keep offering competitive loan rates and solid financial products for our members. We also take pride in having 782 full-time employees and 51 part-time employees ready to assist you with knowledgeable support. Net Shares available for lending are currently at $0, while we proudly serve a growing member base with a total of 627,578 share accounts that trust us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Washington State Employees is your trusted partner. Visit us at 9540 Bridgeport Way Sw Lakewood Wa 98499 or call 800-562-0999 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $691,436,541 in used vehicle loans and $471,635,194 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates to ensure you find a financing option that works for you.

Business Loans

For business owners, our outstanding commercial loans totaling $644,394,602 provide the capital needed to grow and expand. We understand the unique challenges businesses face and are here to support your ambitions with tailored financing solutions. In addition to these great offerings, we provide options for refinancing existing loans or checking eligibility for new ones. Our team is dedicated to helping you explore all available avenues to secure the financing you need. If you're ready to take the next step in achieving your financial goals or simply want more information about our services at Washington State Employees located at 9540 Bridgeport Way Sw Lakewood Wa 98499, give us a call at 800-562-0999. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how our loan products can empower you today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $332,988,335, make buying or refinancing simple. We aim to guide you through each step of the process so you can feel confident in your investment.

Unsecured Credit Card Loans

Managing day-to-day expenses can sometimes be tricky. That's why we also offer flexible terms on unsecured credit card loans, with a total of $269,914,266 in loans helping members manage their finances effectively. Enjoy the convenience and security of a credit card without the need for collateral.

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