Washington State Employees Credit Union Everett WA | Affordable Auto Loans & Business Banking

Introduction

Welcome to the Washington State Employees Credit Union, your trusted partner in financial well-being, located conveniently at 404 128th St SW, Everett, WA 98204. Established in 1957, our mission has been clear: to empower our members with reliable financial services that cater to their unique needs. With a robust membership of 319,722 and total assets exceeding $5.2 billion, we are proud to be a cornerstone of the community. At our Everett branch, you'll find a dedicated team ready to assist you with everything from personal banking and auto loans to mortgages and business services. Our CEO, Gary Swindler, alongside Board President Veronica Bronkema, leads our passionate staff of 833 employees who are committed to delivering exceptional service every day. While members can visit us at our Everett location for all their banking needs, official correspondence should be sent to our mailing address: PO BOX WSECU, Olympia, WA 98507. We understand the importance of feeling secure about your finances. That's why we offer a variety of services designed to enhance your financial health, including checking and savings accounts, credit cards with rewards, and personalized loan options. With over $40 million in total deposits and a net worth of $482 million, we are here to help you achieve your financial goals. We invite you to explore what sets us apart. Whether you're looking for competitive auto loans or convenient online banking options, we're here for you. Feel free to reach out at 800-562-0999 or visit us online at wsecu.org for more information on how we can serve you better. Your journey towards financial empowerment starts here!

Branch History & Mission

At Washington State Employees in Everett, WA, our story began in 1957, when we opened our doors with a mission to serve the hardworking members of our community. Over the years, we have evolved into a trusted financial partner for more than 319,000 members, helping them achieve their financial goals with personalized services and support. Located at 404 128th St SW, Everett, WA 98204, our branch is easily accessible for those in Snohomish County and beyond. We are proud to offer a variety of services tailored to meet the needs of our members, including checking and savings accounts, auto loans, mortgage options, personal loans, and business banking solutions. For anyone seeking assistance or advice on their financial journey, our dedicated team is here to help. Our mission is simple yet powerful: to enhance the lives of our members by providing exceptional financial services while fostering a strong sense of community. We believe in supporting not just individual aspirations but also the collective well-being of Everett and its surrounding areas. Through various outreach programs and partnerships with local organizations, we strive to make a positive impact on those we serve. As technology advances, so do we. Our commitment to digital banking means you can enjoy convenient online and mobile banking options that fit your lifestyle. Whether it's managing your account from home or making transactions through our ATMs available 24/7 or visiting our drive-thru service during lobby hours (M-F 9:00 am - 5:30 pm; Saturday 9:30 am - 2:00 pm), we prioritize accessibility and ease for all our members. While you can always visit us at our branch location for any inquiries or transactions, please note that official correspondence should be sent to PO BOX WSECU, Olympia, WA 98507 if needed. We invite you to join Washington State Employees Credit Union and experience firsthand the dedication we have towards empowering individuals and enriching communities. Together, let's build a brighter financial future! For more information about how you can become a member or take advantage of our services, please visit our website or give us a call at 800-562-0999.

Branch Location & Accessibility

A Full Range of Services

Whether you need personal banking solutions like checking and savings accounts or are looking for auto loans and mortgages, we have you covered. Our branch also offers shared services for partner credit union members making it easy for anyone in our network to manage their finances with us. While members can visit us at 404 128Th St SW, official correspondence should be sent to PO BOX WSECU, Olympia, WA 98507.

Connect With Us Today!

Ready to take the next step? Give us a call at 800-562-0999 or stop by our Everett branch today! Our dedicated team is excited to assist you with your banking needs and help you achieve your financial goals. Come see how banking can feel like home at Washington State Employees!

Easy Access and Parking

Finding us is a breeze! We have ample parking available right outside our doors, ensuring that your visit is as smooth as possible. Our branch is designed with accessibility in mind, featuring ramps and ADA-compliant facilities to accommodate all members of our community.

Operating Hours That Fit Your Schedule

At Washington State Employees, we understand that life can be busy. That's why our lobby hours are tailored to meet your needs: we're open Monday through Friday from 9:00 AM to 5:30 PM and Saturday from 9:30 AM to 2:00 PM. If you prefer the convenience of banking on-the-go, enjoy our drive-thru services during the same hours as the lobby. Plus, for those late-night transactions, our ATM is available 24/7!

Member Eligibility

Joining the Washington State Employees credit union is like becoming part of a caring family that supports your financial goals. If you're a current or retired employee of the state of Washington, or if you have a family member who is, you're already on your way to membership! This community-oriented credit union welcomes anyone who shares a connection with Washington's state workforce, making it easy for you to access valuable financial services tailored just for you. To learn more about the specific eligibility criteria and ensure you meet all requirements, feel free to visit our detailed page at . Becoming a member at the Washington State Employees credit union opens up a world of benefits, from competitive loan rates to personalized banking solutions. The process is straightforward, and you can start by opening an account online in just a few minutes through this link: https://digital.wsecu.org/banking/self-enrollment. If you have any questions or need assistance, don't hesitate to give us a call at (800) 562-0999. We're here to help you every step of the way as you take this exciting step towards better financial health!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $419 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $5 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $644,394,602, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced market, effective payment solutions are crucial. Our merchant services help businesses accept payments easily, manage transactions efficiently, and enhance customer satisfaction. Imagine being able to process payments seamlessly whether you're at a physical store or selling online. That's the kind of support we offer. Explore how Washington State Employees can be your partner in achieving financial success at our conveniently located branch at 404 128Th St Sw Everett Wa 98204, Everett, WA. For more information, reach us at (800) 562-0999 or visit our website at https://wsecu.org/.

