Washington State Employees Credit Union Federal Way WA

Introduction

Welcome to Washington State Employees, your trusted partner in financial wellness since 1957. Located at 34024 Hoyt Rd SW Ste H, Federal Way, WA 98023, we proudly serve a vibrant community of over 319,722 members. Our commitment goes beyond banking; we strive to empower you with the resources and support you need to achieve your financial goals. While members can visit us at our Federal Way location, official correspondence should be sent to our mailing address: PO BOX WSECU, Olympia, WA 98507. With total assets exceeding $5.25 billion, we are equipped to offer a wide array of services tailored to meet your unique needs from personal and auto loans to business banking solutions. At Washington State Employees, we take pride in our solid foundation built on trust and reliability. Under the leadership of CEO Gary Swindler and Board President Veronica Bronkema, our dedicated team of 833 employees is here to ensure that your experience is nothing short of exceptional. We believe that strong relationships with our members are key to fostering a thriving community. With total deposits reaching $40,239,212 and a net worth of $482,794,019, we are financially sound and well-positioned to support your aspirations. Whether you're looking for checking and savings accounts or seeking guidance on mortgage refinancing, our knowledgeable staff is ready to assist you every step of the way. We invite you to explore what makes Washington State Employees different. Visit us online at wsecu.org or give us a call at 800-562-0999. Let's work together towards a brighter financial future!

Branch History & Mission

Community Engagement

Washington State Employees is not just about banking; it's about building relationships within the community. We actively participate in outreach programs and partner with local organizations to enhance the lives of those around us. We understand that supporting our community strengthens us all. We have also embraced digital advancements by offering online banking services and mobile applications that make managing finances easy and accessible for everyone. Additionally, we ensure ADA compliance so that all members can navigate our services without barriers.

Evolution and Growth

From humble beginnings as a small credit union established to serve state employees, we have evolved into a trusted financial partner for individuals and families across Washington. Our branch has witnessed significant milestones along the way, from expanding our services to include personal banking, auto loans, mortgages, and business banking solutions. We strive to adapt to the changing needs of our members while remaining true to our core mission: providing accessible and affordable financial services.

Join Us Today!

As we look forward to continuing this journey together with our members, we invite you to become part of the Washington State Employees family. Experience firsthand the benefits of joining a credit union that truly cares about your financial well-being. Visit us today at 34024 Hoyt Rd Sw Ste H Federal Way Wa 98023 or explore more about how we can assist you at wsecu.org. Together, let's build a brighter financial future!

Our Mission

Our mission is simple yet powerful. We aim to empower our members through comprehensive financial solutions while fostering a supportive community environment. We believe that everyone deserves access to quality financial services that can help them achieve their goals. Whether it's offering competitive rates on loans or providing personalized support through online and mobile banking options, we are here for you every step of the way. While members can visit us at 34024 Hoyt Rd Sw Ste H Federal Way Wa 98023, official correspondence should be sent to PO BOX WSECU, Olympia, WA 98507. Our lobby hours are Monday through Friday from 9:00 AM to 5:30 PM, and our walk-up ATM is available 24/7 for your convenience.

Branch Location & Accessibility

Accessibility Features

At our branch, we prioritize accessibility for all members. You'll find ADA-compliant features including ramps and designated parking spaces, making your visit comfortable and hassle-free. We also offer ample parking for those visiting us by car.

Operating Hours

We know your time is valuable. That's why our lobby hours are set from 9:00 AM to 5:30 PM, Monday through Friday, ensuring you can easily stop by during your busy day. For added convenience, our walk-up ATM is available 24/7 for quick transactions anytime!

Services Offered

Whether you're looking to open a checking account, apply for an auto loan, or need assistance with business banking services, our friendly staff is ready to help. We also provide shared branch services for partner credit union members, so you can handle basic transactions like deposits and withdrawals without any stress. While members can visit us at 34024 Hoyt Rd Sw Ste H for all their banking needs, official correspondence should be sent to PO BOX WSECU in Olympia, WA. Don't hesitate to reach out! If you have questions or need assistance, feel free to call us at 800-562-0999. We look forward to welcoming you at Washington State Employees Credit Union where your financial well-being is our priority!

Member Eligibility

At Washington State Employees, we believe that everyone deserves a supportive community to help them achieve their financial goals. Joining us is easy and welcoming! If you live or work in Washington State or have a family member who does, you're likely eligible for membership. Our members enjoy a range of benefits, including personalized service and competitive rates on loans and savings. To find out all the details about eligibility, feel free to check out our resource at . When you're ready to take the next step, opening an account is just as simple! You can start the process online through this link: https://digital.wsecu.org/banking/self-enrollment. If you have any questions or need assistance, don't hesitate to call us at (800) 562-0999. We're here to help you every step of the way!

Business Banking & Commercial Services

Financing Solutions for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $419 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $5 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $644,394,602, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Matter

Imagine having the tools to effortlessly process payments while focusing on what truly matters growing your business. Our merchant services offer easy payment solutions tailored for you. From credit card processing to mobile payment options, we equip you with everything needed to meet customer demands head-on. Visit us at 34024 Hoyt Rd Sw Ste H Federal Way Wa 98023 in Federal Way, WA, or call us at (800) 562-0999 to learn how we can help your business thrive!