Comprehensive List Of Services

Always Here for You

With lobby hours from Monday through Friday (9:00 AM - 5:30 PM) and Saturday (9:30 AM - 2:00 PM), we're here when you need us most. And if you're on the go? Our online and mobile banking features ensure you can manage your finances anytime, anywhere. At Washington State Employees, we're more than just a credit union; we're a partner in your financial journey. If you're ready to explore how we can assist you today, give us a call at 800-562-0999 or visit us online at wsecu.org. Let's work together towards achieving your financial goals!

Business Banking Services

For our business members, we provide comprehensive banking solutions that include merchant services and business loans tailored to support your operations. Our goal is to empower local businesses by offering flexible financing options and resources that foster growth.

Convenient Access

We understand that convenience is key in today's busy world. That's why we provide ATM services for easy cash withdrawals and balance checks whenever you need them. Our drive-thru banking allows for quick deposits, withdrawals, and simple transactions without having to leave your vehicle. Additionally, as part of our commitment to serving our community, we participate in shared branching transactions. This means members of partner credit unions can also conduct basic transactions like deposits and withdrawals at our branch.

Personal Banking Solutions

Our personal banking services start with checking and savings accounts that help you manage your everyday finances effectively. You can easily access your funds through our online and mobile banking platforms, which allow you to check balances, transfer money, and pay bills right from your smartphone or computer. If you're considering purchasing a new car, our auto loans and vehicle financing options are designed to make that process straightforward and affordable. We also offer mortgage loans and refinancing opportunities to help you secure the home of your dreams or adjust your current mortgage terms for better rates. For those unexpected expenses or plans that require additional funds, our personal loans and debt consolidation options can provide the financial relief you need. Plus, with our credit cards featuring rewards programs, you can earn benefits while making everyday purchases.

Digital & Online Banking

Key Services

Our 24/7 Online Banking Services ensure that you can access your accounts anytime you need. You can check your balance, transfer funds, and even pay bills with just a few clicks. Plus, with E-Statements Availability, you can opt for paperless statements that not only help the environment but also keep your financial information organized and accessible whenever you want. Need to send money quickly? With our Person-to-Person Transfers, sending money to friends or family is as easy as sending a text message. Our mobile payments feature allows you to make purchases directly from your smartphone, adding another layer of convenience to your everyday transactions.

Security and User-Friendly Features

Your security is our priority. We utilize advanced measures to protect your personal information while using our services. With Electronic Signature Authorization, signing documents online becomes both simple and safe, eliminating the hassle of printing and scanning. For those who prefer managing their finances on the go, our Mobile Application puts all these features in your pocket. You can easily navigate through your accounts and perform transactions securely wherever you are. At Washington State Employees, we understand that banking should fit into your life not the other way around. Our digital banking solutions are crafted with accessibility and ease-of-use in mind, allowing you to manage your finances in real time without any stress. Explore all that we have to offer by visiting us online at https://wsecu.org/. Your convenience matters, and we're here to make banking as effortless as possible!

Financial Strength

A Growing Community

Total Share and Deposit Accounts stand at 627,578, showing a strong and growing member base that trusts us with their finances. This reflects our commitment to building lasting relationships with our community. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Washington State Employees is your trusted partner. Visit us at 404 128Th St Sw Everett WA 98204 or call 800-562-0999 to learn more about how we can help you achieve your financial goals.

Investing in Your Future

With $472,736,945 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity is substantial; with $37,830 in used auto loans and $4,251,401,593 in total loans and leases, we support members' financial goals across various sectors. Our operational efficiency is reflected in our net income of $0, allowing us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 782 full-time employees and 51 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Member-Focused Savings

Members' savings are secured through $1,304,527,411 in share certificates and $710,615,725 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $19,992,685, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $482,794,019, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 918 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already provided over $471,635,194 in new vehicle loans and $691,436,541 in used vehicle loans to our members. Whether you are purchasing a brand-new model or a reliable used vehicle, we're here to help you get on the road with confidence.

Credit Lines and Business Loans

For those looking for flexibility in borrowing or business expansion opportunities, our total credit lines amount to $1,741,723,013 and outstanding commercial loans total $644,394,602. These products are designed for both personal and business needs providing you with access to necessary capital when it matters most. If you're interested in learning more about any of these loan products or want assistance with refinancing options available at Washington State Employees in Everett, WA (404 128Th St Sw), please feel free to contact us at 800-562-0999. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit our website at wsecu.org for further information about our services and how we can assist you today!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We provide Junior Lien 1-4 Family Residential Property loans totaling $332,988,335. If you're considering refinancing your current mortgage or exploring eligibility options for purchasing a new home, our team is ready to guide you through the process.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $269,914,266 helping members navigate their finances effectively. This option allows you to make purchases without tying up funds from your savings.

Loan Aggregator

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that users receive fair and transparent offers. Each loan listing reflects accurate terms and conditions, allowing for a straightforward comparison across different lenders.

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