Comprehensive List Of Services

Business Banking Services

For our business members, we provide comprehensive banking solutions including merchant services and business loans. If you're an entrepreneur looking to expand or start your venture, our team is ready to assist with customized financial products designed specifically for businesses.

Convenient Access

In addition to traditional banking services, we also offer ATM access for cash withdrawals and balance checks whenever you need it. Our lobby hours are convenient too; we're open Monday through Friday from 9:00 AM to 5:30 PM. Plus, if you're part of another credit union that partners with us, basic shared branch transactions such as deposits and withdrawals are easy and accessible. As technology evolves, so do we! With features like electronic signatures, e-statements, mobile payments, and person-to-person transfers available through our digital banking platform, managing your finances has never been easier. For any questions or further details about our services at Washington State Employees, don't hesitate to give us a call at 800-562-0999. We're here to help! Explore all that we offer by visiting us online at wsecu.org. Join us today your financial success starts here!

Credit Card Benefits

Our credit cards come with rewards that allow you to earn points on everyday purchases. Imagine using your credit card not just as a payment method but as a way to earn travel miles or cash back on things you buy regularly.

Home Financing

For those thinking about purchasing a home or refinancing an existing mortgage, our mortgage loans provide flexible solutions tailored to your needs. Whether you're a first-time homebuyer or looking to lower your monthly payments, we guide you through every step of the process.

Personal Banking Solutions

Whether you're looking to open a new checking or savings account, our personal banking options are designed for your convenience. Imagine needing a reliable place to manage your daily expenses or save for that dream vacation our accounts offer the perfect solution. Plus, with online and mobile banking, you can check your balance, transfer funds, and pay bills from anywhere.

Personal Loans

Life can throw unexpected expenses your way. That's why we offer personal loans and debt consolidation options to help manage those costs effectively. From medical bills to home repairs, having access to quick funds can relieve stress during tough times.

Vehicle Financing

If you're in the market for a new car or need financing for a vehicle, we have you covered with competitive auto loans and vehicle financing options. Picture yourself driving off in that new car while knowing you've secured a great rate through us. We understand that buying a vehicle is a significant decision, and we're here to make it easier.

Digital & Online Banking

Key Services

Our online banking services are available 24/7, ensuring you can check balances, transfer funds, and pay bills at your convenience. You can start exploring these features by visiting us at https://wsecu.org/. Whether you're on a lunch break or relaxing at home, our online platform is just a few clicks away. For added convenience, we provide electronic signature authorization. This means you can complete transactions and sign documents without the hassle of printing or mailing anything. Plus, e-statements are available for those who prefer a paperless approach. You'll receive all your account statements directly in your inbox no more clutter!

Mobile Banking Features

In today's fast-paced world, mobile payments have become essential. With our mobile payments feature, you can make purchases quickly and securely right from your smartphone. And if you're always on the go, our mobile application allows you to access your accounts with just a tap. It's easy to download and even easier to use. We also offer person-to-person transfers. Need to send money to a friend? Just a few taps on your phone will do the trick! This feature makes splitting bills or sharing expenses simple and straightforward. At Washington State Employees, we're committed to providing safe and accessible banking solutions that fit your lifestyle. Join us today and take control of your finances with ease!

Financial Strength

Growing Membership Base

Total Share Accounts stand at 627,578, showing a strong and growing member base that trusts us with their finances. This trust underscores our commitment to maintaining a secure financial environment for all members. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Washington State Employees is your trusted partner. Visit us at 34024 Hoyt Rd Sw Ste H Federal Way WA 98023 or call 800-562-0999 to learn more about how we can help you achieve your financial goals.

Member-Focused Savings

Members' savings are secured through $1,304,527,411 in share certificates and $710,615,725 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $19,992,685, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our net income of $0, which allows us to keep offering competitive loan rates and solid financial products for our members. We also take pride in having 782 full-time employees and 51 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Better Services

With $472,736,945 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust with $37,830 in used auto loans and over $4.25 billion in total loans and leases available to support members' financial goals across various sectors.

Solid Financial Health

With a net worth of $482,794,019, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 918 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $691,436,541 in used vehicle loans and $471,635,194 in new vehicle loans already helping members get on the road. We also provide flexible terms for those interested in refinancing their existing auto loans.

Business Loans

For business owners seeking capital for growth and expansion, we have outstanding commercial loans totaling $644,394,602. These loans provide the necessary funding to help businesses thrive in today's competitive environment. Our dedicated team is here to assist you with any questions about our loan offerings or eligibility requirements. Don't hesitate to reach out at 800-562-0999 or visit us at our Federal Way branch during lobby hours: M-F from 9:00 am - 5:30 pm. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore our loan products today and discover how Washington State Employees can support your financial journey!

Credit Lines and Personal Loans

For those needing additional financial support, our total credit lines amount to $1,741,723,013. This includes unsecured credit card loans totaling $269,914,266, which help members manage their finances effectively. With flexible terms and competitive interest rates, our credit products are designed to fit your lifestyle.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $332,988,335, allowing you to secure your dream home with ease. If you're considering refinancing your current mortgage, we can guide you through the process and explore eligibility options.

Loan Aggregator

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Ensuring Accurate Comparisons

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